Waterfront Homes for Sale in Punta Gorda, FL
This page tracks every Punta Gorda listing whose MLS record reports waterfront (ocean, bay, Intracoastal, river, canal or lake frontage), by community, with live counts and asking prices, and the costs that come with the water.
330 waterfront homes are for sale or pending in Punta Gorda, FL today across 187 communities. The median asking price is $402,500, from $89,500 to $2,400,000. Listings in Punta Gorda without that feature have a median of $315,280. Most listings right now: Hrbr Heights (13), Punta Gorda Isles Sec 15 (11), Punta Gorda Isles Sec 14 (10). Updated September 27, 2026 from the MLS.
Live waterfront homes in Punta Gorda: the listings
48 active listings carry the flag today (25% of Punta Gorda inventory), median asking $575,000, $286/sq ft, median 7 days on market. Photo cards link to the listing; refreshed nightly.
Newest waterfront homes in Punta Gorda
The most expensive waterfront homes in Punta Gorda
| Listing | Asking | Sq ft | Community |
|---|---|---|---|
| 2517 Rio Largo Court | $1,700,000 | 2,790 | Punta Gorda Isles |
| 1737 Casey Key Drive | $1,390,000 | 2,358 | Punta Gorda Isles |
| 312 Segovia Drive | $1,389,000 | 2,388 | Punta Gorda Isles |
| 3967 San Pietro Court | $1,185,000 | 2,417 | Punta Gorda Isles |
| 2491 Palm Tree Drive | $999,999 | 3,750 | Punta Gorda Isles |
| 3313 Sunset Key Cir #701 | $975,000 | 2,495 | — |
| 3367 Trinidad Court | $949,000 | 2,114 | Punta Gorda Isles |
| 3341 Sunset Key Circle | $935,000 | 2,823 | — |
| 1340 Mediterranean Drive | $922,500 | 2,231 | Punta Gorda Isles |
| 3419 Curacao Court | $899,000 | 2,615 | Punta Gorda Isles |
Waterfront Homes by price
| Band | For sale | Share |
|---|---|---|
| Under $300K | 7 | 15% |
| $300K–$500K | 15 | 31% |
| $500K–$750K | 10 | 21% |
| $750K–$1M | 12 | 25% |
| $1M+ | 4 | 8% |
Punta Gorda waterfront homes by community
Click a community for its full guide: prices, HOA reality, insurance posture and the homes for sale. The 60 communities with the most waterfront homes listed are tabled; the rest follow.
| Community | Waterfront Homes | New build | Median list | From |
|---|---|---|---|---|
| Hrbr Heights | 13 | 1 | $624,900 | $349,900 |
| Punta Gorda Isles Sec 15 | 11 | 2 | $795,000 | $625,000 |
| Punta Gorda Isles Sec 14 | 10 | 0 | $712,500 | $499,000 |
| Creekside Run | 10 | 10 | $597,897 | $454,000 |
| Windmill Village | 8 | 0 | $262,450 | $210,000 |
| Punta Gorda Isles Sec 05 | 6 | 0 | $724,975 | $435,000 |
| Punta Gorda Isles Sec 12 | 5 | 0 | $949,000 | $785,000 |
| Seagrass | 5 | 5 | $380,365 | $299,999 |
| Marina South Shore Condo | 5 | 0 | $379,000 | $349,500 |
| Heritage Landing | 5 | 0 | $300,000 | $249,900 |
| Punta Gorda Isles Sec 21 | 4 | 3 | $514,500 | $415,000 |
| Heritage Landing Golf & Country Club | 4 | 0 | $287,250 | $269,900 |
| Pelican Harbor Mob Home Estates | 4 | 0 | $144,450 | $99,999 |
| Pirate Harbor | 3 | 1 | $1,095,000 | $585,000 |
| Punta Gorda Isles Sec 04 | 3 | 0 | $879,000 | $650,000 |
| Punta Gorda Isles Sec 07 | 3 | 1 | $675,000 | $549,000 |
| Colony Point | 3 | 0 | $419,000 | $299,000 |
| Peace Harbor | 3 | 0 | $400,000 | $349,500 |
| Harbor Towers At Burnt Store | 3 | 0 | $395,500 | $249,000 |
| Emerald Pointe Ph 06 Bldg E | 3 | 0 | $349,900 | $289,000 |
| Suncoast | 3 | 0 | $345,000 | $149,500 |
| Palacio Del Sol | 3 | 0 | $299,000 | $289,500 |
| Points West Ph 02 Bldg 02 | 3 | 0 | $299,000 | $253,000 |
| Emerald Pointe Ph 04 | 3 | 0 | $284,900 | $129,000 |
| Emerald Pointe Twnhs Ph 05 | 3 | 0 | $259,000 | $249,900 |
| Char Park Sec2 | 3 | 0 | $217,500 | $199,000 |
| S P G Heights 8Th Add | 3 | 0 | $149,900 | $90,000 |
| Newport 01 Ph 02 Bldg 05 | 3 | 0 | $129,000 | $112,500 |
| Riviera Lagoons | 2 | 1 | $1,149,500 | $699,000 |
| Sunset Key Ii Land Condo | 2 | 0 | $915,000 | $895,000 |
| Punta Gorda Isles Sec 02 | 2 | 0 | $899,500 | $499,000 |
| Rio Villa 1St Add | 2 | 0 | $762,500 | $425,000 |
| Grande Isle Towers I | 2 | 0 | $725,000 | $475,000 |
| Heritage Landing Golf And Country Club | 2 | 0 | $580,444 | $515,888 |
| Tarpon Cove | 2 | 0 | $574,000 | $549,000 |
| Emerald Pointe Villas Ph 02 | 2 | 0 | $554,500 | $510,000 |
| Creekside Run At Babcock Ranch | 2 | 2 | $547,495 | $535,000 |
| Punta Gorda Isles Sec 11 | 2 | 0 | $534,450 | $469,000 |
| Punta Gorda Isles Sec 23 | 2 | 1 | $514,450 | $429,900 |
| Charlotte Park | 2 | 0 | $509,500 | $420,000 |
| Tierra Coronado | 2 | 0 | $482,450 | $369,900 |
| Grande Isle Towers Iii & Iv | 2 | 0 | $481,450 | $419,900 |
| Lavista Condo | 2 | 0 | $462,450 | $435,000 |
| River Club | 2 | 0 | $450,000 | $350,000 |
| Wychewood Shores | 2 | 0 | $442,249 | $429,500 |
| Char Park Sec 02 | 2 | 0 | $380,000 | $315,000 |
| Outlook Cove | 2 | 0 | $371,900 | $364,900 |
| Peace River Shores | 2 | 0 | $339,450 | $279,000 |
| Waterford Estates | 2 | 0 | $325,200 | $314,900 |
| La Romana Condo | 2 | 0 | $312,249 | $299,999 |
| Rio Villa Lakes | 2 | 0 | $309,999 | $294,999 |
| Charlotte Park Sec 03 | 2 | 0 | $294,000 | $275,000 |
| Parkhill Estates | 2 | 0 | $228,750 | $162,500 |
| Golden Sands | 2 | 0 | $225,000 | $210,000 |
| Banyan Point Ph 03 | 2 | 0 | $224,950 | $220,000 |
| Rolls Landing Ph 07 Amd | 2 | 0 | $158,598 | $144,697 |
| Lakeshore Charlotte County Ph 03 | 2 | 0 | $134,750 | $132,500 |
| Rolls Landing Bldg 10 | 2 | 0 | $126,338 | $117,777 |
| River Haven Mob Hme Park | 2 | 0 | $93,750 | $89,500 |
| Acerage | 1 | 0 | $2,400,000 | $2,400,000 |
Also with waterfront homes for sale
- Herons Cove (1)
- Cleveland North (1)
- Punta Gorda Isles Sec 06 (1)
- Punta Forda Isles Sec 12 (1)
- Town Estates (1)
- The Estates On Peace River (1)
- Charlotte Shores Un 01 (1)
- Burnt Store Isles Sec 15 (1)
- Prairie Creek Park (1)
- Prairie Creek West 08 (1)
- River Acres (1)
- Rowland Country Estates (1)
- Waterview Lndg (1)
- Grande Is Twrs 03 & 04 Ph I (1)
- Babcock Ranch Community Northr (1)
- Tuckers Cove (1)
- Harbor Landing Ph 03 Bldg 03 (1)
- Sea Lanes (1)
- Tern Bay Golf & Cc (1)
- Babcock Ranch Community Ph 1B1 (1)
- Punt Gorda Isles Sec 05 (1)
- Bella Lago/Vivante Xx (1)
- Tarpon Cove Ph 08 (1)
- Harbor Landing Ph 01 Bldg 01 (1)
- Harbor Walk Ph 02 Bldg 02 (1)
- Starboard Point Ph 02 Bldg 02 (1)
- Champagne Estates Ph 01 Bldg 0 (1)
- Punta Gorda Isles Sec 01 (1)
- Grande Isle Towers I & 02 Ph I (1)
- Starboard Point Ph 03 Bldg 01 (1)
- Riverside Park (1)
- Isles Cove Ph 10 (1)
- Burnt Store Isles (1)
- Solamar (1)
- Breakers Court (1)
- Babcock Ranch Community Edgewa (1)
- Breakers Point Ph 02 (1)
- San Souci (1)
- Southwind (1)
- Creekside Run Babcock (1)
- Isles Garden Villas Ph 01 Bldg (1)
- Topaz Cove Condo (1)
- Heritage Lndg Ph Ii-A (1)
- Palm Shores (1)
- Burnt Store Lakes (1)
- Suncoast Harbors (1)
- Bella Lago At Vivante Xix (1)
- Costa Bella Condo (1)
- Captains Landing (1)
- Marina North Shore Condo Ph Ii (1)
- Waterway Colony (1)
- Char Park Sec3 (1)
- Palm Isles Ph 01 (1)
- Rio Villa (1)
- Charleston South (1)
- Points West Ph 01 Bldg 01 (1)
- Peace River (1)
- Peace River Preserve (1)
- Grand Cove/Punta Gorda Isles (1)
- Mondavi Bay Villas 01 Bldg 10 (1)
- Mondavi Bay Villas 01 Bldg 08 (1)
- Courtside Landings Land Condo (1)
- Esplanade At Burnt Store Marina (1)
- Seminole Lakes Ph 01 (1)
- Bayshores (1)
- Pelican Pointe 1St Add (1)
- Babcock Ranch Community Cresce (1)
- Little Hbr/Punta Gorda Isles (1)
- Palm Bay (1)
- Waterford Estates Ph 2B &2C (1)
- Villas Bal Harbor Ph 06 (1)
- Marina North Shore Condo Ph 01-04 (1)
- Bal Harb Place Bldg 01 (1)
- Marina North Shore Condo (1)
- Boca Lago/Vivante 06 (1)
- Coldway Commons Ph 01 (1)
- Verdanda 2/Heritage Lndg Bldg (1)
- Sea Cove (1)
- S P G Heights 4Th Add (1)
- Fountain Court Bldg 03 (1)
- Fountain Court Ph 01 (1)
- River Forest Mhp (1)
- Tuscany Isles (1)
- Charlotte Park Sec 2 (1)
- Banyan Point Condo Ph Iii (1)
- Driftwood Bldg A (1)
- Emerald Pointe Twnhse Ph 05 (1)
- Spinnaker Point Ph 02 Bldg 02 (1)
- Park Beach Club (1)
- Hibiscus 01 (1)
- Silver Cove (1)
- Babcock Ranch (1)
- Banyan Point Condo Ph Ii (1)
- Banyan Point Ph 01 (1)
- Venetian Isles Ph 03 Bldg 03 (1)
- Golf Course Villas Ph 8 (1)
- Rolls Landing Ph 03 Bldg 06 (1)
- Boca Lago/Vivante V (1)
- Babcock National Ph I Bldg 5 (1)
- Terrace 2/Babcock National Ph (1)
- Northern Lights Bldg 01 (1)
- Spinnaker Point Ph 03 Bldg 01 (1)
- Keel Club Condo (1)
- Lyme Terrace Ph 03 (1)
- Lyme Terrace Ph 04 (1)
- Villas Cedar Key (1)
- Gateway Point (1)
- Lake View V/Heritage Lake Park Ph (1)
- Islander Point (1)
- Mediterranean Court (1)
- White Ibis (1)
- Lazy Lagoon Mob Hme Park Coop (1)
- Lakes Edge At Deep Creek Bldg 02 (1)
- Regency Ph 02 Bldg 04 (1)
- Regency (1)
- Burnt Store Colony Mhp Coop (1)
- Lakeshore Charlotte County Ph 02 (1)
- Tala Lakes Ph 10 Bldg L (1)
- Deep Creek Gardens Ph 10 (1)
- Washington Heights (1)
- Deep Creek Gardens Ph 06 (1)
- Punta Gorda Isles (1)
- Lakeside Charlotte County Ph 01 (1)
- Lakeshore Charlotte County Ph 01 (1)
- Lakes Edge (1)
- Lakeshore Charlotte County Ph 04 (1)
- Eagle Point Mhp (1)
What waterfront ownership really costs
Waterfront homes carry costs inland homes do not: flood insurance where the parcel sits in a FEMA special flood hazard area, higher windstorm premiums closer to open water, and upkeep for seawalls, docks and lifts. Before you offer, pull the FEMA flood zone for the specific parcel, ask for the seawall’s age and any inspection reports, and get an insurance quote in hand, not an estimate. Our flood insurance calculator and wind mitigation savings calculator show what the parcel will actually cost to insure.
Questions to ask about any waterfront listing
Is the water frontage deeded or association-owned? Is there a fixed bridge between the dock and open water, and what is the clearance? What did the seller pay for flood and wind coverage last year, and with which carriers? Has the seawall or dock been permitted and inspected? What is the finished-floor elevation? A local agent who works waterfront deals will know which canals hold depth at low tide and which carriers are writing in the area.
Common questions
How many waterfront homes are for sale in Punta Gorda?
What do waterfront homes cost in Punta Gorda?
Which Punta Gorda community has the most waterfront homes for sale?
Is a waterfront home always in a flood zone?
Keep exploring Punta Gorda
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- Waterfront Homes in every city
Live data: Stellar MLS, refreshed with every MLS pull; this page rebuilds on every ship. Community-level aggregates only: active and pending residential listings in Punta Gorda, FL whose MLS record reports waterfront. Prices are asking prices, not values. Property features and prices only; nothing on this page describes residents. Equal Housing Opportunity.