Village Addition
Homes for Sale in Fernandina Beach, FL
True comps, carrying-cost math, and listings before the portals.
As of September 2026, the MLS records 2 closed sales in Village Addition Phase I in Fernandina Beach, FL since 2019, the most recent in September 2020. Across Fernandina Beach as a whole, 283 homes closed in the last 12 months at a median of $530,000, 56 median days on market, with 95 homes for sale today. At that median and Nassau County's FY2025-26 rate of 13.28 mills, annual property tax runs about $7,040 ($6,530 with the full homestead exemption).
Village Addition Phase I sits in Fernandina Beach, on Amelia Island in Nassau County, and that location does most of the heavy lifting on value here. This is a small, defined phase within a larger established area, so pricing tends to track condition and updates more than square footage alone. Without a broad set of active comps at any given moment, individual home quality can swing a sale considerably.
For buyers, the practical read is patience and preparation: inventory in a pocket this size turns over slowly, so when a home that fits comes up, you move on it. For sellers, the advantage is scarcity, but it cuts both ways. A dated home in a small phase gets scrutinized closely, and presentation and honest pricing matter more than a hot headline number.
The 60-Second Overview
Village Addition Phase I is a compact, established pocket in Fernandina Beach, close enough to Amelia Island's coast and the historic downtown grid to trade on location as much as on the houses themselves.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Village Addition is best for.
Best for
- Buyers prioritizing an Amelia Island location and proximity to Fernandina Beach's downtown and coast
- Buyers willing to wait for the right home to surface and act quickly when it does
- Buyers comfortable valuing a home on its own condition and updates rather than a deep comp set
Probably not for
- Buyers who need to choose from many active listings right now
- Buyers wanting a high-density new-construction community with repeatable floor plans
- Buyers who want a fast, formula-priced transaction with abundant comparables
The market around Village Addition
Village Addition is too small for its own price trend, so here is the market around it.
In ZIP 32034, 324 homes are on the market and 29% are under contract — a steady corner of Fernandina Beach.
Across Nassau County, 513 homes are active and 206 pending (29% under contract).
ZIP and county figures describe the wider market, not Village Addition specifically. Momentum Research analysis of MLS records.
Housing distress & ownership in Village Addition Phase I, Fernandina Beach
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
The Village Addition buying strategy.
If we were buying in Village Addition today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Village Addition.
A small phase on Amelia Island
Because this is a single named phase rather than a sprawling subdivision, the housing stock here is finite and the day-to-day inventory is thin. That means the market can look quiet for stretches and then hinge entirely on one or two listings. Judge value on the specific home in front of you — its condition, updates, and lot — rather than on any assumed neighborhood average.
The draw is Fernandina Beach itself: proximity to the beach, the walkable historic core, and the amenities of Amelia Island. A home here is buying into that setting first. If you want a modern, high-density new-build community with a long menu of comparable floor plans, this is not that; the appeal is location and an established address.
The location and the amenities are priced into every listing in Village Addition. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a phase this small, the difference between a good buy and an overpay comes down to reading condition against a limited comp set — and knowing when to wait versus when to act fast. We track what actually trades in and around Fernandina Beach and Nassau County, and we will tell you plainly when a specific home does not justify its ask.
Village Addition in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Village Addition buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Village Addition sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Village Addition, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Village Addition home worth?
Get a no-obligation home value based on real comparable sales in Village Addition, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Fernandina Beach →
Should you buy in Village Addition?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Under-contract shares | realMLS records, as of 2026-09-08 |
| Historical depth | Closed-sale records back to 2019 (2 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live local comps.
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See how Village Addition Phase I fits the bigger picture — live prices, inventory, and Momentum Scores: