Willoughby (Aka Willoughby Cay)
Homes for Sale in Stuart, FL
True comps, carrying-cost math, and listings before the portals.
Willoughby—also marketed as Willoughby Cay—is a Stuart community moving inventory in under a month, with a median close of $429,500 at roughly $277 per square foot. Year-over-year pricing is down a couple percentage points, which in this market means sellers are pricing to the bid and deals are clearing. The three closings captured here reflect steady but modest turnover; this is not a neighborhood where you'll have twenty comps to parse, so condition and lot premium matter more than usual.
Buyers should expect homes that trade on Stuart location and water-oriented living rather than resort-style amenities—MLS listings show no community clubhouse, pool, or common facilities. You're paying for the address and the parcel, not a lifestyle package. At just over four weeks on market, serious offers get traction; lowball strategies will leave you watching from the sidelines.
Willoughby (Aka Willoughby Cay) right now
🟡 Off the recent peak. The trailing-12-month median ($430K) is down 2.4% from the prior 12 months ($440K). With about 2 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level Beaches MLS closed sales, 12-month windows ending July 15. Confidence: Low (3 and 3 sales in the two windows).
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Updated July 15, 2026 · Live data: Beaches MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Willoughby (Aka Willoughby Cay) market snapshot (as of July 15, 2026): the median sale price is about $430K ($277 per sq ft over the trailing 12 months of closed sales), and a median 28 days on market for closed sales. The trailing-12-month median is down 2% from the prior 12 months, computed from record-level Beaches MLS closed sales (3 closings in the current window).
Willoughby is a quiet Stuart enclave where homes close near the median in less than a month and pricing reflects lot appeal more than community infrastructure.
Who Willoughby (Aka Willoughby Cay) is best for.
Best for
- Buyers targeting Stuart with a budget near the mid-$400s who prioritize location over shared facilities.
- Investors or second-home buyers comfortable evaluating individual parcels without relying on community infrastructure.
- Downsizers leaving amenity-heavy communities who want lower HOA overhead and a straightforward ownership model.
Probably not for
- Buyers expecting a resort-style clubhouse, pool, or social calendar tied to community amenities.
- First-time buyers unfamiliar with Martin County who need extensive comp data and uniform home conditions to feel confident.
- Anyone whose budget requires every home in the low $400s to be move-in ready—condition will vary and inspection is non-negotiable here.
The Willoughby (Aka Willoughby Cay) buying strategy.
If we were buying in Willoughby (Aka Willoughby Cay) today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Willoughby (Aka Willoughby Cay).
What the market posture tells you
A median DOM of 28 days in a market down slightly year-over-year tells you that pricing discipline is in force. Sellers who chase last year's peaks sit; sellers who acknowledge the current bid get deals done. The modest sales volume—three closings in the window—means each transaction carries weight in setting expectations, and wildly optimistic list prices won't be bailed out by a flood of comps.
With no identified community amenities, value here derives from the Stuart address, proximity to the waterfront, and individual lot characteristics. That makes due diligence on the specific parcel critical: drainage, setbacks, easements, and condition drive price as much as square footage. The per-square-foot median of $277 is a useful baseline, but expect meaningful variance based on location within the community and home updates.
This is not a neighborhood where you buy for the clubhouse or the tennis courts. You buy for a Stuart footprint, manageable carrying costs, and the flexibility that comes with fewer HOA constraints. If your calculus depends on a resort-style amenity suite, Willoughby will disappoint. If you want a straightforward home in a Martin County location without paying for facilities you won't use, it makes sense.
The location and the amenities are priced into every listing in Willoughby (Aka Willoughby Cay). The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a community with modest transaction volume and no amenity package to distract from the fundamentals, you need a broker who knows how to evaluate the parcel, not just the finishes. Momentum agents understand Martin County drainage, zoning nuances, and the site-level variables that separate a smart buy from an expensive lesson. We'll walk the lot, flag the issues a generalist would miss, and tell you when the price doesn't match the dirt—even if it costs us the commission.
Willoughby (Aka Willoughby Cay) in 15 seconds.
HOA, CDD & Fees
- Mandatory HOA — confirm current dues
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Willoughby (Aka Willoughby Cay) buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Willoughby (Aka Willoughby Cay) sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Willoughby (Aka Willoughby Cay), the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Willoughby (Aka Willoughby Cay) home worth?
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Frequently Asked Questions
What is the median home price in Willoughby (Aka Willoughby Cay)?
How long do homes in Willoughby (Aka Willoughby Cay) take to sell?
Who is the best real estate agent for Willoughby (Aka Willoughby Cay)?
How do I find a top Stuart real estate agent who knows Willoughby (Aka Willoughby Cay)?
Can Momentum Realty connect me with an agent for Willoughby (Aka Willoughby Cay)?
Should you buy in Willoughby (Aka Willoughby Cay)?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Community market stats | Beaches MLS closed sales, 12-month windows ending July 15, 2026 |
| Under-contract shares | Beaches MLS records, as of 2026-07-12 |
| Historical depth | Closed-sale records back to 2024 (6 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Beaches MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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