Aerial view of Whispering Pines

Whispering Pines
Homes for Sale in Big Pine Key, FL

All 80 homes for sale in Big Pine Key, FL · median $857,000 · 80 homes for sale in 33043 · Monroe County homes for sale

Community in Big Pine Key · Monroe County · ZIP 33043
195 homesBuilt 1943–2024Median sale $947K
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Built fromLive Florida Keys MLS data21 years of closingsFL DOR public recordsUpdated twice daily

Over the 12 months ending 2026-09-20, 3 recorded sales closed at a median of $946,870, a median 70 days on market, sellers accepting 94% of original asking. At the median price and Monroe County's FY2025-26 rate of 8.816 mills, annual property tax runs about $8,350 ($8,000 with the full homestead exemption).

WHISPERING PINES key facts
LocationBig Pine Key, Monroe County, FL · ZIP 33043
Homes in the community195 (FL DOR 2025 assessment roll)
Years built1943–2024 (median 1982)
Typical living area1,248 sq ft (median)
Sale prices, last 12 months$946,870 median across 3 closed sales
Days on market (closed sales)70 median
Owner-occupied (homestead) share38%

Data as of September 20, 2026. Listing data provided by Florida Keys MLS, Inc. Information is deemed reliable but is not guaranteed by the MLS to be accurate; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “WHISPERING PINES key facts,” movewithmomentum.com/neighborhoods/whispering-pines--monroe, data as of September 20, 2026.

Live · Whispering Pines Housing Pulse Florida Keys MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Price
$947K
Median sold · 12 mo
94.1%
Sale vs ask
Monroe median: 96.7%
Tempo
70days
Median DOM · closed
12 days at the 2014 low
3
Sold · last 12 mo
10-yr average: about 4 a year
Ownership and context
38%
Owner-occupied · Whispering Pines
78 of 206 parcels homesteaded (FL DOR 2025)
62%
Non-owner-occupied · Whispering Pines
incl. 13% trust or LLC-held · 19% out-of-state
195
Homes in the community
plus 11 vacant residential lots · 206 residential parcels (FL DOR 2025)
Track record · 21 years of records
14
Recorded sales · 2024-2025
median $845K · qualified sales on the county roll (FL DOR 2025)
Est. 1943
Community established
homes built 1943-2024, median 1982 (FL DOR 2025)
1.5%/yr
Turnover rate
about 3 of 195 homes trade a year

Nearby homes for sale

No active listings inside WHISPERING PINES right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.

550 Pine Lane
$799K · 0.1 mi away
3 bd · 1 ba
550 Pine Lane
Listed by Expert Realty LLC
31032 Hollerich Drive
$899K · 0.1 mi away
4 bd · 2 ba
31032 Hollerich Drive
Listed by Key West Vacation Properties & Realty, LLC (KW)
31033 Hibiscus Drive
$699K · 0.1 mi away
3 bd · 1.5 ba
31033 Hibiscus Drive
Listed by Coldwell Banker Schmitt RE Co.
545 Ixora Drive
$1.30M · 0.2 mi away
3 bd · 2 ba
545 Ixora Drive
Listed by Coldwell Banker Schmitt RE Co.
31118 Avenue I
$599K · 0.3 mi away
3 bd · 2 ba
31118 Avenue I
Listed by Taylor & Assoc. RE, Inc.
31179 Avenue H
$539K · 0.3 mi away
3 bd · 2 ba
31179 Avenue H
Listed by RE/MAX Keys Connection (KW)

Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.

The 60-Second Overview

Whispering Pines market snapshot (as of September 20, 2026): the median sale price is about $947K, and a median 70 days on market for closed sales.

In ZIP 33043 (Big Pine Key), 146 homes closed in the last 12 months at a median of $908K, up 13.9% year over year, with a median 80 days on market. See the live ZIP 33043 housing market and the Monroe County market.

County records show 14 qualified sales in WHISPERING PINES across 2024–2025 (9 in 2024, 5 in 2025), median $845,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.

Whispering Pines is a community of 195 homes in Big Pine Key, Monroe County, built between 1943 and 2024 (median 1982), with a median living area of about 1,248 square feet. 38% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).

Windows contain 1 to 9 sales each (3 in the current window); every figure carries its sample size, and thin markets swing on single closings. Listing data provided by Florida Keys MLS, Inc. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.

Median sale price · trailing 12 mo
$500K$1M$1.5M20122014201620182020202220242026
Median days on market · closed sales
010020030020122014201620182020202220242026
12 days at the 2014 low; 70 now.
Sale price vs original ask · median
80%90%100%20122014201620182020202220242026
94.1% now vs Monroe 96.7%.
Homes sold per 12-mo window
025820122014201620182020202220242026
1 to 9 a year; 3 in the current window.
How much local inventory is already under contract

12% of homes for sale in ZIP 33043 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-20).

If we were buying in Whispering Pines today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Whispering Pines.

A closer look at the Whispering Pines market

Homes in Whispering Pines trade around a median of $947K, where condition and lot do more to set the final number than the asking price does.

The housing stock is 195 homes built between 1943 and 2024, and 38% of parcels are homesteaded — the owner-occupancy proxy in the Florida DOR assessment roll.

The location and the amenities are priced into every listing in Whispering Pines. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the Whispering Pines homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in Whispering Pines.
In short
  • HOA status not on record. Verify any dues before you offer
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Whispering Pines sales matched to your home.

What is your Whispering Pines home worth?

Get a no-obligation home value based on real comparable sales in Whispering Pines, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See all homes for sale in Big Pine Key →

Real comps, not an automated estimate.

Frequently Asked Questions

What is the median home price in Whispering Pines?
The median sale price in Whispering Pines was $947K over the 12 months ending September 20, 2026 (3 closed sales, Florida Keys MLS).
How long do homes in Whispering Pines take to sell?
Homes that closed in the 12 months ending September 20, 2026 took a median 70 days on market (3 sales, Florida Keys MLS).
How many homes are in Whispering Pines?
The Florida DOR 2025 assessment roll shows 195 homes plus 11 vacant residential lots in Whispering Pines (public records).
What share of Whispering Pines is owner-occupied?
38% of Whispering Pines parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Whispering Pines built?
Homes in Whispering Pines were built between 1943 and 2024, with a median year built of 1982 (FL DOR 2025 roll).
Who is the best real estate agent for Whispering Pines?
The best agent for Whispering Pines is one who actively works Big Pine Key and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Whispering Pines.
How do I find a top Big Pine Key real estate agent who knows Whispering Pines?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Whispering Pines and the wider Big Pine Key area.
Can Momentum Realty connect me with an agent for Whispering Pines?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Whispering Pines purchase or sale - no call center and no pressure.
Where is Whispering Pines, and what county is it in?
Whispering Pines is in Big Pine Key, Monroe County, FL, ZIP 33043.

Data sources & freshness

Community market statsFlorida Keys MLS closed sales, 12-month windows ending September 20, 2026
Housing stock & ownershipFlorida DOR assessment roll (street-list match (10 streets, ZIP 33043))
Under-contract sharesFlorida Keys MLS records, as of 2026-09-20
Historical depthClosed-sale records back to 2005 (88 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Florida Keys MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Florida Keys MLS member average and 8 days faster, and we’ll price yours against live local comps.

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Nearby Communities

Explore more neighborhoods near Whispering Pines with Momentum Realty’s local guides.

Wickfield Acres0.2 mi away · 54 homes, built 1943–21Hollerich0.3 mi awayDarios0.3 mi awayPine Key Acres0.4 mi away · 36 homes, built 1963–19Sands0.5 mi away · median $630K, 13 sales/12 moGrieser0.6 mi awayRoss Haven0.6 mi away · 93 homes, built 1955–24Palm Villa0.8 mi away · median $660K, 7 sales/12 mo

Browse all neighborhood guides →

Thinking of selling in WHISPERING PINES? 3 recorded closings; median 70 days on market (window ending 2026-09-20). See the Monroe County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.
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