Whitemarsh Reserve Stuart
Homes for Sale in Stuart, FL
True comps, carrying-cost math, and listings before the portals.

Whitemarsh Reserve is a single, tightly built phase in Stuart with every home dated between 2006 and 2012 and a median build year of 2008. That narrow construction window means most of what separates one listing from the next is condition and updates rather than architectural era or lot generation, so buyers comparing homes here are really comparing maintenance history more than age.
As of this snapshot there are zero active listings in the community, which tells you resale supply is thin right now rather than absent as a matter of policy. With 181 total homes and roughly 64% carrying a homestead exemption, a meaningful share of this community is owner-occupied long-term rather than turned over as investment stock, which tends to keep listings from stacking up when they do come to market.
The setting & the homes.
Aerial and on-site photos of Whitemarsh Reserve Stuart. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Photos from Beaches MLS listings in Whitemarsh Reserve Stuart; content deemed reliable but not guaranteed.
Who Whitemarsh Reserve Stuart is best for.
Best for
- Buyers who want a gated community with a full recreational amenity package handled by the HOA.
- Buyers comfortable evaluating homes primarily on condition and updates rather than build era.
- Buyers who don't mind waiting for the right listing given current inventory is thin.
Probably not for
- Buyers who want to minimize HOA dues and shared-facility overhead.
- Buyers who need to choose from active inventory immediately rather than watch for a new listing.
- Buyers seeking a mix of older and newer construction rather than one consistent build window.
The market around Whitemarsh Reserve Stuart
Whitemarsh Reserve Stuart is too small for its own price trend, so here is the market around it.
Across Martin County, 179 homes are active and 75 pending (30% under contract).
ZIP and county figures describe the wider market, not Whitemarsh Reserve Stuart specifically. Momentum Research analysis of MLS records.
Housing distress & ownership in Whitemarsh Reserve Stuart, Stuart
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc. Deemed reliable but not guaranteed.
Homes For Sale Right Now in Whitemarsh Reserve Stuart
Live MLS inventory for Whitemarsh Reserve Stuart. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Whitemarsh Reserve Stuart listings as of 2026-07-15, priced high to low. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc. Tap any home to ask about it.
Whitemarsh Reserve Stuart on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Beaches MLS. Map data © OpenStreetMap, tiles © CARTO.
Life at Whitemarsh Reserve Stuart
- Pool · reported on 11 of 11 listings
- Gated - No Guard · reported on 11 of 11 listings
- Basketball Court · reported on 9 of 11 listings
- Playground · reported on 5 of 11 listings
- Spa/Hot Tub · reported on 2 of 11 listings
- Trail(s) · reported on 2 of 11 listings
- Picnic Area · reported on 2 of 11 listings
- Cabana · reported on 1 of 11 listings
- Parking · reported on 1 of 11 listings
- Gated · reported on 1 of 11 listings
- Maintenance · reported on 1 of 11 listings
- Recreation Facilities · reported on 1 of 11 listings
Community amenities as reported across Beaches MLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.
Schools
- Martin County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- J.D. Parker · Elementary
- Dr. David L. Anderson · Middle
- Martin County · High
Zoned schools reflect the assignments reported on recent Whitemarsh Reserve Stuart listings and can change; always confirm with Martin County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Whitemarsh Reserve Stuart address.
The Whitemarsh Reserve Stuart buying strategy.
If we were buying in Whitemarsh Reserve Stuart today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Whitemarsh Reserve Stuart.
One build era, one gate, a full amenity roster
The community's amenity list is long for its size: pool, spa, tennis and basketball courts, a clubhouse, playground, picnic area, cabana, trails, and recreation facilities, all behind a gated (no guard) entry with HOA-maintained common areas. That's a lot of shared infrastructure for 181 homes, which usually points to a comparatively higher HOA obligation in exchange for not having to maintain those facilities individually — worth confirming directly with the HOA since specifics on dues and rules sit outside MLS data.
Because every home was built within a six-year window, floor plans and construction specs cluster together more than in communities built across multiple decades. That uniformity simplifies comparison shopping, but it also means differentiation comes down almost entirely to how well an individual owner has maintained or updated the home — roof, AC, kitchen and bath work — since the base bones are largely shared across the neighborhood.
The location and the amenities are priced into every listing in Whitemarsh Reserve Stuart. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
With zero active listings at the moment, timing and off-market awareness matter more than usual in Whitemarsh Reserve. We track this community specifically so we can flag a listing the moment it's coming, and we go in knowing the amenity structure and HOA questions worth asking before you write an offer, not after.
Whitemarsh Reserve Stuart in 15 seconds.
HOA, CDD & Fees
- Mandatory HOA — confirm current dues
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Whitemarsh Reserve Stuart buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Whitemarsh Reserve Stuart sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Whitemarsh Reserve Stuart, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Whitemarsh Reserve Stuart home worth?
Get a no-obligation home value based on real comparable sales in Whitemarsh Reserve Stuart, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Whitemarsh Reserve Stuart on the map →
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Martin County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Martin County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
Whitemarsh Reserve Market Scorecard
Whitemarsh Reserve is currently a strong seller's market. About 1.2 months of supply, a median asking price of $385,000, and homes go under contract in about 73 days.
Go deeper: county scorecard · true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Frequently Asked Questions
How many homes are in Whitemarsh Reserve Stuart?
What share of Whitemarsh Reserve Stuart is owner-occupied?
When were the homes in Whitemarsh Reserve Stuart built?
Who is the best real estate agent for Whitemarsh Reserve Stuart?
How do I find a top Stuart real estate agent who knows Whitemarsh Reserve Stuart?
Can Momentum Realty connect me with an agent for Whitemarsh Reserve Stuart?
Should you buy in Whitemarsh Reserve Stuart?
An honest fit check. We will tell you when it is not your community.
Nearby Communities
Explore more neighborhoods near Whitemarsh Reserve Stuart with Momentum Realty’s local guides.
Data sources & freshness
| Live listings | Beaches MLS, refreshed twice daily (last: July 15, 2026) |
| Housing stock & ownership | Florida DOR 2025 assessment roll (community parcel extract) |
| Under-contract shares | Beaches MLS records, as of 2026-07-12 |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Beaches MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Beaches MLS member average and 8 days faster, and we’ll price yours against live your area comps.
Looking to buy here? Search homes for sale →
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More Stuart & Stuart & Martin County guides
Compare before you commit - every guide covers pricing, HOA/CDD, insurance posture, and fit. Browse all of Stuart & Martin County or the full Neighborhood Finder.
See how Whitemarsh Reserve Stuart fits the bigger picture — live prices, inventory, and Momentum Scores:
Buying or selling in Whitemarsh Reserve? Find the best agent in Whitemarsh Reserve · Find the best agent in Martin County · Get a cash offer.










