Whitemarsh Reserve
Homes for Sale in Stuart, FL

Community in Stuart · Martin County
Median sale $350K
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Live Market Pulse
18/100
Market Heat
Cooler than normal
2013 → 2026 · 82 at the 2023 peak
0 is Whitemarsh Reserve's coldest market since 2013, 100 its hottest. Today: 18. How it's scored
Built fromLive Beaches MLS data18 years of closingsUpdated twice daily
Live · Whitemarsh Reserve Housing Pulse Beaches MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 8,500+ transactions · Top 1% in Florida (RealTrends)
Price
$350K
Median sold · 12 mo
down 2.2% vs the prior 12 months
-2.2%
1-yr price change
n = 11 and 6 sales in the two windows
$193/sf
Sold $/sqft · 12 mo
peak $201 in 2023
95.5%
Sale vs ask
+132%
T12M median vs 2012
from a $151K median in 2012
Tempo
62days
Median DOM · closed
8 days at the 2023 low
11
Sold · last 12 mo
10-yr average: about 7 a year
Track record · 18 years of records
1,753sqft
Median sold home size
12-mo windows, closed sales
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Whitemarsh Reserve is a Stuart neighborhood where median home price sits at $350,000 and median price per square foot runs $193. That combination tells you this is typically vinyl-sided, builder-grade construction from the late nineties and early two-thousands—not luxury product, but solid suburban housing stock. The sixty-two-day median time on market suggests a deliberate pace: homes that show well and price correctly move, but buyers are not in a hurry and condition matters more than ever.

The year-over-year softening of 2.2 percent is modest but real, and it reflects a broader recalibration across Martin County's middle tier. Eleven closings in our measurement window is enough to call the market functional, but it is not deep; a seller needs realistic expectations and a buyer has time to be selective. Since 2012 the neighborhood has gained 132 percent, which anchors today's pricing but does not predict tomorrow's.

Whitemarsh Reserve Housing Pulse · Momentum Research · as of July 15, 2026

Whitemarsh Reserve right now

🟡 Off the recent peak. The trailing-12-month median ($350K) is down 2.2% from the prior 12 months ($358K) and up 132% since 2012. With about 7 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level Beaches MLS closed sales, 12-month windows ending July 15. Confidence: Medium (11 and 6 sales in the two windows).

Jump to: Price history & scorecard · Homes for sale · Schools · FAQ

Updated July 15, 2026 · Live data: Beaches MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

The 60-Second Overview

Whitemarsh Reserve market snapshot (as of July 15, 2026): the median sale price is about $350K ($193 per sq ft over the trailing 12 months of closed sales), and a median 62 days on market for closed sales. The trailing-12-month median is down 2% from the prior 12 months and up 132% since 2012, computed from record-level Beaches MLS closed sales (11 closings in the current window).

Whitemarsh Reserve is an established Stuart subdivision delivering single-family homes at the county median, with no master amenities and a market that rewards condition and patience over speed.

Best for

  • Buyers with a budget centered on the median who value lot size and Stuart proximity over resort-style amenities.
  • Investors seeking cash-flow rental product in stable Martin County inventory, comfortable with moderate turnover and tenant-grade finishes.
  • Move-up buyers leaving older Stuart neighborhoods who want similar character and scale without stretching into waterfront or gated premiums.

Probably not for

  • Buyers who need a pool, clubhouse, or other shared amenities—Whitemarsh Reserve offers none.
  • First-time buyers counting on rapid equity gain to fund a next move within two or three years; this market rewards longer hold periods.
  • Sellers who assume the median from two years ago still applies today and are unwilling to adjust for current DOM and modest year-over-year softening.

Windows contain 2 to 18 sales each (11 in the current window); every figure carries its sample size, and thin markets swing on single closings. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc. Deemed reliable but not guaranteed.

Median sale price · trailing 12 mo
$200K$300K$400K20122014201620182020202220242026
Down 2.2% year over year; up 132% since 2012.
Every sale since 2008 · price vs size
$0$200K$400K2k2k2k
139 closed sales; green = recent. Size sets the floor, condition and lot set the rest.
Sold $ per sq ft · trailing 12 mo
$100$150$20020122014201620182020202220242026
Up from $69 in 2012 to a $201 peak in 2023; $193 now.
Median days on market · closed sales
05010020122014201620182020202220242026
8 days at the 2023 low; 62 now.
Sale price vs original ask · median
95%100%20122014201620182020202220242026
95.5% now.
Homes sold per 12-mo window
05101520122014201620182020202220242026
2 to 18 a year; 11 in the current window.
Market Heat · 0 coldest, 100 hottest in the record
20406080seller-leaningbuyer-leaning201420162018202020222026
82 at the 2023 peak, 18 in the troughs, 18 now. Same score as the hero card, full history.

If we were buying in Whitemarsh Reserve today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Whitemarsh Reserve.

Best Buy
Buyers who want established Stuart living at the county median with no HOA amenity overhead.
Biggest Risk
Slim inventory flow means you may wait weeks between suitable listings, and resale liquidity is not instant.
Sweet Spot
A well-maintained three-bedroom home priced at or just below the median, with recent roof and HVAC documentation.
Avoid If
You need master-plan amenities, want rapid resale optionality, or expect price appreciation to subsidize deferred maintenance.

What the numbers tell us

The $350,000 median price point lands squarely in Stuart's volume market—not entry-level, not premium. At $193 per square foot, you are paying for location and lot more than for high-spec finishes or recent renovation. Homes here are predominantly three-bedroom, two-bath ranch and split plans on quarter-acre or slightly larger lots, and the spread between a tired original and a tastefully updated example can be wide.

The sixty-two-day median DOM is twice the market-heat threshold we use for a hot market, and the heat score of eighteen confirms it: this is a measured, negotiation-friendly environment. Sellers who chase comps from two years ago will sit; buyers who move quickly on well-presented inventory still have leverage but should not expect deep discounts solely because of days on market. The 2.2 percent year-over-year dip is a reset, not a collapse, and it has brought pricing closer to replacement cost and long-term trend.

Eleven closings in the window is slim but stable. It means inventory turns over in small batches, so a buyer may wait weeks between suitable listings and a seller cannot count on competitive urgency to paper over deferred maintenance or aggressive pricing. The 132 percent gain since 2012 is a reminder that Whitemarsh Reserve participated in the long recovery and expansion, but that backward-looking number does not translate into forward momentum; today's buyer should underwrite based on use value and realistic hold period, not on automatic appreciation.

The location and the amenities are priced into every listing in Whitemarsh Reserve. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty
6.9B- · Buy Score
Long-Term Appreciation8.3/10
Recent Direction5.5/10
Pricing Power7.0/10

Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 3 factors (6.9). Basis: Long-Term Appreciation +132% since 2012; Recent Direction -2.2% year-over-year; Pricing Power 95.5% sale-to-list. Refreshed with each data update.

Why work with Momentum here

Whitemarsh Reserve rewards local knowledge and disciplined pricing. Our agents track every closed sale and active listing in the neighborhood, know which updates command premium and which are cosmetic noise, and will walk you away from a home that looks fine in photos but defers costly systems work. In a market this measured, the difference between sixty days and six months is often twenty thousand dollars in list price or one honest pre-listing inspection—we help you make that call before you commit, not after.

Whitemarsh Reserve in 15 seconds.

Best forBuyers who want established Stuart living at the county median with no HOA amenity overhead.
Biggest advantageThe measured pace gives you time to inspect thoroughly and negotiate on condition without bidding-war pressure.
Biggest riskSlim inventory flow means you may wait weeks between suitable listings, and resale liquidity is not instant.
Sweet spotA well-maintained three-bedroom home priced at or just below the median, with recent roof and HVAC documentation.
Avoid ifYou need master-plan amenities, want rapid resale optionality, or expect price appreciation to subsidize deferred maintenance.

HOA, CDD & Fees

In short
  • Mandatory HOA — confirm current dues
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Whitemarsh Reserve sales matched to your home.

What is your Whitemarsh Reserve home worth?

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Real comps, not an automated estimate.

Frequently Asked Questions

What is the median home price in Whitemarsh Reserve?
The median sale price in Whitemarsh Reserve was $350K over the 12 months ending July 15, 2026 (11 closed sales, Beaches MLS).
How long do homes in Whitemarsh Reserve take to sell?
Homes that closed in the 12 months ending July 15, 2026 took a median 62 days on market (11 sales, Beaches MLS).
Have Whitemarsh Reserve home prices gone up?
The trailing-12-month median is up 132% since 2012, from $151K to $350K (Beaches MLS closed records).
Who is the best real estate agent for Whitemarsh Reserve?
The best agent for Whitemarsh Reserve is one who actively works Stuart and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Whitemarsh Reserve.
How do I find a top Stuart real estate agent who knows Whitemarsh Reserve?
Share a few details in the form on this page. Momentum Realty has 280+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Whitemarsh Reserve and the wider Stuart area.
Can Momentum Realty connect me with an agent for Whitemarsh Reserve?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Whitemarsh Reserve purchase or sale - no call center and no pressure.
Buyers with a budget centered on the median who value lot size and Stuart proximity over resort-style amenities.Excellent fit
Investors seeking cash-flow rental product in stable Martin County inventory, comfortable with moderate turnover and tenant-grade finishes.Excellent fit
Move-up buyers leaving older Stuart neighborhoods who want similar character and scale without stretching into waterfront or gated premiums.Excellent fit
Buyers who need a pool, clubhouse, or other shared amenities—Whitemarsh Reserve offers none.Probably not
First-time buyers counting on rapid equity gain to fund a next move within two or three years; this market rewards longer hold periods.Probably not
Sellers who assume the median from two years ago still applies today and are unwilling to adjust for current DOM and modest year-over-year softening.Probably not

Data sources & freshness

Community market statsBeaches MLS closed sales, 12-month windows ending July 15, 2026
Under-contract sharesBeaches MLS records, as of 2026-07-12
Historical depthClosed-sale records back to 2008 (139 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Beaches MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Beaches MLS member average and 8 days faster, and we’ll price yours against live your area comps.

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