Whitemarsh Reserve
Homes for Sale in Stuart, FL
All 688 homes for sale in Stuart, FL · median $422,000 · 77 townhomes for sale in Stuart · Martin County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo courtesy of Coldwell Banker Realty · via Beaches MLS
Homes listed or recently sold were built 2006–2012; 14 of 14 report an HOA (median $260/mo); none of the 14 geocoded homes sit in a FEMA special flood hazard zone (median elevation 11 ft). Whitemarsh Reserve is a community in Stuart, Martin County, FL. Across Stuart as a whole, 162 homes closed in the last 12 months at a median of $485,000, 45 median days on market, with 652 homes for sale today. At that median and Martin County's FY2025-26 rate of 15.47 mills, annual property tax runs about $7,500 ($6,890 with the full homestead exemption).
Homes For Sale Right Now in Whitemarsh Reserve
Live MLS inventory for Whitemarsh Reserve. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active · 113 daysTop listing
Active · 54 days
Active · 105 days
Under Contract · 13 days
Under Contract · 100 daysActive and pending Whitemarsh Reserve listings as of 2026-11-06, priced high to low. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc. Tap any home to ask about it.
Whitemarsh Reserve is a single, tightly built phase in Stuart with every home dated between 2006 and 2012 and a median build year of 2008. That narrow construction window means most of what separates one listing from the next is condition and updates rather than architectural era or lot generation, so buyers comparing homes here are really comparing maintenance history more than age.
As of this snapshot there are zero active listings in the community, which tells you resale supply is thin right now rather than absent as a matter of policy. With 181 total homes and roughly 64% carrying a homestead exemption, a meaningful share of this community is owner-occupied long-term rather than turned over as investment stock, which tends to keep listings from stacking up when they do come to market.
Figures in this note are as of July 20, 2026. The live market numbers elsewhere on this page update nightly and are newer.
The 60-Second Overview
Whitemarsh Reserve is a gated, amenity-heavy community of 181 homes built in a single, compact stretch between 2006 and 2012, with a median living area just over 2,150 square feet.
Flood zones in Whitemarsh Reserve: of 12 listing addresses checked against the FEMA National Flood Hazard Layer, 100% sit outside the FEMA Special Flood Hazard Area (Zone X). Individual parcels vary - verify any specific address at msc.fema.gov. See flood zones by neighborhood in Stuart.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
The setting & the homes.
Aerial and on-site photos of Whitemarsh Reserve. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
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Whitemarsh ReservePhotos from Beaches MLS listings in Whitemarsh Reserve; content deemed reliable but not guaranteed.
Who Whitemarsh Reserve is best for.
Best for
- Buyers who want a gated community with a full recreational amenity package handled by the HOA.
- Buyers comfortable evaluating homes primarily on condition and updates rather than build era.
- Buyers who don't mind waiting for the right listing given current inventory is thin.
Probably not for
- Buyers who want to minimize HOA dues and shared-facility overhead.
- Buyers who need to choose from active inventory immediately rather than watch for a new listing.
- Buyers seeking a mix of older and newer construction rather than one consistent build window.
The market around Whitemarsh Reserve
Whitemarsh Reserve is too small for its own price trend, so here is the market around it.
Across Martin County, 179 homes are active and 75 pending (30% under contract).
ZIP and county figures describe the wider market, not Whitemarsh Reserve specifically. Momentum Research analysis of MLS records.
Whitemarsh Reserve on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Beaches MLS. Map data © OpenStreetMap contributors.
Life at Whitemarsh Reserve
- Pool · reported on 11 of 11 listings
- Gated - No Guard · reported on 11 of 11 listings
- Basketball Court · reported on 9 of 11 listings
- Playground · reported on 5 of 11 listings
- Spa/Hot Tub · reported on 2 of 11 listings
- Trail(s) · reported on 2 of 11 listings
- Picnic Area · reported on 2 of 11 listings
- Cabana · reported on 1 of 11 listings
- Parking · reported on 1 of 11 listings
- Gated · reported on 1 of 11 listings
- Maintenance · reported on 1 of 11 listings
- Recreation Facilities · reported on 1 of 11 listings
Community amenities as reported across Beaches MLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.
Schools
- Martin County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- J.D. Parker · Elementary
- Dr. David L. Anderson · Middle
- Martin County · High
Zoned schools reflect the assignments reported on recent Whitemarsh Reserve listings and can change; always confirm with Martin County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Whitemarsh Reserve address.
Shop the zone: Homes zoned for Martin County High School
Recent Developments in Whitemarsh Reserve
Development, infrastructure, retail, and school activity affecting Whitemarsh Reserve, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated November 2026.
- October 2026Schools
Murray Middle School in Stuart breaks ground on $33M rebuild phase
The second phase adds new learning spaces, a performing arts wing and gym renovations after Hurricane Milton's tornado damaged three main buildings. The gym is expected by August 2027 and the new buildings by December 2027.
What it may mean for the marketReplaces portable classrooms with permanent facilities, improving a public school campus in the Stuart area. The site is about 2 miles northeast of Whitemarsh Reserve.
Source: WPTV - October 2026Parks & Amenities
Mattamy Homes to transfer 125 acres at Newfield for St. Lucie River muck storage
Mattamy is moving 125 acres from the northern part of its Newfield development to Martin County for river restoration, matched by an adjacent 125 acres from the Florida Inland Navigation District. The combined land can hold about 2.4 million cubic yards of dredged muck, and removal starts only after federal funding is authorized.
What it may mean for the marketPreserves open land near Newfield and supports St. Lucie River water quality, with possible recreational use of the parcels later. The site is about 3 miles southwest of Whitemarsh Reserve.
Source: WPTV - October 2026Civic
Martin County adopts one-year moratorium on new data centers
Commissioners voted 4-0 on Oct. 27 for a one-year pause on data center development. A hyperscale application west of I-95 off Kanner Highway was filed earlier and is not affected.
What it may mean for the marketSets a pause on a large industrial land use while the county writes rules, which shapes what may be built near western Martin corridors. The site is about 4 miles south of Whitemarsh Reserve.
Source: WPTV - October 2026Civic
Martin County moves to restore MARTY bus service with emergency contract
Commissioners voted to end the contract with Martin County Transit and negotiate a one-year emergency agreement with MTM Transit after service stopped suddenly the prior week. County staff hoped to restart service within about a week.
What it may mean for the marketAffects county-wide bus access and commute options until service resumes. The site is about 1 mile southwest of Whitemarsh Reserve.
Source: WPTV - September 2026Development
Martin County approves limited-industrial zoning on Southeast Powerline Avenue in Hobe Sound
Commissioners voted 3-2 to rezone a property along Southeast Powerline Avenue to limited-industrial, a less intensive class than the general industrial designation first proposed. The county said the existing zoning was outdated and that no data center is planned. Any proposal over 100,000 square feet would need board approval.
What it may mean for the marketLimited-industrial zoning could add light industrial space and local jobs in Hobe Sound while capping the scale of future uses. The project is about 11 miles southeast of Whitemarsh Reserve, elsewhere in Martin County.
Source: WFLX (FOX 29) - August 2026Infrastructure
Federal government awards $79 million for St. Lucie River Bridge replacement in Stuart; Brightline station grant denied
The century-old St. Lucie River Bridge replacement received $79 million in federal funding. The federal Intercity Passenger Rail Program did not fund a proposed Brightline station in downtown Stuart. Martin County said it welcomed the bridge funding.
What it may mean for the marketBridge replacement funding supports a key rail and river crossing, while the denied grant leaves the timing of a Stuart passenger rail stop uncertain. The site is about 2 miles northeast of Whitemarsh Reserve.
Source: WJNO (iHeart)
Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.
The Whitemarsh Reserve buying strategy.
If we were buying in Whitemarsh Reserve today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Whitemarsh Reserve.
One build era, one gate, a full amenity roster
The community's amenity list is long for its size: pool, spa, tennis and basketball courts, a clubhouse, playground, picnic area, cabana, trails, and recreation facilities, all behind a gated (no guard) entry with HOA-maintained common areas. That's a lot of shared infrastructure for 181 homes, which usually points to a comparatively higher HOA obligation in exchange for not having to maintain those facilities individually — worth confirming directly with the HOA since specifics on dues and rules sit outside MLS data.
Because every home was built within a six-year window, floor plans and construction specs cluster together more than in communities built across multiple decades. That uniformity simplifies comparison shopping, but it also means differentiation comes down almost entirely to how well an individual owner has maintained or updated the home — roof, AC, kitchen and bath work — since the base bones are largely shared across the neighborhood.
The location and the amenities are priced into every listing in Whitemarsh Reserve. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
With zero active listings at the moment, timing and off-market awareness matter more than usual in Whitemarsh Reserve. We track this community specifically so we can flag a listing the moment it's coming, and we go in knowing the amenity structure and HOA questions worth asking before you write an offer, not after.
Whitemarsh Reserve in 15 seconds.
Tools for a Whitemarsh Reserve buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Whitemarsh Reserve sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Whitemarsh Reserve, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Whitemarsh Reserve home worth?
Get a no-obligation home value based on real comparable sales in Whitemarsh Reserve, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Stuart →
Recently off market in Whitemarsh Reserve
Homes in Whitemarsh Reserve that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 9 on record.
- 101 SW Otter Run Place · off market
- 181 SW Otter Run Place · off market
- 192 SW Otter Run Place · off market
- 208 SW Otter Run Place · off market
- 233 SW Otter Run Place · off market
- 252 SW Otter Run Place · off market
- 253 SW Otter Run Place · off market
- 254 SW Walking Path · off market
| Location | Stuart, Martin County, FL |
|---|---|
| Homes in the community | 181 (FL DOR 2025 assessment roll) |
| Years built | 2006–2012 (median 2008) |
| Typical living area | 2,164 sq ft (median) |
| Home types (current listings and sales) | townhouses 100% |
| Amenities listed by sellers | Pool, Gated - No Guard, Basketball Court, Playground, Spa/Hot Tub, Trail(s) |
| For sale right now | 0 active, 1 pending |
| Owner-occupied (homestead) share | 64% |
Data as of July 15, 2026. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Whitemarsh Reserve key facts,” movewithmomentum.com/neighborhoods/whitemarsh-reserve-stuart, data as of July 15, 2026.
Housing distress & ownership in Whitemarsh Reserve, Stuart
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc. Deemed reliable but not guaranteed.
Just listed in Whitemarsh Reserve
The newest homes for sale in Whitemarsh Reserve right now, newest first. Each link opens the full listing with every photo, the price history and a tour request.
- 423 SW Walking Path $389,900 · 3 bd · 2.5 ba · 2,164 sq ft · listed Sep 12, 2026 Courtesy of RE/MAX of Stuart
- 4277 SW Pine Cove Court $350,000 · 3 bd · 2.5 ba · 1,753 sq ft · listed Jul 23, 2026 Courtesy of Keyes Company
- 135 SW Walking Path $434,999 · 3 bd · 2.5 ba · 2,164 sq ft · listed Jul 15, 2026 Courtesy of RE/MAX Gold
Checked against the MLS nightly. All new listings in this market.
Every Home for Sale in Whitemarsh Reserve Stuart Right Now (5)
All 5 active and pending Whitemarsh Reserve Stuart listings with a detail page, newest first, refreshed twice a day from the MLS.
- 140 SW Otter Run Place · $375,000 · 3 bd / 2.5 ba · pending · listed Sep 12, 2026 · listed by Illustrated Properties/Hobe So
- 423 SW Walking Path · $389,900 · 3 bd / 2.5 ba · listed Sep 11, 2026 · listed by RE/MAX of Stuart
- 4277 SW Pine Cove Court · $350,000 · 3 bd / 2.5 ba · listed Aug 8, 2026 · listed by Keyes Company
- 135 SW Walking Path · $434,999 · 3 bd / 2.5 ba · listed Aug 8, 2026 · listed by RE/MAX Gold
- 4257 SW Pine Cove Court · $357,998 · 3 bd / 2.5 ba · pending · listed Aug 8, 2026 · listed by Serhant
Recently sold in Whitemarsh Reserve Stuart
- 253 Sw Otter Run Place · sold $392,000
- 101 Sw Otter Run Place · sold $349,000
- 181 Sw Otter Run Place · sold $350,000
- 192 Sw Otter Run Place · sold $350,000
- 75 Sw Squirrel Nest Way · sold $350,000
- 233 Sw Otter Run Place · sold $355,000
- 252 Sw Otter Run Place · sold $368,500
- 208 Sw Otter Run Place · sold $349,000
- 254 Sw Walking Path · sold $400,000
Closed sales from the MLS; each page shows the sold price, taxes and value history.
More Stuart home searches
- All homes for sale in Stuart, FL
- Homes for sale in Martin County, FL
- Gated communities in Stuart
- Stuart home values: what is my house worth?
Stuart guides & data
- Market data
- Cost of living
- Best neighborhoods (ranked by data)
- Best neighborhoods
- Flood zones
- Property taxes (Martin County)
- Homestead exemption (Martin County)
- Home insurance cost
Florida buyer guides
- Florida home insurance rates by county
- Florida property tax by county
- Florida property tax calculator
- What flood zone X means
- The 4-point inspection, explained
- Florida flood insurance calculator
- Florida housing market map
- Interactive housing market map (county, ZIP and community)
- Save Our Homes tax estimator
- How to stop a foreclosure in Florida
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Streets in this community
Street-level pages: every home on record, what sold and what is for sale on each street.
- SW Otter Run Place (10 homes on record)
- SW Otter Run Place (9 homes on record)
- SW Walking Path (8 homes on record)
- SW Walking Path (3 homes on record)
What it really costs to own in Whitemarsh Reserve
The parts of the monthly number a mortgage calculator leaves out, from the tax roll, the MLS, Citizens and FEMA. Property facts only.
| Property tax | Current owners' bills run a median of $4,572/yr across 14 listings here (MLS tax records, 2026-11-07). |
|---|---|
| HOA dues | Median $260/month across 14 MLS listings (most billed monthly; 2026-11-07). Dues cover what the documents say they cover; ask for the budget and reserve study. |
| Home and flood insurance | The average Citizens Property Insurance premium in Martin County is $2,580/yr (1,552 policies, Citizens detail by county, April 2026); private-market quotes depend on roof age, wind mitigation and construction. Flood: of 12 listing addresses checked against the FEMA flood map, 100% sit outside the high-risk zone. Statewide, a Zone X flood policy runs about $500-$700/yr and a high-risk zone $1,200-$2,500/yr (FEMA Risk Rating 2.0 averages, not quotes). |
| Roof and age | Median build year 2010 across 14 listings. An original roof here would be about 16 years old; under Florida's 2022 reform (SB 2-D) carriers may require an inspection past 15 years, so budget for a roof report, and for replacement where it fails. |
Estimated carrying cost at the median asking price, before the mortgage: about $856/month (tax $381, HOA $260, insurance $215). An estimate from the sources above, not a quote.
Email me new listings in Whitemarsh Reserve
One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.
Ask an agent about Whitemarsh Reserve
Have a question about the homes, fees, rules or commute here? A Momentum agent who works Whitemarsh Reserve will answer, and the answer is published on this page for the next buyer.
21% of homes for sale in ZIP 34997 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-11-07).
Whitemarsh Reserve Market Scorecard
Whitemarsh Reserve is currently a balanced market (limited data). About 4.0 months of supply, a median asking price of $389,900, and homes go under contract in about 107 days.
Typical home value in the 34997 ZIP is $429,959, about 15.6% above the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: BeachesMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Frequently Asked Questions
How many homes are in Whitemarsh Reserve?
What share of Whitemarsh Reserve is owner-occupied?
When were the homes in Whitemarsh Reserve built?
Who is the best real estate agent for Whitemarsh Reserve?
How do I find a top Stuart real estate agent who knows Whitemarsh Reserve?
Can Momentum Realty connect me with an agent for Whitemarsh Reserve?
Where is Whitemarsh Reserve, and what county is it in?
Is Whitemarsh Reserve in a flood zone?
Should you buy in Whitemarsh Reserve?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Beaches MLS, refreshed twice daily (last: November 6, 2026) |
| Housing stock & ownership | Florida DOR assessment roll (community parcel extract) |
| Under-contract shares | Beaches MLS records, as of 2026-07-12 |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Beaches MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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