Waterfront Homes for Sale in Punta Gorda, FL
This page tracks every Punta Gorda listing whose MLS record reports waterfront (ocean, bay, Intracoastal, river, canal or lake frontage), by community, with live counts and asking prices, and the costs that come with the water.
347 waterfront homes are for sale or pending in Punta Gorda, FL today across 192 communities. The median asking price is $400,000, from $89,500 to $2,400,000. Listings in Punta Gorda without that feature have a median of $309,000. Most listings right now: Hrbr Heights (12), Punta Gorda Isles Sec 15 (11), Punta Gorda Isles Sec 14 (10). Updated October 17, 2026 from the MLS.
Live waterfront homes in Punta Gorda: the listings
275 active listings carry the flag today (29% of Punta Gorda inventory), median asking $369,000, $222/sq ft, median 54 days on market. Photo cards link to the listing; refreshed nightly.
Newest waterfront homes in Punta Gorda
The most expensive waterfront homes in Punta Gorda
| Listing | Asking | Sq ft | Community |
|---|---|---|---|
| 37511 Washington Loop Road | $2,400,000 | 8,981 | — |
| 29505 Jones Loop Road | $1,890,000 | 3,533 | — |
| 6100 Riverside Drive | $1,825,000 | 2,369 | — |
| 48 Colony Point Drive | $1,750,000 | 2,846 | Punta Gorda Isles |
| 24197 Treasure Island Boulevard | $1,699,000 | 2,588 | — |
| 28959 Smugglers Lane | $1,650,000 | 4,621 | — |
| 2424 Harbour Drive | $1,500,000 | 3,401 | — |
| 5019 Bal Harbor Boulevard | $1,490,000 | 5,033 | Punta Gorda Isles |
| 3564 Peace River Drive | $1,249,000 | 2,437 | — |
| 6000 Cleveland Drive | $1,225,000 | 3,338 | — |
Waterfront Homes by price
| Band | For sale | Share |
|---|---|---|
| Under $300K | 91 | 33% |
| $300K–$500K | 94 | 34% |
| $500K–$750K | 45 | 16% |
| $750K–$1M | 25 | 9% |
| $1M+ | 20 | 7% |
Punta Gorda waterfront homes by community
Click a community for its full guide: prices, HOA reality, insurance posture and the homes for sale. The 60 communities with the most waterfront homes listed are tabled; the rest follow.
| Community | Waterfront Homes | New build | Median list | From |
|---|---|---|---|---|
| Hrbr Heights | 12 | 1 | $680,450 | $349,900 |
| Punta Gorda Isles Sec 15 | 11 | 1 | $795,000 | $625,000 |
| Punta Gorda Isles Sec 14 | 10 | 0 | $739,500 | $499,000 |
| Punta Gorda Isles Sec 12 | 9 | 0 | $1,098,000 | $575,000 |
| Creekside Run | 9 | 9 | $599,990 | $454,000 |
| Punta Gorda Isles Sec 05 | 8 | 0 | $774,975 | $459,000 |
| Windmill Village | 7 | 0 | $250,000 | $239,000 |
| Punta Gorda Isles Sec 07 | 6 | 1 | $642,450 | $349,900 |
| Marina South Shore Condo | 6 | 0 | $374,000 | $349,500 |
| Heritage Landing | 5 | 0 | $300,000 | $249,900 |
| Seagrass | 4 | 4 | $382,340 | $299,999 |
| Peace River Shores | 4 | 0 | $377,450 | $279,000 |
| Heritage Landing Golf & Country Club | 4 | 0 | $272,200 | $239,000 |
| Pirate Harbor | 3 | 0 | $1,095,000 | $585,000 |
| Punta Gorda Isles Sec 23 | 3 | 1 | $539,900 | $429,900 |
| Charlotte Park | 3 | 0 | $420,000 | $320,000 |
| Colony Point | 3 | 0 | $410,000 | $399,900 |
| Peace Harbor | 3 | 0 | $400,000 | $349,500 |
| Emerald Isle Condo | 3 | 0 | $399,000 | $379,000 |
| River Club | 3 | 0 | $350,000 | $210,000 |
| Emerald Pointe Ph 06 Bldg E | 3 | 0 | $349,900 | $289,000 |
| Suncoast | 3 | 0 | $334,500 | $149,500 |
| Rio Villa Lakes | 3 | 0 | $325,000 | $294,999 |
| Char Park Sec 02 | 3 | 0 | $315,000 | $242,500 |
| Palacio Del Sol | 3 | 0 | $299,000 | $289,500 |
| Points West Ph 02 Bldg 02 | 3 | 0 | $299,000 | $253,000 |
| Emerald Pointe Ph 04 | 3 | 0 | $284,900 | $129,000 |
| Char Park Sec2 | 3 | 0 | $217,500 | $199,000 |
| Pelican Harbor Mob Home Estates | 3 | 0 | $155,000 | $124,900 |
| S P G Heights 8Th Add | 3 | 0 | $149,900 | $90,000 |
| Punta Gorda Isles Sec 11 | 2 | 0 | $992,500 | $860,000 |
| Punta Gorda Isles Sec 04 | 2 | 0 | $974,999 | $950,000 |
| Sunset Key Ii Land Condo | 2 | 0 | $900,000 | $865,000 |
| Rio Villa 1St Add | 2 | 0 | $762,500 | $425,000 |
| Grande Isle Towers I | 2 | 0 | $725,000 | $475,000 |
| Waterway Colony | 2 | 0 | $650,000 | $425,000 |
| Heritage Landing Golf And Country Club | 2 | 0 | $580,444 | $515,888 |
| Creekside Run At Babcock Ranch | 2 | 2 | $547,495 | $535,000 |
| Emerald Pointe Villas Ph 02 | 2 | 0 | $547,000 | $495,000 |
| Solamar | 2 | 0 | $544,500 | $530,000 |
| Babcock Ranch Community Edgewa | 2 | 0 | $501,000 | $483,000 |
| Tierra Coronado | 2 | 0 | $482,450 | $369,900 |
| Grande Isle Towers Iii & Iv | 2 | 0 | $481,450 | $419,900 |
| Lavista Condo | 2 | 0 | $462,450 | $435,000 |
| Harbor Towers At Burnt Store | 2 | 0 | $462,000 | $249,000 |
| Grand Cove/Punta Gorda Isles | 2 | 0 | $380,000 | $360,000 |
| Outlook Cove | 2 | 0 | $371,900 | $364,900 |
| Pelican Pointe 1St Add | 2 | 0 | $337,325 | $325,000 |
| Points West Ph 01 Bldg 01 | 2 | 0 | $331,700 | $294,400 |
| Waterford Estates | 2 | 0 | $321,700 | $314,900 |
| Marina North Shore Condo | 2 | 0 | $309,500 | $300,000 |
| La Romana Condo | 2 | 0 | $304,700 | $284,900 |
| Charlotte Park Sec 03 | 2 | 0 | $301,000 | $289,000 |
| Silver Cove | 2 | 0 | $294,900 | $249,900 |
| Emerald Pointe Twnhs Ph 05 | 2 | 0 | $271,950 | $259,000 |
| Banyan Point Ph 02 | 2 | 0 | $266,000 | $225,000 |
| Parkhill Estates | 2 | 0 | $227,450 | $159,900 |
| Golden Sands | 2 | 0 | $225,000 | $210,000 |
| Banyan Point Ph 03 | 2 | 0 | $224,950 | $220,000 |
| Rolls Landing Ph 07 Amd | 2 | 0 | $158,598 | $144,697 |
Also with waterfront homes for sale
- Newport 01 Ph 02 Bldg 05 (2)
- Lakeshore Charlotte County Ph 03 (2)
- Rolls Landing Bldg 10 (2)
- River Haven Mob Hme Park (2)
- Acerage (1)
- Herons Cove (1)
- Cleveland North (1)
- Punta Gorda Isles Sec 03 (1)
- Peace River Ests (1)
- Town Estates (1)
- The Estates On Peace River (1)
- Punta Gorda Isles Sec 2 (1)
- Charlotte Shores Un 01 (1)
- Prairie Creek Park (1)
- River Acres (1)
- Rowland Country Estates (1)
- Prairie Creek West 08 (1)
- Waterview Lndg (1)
- Heritage Lndg Ph Ii-B (1)
- Punta Gorda Isles Sec 21 (1)
- Grande Isle Twrs Iii (1)
- Tarpon Cove Ph 15 (1)
- Harbor Landing Ph 03 Bldg 03 (1)
- Tuckers Cove (1)
- Babcock Ranch Community Northr (1)
- Sea Lanes (1)
- Tern Bay Golf & Cc (1)
- Punt Gorda Isles Sec 05 (1)
- Babcock Ranch Community Ph 1B1 (1)
- Bella Lago/Vivante Xx (1)
- Tarpon Cove Ph 08 (1)
- Harbor Landing Ph 01 Bldg 01 (1)
- Paradise Pointe (1)
- Tarpon Cove (1)
- Harbor Walk Ph 02 Bldg 02 (1)
- Magdalina Estates South Condo (1)
- Starboard Point Ph 02 Bldg 02 (1)
- Champagne Estates Ph 01 Bldg 0 (1)
- Punta Gorda Isles Sec 01 (1)
- Grande Isle Towers I & 02 Ph I (1)
- Harbor Walk Ph 03 (1)
- Starboard Point Ph 03 Bldg 01 (1)
- Breakers Court (1)
- Breakers Point Ph 02 (1)
- San Souci (1)
- Southwind (1)
- Creekside Run Babcock (1)
- Isles Garden Villas Ph 01 Bldg (1)
- Topaz Cove Condo (1)
- Redfish Cove Condo (1)
- Heritage Lndg Ph Ii-A (1)
- Palm Shores (1)
- Burnt Store Lakes (1)
- Suncoast Harbors (1)
- Bella Lago At Vivante Xix (1)
- Costa Bella Condo (1)
- Spinnaker Point Ph 05 Bldg 05 (1)
- Tides/Marina Towers (1)
- Wychewood Shores (1)
- Marina North Shore Condo Ph Ii (1)
- Char Park Sec3 (1)
- Rio Villa (1)
- Charleston South (1)
- Coach Homes Iv At Heritage Landing (1)
- Windjammer Point Ph 01 Bldg 05 (1)
- Water Gardens (1)
- Peace River (1)
- Mondavi Bay Villas 01 Bldg 10 (1)
- Mondavi Bay Villas 01 Bldg 08 (1)
- Courtside Landings Land Condo (1)
- Esplanade At Burnt Store Marina (1)
- Peace River Preserve (1)
- Babcock Ranch Community Cresce (1)
- Vista Del Sol/Burnt Store Mari (1)
- Seminole Lakes Ph 01 (1)
- Coach Homes 2/Heritage Lndg Ph (1)
- Little Hbr/Punta Gorda Isles (1)
- Palm Bay (1)
- Punta Gorda Isles Sec 20 (1)
- Waterford Estates Ph 2B &2C (1)
- Mondovi Bay Villas 01 Ph 01 Bldg 02 (1)
- Port Charlotte Sec 020 (1)
- Calusa Creek (1)
- Marina North Shore Condo Ph 01-04 (1)
- Bal Harb Place Bldg 01 (1)
- Creekside Ph 2 (1)
- Boca Lago/Vivante 06 (1)
- Dolphin Club Ph 01 (1)
- Kings Gate Ph 02 (1)
- Pelican Pointe (1)
- Villas Bal Habor Ph 04 (1)
- Coldway Commons Ph 01 (1)
- Sea Cove (1)
- Fountain Court Bldg 03 (1)
- Fountain Court Ph 01 (1)
- River Forest Mhp (1)
- Tuscany Isles (1)
- Charlotte Park Sec 2 (1)
- Bridge Point Ph 05 (1)
- Driftwood Bldg A (1)
- Emerald Pointe Twnhse Ph 05 (1)
- Spinnaker Point Ph 02 Bldg 02 (1)
- Park Beach Club (1)
- Banyan Point Condo Ph Ii (1)
- Terrace Iii At Babcock National Phase 2 Bldg 6 Uni (1)
- Venetian Isles Ph 03 Bldg 03 (1)
- Golf Course Villas Ph 8 (1)
- Lakefront At Deep Creek (1)
- Rolls Landing Ph 03 Bldg 06 (1)
- Babcock National Ph I Bldg 5 (1)
- Park Place Estates (1)
- Spinnaker Point Ph 03 Bldg 01 (1)
- Keel Club Condo (1)
- Lyme Terrace Ph 03 (1)
- Lyme Terrace Ph 04 (1)
- Villas Cedar Key (1)
- Lake View V/Heritage Lake Park Ph (1)
- White Ibis (1)
- Mediterranean Court (1)
- Islander Point (1)
- Regency Ph 02 Bldg 04 (1)
- Regency (1)
- Burnt Store Colony Mhp Coop (1)
- Lakeshore Charlotte County Ph 02 (1)
- Tala Lakes Ph 10 Bldg L (1)
- Deep Creek Gardens Ph 10 (1)
- Lazy Lagoon Mob Hme Park Coop (1)
- Deep Creek Gardens Ph 06 (1)
- Lakeshore Charlotte County Ph 01 (1)
- Lakeshore Charlotte County Ph 04 (1)
- Lakeside Charlotte County Ph 01 (1)
- Eagle Point Mhp (1)
What waterfront ownership really costs
Waterfront homes carry costs inland homes do not: flood insurance where the parcel sits in a FEMA special flood hazard area, higher windstorm premiums closer to open water, and upkeep for seawalls, docks and lifts. Before you offer, pull the FEMA flood zone for the specific parcel, ask for the seawall’s age and any inspection reports, and get an insurance quote in hand, not an estimate. Our flood insurance calculator and wind mitigation savings calculator show what the parcel will actually cost to insure.
Questions to ask about any waterfront listing
Is the water frontage deeded or association-owned? Is there a fixed bridge between the dock and open water, and what is the clearance? What did the seller pay for flood and wind coverage last year, and with which carriers? Has the seawall or dock been permitted and inspected? What is the finished-floor elevation? A local agent who works waterfront deals will know which canals hold depth at low tide and which carriers are writing in the area.
Common questions
How many waterfront homes are for sale in Punta Gorda?
What do waterfront homes cost in Punta Gorda?
Which Punta Gorda community has the most waterfront homes for sale?
Is a waterfront home always in a flood zone?
Keep exploring Punta Gorda
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- Punta Gorda homes under $300K
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- Waterfront Homes in every city
Waterfront Homes in nearby Charlotte County cities
- Port Charlotte waterfront homes (356 for sale)
- Englewood waterfront homes (129 for sale)
- Placida waterfront homes (104 for sale)
- Rotonda West waterfront homes (54 for sale)
- Boca Grande waterfront homes (30 for sale)
Live data: Stellar MLS, refreshed with every MLS pull; this page rebuilds on every ship. Community-level aggregates only: active and pending residential listings in Punta Gorda, FL whose MLS record reports waterfront. Prices are asking prices, not values. Property features and prices only; nothing on this page describes residents. Equal Housing Opportunity.