Willoughby (Aka Willoughby Cay)
Homes for Sale in Stuart, FL
All 261 homes for sale in Stuart, FL · median $459,000 · 311 homes for sale in 34997 · Martin County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo via Beaches MLS
As of September 2026, Willoughby (Aka Willoughby Cay) in Stuart, FL has 1 home for sale. Homes listed or recently sold were built 2002–2003; 3 of 3 report an HOA (median $265/mo).
Part of the Willoughby master-planned community in Stuart, FL — see all Willoughby homes for sale (15 listings across 7 villages and sections in the MLS).
| Location | Stuart, Martin County, FL · ZIP 34997 |
|---|---|
| Homes in the community | 101 (FL DOR 2025 assessment roll) |
| Years built | 2002–2004 (median 2003) |
| Typical living area | 1,549 sq ft (median) |
| Amenities listed by sellers | None, Gated - No Guard |
| For sale right now | 1 active, 0 pending · median asking $408,500 · 6.0 months of supply |
| Owner-occupied (homestead) share | 84% |
Data as of September 20, 2026. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Willoughby (Aka Willoughby Cay) key facts,” movewithmomentum.com/neighborhoods/willoughby-aka-willoughby-cay, data as of September 20, 2026.
Last 30 days in Willoughby (Aka Willoughby Cay): 1 new listing (median asking $408,500). As of September 26, 2026, All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc.
Willoughby—also marketed as Willoughby Cay—is a Stuart community moving inventory in under a month, with a median close of $429,500 at roughly $277 per square foot. Year-over-year pricing is down a couple percentage points, which in this market means sellers are pricing to the bid and deals are clearing. The three closings captured here reflect steady but modest turnover; this is not a neighborhood where you'll have twenty comps to parse, so condition and lot premium matter more than usual.
Buyers should expect homes that trade on Stuart location and water-oriented living rather than resort-style amenities—MLS listings show no community clubhouse, pool, or common facilities. You're paying for the address and the parcel, not a lifestyle package. At just over four weeks on market, serious offers get traction; lowball strategies will leave you watching from the sidelines.
Willoughby (Aka Willoughby Cay) right now
🟡 Balanced market. 6.0 months of supply and 0% of the inventory already under contract put buyers and sellers on roughly even footing.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Beaches MLS records, as of September 20, 2026. Confidence: Low (1 active and pending listings, 2 closed sales in 12 months).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated September 27, 2026 · Live data: Beaches MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Willoughby is a quiet Stuart enclave where homes close near the median in less than a month and pricing reflects lot appeal more than community infrastructure.
BeachesMLS sales records identify 6 homes in Willoughby (Aka Willoughby Cay) that have changed hands since 2024, built between 2002 and 2004 (median 2003), with a median living area of about 1,549 sq ft and a typical 2-bedroom, 2-bath layout; 100% are townhomes. Source: BeachesMLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
County records show 10 qualified sales in Willoughby (Aka Willoughby Cay) across 2024–2025 (3 in 2024, 7 in 2025), median $425,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
The setting & the homes.
Aerial and on-site photos of Willoughby (Aka Willoughby Cay). Swipe to explore the community.
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Willoughby (Aka Willoughby Cay)
Willoughby (Aka Willoughby Cay)
Willoughby (Aka Willoughby Cay)Photos from Beaches MLS listings in Willoughby (Aka Willoughby Cay); content deemed reliable but not guaranteed.
Who Willoughby (Aka Willoughby Cay) is best for.
Best for
- Buyers targeting Stuart with a budget near the mid-$400s who prioritize location over shared facilities.
- Investors or second-home buyers comfortable evaluating individual parcels without relying on community infrastructure.
- Downsizers leaving amenity-heavy communities who want lower HOA overhead and a straightforward ownership model.
Probably not for
- Buyers expecting a resort-style clubhouse, pool, or social calendar tied to community amenities.
- First-time buyers unfamiliar with Martin County who need extensive comp data and uniform home conditions to feel confident.
- Anyone whose budget requires every home in the low $400s to be move-in ready—condition will vary and inspection is non-negotiable here.
The market around Willoughby (Aka Willoughby Cay)
Willoughby (Aka Willoughby Cay) is too small for its own price trend, so here is the market around it.
In ZIP 34997, 410 homes are on the market and 24% are under contract — a steady corner of Stuart.
Across Martin County, 1,283 homes are active and 398 pending (24% under contract).
In ZIP 34997 (Stuart), 583 homes closed in the last 12 months at a median of $415K ($249/sq ft), down 3.0% year over year, with a median 64 days on market. Right now 90 active and 26 pending listings put supply at about 4.1 months — a balanced market. See the live ZIP 34997 housing market and the Martin County market.
ZIP and county figures describe the wider market, not Willoughby (Aka Willoughby Cay) specifically. Momentum Research analysis of MLS records.
Housing distress & ownership in Willoughby (Aka Willoughby Cay), Stuart
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc. Deemed reliable but not guaranteed.
Homes For Sale Right Now in Willoughby (Aka Willoughby Cay)
Live MLS inventory for Willoughby (Aka Willoughby Cay). Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Willoughby (Aka Willoughby Cay) listings as of 2026-09-26, priced high to low. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc. Tap any home to ask about it.
Willoughby (Aka Willoughby Cay) on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Beaches MLS. Map data © OpenStreetMap, tiles © CARTO.
Schools
- Martin County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Pinewood (Martin) · Elementary
- Dr. David L. Anderson · Middle
- Martin County · High
Zoned schools reflect the assignments reported on recent Willoughby (Aka Willoughby Cay) listings and can change; always confirm with Martin County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Willoughby (Aka Willoughby Cay) address.
Shop the zone: Homes zoned for Martin County High School
The Willoughby (Aka Willoughby Cay) buying strategy.
If we were buying in Willoughby (Aka Willoughby Cay) today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Willoughby (Aka Willoughby Cay).
What the market posture tells you
A median DOM of 28 days in a market down slightly year-over-year tells you that pricing discipline is in force. Sellers who chase last year's peaks sit; sellers who acknowledge the current bid get deals done. The modest sales volume—three closings in the window—means each transaction carries weight in setting expectations, and wildly optimistic list prices won't be bailed out by a flood of comps.
With no identified community amenities, value here derives from the Stuart address, proximity to the waterfront, and individual lot characteristics. That makes due diligence on the specific parcel critical: drainage, setbacks, easements, and condition drive price as much as square footage. The per-square-foot median of $277 is a useful baseline, but expect meaningful variance based on location within the community and home updates.
This is not a neighborhood where you buy for the clubhouse or the tennis courts. You buy for a Stuart footprint, manageable carrying costs, and the flexibility that comes with fewer HOA constraints. If your calculus depends on a resort-style amenity suite, Willoughby will disappoint. If you want a straightforward home in a Martin County location without paying for facilities you won't use, it makes sense.
The location and the amenities are priced into every listing in Willoughby (Aka Willoughby Cay). The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a community with modest transaction volume and no amenity package to distract from the fundamentals, you need a broker who knows how to evaluate the parcel, not just the finishes. Momentum agents understand Martin County drainage, zoning nuances, and the site-level variables that separate a smart buy from an expensive lesson. We'll walk the lot, flag the issues a generalist would miss, and tell you when the price doesn't match the dirt—even if it costs us the commission.
Willoughby (Aka Willoughby Cay) in 15 seconds.
HOA, CDD & Fees
- HOA dues reported around $265/month (about $3,180/yr) · median of 21 MLS listings, most billed monthly
- Any club/amenity membership is billed separately
Listings in this community report association dues of about $265 per month ($3,180 a year) — the median AssociationFee across 21 MLS records, normalised to a monthly figure; most are billed monthly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-09.
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Willoughby (Aka Willoughby Cay) buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Willoughby (Aka Willoughby Cay) sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Willoughby (Aka Willoughby Cay), the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Willoughby (Aka Willoughby Cay) home worth?
Get a no-obligation home value based on real comparable sales in Willoughby (Aka Willoughby Cay), not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Stuart →
24% of homes for sale in ZIP 34997 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-26).
Frequently Asked Questions
Is Willoughby (Aka Willoughby Cay) a buyer's or seller's market right now?
How many homes are in Willoughby (Aka Willoughby Cay)?
What share of Willoughby (Aka Willoughby Cay) is owner-occupied?
When were the homes in Willoughby (Aka Willoughby Cay) built?
Who is the best real estate agent for Willoughby (Aka Willoughby Cay)?
How do I find a top Stuart real estate agent who knows Willoughby (Aka Willoughby Cay)?
Can Momentum Realty connect me with an agent for Willoughby (Aka Willoughby Cay)?
Where is Willoughby (Aka Willoughby Cay), and what county is it in?
Should you buy in Willoughby (Aka Willoughby Cay)?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Beaches MLS, refreshed twice daily (last: September 26, 2026) |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (2 streets, ZIP 34997)) |
| Under-contract shares | Beaches MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2024 (6 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Beaches MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Beaches MLS member average and 8 days faster, and we’ll price yours against live local comps.
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