Waterford Crossing
Homes for Sale in Palm Harbor, FL
True comps, carrying-cost math, and listings before the portals.
Market Heat
Over the 12 months ending 2026-09-12, 7 recorded sales closed at a median of $710,775, $314 per square foot, a median 71 days on market, sellers accepting 93% of original asking (-3% versus the prior year). At the median price and Pinellas County's FY2025-26 rate of 19.39 mills, annual property tax runs about $13,780 ($12,970 with the full homestead exemption).
Part of Waterford Crossing Ph Ii, Palm Harbor, FL — see all Waterford Crossing Ph Ii homes for sale (4 listings across 3 sections in the MLS).
Waterford Crossing right now
🟡 Off the recent peak. The trailing-12-month median ($711K) is down 3.3% from the prior 12 months ($735K). With about 3 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level Stellar MLS closed sales, 12-month windows ending September 12. Confidence: Low (7 and 5 sales in the two windows).
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Updated September 12, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Waterford Crossing market snapshot (as of September 12, 2026): the median sale price is about $711K ($314 per sq ft over the trailing 12 months of closed sales), and a median 71 days on market for closed sales. The trailing-12-month median is down 3% from the prior 12 months, computed from record-level Stellar MLS closed sales (7 closings in the current window).
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending September 12 of each year, from record-level Stellar MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($711K) IS the median in the snapshot above, and the move from 2025 ($735K) IS the -3.3% one-year change.
Windows contain 0 to 8 sales each (7 in the current window); every figure carries its sample size, and thin markets swing on single closings. Based on Stellar MLS data distributed by MLS GRID for the period 2004 through 2026. Deemed reliable but not guaranteed.
26% of homes for sale in ZIP 34683 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-08).
The Waterford Crossing buying strategy.
If we were buying in Waterford Crossing today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Waterford Crossing.
A closer look at the Waterford Crossing market
At a median of $314 per square foot, Waterford Crossing prices sit in a fairly defined band, so condition and updates — more than the list price — tend to separate one home from the next.
The trailing-12-month median down 3% year over year. Homes that do trade take a median 71 days on market, useful leverage on any listing that has lingered.
The location and the amenities are priced into every listing in Waterford Crossing. The deal is won or lost on condition, the comps, and the renovation math.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Waterford Crossing buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Waterford Crossing sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Waterford Crossing, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Waterford Crossing home worth?
Get a no-obligation home value based on real comparable sales in Waterford Crossing, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
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Frequently Asked Questions
What is the median home price in Waterford Crossing?
How long do homes in Waterford Crossing take to sell?
Who is the best real estate agent for Waterford Crossing?
How do I find a top Palm Harbor real estate agent who knows Waterford Crossing?
Can Momentum Realty connect me with an agent for Waterford Crossing?
Data sources & freshness
| Community market stats | Stellar MLS closed sales, 12-month windows ending September 12, 2026 |
| Under-contract shares | Stellar MLS records, as of 2026-09-08 |
| Historical depth | Closed-sale records back to 2004 (53 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.
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See how Waterford Crossing Ph I fits the bigger picture — live prices, inventory, and Momentum Scores: