A boutique gated townhome community on the St. Lucie River in Stuart.
Listings before the portals, true comps, and the renovation and carrying-cost math, before you tour.
"Whitemarsh Reserve is a boutique gated townhome community of about 186 townhomes along the South Fork of the St. Lucie River in Stuart, built 2006 to 2012, with a resort pool and wetlands views. The read is the plan, the position, and the HOA: the townhomes are similar, so condition and a wetlands or end position set the spread. The riverfront setting and the central Stuart location are the value; the deal turns on a comp read and the association's health."
Jon Brooks, founder, Momentum Realty · Updated June 2026
Whitemarsh Reserve market snapshot (as of June 15, 2026): the median sale price is about $350K ($188 per sq ft), with homes averaging 60 days on market and 2.7 months of supply, a balanced market (limited data). Based on 9 recent closings in live BeachesMLS data.
Whitemarsh Reserve is a boutique gated community of about 186 townhomes along the shore of the South Fork of the St. Lucie River in Stuart, ZIP 34997, just off Kanner Highway, built between 2006 and 2012.
Townhomes offer two or three bedrooms with attached one or two-car garages and floor plans from roughly 1,127 to 2,850 square feet, many with private wetlands views. The gated community has a resort-style swimming pool, a basketball court, a children's play area, and a tranquil nature trail, minutes from I-95 and the Turnpike and the historic downtown Stuart area.
Because the townhomes are similar in vintage and design, the floor plan, the position, and the HOA picture are what move value, and the riverfront and wetlands setting is the durable draw. The central Stuart location is priced in; the deal is made on an honest read of a specific townhome's condition and the association, with the number anchored to comparable sales.
Tight supply and strong demand favor sellers here. Homes still take about two months to sell, though, and with asking prices running above recent sales per square foot, a prepared buyer has room on anything overpriced. Reading each home against the real comps, not the headline trend, is where the edge is.
Live from BeachesMLS, as of June 15, 2026. Refreshed twice daily. Months of supply, days on market, and the contract-to-listing ratio are computed from current Whitemarsh Reserve listings and the trailing twelve months of closed sales.
Our proprietary read on how a home in Whitemarsh Reserve buys, holds, and resells. See the five factors.
Live MLS inventory for Whitemarsh Reserve. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active · 64 daysTop listing
Active · 55 days
Pending · 73 daysActive and pending Whitemarsh Reserve listings as of 2026-06-15, priced high to low. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc.. Tap any home to ask about it.
Every active, pending, and recently sold home, plotted. Toggle the layers, color the dots by status or lot type, and tap a home for the details.
Listing locations from BeachesMLS; lot type inferred from listing descriptions. Destination pins are approximate. Map data © OpenStreetMap, tiles © CARTO. Flood, school, and commute overlays are on the roadmap.
Whitemarsh Reserve is a gated townhome community of about 186 townhomes along the South Fork St. Lucie River, built 2006 to 2012, with a resort pool, basketball court, children's play area, and a nature trail. Confirm the HOA dues, what they cover, reserves, and the leasing rules for a specific home.
A gated riverfront townhome community minutes from I-95 and downtown Stuart is the draw.
Approximate drive times from Whitemarsh Reserve. Confirm your real commute at your real departure time.
Drive times are approximate and vary with traffic and your exact departure point.
Explore more neighborhoods near Whitemarsh Reserve with Momentum Realty’s local guides.
Carrying cost · the no-CDD edge
No CDD bond means thousands less per year than newer master plans.
Roughly $25,000 saved over 10 years in carrying cost, before resale.
Illustrative. NE Florida CDD assessments commonly run $1,500-$3,500+/yr and vary by community; verify per property.
Whitemarsh Reserve is served by Martin County Public Schools. Assignment is by address and can change, so confirm the exact zoned elementary, middle, and high schools for any specific home, plus any magnet or choice options. Treat published ratings as a starting point, not the full story.
Buying with schools in mind? We can confirm the exact zoned schools for any Whitemarsh Reserve address.
What actually shapes value at Whitemarsh Reserve: the gated riverfront setting, the townhome product, and the HOA. Each item below is sourced or clearly hedged.
Our read on what is being built around Whitemarsh Reserve, scored for direction, significance, and how close the effect lands. The full sourced timeline follows below.
A riverfront and wetlands setting is a durable, scarce amenity that supports demand.
A small gated community of 186 townhomes appeals to buyers who want privacy and low traffic.
A resort pool and a nature trail add value at this attainable price point.
Similar-age townhomes are at the update stage; budget interior updates before judging a list price.
Quick highway access and proximity to downtown Stuart support demand.
Confirm the dues, what they cover, and reserves before you offer.
Direction, significance, and effect-radius ratings are Momentum's proprietary, qualitative read of the sourced items below, not investment advice or a prediction for any specific home.
Development, infrastructure, retail, and school activity affecting Whitemarsh Reserve, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated June 2026.
Showing the latest, scroll for all updates ↓
Whitemarsh Reserve remains a boutique gated community of about 186 townhomes along the South Fork St. Lucie River in Stuart, built 2006 to 2012, with a resort pool and nature trail. Why it matters: The riverfront setting is the value; the plan, the position, and the HOA set a specific home's number. Source
Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.
If we were buying in Whitemarsh Reserve, this is the order of operations we would run, and the one we run for our clients.
Read condition and comps first. In Whitemarsh Reserve, the home's condition and exact location set the number, so price the work honestly before you judge any list price.
Confirm the carrying costs. Whitemarsh Reserve is a townhome community with HOA dues, so confirm the current dues and what they cover. Verify what is owed and what it covers for a specific home.
Match the home to recent comparable sales, not a portal estimate, then structure the offer around its true condition.
Verify the schools by address with the school district, since assignment is by address and can change.
Use your own representation. The listing agent works for the seller; on a purchase here, having someone in your corner is the highest-leverage decision you make.
On mobile, tap any heading below to open it. This is the home by home, lot by lot, club and renovation detail, organized so you can jump straight to what matters to you.
Whitemarsh Reserve is a gated townhome community of about 186 townhomes along the South Fork St. Lucie River, built 2006 to 2012, with a resort pool, basketball court, children's play area, and a nature trail. Confirm the HOA dues, what they cover, reserves, and the leasing rules for a specific home.
Three honest price bands. Condition and lot, not the square footage alone, decide where a home lands.
Here are the broad resale bands in Whitemarsh Reserve today. The right home is the one matched to your budget and the renovation math, so seeing fitting listings early is the edge.
An interior townhome, the entry. Confirm the HOA and reserves.
An updated townhome in a good position, the heart of the market here.
An end unit or one with a private wetlands view, the top of the community.
Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.
Three realistic price bands. Where a home lands comes down to condition and lot, not square footage alone.
Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.
The factors that actually move value in Whitemarsh Reserve, condition, lot, and the renovation math, read from current listings and recent sales.
Updated homes ask about 15% more per square foot than original-condition homes, and they tend to sell faster. In an all-resale market, condition is the single biggest swing in value, which is why reading the renovation math is the whole game.
From current Whitemarsh Reserve listings (renovated 1, original 2); condition inferred from listing descriptions, asking not closed figures. The exact number depends on a specific home's updates, lot, and view, which is the read we do before you offer.
The trap here is a beautifully staged original-condition home. Staging is cheap; a roof, HVAC, and a full modernization are not. We price the real renovation before you fall for the listing photos, because in an all-resale market that number is the difference between a deal and the most expensive house on the street.
On golf, lake, and preserve frontage, the homesite is the part of your money the market gives back at resale. The house can be renovated; the lot cannot, so premium lots hold their value better than interior ones. How much more they command varies by frontage, view, and condition, which is why we read it home by home against real comparable sales rather than a single headline figure.
Most buyers overpay on interior lots in the back half of the community. A sharp renovation can distract you, but the weaker resale position follows the lot, not the finishes. We read the homesite before the kitchen.
Our read on the factors that protect resale here, and the one to manage.
Momentum analysis based on the no-CDD structure, central location, built-out lot scarcity, the funded club plan, and the all-resale 1990s housing stock. Not a guarantee of future value.
The strongest value pocket is usually a renovated golf or lake home priced just under the next tier up. Buyers chasing the single biggest estate often pay estate prices for what is really a renovation project.
In an all-resale, seven-figure, renovation-driven market, the same five mistakes cost buyers the most. Every one is avoidable with the right preparation before you tour.
1The agent on the sign works for the seller. In a market where condition swings price by hundreds of thousands, negotiating against that agent with no one in your corner is the costliest move of all.
2A dated home looks like a deal until you price the roof, HVAC, pool, and full modernization honestly. Underbudget the reno and the bargain becomes the expensive house.
3Golf frontage, lakefront, and preserve lots carry real, durable premiums. Pay an estate price for an interior lot and you are buying the weakest version of the value.
4The club is optional and separate, so two similar homes can cost very differently to own. Buyers who do not price the membership they will actually use misread their real monthly number.
5A 1990s home means 1990s-era systems unless updated. Roof age, HVAC age, pool equipment, and prior renovations drive both price and insurability, and a thorough inspection matters more here than in a new build.
The riverfront setting is the value. The deal is won or lost on the plan, the position, and the HOA.
Our proprietary 0 to 10 read across the five factors that decide how a home here buys, holds, and resells.
Momentum Intelligence Scores are our proprietary, qualitative assessment based on the analysis on this page, on a 0 to 10 scale. They are a framework for comparing communities, not a guarantee of future value or advice on a specific home.
Most pages on this community are an automated estimate wrapped in stock copy. This one is built from the live BeachesMLS feed, fourteen years of closed sales, and a renovation-by-renovation read of what actually moves value here, lot by lot. No Zestimate, no guesswork.
Where the value actually sits. Each home is shaded by its price per square foot (a value read, not just a price) and ringed by lot type, so you can see at a glance which pockets carry a real, durable premium and where a renovation play makes sense.
Fill = price per square foot; ring = lot type, inferred from listing descriptions. Sold homes are shown by realized $/sqft (lot type not always recorded). Asking and recent-sold figures from BeachesMLS; for orientation, not an appraisal.
In a boutique townhome community, the floor plan and the unit position are the durable differentiators, and wetlands and end positions hold value best. The South Fork St. Lucie River setting cannot be reproduced. Read the position, the HOA, and the condition first, then price against recent comparable sales.
Townhome HOA dues are set by the association, typically covering exterior and common-area maintenance and the amenities (confirm the current amount, what it covers, and reserves for a specific home).
Gated access, exterior and common-area maintenance, the resort pool, basketball court, play area, and nature trail; confirm exactly what the dues cover.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and view, not the Zestimate. The right number comes from closed comps matched to your renovation level and lot.
If you are thinking about selling in Whitemarsh Reserve, the right list price comes from recent comparable sales matched to your home's condition, lot, and exact location, not an automated estimate.
Sold-to-list and days-on-market figures reflect Momentum Realty listings versus our market average, year to date. Your home's result depends on pricing, condition, lot, view, and preparation.
Because buyers here are weighing your home against renovated comps and cross-shopping Lexington Lakes, a home priced to the community average instead of its true condition and view either leaves money on the table or sits. A renovated kitchen, newer roof and HVAC, and a golf or lake view all deserve to show up in your price, and a buyer pool reading renovation math needs to be shown why your home is worth it. We build that case with real comps and a pricing strategy for the current market.
Get a no-obligation home value based on real comparable sales in Whitemarsh Reserve matched to your condition, lot, and view, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Whitemarsh Reserve on the map →
Or get your Whitemarsh Reserve home value & selling guide →
Median sale prices in Whitemarsh Reserve year by year since 2012, from closed MLS sales. A long track record beats a single estimate, showing what this community has really done through rate cycles rather than what a model predicts.
Whitemarsh Reserve is currently a balanced market (limited data). About 2.7 months of supply, a median asking price of $392,000, and homes go under contract in about 59.5 days.
Typical home value in the 34997 ZIP is $427,090, about 13.5% above the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: BeachesMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
An honest fit check. We will tell you when it is not your community.
Whether you are buying a renovation project, comparing the lots and views, weighing the optional club, or selling your Whitemarsh Reserve home, tell us what you need. Every inquiry comes straight to us. We represent you, not the seller, and what your agent is paid is negotiable and set in a written buyer agreement up front. No obligation, no spam, no high-pressure follow-up.
A Momentum Realty Whitemarsh Reserve specialist will reach out personally, usually the same day.
Zoom out before you decide: see the Martin County market guide or every community in the Neighborhood Finder.
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