Whitmore Oaks Homes for Sale in Jacksonville, FL

Established 1988 · Intracoastal West · ZIP 32224

An established, affordable single-family neighborhood in Jacksonville, early-2000s homes on real lots at a value price.

Established single-familyEarly-2000s homesValue-priced Jacksonville

Live Market Pulse

53/100
Momentum

Buyer-Leaning Market (limited data)

Tight supply keeps sellers in control, but dated interiors still trade at a discount, so condition is where buyers win.

Free · No obligation

Unlock Off-Market Whitmore Oaks

Listings before the portals, true comps, and the renovation and carrying-cost math, before you tour.

Built fromLive realMLS data14 years of closingsLocal renovation analysisUpdated twice daily

LiveMarket PulserealMLS

$535K

Median Price

0mo

Supply

n/a

Avg DOM

Soft

Seller Leverage

$199/sf

Median $/Sqft

n/a

1-Yr Price Change

0now

Distress

Jon's Current Read

"Whitmore Oaks reads as an affordable, established single-family neighborhood in Jacksonville, the kind of early-2000s community where value is set home-by-home on condition and lot. Third-party sources describe a community dating to about 2001 with midsize, reasonably priced homes (neighborhoods.com, 2026). The buy is the specific house: confirm any HOA, inspect the systems on an early-2000s build, verify the lot and flood zone, and comp it against the closest same-floor-plan sale."

Jon Brooks, founder, Momentum Realty · Updated June 2026

The 60-Second Overview

Whitmore Oaks market snapshot (as of June 25, 2026): the median sale price is about $535K ($199 per sq ft), a buyer-leaning market (limited data). Based on 7 recent closings in live realMLS data.

Whitmore Oaks is an established single-family neighborhood in Jacksonville, Duval County, ZIP 32218; confirm the exact location and ZIP for a specific home, as the name spans the city's affordable corridors (neighborhoods.com, 2026).

Third-party sources describe a community dating to about 2001 with midsize, reasonably priced homes, so compare strictly by floor plan, size, and condition rather than by a community standard (neighborhoods.com, 2026).

The strength is the value and access: an affordable Jacksonville location with quick access to the interstate network, shopping, and the city's employers.

As an established early-2000s neighborhood, value is read one home at a time on floor plan and condition, and the central diligence items are the home's roof, HVAC, and systems, the lot and survey, the FEMA flood zone, and whether any HOA or CDD applies.

A Look Inside Whitmore Oaks

The course, the club, the gates.

Real aerial and on-site photos of Whitmore Oaks. Swipe to explore the community and its amenities.

Swipe or use the arrows → tap any photo to enlarge

Whitmore Oaks

Quick Match

Who Whitmore Oaks is best for.

Best for

Buyers who want an affordable, established single-family home in Jacksonville
First-time and value buyers comfortable pricing a home on its condition and lot
Buyers who want an early-2000s floor plan at a value price

Probably not for

Buyers who want new construction or a large amenity community
Buyers who want a custom or estate home
Anyone unwilling to inspect the home and verify the lot, flood zone, and any HOA

Market Pulse

How Whitmore Oaks is performing right now

53/100
momentum

Buyer-Leaning Market (limited data)

Seller's marketBalancedBuyer's market

0Months of supplytight

57Median days on marketdays

1 : 0Under contract vs for salestrong demand

7Sold in last 12 monthsliquidity

+127%Median price since 2012appreciation

+0%Asking vs recent sold $/sqftroom to negotiate

Tight supply and strong demand favor sellers here. Homes still take about two months to sell, though, and with asking prices running above recent sales per square foot, a prepared buyer has room on anything overpriced. Reading each home against the real comps, not the headline trend, is where the edge is.

Live from realMLS, as of June 25, 2026. Refreshed twice daily. Months of supply, days on market, and the contract-to-listing ratio are computed from current Whitmore Oaks listings and the trailing twelve months of closed sales.

Where prices are goingn/a2026 YTD

Median sale price by year. Tap a label to compare Arlington or Jacksonville. The 1-year price change is the median sold price over the most recent year versus the prior year, the same measure most listing sites and local Realtor reports use. It reflects the mix of homes that sold, not the change in any single home's value, which is why median price per square foot is shown alongside it to adjust for home size. In thinly traded neighborhoods, where a sale or two can swing the median, we lead with the mix-resistant price-per-square-foot trend instead.

Price per square footn/a2026 YTD

Median $/sqft by year. 2026 is year to date.

Supply and demand now0 : 1active : pending

For sale0

Pending1

Sold 12mo7

Active and pending listings now vs homes sold in the last 12 months.

8.6A- score

Momentum intelligence

Momentum buy score

Our proprietary read on how a home in Whitmore Oaks buys, holds, and resells. See the five factors.

Homes For Sale Right Now in Whitmore Oaks

Live MLS inventory for Whitmore Oaks. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

12401 Acosta Oaks Drive home for sale in Whitmore Oaks

Pending · 155 days

$455,000

3 bd · 2.5 ba · 2,522 sqft · built 2015

12401 Acosta Oaks Drive, Jacksonville, 32258

Listed by INI REALTY

12445 Acosta Oaks Drive home for sale in Whitmore Oaks

Sold

$575,000

4 bd · 2.5 ba · 2,929 sqft · built 2015

12445 Acosta Oaks Drive, Jacksonville, 32258

Listed by BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTY

12506 Acosta Oaks Drive home for sale in Whitmore Oaks

Sold

$557,500

4 bd · 2.5 ba · 2,800 sqft · built 2015

12506 Acosta Oaks Drive, Jacksonville, 32258

Listed by KELLER WILLIAMS JACKSONVILLE

12505 Acosta Oaks Drive home for sale in Whitmore Oaks

Sold

$540,000

4 bd · 2 ba · 2,004 sqft · built 2015

12505 Acosta Oaks Drive, Jacksonville, 32258

Listed by HERRON REAL ESTATE LLC

12470 Acosta Oaks Drive home for sale in Whitmore Oaks

Sold

$535,000

4 bd · 3 ba · 2,558 sqft · built 2015

12470 Acosta Oaks Drive, Jacksonville, 32258

Listed by COLDWELL BANKER VANGUARD REALTY

12494 Acosta Oaks Drive home for sale in Whitmore Oaks

Sold

$500,000

4 bd · 2.5 ba · 2,654 sqft · built 2016

12494 Acosta Oaks Drive, Jacksonville, 32258

Listed by FLORIDA HOMES REALTY & MTG LLC

5357 Gage Oaks Drive home for sale in Whitmore Oaks

Sold

$480,000

4 bd · 2.5 ba · 2,823 sqft · built 2015

5357 Gage Oaks Drive, Jacksonville, 32258

Listed by ANCHOR REALTY FLORIDA

12423 Acosta Oaks Drive home for sale in Whitmore Oaks

Sold

$429,000

3 bd · 2 ba · 1,708 sqft · built 2015

12423 Acosta Oaks Drive, Jacksonville, 32258

Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY

No homes are actively for sale in Whitmore Oaks right now, so its recent closed sales are shown, as of 2026-06-25, priced high to low. Source: Data provided by realMLS.. Tap any home to ask about it.

Interactive Map

Whitmore Oaks on the map.

Every active, pending, and recently sold home, plotted. Toggle the layers, color the dots by status or lot type, and tap a home for the details.

Listing locations from realMLS; lot type inferred from listing descriptions. Destination pins are approximate. Map data © OpenStreetMap, tiles © CARTO. Flood, school, and commute overlays are on the roadmap.

Nearby & Commute

How far is everything?

The takeaway

The location is the everyday-convenience case: shopping, schools, and the major roads are all a manageable drive.

Drive times from Whitmore Oaks. They are approximate and vary with traffic and your exact start point.

Interstate 295 / I-95~6 to 12 min · the interstate network

Shopping and services~5 to 10 min · everyday needs

Jacksonville Int'l Airport (JAX)~12 to 20 min · north

Downtown Jacksonville~18 to 26 min · employers

River City Marketplace~12 to 18 min · shopping and dining

Jacksonville Beaches~30 to 45 min · east

Distances and drive times are approximate and vary with traffic. Confirm your real commute at your real departure time.

Nearby Communities

Explore more neighborhoods near Whitmore Oaks Homes for Sale in Jacksonville, FL with Momentum Realty’s local guides.

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Cambridge Estates Homes for Sale in Jacksonville, FLJacksonville, FL · 0.7 mi

Beacon Hills and Harbour Homes for Sale in Jacksonville, FLJacksonville, FL · 1.2 mi

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Northwoods Homes for Sale in Jacksonville, FLJacksonville, FL · 1.4 mi

Browse all Florida neighborhood guides →

Carrying cost · the no-CDD edge

No CDD bond means thousands less per year than newer master plans.

Typical CDD community~$2,500/yr

Whitmore Oaks (no CDD)$0/yr

Roughly $25,000 saved over 10 years in carrying cost, before resale.

Illustrative. NE Florida CDD assessments commonly run $1,500-$3,500+/yr and vary by community; verify per property.

Schools

15-Second Take

Duval County Public Schools
Verify the zoned schools by address
Magnet and choice options may be available
Confirm current ratings before relying on them
Private and parochial options nearby

Whitmore Oaks is served by Duval County Public Schools. Assignment is by address and can change, so confirm the exact zoned elementary, middle, and high schools for any specific home, plus any magnet or choice options. Treat published ratings as a starting point, not the full story.

Buying with schools in mind? We can confirm the exact zoned schools for any Whitmore Oaks address.

The takeaway

What is actually shaping value near Whitmore Oaks, sourced and dated. We do not publish rumor.

Recent Developments in Whitmore Oaks

Development Intelligence

Our read on what is being built around Whitmore Oaks, scored for direction, significance, and how close the effect lands. The full sourced timeline follows below.

Net OutlookBullishAn affordable, established Jacksonville neighborhood trades on the floor plan and condition of the specific home, with the value pricing and interstate access as durable draws.

Affordable, access-rich location

BullishNotable impact

SignificanceRadius: Whitmore Oaks

An affordable Jacksonville location with quick interstate access and proximity to shopping and employers is a durable draw for value buyers.

Duval County tax, HOA, and CDD picture

NeutralNotable impact

SignificanceRadius: Whitmore Oaks

Carrying cost turns on the Duval County millage, any HOA dues, any CDD, and the FEMA flood zone for the specific parcel; all are verifiable and worth pulling before you write.

Early-2000s build condition

NeutralMinor impact

SignificanceRadius: Whitmore Oaks

On homes built around 2001, the roof, HVAC, and updates are reaching service-age milestones; price each home on its condition rather than a neighborhood average.

Direction, significance, and effect-radius ratings are Momentum's proprietary, qualitative read of the sourced items below, not investment advice or a prediction for any specific home.

Development, infrastructure, retail, and school activity affecting Whitmore Oaks, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated June 2026.

Showing the latest, scroll for all updates ↓

2024
Taxes
Duval County millage and the parcel tax bill
The Duval County Property Appraiser publishes parcel values and the City of Jacksonville sets the millage; the actual lines on a Whitmore Oaks parcel, plus any HOA and CDD, set the carrying cost. Why it matters: Pull the specific parcel's record and taxes from the Duval County Property Appraiser, any HOA dues and CDD, and the FEMA flood determination before you write. Source
2026
Community
Neighborhood documented by a third-party source
A third-party real estate source describes Whitmore Oaks as a Jacksonville single-family neighborhood dating to about 2001 with midsize, reasonably priced homes. Why it matters: Neighborhood context is reported by a third-party source; verify the specific home's location, condition, the lot, and any HOA before relying on it. Source

Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

The Strategy

The Whitmore Oaks buying strategy.

If we were buying in Whitmore Oaks, this is the order of operations we would run, and the one we run for our clients.

Confirm the exact location and any HOA or CDD. Verify the specific home's street, ZIP, and whether any HOA or CDD applies before you write.

Inspect the home and systems. On an early-2000s build, the roof, HVAC, and water heater are reaching service-age milestones; budget for them and price the home on its condition.

Verify the lot and survey. Confirm the lot lines, easements, and any setbacks for the specific property.

Pull the flood zone and the tax bill. Confirm the FEMA flood determination and the Duval County parcel taxes before you write.

Comp by floor plan. Price the home against the closest comparable Whitmore Oaks sale of the same floor plan and condition.

The Quick Decision

Best Buy

An updated home on a clean, dry lot with a newer roof and HVAC, priced to its floor plan and true condition.

Biggest Risk

Deferred maintenance reaching service age on an early-2000s build, an unverified lot or flood issue, or overpaying versus same-plan comps.

Best Lot

The lot and the home's condition are the value here; verify both.

Smart Timing

An affordable, access-rich Jacksonville location rewards a prepared buyer who has inspected and comped the specific home.

Deep-Dive Intelligence

The full read, only if you want it.

The takeaway

On mobile, tap any heading below to open it. This is the home by home, lot by lot, club and renovation detail, organized so you can jump straight to what matters to you.

Community Details at a Glance

Whitmore Oaks is an established single-family neighborhood in Jacksonville, Duval County, ZIP 32218, dating to about 2001 with midsize, reasonably priced homes; confirm the exact street and ZIP for a specific home (neighborhoods.com, 2026). The housing stock is early-2000s homes on real lots, and its strength is an affordable, access-rich location near the interstate network, shopping, and the city's employers. As an established neighborhood, value is read home-by-home on floor plan and condition, and the central diligence items are the home's systems, the lot and survey, the FEMA flood zone, the Duval County parcel taxes, any HOA, and any CDD.

Whitmore Oaks Homes For Sale

What your money buys in Whitmore Oaks.

The takeaway

Three honest price bands. Condition and lot, not the square footage alone, decide where a home lands.

Here are the broad resale bands in Whitmore Oaks today. The right home is the one matched to your budget and the renovation math, so seeing fitting listings early is the edge.

Entry: smaller or original-condition homes

$429K to $500K

Smaller floor plans and original-condition homes are the value entry at Whitmore Oaks. Confirm the systems, the lot, any HOA, and the flood zone before you write (third-party context, 2026, not MLS).

Lowest entry

Mid: updated mid-size homes

$500K to $558K

Updated mid-size homes with newer roof and HVAC are the core of the neighborhood. Price each on its floor plan and condition against the closest comparable sale.

Most inventory

High: largest or fully renovated homes

$558K to $575K

The largest floor plans and fully renovated homes sit at the top here. Price each on its own plan, condition, and lot, not a neighborhood average.

Strongest resale

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

See Off-Market & Private Listings

What Your Money Buys

What ~$535K buys here.

Three realistic price bands. Where a home lands comes down to condition and lot, not square footage alone.

$429K to $500K

Entry: smaller or original-condition homes

Smaller floor plans and original-condition homes are the value entry at Whitmore Oaks. Confirm the systems, the lot, any HOA, and the flood zone before you write (third-party context, 2026, not MLS).

$500K to $558K

Mid: updated mid-size homes

Updated mid-size homes with newer roof and HVAC are the core of the neighborhood. Price each on its floor plan and condition against the closest comparable sale.

$558K to $575K

High: largest or fully renovated homes

The largest floor plans and fully renovated homes sit at the top here. Price each on its own plan, condition, and lot, not a neighborhood average.

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

Operator Intelligence

Renovation & Resale Intelligence

The factors that actually move value in Whitmore Oaks, condition, lot, and the renovation math, read from current listings and recent sales.

15-Second Take

Renovation math decides the deal
Better lots and views resell strongest
Roof and HVAC age drive the insurance quote
Interior lots are where buyers overpay

Proprietary Data

The renovation premium.

Renovated-listing inventory in Whitmore Oaks is too thin right now to compute a reliable renovation premium. We read condition home by home against real comps before you offer.

Lot Value

The lot premium.

On a preferred homesite (water, preserve, corner, or a larger lot), the homesite is the part of your money the market gives back at resale. The house can be renovated; the lot cannot, so premium lots hold their value better than interior ones. How much more they command varies by frontage, view, and condition, which is why we read it home by home against real comparable sales rather than a single headline figure.

Operator Note

Most buyers overpay on interior lots in the back half of the community. A sharp renovation can distract you, but the weaker resale position follows the lot, not the finishes. We read the homesite before the kitchen.

Resale Strength Scorecard

How well Whitmore Oaks holds value.

Our read on the factors that protect resale here, and the one to manage.

No CDD on the tax billStrong

Central Intracoastal West locationStrong

Scarce golf and lake homesitesStrong

$30M club reinvestment to 2028Positive

All-resale 1990s conditionManage it

Momentum analysis based on the community's structure, location, lot scarcity, and housing stock. Not a guarantee of future value.

Operator Note

The strongest value pocket is usually a renovated home on a good lot priced just under the next tier up. Buyers chasing the single biggest house often pay top prices for what is really a renovation project.

5 Mistakes Buyers Make in Whitmore Oaks

15-Second Take

Calling the listing agent (who works for the seller)
Misjudging the renovation budget
Overpaying for an interior lot
Underbudgeting the carrying costs
Skipping the roof, HVAC, and systems check

The same five mistakes cost buyers the most in any market. Every one is avoidable with the right preparation before you tour.

Calling the listing agent

The agent on the sign works for the seller. In a market where condition swings price by hundreds of thousands, negotiating against that agent with no one in your corner is the costliest move of all.

Misjudging the renovation math

A dated home looks like a deal until you price the roof, HVAC, pool, and full modernization honestly. Underbudget the reno and the bargain becomes the expensive house.

Overpaying for an interior lot

A premium homesite (water, preserve, or a preferred position) carries a real, durable premium. Pay a top price for an interior lot and you are buying the weakest version of the value.

Underbudgeting the carrying costs

Two similar homes can cost very differently to own once the HOA, any CDD, insurance, and upkeep are priced in. Buyers who do not run the full monthly carrying cost misread the real number.

Skipping the systems check

An older home means older systems unless updated. Roof age, HVAC age, pool equipment, and prior renovations drive both price and insurability, and a thorough inspection matters more here than in a new build.

“

Whitmore Oaks is affordable, established, early-2000s Jacksonville living. The deal is read home-by-home in the floor plan, the condition, the lot, and the flood picture, not a neighborhood average.

Jon Brooks · Founder, Momentum Realty

Momentum Intelligence

Momentum Buy Score.

Our proprietary 0 to 10 read across the five factors that decide how a home here buys, holds, and resells.

6.5B · Buy Score

Resale Strength6.4/10

Renovation Risk5.6/10

Location Efficiency7.0/10

Long-Term Defensibility6.4/10

Carrying Cost Advantage6.8/10

Momentum Intelligence Scores are our proprietary, qualitative assessment based on the analysis on this page, on a 0 to 10 scale. They are a framework for comparing communities, not a guarantee of future value or advice on a specific home.

Momentum Housing Intelligence

Why our read on Whitmore Oaks is different.

Most pages on this community are an automated estimate wrapped in stock copy. This one is built from the live realMLS feed, fourteen years of closed sales, and a renovation-by-renovation read of what actually moves value here, lot by lot. No Zestimate, no guesswork.

Live realMLS feed14 years of closed salesRenovation-premium analysisLot-by-lot, no automated estimates

Jon Brooks, founder of Momentum Realty. A housing economist with a background in real estate investment banking at Deutsche Bank and consulting at Ernst & Young, who has built and analyzed Northeast Florida real estate from the ground up.

About the analyst · Our methodology

Which Lots & Views Hold Value Best

Proprietary Data · Lot Value Map

Where the value actually sits. Each home is shaded by its price per square foot (a value read, not just a price) and ringed by lot type, so you can see at a glance which pockets carry a real, durable premium and where a renovation play makes sense.

Value ($/sqft)

$261 value$401 premium

Lake / waterPreserveInterior

Fill = price per square foot; ring = lot type, inferred from listing descriptions. Sold homes are shown by realized $/sqft (lot type not always recorded). Asking and recent-sold figures from realMLS; for orientation, not an appraisal.

15-Second Take

The lot and the home's condition are the value; verify both.
Confirm the exact location, any HOA, any CDD, the flood zone, and the parcel taxes.
Comp against the closest same-floor-plan, same-condition Jacksonville sale.

In an established early-2000s neighborhood like Whitmore Oaks, value is driven by the specific home's floor plan, condition, and lot, not a builder spec. That means inspecting the roof, HVAC, and systems reaching service age, confirming the lot lines, verifying the FEMA flood zone and the Duval County parcel taxes, and confirming any HOA and any CDD, then pricing the home against the closest comparable same-floor-plan, same-condition Jacksonville sale, with the affordable, access-rich location as the durable advantage.

The 15-Second Verdict

Whitmore Oaks in 15 seconds.

Best forBuyers who want an affordable, established single-family home in Jacksonville at a value price.

Strong onValue and access: an affordable early-2000s neighborhood with quick interstate access.

WatchThe exact location, any HOA or CDD, the condition of early-2000s systems, the lot, and the FEMA flood zone.

Not forBuyers who want new construction, a large amenity community, or a custom home.

The edgeAn affordable early-2000s pocket lets a prepared buyer price the specific home honestly and negotiate on condition.

HOA, CDD & Fees

15-Second Take

Confirm the exact location and whether any HOA or CDD applies.
If an HOA applies, get the dues and inclusions in writing.
Verify the lot, the early-2000s systems, and the FEMA flood zone for the specific home.

Whitmore Oaks is an established single-family neighborhood; confirm whether any HOA or CDD applies and what any dues cover for the specific parcel before you offer. Confirm per parcel.

If an HOA applies, confirm exactly what any dues cover and whether membership is mandatory, and whether any CDD bond rides on the tax bill; if minimal or none, you own the home and lot with little or no association obligation.

No large community amenity package is assumed; the value is the affordable, access-rich Jacksonville location near the interstates, shopping, and employers. Confirm any shared facilities in the public records.

Run Your Numbers

Tools for a Whitmore Oaks buy.

Free calculators to pressure-test the real cost before you tour.

Mortgage paymentPrincipal, interest, taxes, and insurance on a specific price.Property taxDuval County millage and the homestead picture.Rent vs buyThe breakeven on owning in Whitmore Oaks.Save Our HomesProject your homestead tax cap over time.

The takeaway

Selling here is won on condition and view, not the Zestimate. The right number comes from closed comps matched to your renovation level and lot.

Selling in Whitmore Oaks

Thinking of selling in Whitmore Oaks?

Your buyer is comparing affordable Jacksonville homes, so sell what is specific and verifiable: the home's floor plan, condition, and updates, the lot, the access-rich location, and a clear HOA and flood picture.

Momentum listings (YTD)

97.98%

Sold-to-list ratio across the Jacksonville metro for our agents, sellers keeping more of their price.

Market average (YTD)

96.73%

The broader metro average sold-to-list ratio over the same period.

Momentum days on market

64 days

Median days on market for our listings, faster sales mean less carrying cost and stronger leverage.

Market days on market

72 days

The broader metro median over the same period.

Sold-to-list and days-on-market figures reflect Momentum Realty listings versus the Jacksonville metro average, year to date. Your home's result depends on pricing, condition, lot, view, and preparation.

In Whitmore Oaks, condition and view decide your number

Because buyers here are weighing your home against renovated comps and cross-shopping Arlington, a home priced to the community average instead of its true condition and view either leaves money on the table or sits. A renovated kitchen, newer roof and HVAC, and a golf or lake view all deserve to show up in your price, and a buyer pool reading renovation math needs to be shown why your home is worth it. We build that case with real comps and a pricing strategy for the current market.

What is your Whitmore Oaks home worth?

Get a no-obligation home value based on real comparable sales in Whitmore Oaks matched to your condition, lot, and view, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in Whitmore Oaks on the map →

Real comps, not a Zestimate.

The real cost & risk here

Before the list price, the Florida math the portals skip. These are Duval County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$1,609/mo

Duval County typical true cost to own

$110/mo

Duval County typical home insurance

Check CDD

Confirm before you offer

Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Duval County scorecard.

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.

Whitmore Oaks Market Scorecard

No active listings

Whitmore Oaks is currently a no active listings. Limited supply, a median asking price of n/a.

n/a

Months supply

n/a

Median list

$535,000

Median sold

n/a

Per sqft

n/a

Days on mkt

0/1/7

Active/Pend/Sold

Typical home value in the 32258 ZIP is $369,514, about 25.5% below the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Frequently Asked Questions

Where is Whitmore Oaks?

It is an established single-family neighborhood in Jacksonville, ZIP 32218; confirm the exact street and ZIP for a specific home (neighborhoods.com, 2026).

What kind of homes are in Whitmore Oaks?

Midsize, reasonably priced single-family homes dating to about 2001. Compare by floor plan, size, and condition (neighborhoods.com, 2026).

What do homes cost in Whitmore Oaks?

Pricing runs toward the affordable range for Jacksonville and varies by home (illustrative, not MLS). Confirm current pricing for a specific property.

Is there an HOA?

Confirm whether any HOA or deed restrictions apply to the specific home in the public records and title before you rely on it.

Is there a CDD?

Confirm whether any CDD applies for the specific parcel; verify per parcel before you write.

What is nearby?

The interstate network, shopping and services, the airport, downtown Jacksonville employers, and River City Marketplace.

What should I inspect on an early-2000s home?

Roof, HVAC, and the water heater are reaching service-age milestones; budget for them and price the home on its condition.

Is Whitmore Oaks in a flood zone?

Confirm the FEMA flood zone and insurance for the specific lot before you write.

How far is the beach?

The Jacksonville beaches are roughly 30 to 45 minutes east; confirm the exact drive for the specific home.

What schools serve Whitmore Oaks?

It is served by Duval County Public Schools, with assignments set by address. Confirm the current zoned schools with the district before you rely on it.

Is Whitmore Oaks good for investors?

Its affordable entry prices and access can suit investors; confirm any HOA, the condition, the lot, and the flood zone, and price each home on its own merits.

Should I use the listing agent to buy in Whitmore Oaks?

No. The listing agent works for the seller. On a home where floor plan, condition, the lot, and the flood zone move value, having your own representation, which costs you nothing as the buyer, is the highest-leverage decision you make.

Who is the best real estate agent for Whitmore Oaks Real Estate?

The best agent for Whitmore Oaks Real Estate is one who actively works Jacksonville and knows the community's pricing, HOA and CDD details, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Whitmore Oaks Real Estate.

How do I find a top Jacksonville real estate agent who knows Whitmore Oaks Real Estate?

Share a few details in the form on this page. Momentum Realty has 280+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Whitmore Oaks Real Estate and the wider Jacksonville area.

Can Momentum Realty connect me with an agent for Whitmore Oaks Real Estate?

Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Whitmore Oaks Real Estate purchase or sale - no call center and no pressure.

The Verdict

Should you buy in Whitmore Oaks?

An honest fit check. We will tell you when it is not your community.

You want an affordable, established single-family home in JacksonvilleExcellent fit

You are comfortable pricing an early-2000s home on its floor plan and conditionExcellent fit

You will verify the systems, the lot, the flood zone, any HOA, and any CDDExcellent fit

You want new construction or a large amenity communityProbably not

You want a custom or estate homeProbably not

You are unwilling to inspect and comp the specific homeProbably not

Get the inside read on Whitmore Oaks

Whether you are buying a renovation project, comparing the lots and views, weighing the carrying costs, or selling your Whitmore Oaks home, tell us what you need. Every inquiry comes straight to us. We represent you, not the seller, and what your agent is paid is negotiable and set in a written buyer agreement up front. No obligation, no spam, no high-pressure follow-up.

You are all set.

A Momentum Realty Whitmore Oaks specialist will reach out personally, usually the same day.

Thinking about hiring an agent here? How to find the best real estate agent in Whitmore Oaks - what to look for, questions to ask, and your local expert.

Photography on this page is sourced from active and recently sold MLS listings in this community and remains the property of the listing brokerage and/or photographer. Source: Data provided by realMLS.

Whitmore Oaks Homes for Sale in Jacksonville, FL

The 60-Second Overview

The course, the club, the gates.

Who Whitmore Oaks is best for.

Best for

Probably not for

How Whitmore Oaks is performing right now

Homes For Sale Right Now in Whitmore Oaks

Whitmore Oaks on the map.

How far is everything?

Nearby Communities

Schools

Recent Developments in Whitmore Oaks

Affordable, access-rich location

Duval County tax, HOA, and CDD picture

Early-2000s build condition

Duval County millage and the parcel tax bill

Neighborhood documented by a third-party source

The Whitmore Oaks buying strategy.

The full read, only if you want it.

What your money buys in Whitmore Oaks.

What ~$535K buys here.

Renovation & Resale Intelligence

The renovation premium.

The lot premium.

How well Whitmore Oaks holds value.

5 Mistakes Buyers Make in Whitmore Oaks

Calling the listing agent

Misjudging the renovation math

Overpaying for an interior lot

Underbudgeting the carrying costs

Skipping the systems check

Momentum Buy Score.

Why our read on Whitmore Oaks is different.

Which Lots & Views Hold Value Best

Whitmore Oaks in 15 seconds.

HOA, CDD & Fees

Tools for a Whitmore Oaks buy.

Thinking of selling in Whitmore Oaks?

In Whitmore Oaks, condition and view decide your number

What is your Whitmore Oaks home worth?

Price History: What Homes Here Have Actually Sold For

The real cost & risk here

Whitmore Oaks Market Scorecard

Frequently Asked Questions

Should you buy in Whitmore Oaks?

Get the inside read on Whitmore Oaks

You are all set.

Need to sell fast in Duval County?

You just read the data. Now see what your home is worth.