Willoughby (Aka Willoughby Cay)
Homes for Sale in Stuart, FL
All 688 homes for sale in Stuart, FL · median $422,000 · 329 homes for sale in 34997 · Martin County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo via Beaches MLS
As of November 2026, Willoughby (Aka Willoughby Cay) in Stuart, FL has 2 homes for sale. Homes listed or recently sold were built 2002–2003; 4 of 4 report an HOA (median $262/mo); none of the 4 geocoded homes sit in a FEMA special flood hazard zone (median elevation 16 ft).
Part of the Willoughby Stuart master-planned community in Stuart, FL — see all Willoughby Stuart homes for sale (17 listings across 7 villages and sections in the MLS).
Last 30 days in Willoughby (Aka Willoughby Cay): 1 new listing (median asking $390,000), 1 under contract right now. As of November 6, 2026, All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc.
Willoughby—also marketed as Willoughby Cay—is a Stuart community moving inventory in under a month, with a median close of $429,500 at roughly $277 per square foot. Year-over-year pricing is down a couple percentage points, which in this market means sellers are pricing to the bid and deals are clearing. The three closings captured here reflect steady but modest turnover; this is not a neighborhood where you'll have twenty comps to parse, so condition and lot premium matter more than usual.
Buyers should expect homes that trade on Stuart location and water-oriented living rather than resort-style amenities—MLS listings show no community clubhouse, pool, or common facilities. You're paying for the address and the parcel, not a lifestyle package. At just over four weeks on market, serious offers get traction; lowball strategies will leave you watching from the sidelines.
Figures in this note are as of July 16, 2026. The live market numbers elsewhere on this page update nightly and are newer.
Willoughby (Aka Willoughby Cay) right now
🟡 Balanced market. 6.0 months of supply and 0% of the inventory already under contract put buyers and sellers on roughly even footing.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Beaches MLS records, as of September 20, 2026. Confidence: Low (1 active and pending listings, 2 closed sales in 12 months).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated November 7, 2026 · Live data: Beaches MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Willoughby is a quiet Stuart enclave where homes close near the median in less than a month and pricing reflects lot appeal more than community infrastructure.
BeachesMLS sales records identify 8 homes in Willoughby (Aka Willoughby Cay) that have changed hands since 2024, built between 2002 and 2004 (median 2003), with a median living area of about 1,549 sq ft and a typical 2-bedroom, 2-bath layout; 75% are townhomes. Source: BeachesMLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
County records show 10 qualified sales in Willoughby (Aka Willoughby Cay) across 2024–2025 (3 in 2024, 7 in 2025), median $425,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
The setting & the homes.
Aerial and on-site photos of Willoughby (Aka Willoughby Cay). Swipe to explore the community.
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Willoughby (Aka Willoughby Cay)
Willoughby (Aka Willoughby Cay)
Willoughby (Aka Willoughby Cay)
Willoughby (Aka Willoughby Cay)Photos from Beaches MLS listings in Willoughby (Aka Willoughby Cay); content deemed reliable but not guaranteed.
Who Willoughby (Aka Willoughby Cay) is best for.
Best for
- Buyers targeting Stuart with a budget near the mid-$400s who prioritize location over shared facilities.
- Investors or second-home buyers comfortable evaluating individual parcels without relying on community infrastructure.
- Downsizers leaving amenity-heavy communities who want lower HOA overhead and a straightforward ownership model.
Probably not for
- Buyers expecting a resort-style clubhouse, pool, or social calendar tied to community amenities.
- First-time buyers unfamiliar with Martin County who need extensive comp data and uniform home conditions to feel confident.
- Anyone whose budget requires every home in the low $400s to be move-in ready—condition will vary and inspection is non-negotiable here.
The market around Willoughby (Aka Willoughby Cay)
Willoughby (Aka Willoughby Cay) is too small for its own price trend, so here is the market around it.
In ZIP 34997, 410 homes are on the market and 24% are under contract — a steady corner of Stuart.
Across Martin County, 1,283 homes are active and 398 pending (24% under contract).
In ZIP 34997 (Stuart), 583 homes closed in the last 12 months at a median of $415K ($249/sq ft), down 3.0% year over year, with a median 64 days on market. Right now 90 active and 26 pending listings put supply at about 1.9 months — a balanced market. See the live ZIP 34997 housing market and the Martin County market.
ZIP and county figures describe the wider market, not Willoughby (Aka Willoughby Cay) specifically. Momentum Research analysis of MLS records.
Homes For Sale Right Now in Willoughby (Aka Willoughby Cay)
Live MLS inventory for Willoughby (Aka Willoughby Cay). Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Willoughby (Aka Willoughby Cay) listings as of 2026-11-05, priced high to low. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc. Tap any home to ask about it.
Willoughby (Aka Willoughby Cay) on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Beaches MLS. Map data © OpenStreetMap contributors.
Schools
- Martin County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Pinewood (Martin) · Elementary
- Dr. David L. Anderson · Middle
- Martin County · High
Zoned schools reflect the assignments reported on recent Willoughby (Aka Willoughby Cay) listings and can change; always confirm with Martin County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Willoughby (Aka Willoughby Cay) address.
Shop the zone: Homes zoned for Martin County High School
The Willoughby (Aka Willoughby Cay) buying strategy.
If we were buying in Willoughby (Aka Willoughby Cay) today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Willoughby (Aka Willoughby Cay).
What the market posture tells you
A median DOM of 28 days in a market down slightly year-over-year tells you that pricing discipline is in force. Sellers who chase last year's peaks sit; sellers who acknowledge the current bid get deals done. The modest sales volume—three closings in the window—means each transaction carries weight in setting expectations, and wildly optimistic list prices won't be bailed out by a flood of comps.
With no identified community amenities, value here derives from the Stuart address, proximity to the waterfront, and individual lot characteristics. That makes due diligence on the specific parcel critical: drainage, setbacks, easements, and condition drive price as much as square footage. The per-square-foot median of $277 is a useful baseline, but expect meaningful variance based on location within the community and home updates.
This is not a neighborhood where you buy for the clubhouse or the tennis courts. You buy for a Stuart footprint, manageable carrying costs, and the flexibility that comes with fewer HOA constraints. If your calculus depends on a resort-style amenity suite, Willoughby will disappoint. If you want a straightforward home in a Martin County location without paying for facilities you won't use, it makes sense.
The location and the amenities are priced into every listing in Willoughby (Aka Willoughby Cay). The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a community with modest transaction volume and no amenity package to distract from the fundamentals, you need a broker who knows how to evaluate the parcel, not just the finishes. Momentum agents understand Martin County drainage, zoning nuances, and the site-level variables that separate a smart buy from an expensive lesson. We'll walk the lot, flag the issues a generalist would miss, and tell you when the price doesn't match the dirt—even if it costs us the commission.
Willoughby (Aka Willoughby Cay) in 15 seconds.
Tools for a Willoughby (Aka Willoughby Cay) buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Willoughby (Aka Willoughby Cay) sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Willoughby (Aka Willoughby Cay), the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Willoughby (Aka Willoughby Cay) home worth?
Get a no-obligation home value based on real comparable sales in Willoughby (Aka Willoughby Cay), not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Stuart →
| Location | Stuart, Martin County, FL · ZIP 34997 |
|---|---|
| Homes in the community | 101 (FL DOR 2025 assessment roll) |
| Years built | 2002–2004 (median 2003) |
| Typical living area | 1,549 sq ft (median) |
| Amenities listed by sellers | Gated - No Guard, Gated, Maintained Community, None |
| For sale right now | 1 active, 0 pending · median asking $408,500 · 6.0 months of supply |
| Owner-occupied (homestead) share | 84% |
Data as of September 20, 2026. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Willoughby (Aka Willoughby Cay) key facts,” movewithmomentum.com/neighborhoods/willoughby-aka-willoughby-cay, data as of September 20, 2026.
Housing distress & ownership in Willoughby (Aka Willoughby Cay), Stuart
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc. Deemed reliable but not guaranteed.
Just listed in Willoughby (Aka Willoughby Cay)
The newest homes for sale in Willoughby (Aka Willoughby Cay) right now, newest first. Each link opens the full listing with every photo, the price history and a tour request.
- 4519 SE Bridgetown Court $390,000 · 3 bd · 2 ba · 1,549 sq ft · listed Oct 14, 2026 Courtesy of Russotti Group
- 1464 SE Tidewater Place $388,900 · 2 bd · 2 ba · 1,549 sq ft · listed Sep 9, 2026 Courtesy of Nugget Realty
Checked against the MLS nightly. All new listings in this market.
Every Home for Sale in Willoughby Aka Willoughby Cay Right Now (3)
All 3 active and pending Willoughby Aka Willoughby Cay listings with a detail page, newest first, refreshed twice a day from the MLS.
- 4519 SE Bridgetown Court · $390,000 · 3 bd / 2 ba · listed Oct 13, 2026 · listed by Russotti Group
- 1559 SE Tidewater Place · $425,000 · 3 bd / 2 ba · pending · listed Sep 30, 2026 · listed by Keller Williams Realty Of The
- 1464 SE Tidewater Place · $388,900 · 2 bd / 2 ba · listed Sep 8, 2026 · listed by Nugget Realty
More Stuart home searches
- All homes for sale in Stuart, FL
- Homes for sale in Martin County, FL
- Gated communities in Stuart
- Stuart home values: what is my house worth?
Stuart guides & data
- Market data
- Cost of living
- Best neighborhoods (ranked by data)
- Best neighborhoods
- Flood zones
- Property taxes (Martin County)
- Homestead exemption (Martin County)
- Home insurance cost
Florida buyer guides
- Florida home insurance rates by county
- Florida property tax by county
- Florida property tax calculator
- What flood zone X means
- The 4-point inspection, explained
- Florida flood insurance calculator
- Florida housing market map
- Interactive housing market map (county, ZIP and community)
- Save Our Homes tax estimator
- How to stop a foreclosure in Florida
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Streets in this community
Street-level pages: every home on record, what sold and what is for sale on each street.
- SE Bridgetown Court (5 homes on record)
21% of homes for sale in ZIP 34997 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-11-06).
What it really costs to own in Willoughby (Aka Willoughby Cay)
The parts of the monthly number a mortgage calculator leaves out, from the tax roll, the MLS, Citizens and FEMA. Property facts only.
| Property tax | Current owners' bills run a median of $4,886/yr across 4 listings here (MLS tax records, 2026-11-07). |
|---|---|
| HOA dues | Median $262/month across 4 MLS listings (most billed monthly; 2026-11-07). Dues cover what the documents say they cover; ask for the budget and reserve study. |
| Home and flood insurance | The average Citizens Property Insurance premium in Martin County is $2,580/yr (1,552 policies, Citizens detail by county, April 2026); private-market quotes depend on roof age, wind mitigation and construction. |
| Roof and age | Median build year 2003 across 4 listings. An original roof here would be about 23 years old; under Florida's 2022 reform (SB 2-D) carriers may require an inspection past 15 years, so budget for a roof report, and for replacement where it fails. |
Email me new listings in Willoughby (Aka Willoughby Cay)
One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.
Ask an agent about Willoughby (Aka Willoughby Cay)
Have a question about the homes, fees, rules or commute here? A Momentum agent who works Willoughby (Aka Willoughby Cay) will answer, and the answer is published on this page for the next buyer.
Recent Developments in Willoughby Aka Willoughby Cay
Development, infrastructure, retail, and school activity affecting Willoughby Aka Willoughby Cay, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated November 2026.
- October 2026Schools
Murray Middle School in Stuart breaks ground on $33M rebuild phase
The second phase adds new learning spaces, a performing arts wing and gym renovations after Hurricane Milton's tornado damaged three main buildings. The gym is expected by August 2027 and the new buildings by December 2027.
What it may mean for the marketReplaces portable classrooms with permanent facilities, improving a public school campus in the Stuart area. The site is less than a mile northeast of Willoughby Aka Willoughby Cay.
Source: WPTV - October 2026Parks & Amenities
Mattamy Homes to transfer 125 acres at Newfield for St. Lucie River muck storage
Mattamy is moving 125 acres from the northern part of its Newfield development to Martin County for river restoration, matched by an adjacent 125 acres from the Florida Inland Navigation District. The combined land can hold about 2.4 million cubic yards of dredged muck, and removal starts only after federal funding is authorized.
What it may mean for the marketPreserves open land near Newfield and supports St. Lucie River water quality, with possible recreational use of the parcels later. The site is about 4 miles southwest of Willoughby Aka Willoughby Cay.
Source: WPTV - October 2026Civic
Martin County adopts one-year moratorium on new data centers
Commissioners voted 4-0 on Oct. 27 for a one-year pause on data center development. A hyperscale application west of I-95 off Kanner Highway was filed earlier and is not affected.
What it may mean for the marketSets a pause on a large industrial land use while the county writes rules, which shapes what may be built near western Martin corridors. The site is about 5 miles south of Willoughby Aka Willoughby Cay.
Source: WPTV - October 2026Civic
Martin County moves to restore MARTY bus service with emergency contract
Commissioners voted to end the contract with Martin County Transit and negotiate a one-year emergency agreement with MTM Transit after service stopped suddenly the prior week. County staff hoped to restart service within about a week.
What it may mean for the marketAffects county-wide bus access and commute options until service resumes. The site is about 3 miles southwest of Willoughby Aka Willoughby Cay.
Source: WPTV - September 2026Development
Martin County approves limited-industrial zoning on Southeast Powerline Avenue in Hobe Sound
Commissioners voted 3-2 to rezone a property along Southeast Powerline Avenue to limited-industrial, a less intensive class than the general industrial designation first proposed. The county said the existing zoning was outdated and that no data center is planned. Any proposal over 100,000 square feet would need board approval.
What it may mean for the marketLimited-industrial zoning could add light industrial space and local jobs in Hobe Sound while capping the scale of future uses. The project is about 11 miles southeast of Willoughby Aka Willoughby Cay, elsewhere in Martin County.
Source: WFLX (FOX 29) - August 2026Infrastructure
Federal government awards $79 million for St. Lucie River Bridge replacement in Stuart; Brightline station grant denied
The century-old St. Lucie River Bridge replacement received $79 million in federal funding. The federal Intercity Passenger Rail Program did not fund a proposed Brightline station in downtown Stuart. Martin County said it welcomed the bridge funding.
What it may mean for the marketBridge replacement funding supports a key rail and river crossing, while the denied grant leaves the timing of a Stuart passenger rail stop uncertain. The site is less than a mile northeast of Willoughby Aka Willoughby Cay.
Source: WJNO (iHeart)
Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.
Frequently Asked Questions
Is Willoughby (Aka Willoughby Cay) a buyer's or seller's market right now?
How many homes are in Willoughby (Aka Willoughby Cay)?
What share of Willoughby (Aka Willoughby Cay) is owner-occupied?
When were the homes in Willoughby (Aka Willoughby Cay) built?
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Where is Willoughby (Aka Willoughby Cay), and what county is it in?
Should you buy in Willoughby (Aka Willoughby Cay)?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Beaches MLS, refreshed twice daily (last: November 5, 2026) |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (2 streets, ZIP 34997)) |
| Under-contract shares | Beaches MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2024 (6 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Beaches MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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