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Whitmore Oaks in Jacksonville

Whitmore Oaks
Homes for Sale in Jacksonville, FL

Community in Jacksonville · Duval County · ZIP 32258
81 homesBuilt 1996–2016Median sale $500K
Free · No obligation
Talk to a Whitmore Oaks Expert

True comps, carrying-cost math, and listings before the portals.

Live Market Pulse
61/100
Market Heat
Hotter than normal
2014 → 2026 · 66 at the 2022 peak
0 is Whitmore Oaks's coldest market since 2014, 100 its hottest. Today: 61. How it's scored
Built fromLive realMLS data12 years of closingsFL DOR public recordsUpdated twice daily
Live · Whitmore Oaks Housing Pulse realMLS + public records Analysis by Momentum Realty · $3.5B+ sold · 8,500+ transactions · Top 1% in Florida (RealTrends)
Price
$500K ▲
Median sold · 12 mo
up 4.9% vs the prior 12 months
+4.9% ▲
1-yr price change
n = 9 and 8 sales in the two windows
$199/sf
Sold $/sqft · 12 mo
peak $199 in 2026
97.3%
Sale vs ask
Tempo
25days
Median DOM · closed
25 days at the 2026 low
0 · 0
For sale · pending
live counts, refreshed twice daily
9
Sold · last 12 mo
10-yr average: about 5 a year
Ownership and context
78%
Owner-occupied · Whitmore Oaks
64 of 82 parcels homesteaded (FL DOR 2025)
22%
Non-owner-occupied · Whitmore Oaks
incl. 6% trust or LLC-held · 5% out-of-state
25%
Cash buyers · Whitmore Oaks
1 of 4 sales, 12 mo ending July 2025
81
Homes in the community
plus 1 vacant residential lots · 82 residential parcels (FL DOR 2025)
Track record · 12 years of records
Est. 1996
Community established
homes built 1996-2016, median 2015 (FL DOR 2025)
1
Failed listings · 2026
peaked at 5 in 2024
2,558sqft
Median sold home size
12-mo windows, closed sales
11.1%/yr
Turnover rate
about 9 of 81 homes trade a year
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Whitmore Oaks homes carry a median price of $500,000 on a median $199.11 per square foot, with a median living area of 2,838 square feet — larger-format housing built between 1996 and 2016, with the typical home dating to 2015. That combination of size and a comparatively recent build window is what anchors the price point here: buyers are largely paying for square footage and newer construction rather than lot size or shared amenities, since current MLS listings don't document any community amenities.

Right now there's nothing active to show — zero listings on the market — after nine closings moved through the tracked window at a median 25 days on market, with prices up 4.9% year over year. A 78% homestead share points to an owner-occupied base rather than a churn-heavy rental pocket. With a market heat score of 61 and zero active inventory, sellers hold the leverage; buyers need to be ready to move the moment something lists.

Whitmore Oaks Housing Pulse · Momentum Research · as of July 14, 2026

Whitmore Oaks right now

🟡 Still climbing. The trailing-12-month median ($500K) is up 4.9% from the prior 12 months ($476K). With about 5 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level realMLS closed sales, 12-month windows ending July 14. Confidence: Medium (9 and 8 sales in the two windows).

Jump to: Price history & scorecard · Homes for sale · Schools · FAQ

Updated July 14, 2026 · Live data: realMLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

The 60-Second Overview

Whitmore Oaks market snapshot (as of July 14, 2026): the median sale price is about $500K ($199 per sq ft over the trailing 12 months of closed sales), and a median 25 days on market for closed sales. The trailing-12-month median is up 5% from the prior 12 months, computed from record-level realMLS closed sales (9 closings in the current window).

Whitmore Oaks is a community of 81 homes in Jacksonville, Duval County, built between 1996 and 2016 (median 2015), with a median living area of about 2,838 square feet. 78% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).

Whitmore Oaks is an 81-home Jacksonville community in Duval County, built out between 1996 and 2016 with a median completion year of 2015 and a 78% homestead share — a small, largely owner-occupied pocket rather than a large-scale subdivision.

Quick Match

Who Whitmore Oaks is best for.

Best for

  • Buyers with a budget around the $500,000 median who want a larger, newer-built home (median 2,838 sq ft, built 1996–2016).
  • Buyers who can move fast on a listing, given a 25-day median time on market and zero current active inventory.
  • Buyers prioritizing square footage and recent construction over community amenities, since none are documented in current MLS listings.

Probably not for

  • Buyers who need to compare multiple active listings side by side before deciding — there is nothing on the market right now.
  • Buyers seeking a clubhouse, pool, or other shared community amenities, since none are identified in current listings.
  • Buyers working a budget well under the $500,000 median, since this is a larger-format, newer-construction price point.
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Market Pulse

How Whitmore Oaks is performing right now

53/100
momentum
Buyer-Leaning Market (limited data)
Seller's marketBalancedBuyer's market
0Months of supplytight
57Median days on marketdays
1 : 0Under contract vs for salestrong demand
7Sold in last 12 monthsliquidity
+0%Asking vs recent sold $/sqftroom to negotiate

Tight supply and strong demand favor sellers here. Homes still take about two months to sell, though, and with asking prices running above recent sales per square foot, a prepared buyer has room on anything overpriced. Reading each home against the real comps, not the headline trend, is where the edge is.

Live from realMLS, as of June 25, 2026. Refreshed twice daily. Months of supply, days on market, and the contract-to-listing ratio are computed from current Whitmore Oaks listings and the trailing twelve months of closed sales.

8.6A- score
Momentum intelligence
Momentum buy score

Our proprietary read on how a home in Whitmore Oaks buys, holds, and resells. See the five factors.

Homes For Sale Right Now in Whitmore Oaks

Live MLS inventory for Whitmore Oaks. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

12401 Acosta Oaks Drive home for sale in Whitmore OaksPending · 155 days
$455,000
3 bd · 2.5 ba · 2,522 sqft · built 2015
12401 Acosta Oaks Drive, Jacksonville, 32258
Listed by INI REALTY
12445 Acosta Oaks Drive home for sale in Whitmore OaksSold
$575,000
4 bd · 2.5 ba · 2,929 sqft · built 2015
12445 Acosta Oaks Drive, Jacksonville, 32258
Listed by BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTY
12506 Acosta Oaks Drive home for sale in Whitmore OaksSold
$557,500
4 bd · 2.5 ba · 2,800 sqft · built 2015
12506 Acosta Oaks Drive, Jacksonville, 32258
Listed by KELLER WILLIAMS JACKSONVILLE
12505 Acosta Oaks Drive home for sale in Whitmore OaksSold
$540,000
4 bd · 2 ba · 2,004 sqft · built 2015
12505 Acosta Oaks Drive, Jacksonville, 32258
Listed by HERRON REAL ESTATE LLC
12470 Acosta Oaks Drive home for sale in Whitmore OaksSold
$535,000
4 bd · 3 ba · 2,558 sqft · built 2015
12470 Acosta Oaks Drive, Jacksonville, 32258
Listed by COLDWELL BANKER VANGUARD REALTY
12494 Acosta Oaks Drive home for sale in Whitmore OaksSold
$500,000
4 bd · 2.5 ba · 2,654 sqft · built 2016
12494 Acosta Oaks Drive, Jacksonville, 32258
Listed by FLORIDA HOMES REALTY & MTG LLC
5357 Gage Oaks Drive home for sale in Whitmore OaksSold
$480,000
4 bd · 2.5 ba · 2,823 sqft · built 2015
5357 Gage Oaks Drive, Jacksonville, 32258
Listed by ANCHOR REALTY FLORIDA
12423 Acosta Oaks Drive home for sale in Whitmore OaksSold
$429,000
3 bd · 2 ba · 1,708 sqft · built 2015
12423 Acosta Oaks Drive, Jacksonville, 32258
Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY

No homes are actively for sale in Whitmore Oaks right now, so its recent closed sales are shown, as of 2026-06-25, priced high to low. Source: Data provided by realMLS.. Tap any home to ask about it.

Interactive Map

Whitmore Oaks on the map.

Every active, pending, and recently sold home, plotted. Toggle the layers, color the dots by status or lot type, and tap a home for the details.

Listing locations from realMLS; lot type inferred from listing descriptions. Destination pins are approximate. Map data © OpenStreetMap, tiles © CARTO. Flood, school, and commute overlays are on the roadmap.

Nearby & Commute

How far is everything?

The takeaway

The location is the everyday-convenience case: shopping, schools, and the major roads are all a manageable drive.

Drive times from Whitmore Oaks. They are approximate and vary with traffic and your exact start point.

Interstate 295 / I-95~6 to 12 min · the interstate network
Shopping and services~5 to 10 min · everyday needs
Jacksonville Int'l Airport (JAX)~12 to 20 min · north
Downtown Jacksonville~18 to 26 min · employers
River City Marketplace~12 to 18 min · shopping and dining
Jacksonville Beaches~30 to 45 min · east

Distances and drive times are approximate and vary with traffic. Confirm your real commute at your real departure time.

Nearby Communities

Explore more neighborhoods near Whitmore Oaks Homes for Sale in Jacksonville, FL with Momentum Realty’s local guides.

Ashford Homes for Sale in Jacksonville, FLAshford Homes for Sale in Jacksonville, FLJacksonville, FL · adjacentOakhurst Park Homes for Sale in Jacksonville, FLOakhurst Park Homes for Sale in Jacksonville, FLJacksonville, FL · adjacentVictoria Lakes Homes for Sale in Jacksonville, FLVictoria Lakes Homes for Sale in Jacksonville, FLJacksonville, FL · 0.3 miTurtle Creek Village Homes for Sale in Jacksonville, FLTurtle Creek Village Homes for Sale in Jacksonville, FLJacksonville, FL · 0.6 miNJNorthside Jacksonville Real Estate Homes for SaleJacksonville, FL · 0.6 miCambridge Estates Homes for Sale in Jacksonville, FLCambridge Estates Homes for Sale in Jacksonville, FLJacksonville, FL · 0.7 miBeacon Hills and Harbour Homes for Sale in Jacksonville, FLBeacon Hills and Harbour Homes for Sale in Jacksonville, FLJacksonville, FL · 1.2 miEgret Creek Homes for Sale in Jacksonville, FLEgret Creek Homes for Sale in Jacksonville, FLJacksonville, FL · 1.3 miNorthwoods Homes for Sale in Jacksonville, FLNorthwoods Homes for Sale in Jacksonville, FLJacksonville, FL · 1.4 mi

Browse all Florida neighborhood guides →

Carrying cost · the no-CDD edge

No CDD bond means thousands less per year than newer master plans.

Typical CDD community~$2,500/yr
Whitmore Oaks (no CDD)$0/yr

Roughly $25,000 saved over 10 years in carrying cost, before resale.

Illustrative. NE Florida CDD assessments commonly run $1,500-$3,500+/yr and vary by community; verify per property.

Schools

15-Second Take
  • Duval County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Confirm current ratings before relying on them
  • Private and parochial options nearby

Whitmore Oaks is served by Duval County Public Schools. Assignment is by address and can change, so confirm the exact zoned elementary, middle, and high schools for any specific home, plus any magnet or choice options. Treat published ratings as a starting point, not the full story.

Buying with schools in mind? We can confirm the exact zoned schools for any Whitmore Oaks address.

The takeaway

What is actually shaping value near Whitmore Oaks, sourced and dated. We do not publish rumor.

Recent Developments in Whitmore Oaks

Development Intelligence

Our read on what is being built around Whitmore Oaks, scored for direction, significance, and how close the effect lands. The full sourced timeline follows below.

Net OutlookBullishAn affordable, established Jacksonville neighborhood trades on the floor plan and condition of the specific home, with the value pricing and interstate access as durable draws.

Affordable, access-rich location

BullishNotable impact
SignificanceRadius: Whitmore Oaks

An affordable Jacksonville location with quick interstate access and proximity to shopping and employers is a durable draw for value buyers.

Duval County tax, HOA, and CDD picture

NeutralNotable impact
SignificanceRadius: Whitmore Oaks

Carrying cost turns on the Duval County millage, any HOA dues, any CDD, and the FEMA flood zone for the specific parcel; all are verifiable and worth pulling before you write.

Early-2000s build condition

NeutralMinor impact
SignificanceRadius: Whitmore Oaks

On homes built around 2001, the roof, HVAC, and updates are reaching service-age milestones; price each home on its condition rather than a neighborhood average.

Direction, significance, and effect-radius ratings are Momentum's proprietary, qualitative read of the sourced items below, not investment advice or a prediction for any specific home.

Development, infrastructure, retail, and school activity affecting Whitmore Oaks, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated June 2026.

Showing the latest, scroll for all updates ↓

  1. 2024
    Taxes

    Duval County millage and the parcel tax bill

    The Duval County Property Appraiser publishes parcel values and the City of Jacksonville sets the millage; the actual lines on a Whitmore Oaks parcel, plus any HOA and CDD, set the carrying cost. Why it matters: Pull the specific parcel's record and taxes from the Duval County Property Appraiser, any HOA dues and CDD, and the FEMA flood determination before you write. Source

  2. 2026
    Community

    Neighborhood documented by a third-party source

    A third-party real estate source describes Whitmore Oaks as a Jacksonville single-family neighborhood dating to about 2001 with midsize, reasonably priced homes. Why it matters: Neighborhood context is reported by a third-party source; verify the specific home's location, condition, the lot, and any HOA before relying on it. Source

Development alerts for Whitmore OaksGet a short monthly email when something new is approved, funded, or opens near Whitmore Oaks.

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By submitting, you agree that EAB RE INVESTMENTS LLC (Momentum Realty) and its agents may call, email, and text you about your inquiry, which may involve automated means and prerecorded or artificial voices. You do not need to consent as a condition of buying any property, goods, or services. To opt out, reply STOP at any time or reply HELP for assistance. You can also click the unsubscribe link in emails. Message and data rates may apply. Message frequency may vary. See our Privacy Policy and SMS Terms.

Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

The Strategy

The Whitmore Oaks buying strategy.

If we were buying in Whitmore Oaks, this is the order of operations we would run, and the one we run for our clients.

1

Confirm the exact location and any HOA or CDD. Verify the specific home's street, ZIP, and whether any HOA or CDD applies before you write.

2

Inspect the home and systems. On an early-2000s build, the roof, HVAC, and water heater are reaching service-age milestones; budget for them and price the home on its condition.

3

Verify the lot and survey. Confirm the lot lines, easements, and any setbacks for the specific property.

4

Pull the flood zone and the tax bill. Confirm the FEMA flood determination and the Duval County parcel taxes before you write.

5

Comp by floor plan. Price the home against the closest comparable Whitmore Oaks sale of the same floor plan and condition.

The Quick Decision
Best Buy
An updated home on a clean, dry lot with a newer roof and HVAC, priced to its floor plan and true condition.
Biggest Risk
Deferred maintenance reaching service age on an early-2000s build, an unverified lot or flood issue, or overpaying versus same-plan comps.
Best Lot
The lot and the home's condition are the value here; verify both.
Smart Timing
An affordable, access-rich Jacksonville location rewards a prepared buyer who has inspected and comped the specific home.
Deep-Dive Intelligence

The full read, only if you want it.

The takeaway

On mobile, tap any heading below to open it. This is the home by home, lot by lot, club and renovation detail, organized so you can jump straight to what matters to you.

Community Details at a Glance

Whitmore Oaks is an established single-family neighborhood in Jacksonville, Duval County, ZIP 32218, dating to about 2001 with midsize, reasonably priced homes; confirm the exact street and ZIP for a specific home (neighborhoods.com, 2026). The housing stock is early-2000s homes on real lots, and its strength is an affordable, access-rich location near the interstate network, shopping, and the city's employers. As an established neighborhood, value is read home-by-home on floor plan and condition, and the central diligence items are the home's systems, the lot and survey, the FEMA flood zone, the Duval County parcel taxes, any HOA, and any CDD.

Whitmore Oaks Homes For Sale

What your money buys in Whitmore Oaks.

The takeaway

Three honest price bands. Condition and lot, not the square footage alone, decide where a home lands.

Here are the broad resale bands in Whitmore Oaks today. The right home is the one matched to your budget and the renovation math, so seeing fitting listings early is the edge.

Entry: smaller or original-condition homes
$429K to $500K

Smaller floor plans and original-condition homes are the value entry at Whitmore Oaks. Confirm the systems, the lot, any HOA, and the flood zone before you write (third-party context, 2026, not MLS).

Lowest entry
Mid: updated mid-size homes
$500K to $558K

Updated mid-size homes with newer roof and HVAC are the core of the neighborhood. Price each on its floor plan and condition against the closest comparable sale.

Most inventory
High: largest or fully renovated homes
$558K to $575K

The largest floor plans and fully renovated homes sit at the top here. Price each on its own plan, condition, and lot, not a neighborhood average.

Strongest resale

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

See Off-Market & Private Listings
What Your Money Buys

What ~$535K buys here.

Three realistic price bands. Where a home lands comes down to condition and lot, not square footage alone.

$429K to $500K
Entry: smaller or original-condition homes
Smaller floor plans and original-condition homes are the value entry at Whitmore Oaks. Confirm the systems, the lot, any HOA, and the flood zone before you write (third-party context, 2026, not MLS).
$500K to $558K
Mid: updated mid-size homes
Updated mid-size homes with newer roof and HVAC are the core of the neighborhood. Price each on its floor plan and condition against the closest comparable sale.
$558K to $575K
High: largest or fully renovated homes
The largest floor plans and fully renovated homes sit at the top here. Price each on its own plan, condition, and lot, not a neighborhood average.

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

Operator Intelligence

Renovation & Resale Intelligence

The factors that actually move value in Whitmore Oaks, condition, lot, and the renovation math, read from current listings and recent sales.

15-Second Take
  • Renovation math decides the deal
  • Better lots and views resell strongest
  • Roof and HVAC age drive the insurance quote
  • Interior lots are where buyers overpay
Proprietary Data

The renovation premium.

Renovated-listing inventory in Whitmore Oaks is too thin right now to compute a reliable renovation premium. We read condition home by home against real comps before you offer.

Lot Value

The lot premium.

On a preferred homesite (water, preserve, corner, or a larger lot), the homesite is the part of your money the market gives back at resale. The house can be renovated; the lot cannot, so premium lots hold their value better than interior ones. How much more they command varies by frontage, view, and condition, which is why we read it home by home against real comparable sales rather than a single headline figure.

Jon Brooks, Momentum Realty
Operator Note

Most buyers overpay on interior lots in the back half of the community. A sharp renovation can distract you, but the weaker resale position follows the lot, not the finishes. We read the homesite before the kitchen.

Resale Strength Scorecard

How well Whitmore Oaks holds value.

Our read on the factors that protect resale here, and the one to manage.

No CDD on the tax billStrong
Central Intracoastal West locationStrong
Scarce golf and lake homesitesStrong
$30M club reinvestment to 2028Positive
All-resale 1990s conditionManage it

Momentum analysis based on the community's structure, location, lot scarcity, and housing stock. Not a guarantee of future value.

Jon Brooks, Momentum Realty
Operator Note

The strongest value pocket is usually a renovated home on a good lot priced just under the next tier up. Buyers chasing the single biggest house often pay top prices for what is really a renovation project.

5 Mistakes Buyers Make in Whitmore Oaks

15-Second Take
  • Calling the listing agent (who works for the seller)
  • Misjudging the renovation budget
  • Overpaying for an interior lot
  • Underbudgeting the carrying costs
  • Skipping the roof, HVAC, and systems check

The same five mistakes cost buyers the most in any market. Every one is avoidable with the right preparation before you tour.

Whitmore Oaks1

Calling the listing agent

The agent on the sign works for the seller. In a market where condition swings price by hundreds of thousands, negotiating against that agent with no one in your corner is the costliest move of all.

Whitmore Oaks2

Misjudging the renovation math

A dated home looks like a deal until you price the roof, HVAC, pool, and full modernization honestly. Underbudget the reno and the bargain becomes the expensive house.

Whitmore Oaks3

Overpaying for an interior lot

A premium homesite (water, preserve, or a preferred position) carries a real, durable premium. Pay a top price for an interior lot and you are buying the weakest version of the value.

Whitmore Oaks4

Underbudgeting the carrying costs

Two similar homes can cost very differently to own once the HOA, any CDD, insurance, and upkeep are priced in. Buyers who do not run the full monthly carrying cost misread the real number.

Whitmore Oaks5

Skipping the systems check

An older home means older systems unless updated. Roof age, HVAC age, pool equipment, and prior renovations drive both price and insurability, and a thorough inspection matters more here than in a new build.

“

Whitmore Oaks is affordable, established, early-2000s Jacksonville living. The deal is read home-by-home in the floor plan, the condition, the lot, and the flood picture, not a neighborhood average.

Jon Brooks · Founder, Momentum Realty
Momentum Intelligence

Momentum Buy Score.

Our proprietary 0 to 10 read across the five factors that decide how a home here buys, holds, and resells.

6.5B · Buy Score
Resale Strength6.4/10
Renovation Risk5.6/10
Location Efficiency7.0/10
Long-Term Defensibility6.4/10
Carrying Cost Advantage6.8/10

Momentum Intelligence Scores are our proprietary, qualitative assessment based on the analysis on this page, on a 0 to 10 scale. They are a framework for comparing communities, not a guarantee of future value or advice on a specific home.

Momentum Housing Intelligence

Why our read on Whitmore Oaks is different.

Most pages on this community are an automated estimate wrapped in stock copy. This one is built from the live realMLS feed, fourteen years of closed sales, and a renovation-by-renovation read of what actually moves value here, lot by lot. No automated estimate, no guesswork.

Live realMLS feed14 years of closed salesRenovation-premium analysisLot-by-lot, no automated estimates
Jon Brooks, founder of Momentum Realty. A housing economist with a background in real estate investment banking and consulting at Ernst & Young, who has built and analyzed Northeast Florida real estate from the ground up.
About the analyst · Our methodology

Which Lots & Views Hold Value Best

Proprietary Data · Lot Value Map

Where the value actually sits. Each home is shaded by its price per square foot (a value read, not just a price) and ringed by lot type, so you can see at a glance which pockets carry a real, durable premium and where a renovation play makes sense.

Value ($/sqft)
$261 value$401 premium
Lake / waterPreserveInterior

Fill = price per square foot; ring = lot type, inferred from listing descriptions. Sold homes are shown by realized $/sqft (lot type not always recorded). Asking and recent-sold figures from realMLS; for orientation, not an appraisal.

15-Second Take
  • The lot and the home's condition are the value; verify both.
  • Confirm the exact location, any HOA, any CDD, the flood zone, and the parcel taxes.
  • Comp against the closest same-floor-plan, same-condition Jacksonville sale.

In an established early-2000s neighborhood like Whitmore Oaks, value is driven by the specific home's floor plan, condition, and lot, not a builder spec. That means inspecting the roof, HVAC, and systems reaching service age, confirming the lot lines, verifying the FEMA flood zone and the Duval County parcel taxes, and confirming any HOA and any CDD, then pricing the home against the closest comparable same-floor-plan, same-condition Jacksonville sale, with the affordable, access-rich location as the durable advantage.

The 15-Second Verdict

Whitmore Oaks in 15 seconds.

Best forBuyers who want an affordable, established single-family home in Jacksonville at a value price.
Strong onValue and access: an affordable early-2000s neighborhood with quick interstate access.
WatchThe exact location, any HOA or CDD, the condition of early-2000s systems, the lot, and the FEMA flood zone.
Not forBuyers who want new construction, a large amenity community, or a custom home.
The edgeAn affordable early-2000s pocket lets a prepared buyer price the specific home honestly and negotiate on condition.

HOA, CDD & Fees

15-Second Take
  • Confirm the exact location and whether any HOA or CDD applies.
  • If an HOA applies, get the dues and inclusions in writing.
  • Verify the lot, the early-2000s systems, and the FEMA flood zone for the specific home.

Whitmore Oaks is an established single-family neighborhood; confirm whether any HOA or CDD applies and what any dues cover for the specific parcel before you offer. Confirm per parcel.

If an HOA applies, confirm exactly what any dues cover and whether membership is mandatory, and whether any CDD bond rides on the tax bill; if minimal or none, you own the home and lot with little or no association obligation.

No large community amenity package is assumed; the value is the affordable, access-rich Jacksonville location near the interstates, shopping, and employers. Confirm any shared facilities in the public records.

Run Your Numbers

Tools for a Whitmore Oaks buy.

Free calculators to pressure-test the real cost before you tour.

Mortgage paymentPrincipal, interest, taxes, and insurance on a specific price.Property taxDuval County millage and the homestead picture.Rent vs buyThe breakeven on owning in Whitmore Oaks.Save Our HomesProject your homestead tax cap over time.
The takeaway

Selling here is won on condition and view, not an automated estimate. The right number comes from closed comps matched to your renovation level and lot.

Selling in Whitmore Oaks

Thinking of selling in Whitmore Oaks?

Your buyer is comparing affordable Jacksonville homes, so sell what is specific and verifiable: the home's floor plan, condition, and updates, the lot, the access-rich location, and a clear HOA and flood picture.

Momentum listings (YTD)
97.98%
Sold-to-list ratio across the Jacksonville metro for our agents, sellers keeping more of their price.
Market average (YTD)
96.73%
The broader metro average sold-to-list ratio over the same period.
Momentum days on market
64 days
Median days on market for our listings, faster sales mean less carrying cost and stronger leverage.
Market days on market
72 days
The broader metro median over the same period.

Sold-to-list and days-on-market figures reflect Momentum Realty listings versus the Jacksonville metro average, year to date. Your home's result depends on pricing, condition, lot, view, and preparation.

In Whitmore Oaks, condition and view decide your number

Because buyers here are weighing your home against renovated comps and cross-shopping Arlington, a home priced to the community average instead of its true condition and view either leaves money on the table or sits. A renovated kitchen, newer roof and HVAC, and a golf or lake view all deserve to show up in your price, and a buyer pool reading renovation math needs to be shown why your home is worth it. We build that case with real comps and a pricing strategy for the current market.

What is your Whitmore Oaks home worth?

Get a no-obligation home value based on real comparable sales in Whitmore Oaks matched to your condition, lot, and view, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in Whitmore Oaks on the map →

Real comps, not an automated estimate.
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Windows contain 0 to 9 sales each (9 in the current window); every figure carries its sample size, and thin markets swing on single closings. Source: Data provided by realMLS. Deemed reliable but not guaranteed.

Median sale price · trailing 12 mo
$300K$400K$500K2014201620182020202220242026
Up 4.9% year over year.
Every sale since 2014 · price vs size
$0$200K$400K$600K2k3k
72 closed sales; green = recent. Size sets the floor, condition and lot set the rest.
Sold $ per sq ft · trailing 12 mo
$100$150$2002014201620182020202220242026
Up from $119 in 2014 to a $199 peak in 2026; $199 now.
Median days on market · closed sales
501001502014201620182020202220242026
25 days at the 2026 low; 25 now.
Sale price vs original ask · median
96%98%100%2014201620182020202220242026
97.3% now.
Homes sold per 12-mo window
02582014201620182020202220242026
0 to 9 a year; 9 in the current window.
Sellers who gave up · failed listings per year
0242014201620182020202220242026
Canceled, expired, or withdrawn. 5 quit in 2024; 1 so far in 2026. The clearest stress gauge a community has.
Market Heat · 0 coldest, 100 hottest in the record
20406080seller-leaningbuyer-leaning201420162018202020222026
66 at the 2022 peak, 31 in the troughs, 61 now. Same score as the hero card, full history.

The real cost & risk here

Before the list price, the Florida math the portals skip. These are Duval County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$1,614/mo
Duval County typical true cost to own
$110/mo
Duval County typical home insurance
Check CDD
Confirm before you offer

Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Duval County scorecard.

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.

Whitmore Oaks Market Scorecard

No active listings

Whitmore Oaks is currently a no active listings. Limited supply, a median asking price of n/a.

n/a
Months supply
n/a
Median list
$517,500
Median sold
n/a
Per sqft
n/a
Days on mkt
0/0/8
Active/Pend/Sold

Typical home value in the 32258 ZIP is $370,168, about 25.7% below the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Interactive Map

Whitmore Oaks on the map.

Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.

Listing locations from realMLS. Map data © OpenStreetMap, tiles © CARTO.

The Strategy

The Whitmore Oaks buying strategy.

If we were buying in Whitmore Oaks today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Whitmore Oaks.

The Quick Decision
Best Buy
Best for buyers targeting larger, newer-built homes in Duval County who can move quickly when a listing appears.
Biggest Risk
The risk is zero active inventory — buyers may wait weeks with nothing to actually see.
Sweet Spot
The sweet spot is a median-priced home near $500,000 at roughly 2,838 square feet, in line with the community's newer-construction profile.
Avoid If
Avoid if you need to compare several active listings side by side before deciding — with zero listings on the market, that isn't currently possible here.
The Deep Dive

The Size-and-Age Premium

With only 81 homes total, Whitmore Oaks is a tight community, and its pricing reflects build age and square footage more than anything else. Homes here run larger — a median 2,838 square feet — and skew newer than a lot of Duval County stock, with the build window spanning 1996 to 2016 and a median year built of 2015. At $199.11 per square foot on a $500,000 median price, buyers are paying for interior space and construction age rather than for shared amenities, since none are identified in current MLS listings.

The current posture is unusually tight: zero active listings against nine closings in the tracked window, a median 25 days on market, and prices up 4.9% year over year. A market heat score of 61 combined with no available inventory tells the same story from two angles — demand is outrunning what little supply exists. That's a strong position for a seller and a patience-testing one for a buyer waiting on the right listing to surface.

“

The location and the amenities are priced into every listing in Whitmore Oaks. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty
Momentum Intelligence

Momentum Buy Score.

Our proprietary 0 to 10 read across the factors that decide how a home in Whitmore Oaks buys, holds, and resells. Momentum Research; not an appraisal.

7.7B+ · Buy Score
Recent Direction7.2/10
Owner Commitment7.8/10
Pricing Power8.2/10

Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 3 factors (7.7). Basis: Recent Direction +4.9% year-over-year; Owner Commitment 78% owner-occupied; Pricing Power 97.3% sale-to-list. Refreshed with each data update.

Why Momentum

Why work with Momentum here

A community with zero active listings isn't one you can shop by browsing the portals — you need someone tracking it before a listing goes live. Momentum watches Whitmore Oaks' closing activity directly: nine sales in the current window, a median 25 days on market, and a 4.9% year-over-year price move all factor into how we help a buyer price an offer correctly the moment inventory appears, or help a seller position a listing into a market with no competing active homes.

The 15-Second Verdict

Whitmore Oaks in 15 seconds.

Best forBest for buyers targeting larger, newer-built homes in Duval County who can move quickly when a listing appears.
Biggest advantageThe advantage here is size and build age — a median 2,838 square feet on homes built as recently as 2016.
Biggest riskThe risk is zero active inventory — buyers may wait weeks with nothing to actually see.
Sweet spotThe sweet spot is a median-priced home near $500,000 at roughly 2,838 square feet, in line with the community's newer-construction profile.
Avoid ifAvoid if you need to compare several active listings side by side before deciding — with zero listings on the market, that isn't currently possible here.

HOA, CDD & Fees

In short
  • Mandatory HOA — confirm current dues
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

Run Your Numbers

Tools for a Whitmore Oaks buy.

Free calculators to pressure-test the real cost before you tour.

Mortgage paymentPrincipal, interest, taxes, and insurance on a specific price.Property taxDuval County millage and the homestead picture.Rent vs buyThe breakeven on owning in Whitmore Oaks.Save Our HomesProject your homestead tax cap over time.
The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Whitmore Oaks sales matched to your home.

Selling in Whitmore Oaks

Price it to the comps and condition, not an automated estimate.

If you are thinking about selling in Whitmore Oaks, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.

What is your Whitmore Oaks home worth?

Get a no-obligation home value based on real comparable sales in Whitmore Oaks, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in Whitmore Oaks on the map →

Real comps, not an automated estimate.

Frequently Asked Questions

What is the median home price in Whitmore Oaks?
The median sale price in Whitmore Oaks was $500K over the 12 months ending July 14, 2026 (9 closed sales, realMLS).
How long do homes in Whitmore Oaks take to sell?
Homes that closed in the 12 months ending July 14, 2026 took a median 25 days on market (9 sales, realMLS).
How many homes are in Whitmore Oaks?
The Florida DOR 2025 assessment roll shows 81 homes plus 1 vacant residential lots in Whitmore Oaks (public records).
What share of Whitmore Oaks is owner-occupied?
78% of Whitmore Oaks parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Whitmore Oaks built?
Homes in Whitmore Oaks were built between 1996 and 2016, with a median year built of 2015 (FL DOR 2025 roll).
Do cash buyers compete in Whitmore Oaks?
Cash buyers took 25% of Whitmore Oaks sales in the 12 months ending July 2025 (1 of 4 closings, realMLS).
Who is the best real estate agent for Whitmore Oaks?
The best agent for Whitmore Oaks is one who actively works Jacksonville and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Whitmore Oaks.
How do I find a top Jacksonville real estate agent who knows Whitmore Oaks?
Share a few details in the form on this page. Momentum Realty has 280+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Whitmore Oaks and the wider Jacksonville area.
Can Momentum Realty connect me with an agent for Whitmore Oaks?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Whitmore Oaks purchase or sale - no call center and no pressure.
The Verdict

Should you buy in Whitmore Oaks?

An honest fit check. We will tell you when it is not your community.

Buyers with a budget around the $500,000 median who want a larger, newer-built home (median 2,838 sq ft, built 1996–2016).Excellent fit
Buyers who can move fast on a listing, given a 25-day median time on market and zero current active inventory.Excellent fit
Buyers prioritizing square footage and recent construction over community amenities, since none are documented in current MLS listings.Excellent fit
Buyers who need to compare multiple active listings side by side before deciding — there is nothing on the market right now.Probably not
Buyers seeking a clubhouse, pool, or other shared community amenities, since none are identified in current listings.Probably not
Buyers working a budget well under the $500,000 median, since this is a larger-format, newer-construction price point.Probably not

Nearby Communities

Explore more neighborhoods near Whitmore Oaks with Momentum Realty’s local guides.

Browse all Florida neighborhood guides →

Data sources & freshness

Live listingsrealMLS, refreshed twice daily (last: July 14, 2026)
Community market statsrealMLS closed sales, 12-month windows ending July 14, 2026
Housing stock & ownershipFlorida DOR 2025 assessment roll (street-list match (4 streets, ZIP 32258))
Under-contract sharesrealMLS records, as of 2026-07-12
Historical depthClosed-sale records back to 2014 (72 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live your area comps.

Looking to buy here? Search homes for sale →

What’s your home worth in your area?

A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.

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