Waterfront Homes for Sale in Punta Gorda, FL
This page tracks every Punta Gorda listing whose MLS record reports waterfront (ocean, bay, Intracoastal, river, canal or lake frontage), by community, with live counts and asking prices, and the costs that come with the water.
371 waterfront homes are for sale or pending in Punta Gorda, FL today across 196 communities. The median asking price is $400,000, from $89,500 to $2,995,000. Listings in Punta Gorda without that feature have a median of $308,785. Most listings right now: Hrbr Heights (14), Punta Gorda Isles Sec 14 (12), Creekside Run (9). Updated November 7, 2026 from the MLS.
Live waterfront homes in Punta Gorda: the listings
302 active listings carry the flag today (31% of Punta Gorda inventory), median asking $385,155, $226/sq ft, median 70 days on market. Photo cards link to the listing; refreshed nightly.
Newest waterfront homes in Punta Gorda
The most expensive waterfront homes in Punta Gorda
| Listing | Asking | Sq ft | Community |
|---|---|---|---|
| 2030 Jamaica Way | $2,995,000 | 5,500 | Punta Gorda Isles |
| 25494 Shore Drive | $2,995,000 | 5,061 | charlotte county |
| 5447 Sea Edge Drive | $2,750,000 | 3,900 | charlotte county |
| 37511 Washington Loop Road | $2,400,000 | 8,981 | charlotte county |
| 29505 Jones Loop Road | $1,890,000 | 3,533 | charlotte county |
| 6100 Riverside Drive | $1,825,000 | 2,369 | charlotte county |
| 391 Belaire Court | $1,775,000 | 3,050 | Punta Gorda Isles |
| 24197 Treasure Island Boulevard | $1,699,000 | 2,588 | charlotte county |
| 44 Colony Point Drive | $1,695,000 | 5,305 | Punta Gorda Isles |
| 28959 Smugglers Lane | $1,650,000 | 4,621 | charlotte county |
Waterfront Homes by price
| Band | For sale | Share |
|---|---|---|
| Under $300K | 97 | 32% |
| $300K–$500K | 104 | 34% |
| $500K–$750K | 59 | 20% |
| $750K–$1M | 20 | 7% |
| $1M+ | 22 | 7% |
Punta Gorda waterfront homes by community
Click a community for its full guide: prices, HOA reality, insurance posture and the homes for sale. The 60 communities with the most waterfront homes listed are tabled; the rest follow.
| Community | Waterfront Homes | New build | Median list | From |
|---|---|---|---|---|
| Hrbr Heights | 14 | 2 | $602,450 | $349,900 |
| Punta Gorda Isles Sec 14 | 12 | 0 | $649,700 | $499,000 |
| Creekside Run | 9 | 9 | $599,990 | $454,000 |
| Punta Gorda Isles Sec 07 | 8 | 0 | $599,000 | $349,900 |
| Windmill Village | 8 | 0 | $257,500 | $239,000 |
| Marina South Shore Condo | 7 | 0 | $379,000 | $349,500 |
| Heritage Landing Golf & Country Club | 7 | 0 | $274,500 | $239,000 |
| Punta Gorda Isles Sec 12 | 6 | 0 | $1,292,500 | $565,000 |
| Punta Gorda Isles Sec 15 | 6 | 1 | $864,450 | $625,000 |
| Punta Gorda Isles Sec 05 | 6 | 0 | $619,000 | $435,000 |
| Charlotte Park | 6 | 0 | $507,250 | $310,000 |
| Punta Gorda Isles Sec 11 | 5 | 0 | $860,000 | $449,000 |
| Punta Gorda Isles Sec 04 | 5 | 0 | $850,000 | $549,900 |
| Seagrass | 5 | 5 | $380,410 | $299,999 |
| Heritage Landing | 5 | 0 | $315,000 | $249,900 |
| Points West Ph 02 Bldg 02 | 4 | 0 | $304,500 | $243,000 |
| Pelican Harbor Mob Home Estates | 4 | 0 | $197,000 | $124,900 |
| Pirate Harbor | 3 | 0 | $1,095,000 | $585,000 |
| Prairie Creek Park | 3 | 0 | $810,000 | $749,000 |
| Punta Gorda Isles Sec 06 | 3 | 0 | $645,000 | $615,000 |
| Colony Point | 3 | 0 | $410,000 | $399,900 |
| Peace Harbor | 3 | 0 | $400,000 | $349,500 |
| Peace River Shores | 3 | 0 | $399,900 | $355,000 |
| Emerald Isle Condo | 3 | 0 | $399,000 | $379,000 |
| Tierra Coronado | 3 | 0 | $389,000 | $369,900 |
| River Club | 3 | 0 | $350,000 | $210,000 |
| Emerald Pointe Ph 06 Bldg E | 3 | 0 | $349,900 | $289,000 |
| Rio Villa Lakes | 3 | 0 | $325,000 | $289,000 |
| Char Park Sec 02 | 3 | 0 | $315,000 | $242,500 |
| Points West Ph 01 Bldg 01 | 3 | 0 | $294,400 | $289,900 |
| Palacio Del Sol | 3 | 0 | $294,000 | $282,500 |
| Emerald Pointe Twnhs Ph 05 | 3 | 0 | $268,999 | $259,000 |
| Banyan Point Ph 02 | 3 | 0 | $235,000 | $225,000 |
| S P G Heights 8Th Add | 3 | 0 | $144,900 | $90,000 |
| Punta Gorda Isles | 2 | 0 | $1,797,000 | $599,000 |
| Punta Gorda Isles Sec 03 | 2 | 0 | $1,212,000 | $729,000 |
| Sunset Key Ii Land Condo | 2 | 0 | $900,000 | $865,000 |
| Waterview Lndg | 2 | 0 | $797,500 | $725,000 |
| Grande Isle Towers I | 2 | 0 | $725,000 | $475,000 |
| Waterway Colony | 2 | 0 | $650,000 | $425,000 |
| Heritage Landing Golf And Country Club | 2 | 0 | $577,000 | $509,000 |
| Creekside Run At Babcock Ranch | 2 | 2 | $547,495 | $535,000 |
| Solamar | 2 | 0 | $544,500 | $530,000 |
| Palm Shores | 2 | 0 | $532,000 | $465,000 |
| Emerald Pointe Villas Ph 02 | 2 | 0 | $510,000 | $495,000 |
| Punta Gorda Isles Sec 20 | 2 | 0 | $484,900 | $329,900 |
| Punta Gorda Isles Sec 02 | 2 | 0 | $482,500 | $395,000 |
| Lavista Condo | 2 | 0 | $462,450 | $435,000 |
| Harbor Towers At Burnt Store | 2 | 0 | $462,000 | $249,000 |
| Grande Isle Towers Iii & Iv | 2 | 0 | $459,450 | $419,900 |
| Punta Gorda Isles Sec 21 | 2 | 1 | $450,000 | $350,000 |
| Grand Cove/Punta Gorda Isles | 2 | 0 | $380,000 | $360,000 |
| Outlook Cove | 2 | 0 | $371,900 | $364,900 |
| Suncoast | 2 | 0 | $346,750 | $149,500 |
| Peace River Preserve | 2 | 0 | $337,500 | $325,000 |
| Marina North Shore Condo | 2 | 0 | $309,500 | $300,000 |
| Charlotte Park Sec 03 | 2 | 0 | $301,000 | $289,000 |
| Silver Cove | 2 | 0 | $294,900 | $249,900 |
| Char Park Sec2 | 2 | 0 | $246,250 | $217,500 |
| Emerald Pointe Ph 01 | 2 | 0 | $237,500 | $175,000 |
Also with waterfront homes for sale
- Parkhill Estates (2)
- Golden Sands (2)
- Emerald Pointe Ph 04 (2)
- Banyan Point Ph 03 (2)
- Villas Cedar Key (2)
- Mediterranean Court (2)
- Newport 01 Ph 02 Bldg 05 (2)
- Lakeshore Charlotte County Ph 03 (2)
- Rolls Landing Bldg 10 (2)
- River Haven Mob Hme Park (2)
- Solana (1)
- Seamans Point (1)
- Acerage (1)
- Cleveland North (1)
- Punta Gorda Isles Sec 5 (1)
- Peace River Ests (1)
- Town Estates (1)
- Punta Gorda Isles Sec 04 (1)
- The Estates On Peace River (1)
- Riviera Lagoons (1)
- River Acres (1)
- Rowland Country Estates (1)
- Prairie Creek West 08 (1)
- Grande Isle Twrs Iii (1)
- Tarpon Cove Ph 15 (1)
- Punt Gorda Isles Sec 05 (1)
- Tuckers Cove (1)
- Babcock Ranch Community Northr (1)
- Tern Bay Golf & Cc (1)
- Babcock Ranch Community Ph 1B1 (1)
- Sea Lanes (1)
- Bella Lago/Vivante Xx (1)
- Harbor Landing Ph 01 Bldg 01 (1)
- Paradise Pointe (1)
- Tarpon Cove (1)
- Harbor Walk Ph 02 Bldg 02 (1)
- Magdalina Estates South Condo (1)
- Champagne Estates Ph 01 Bldg 0 (1)
- Palm Isles Ph 01 (1)
- Harbor Walk Ph 03 (1)
- Grande Isle Towers I & 02 Ph I (1)
- Starboard Point Ph 03 Bldg 01 (1)
- Breakers Court (1)
- Breakers Point Ph 02 (1)
- Emerald Pointe Villas Ph 03 (1)
- Southwind (1)
- Creekside Run Babcock (1)
- Babcock Ranch Community Edgewa (1)
- Punta Gorda Isles Sec 23 (1)
- Isles Garden Villas Ph 01 Bldg (1)
- Redfish Cove Condo (1)
- Topaz Cove Condo (1)
- Heritage Lndg Ph Ii-A (1)
- Burnt Store Lakes (1)
- Suncoast Harbors (1)
- Esplanade/Burnt Store Marina P (1)
- Costa Bella Condo (1)
- Spinnaker Point Ph 05 Bldg 05 (1)
- Rio Villa 1St Add (1)
- Marina North Shore Condo Ph Ii (1)
- Courtside Landings (1)
- Tides/Marina Towers (1)
- Char Park Sec3 (1)
- Shell Creek Heights (1)
- Bella Lago At Vivante Xix (1)
- Punta Gorda Isles Sec 16 (1)
- Charleston South (1)
- Coach Homes Iv At Heritage Landing (1)
- Windjammer Point Ph 01 Bldg 05 (1)
- Water Gardens (1)
- Peace River (1)
- Mondavi Bay Villas 01 Bldg 10 (1)
- Mondavi Bay Villas 01 Bldg 08 (1)
- Courtside Landings Land Condo (1)
- Hibiscus 01 (1)
- Spinnaker Point Ph 01 Bldg 03 (1)
- Charlotte Park Sec 02 (1)
- Vista Del Sol/Burnt Store Mari (1)
- Seminole Lakes Ph 01 (1)
- Coach Homes 2/Heritage Lndg Ph (1)
- Little Hbr/Punta Gorda Isles (1)
- Palm Bay (1)
- Babcock Ranch Community Cresce (1)
- Waterford Estates Ph 2B &2C (1)
- Mondovi Bay Villas 01 Ph 01 Bldg 02 (1)
- Waterford Estates (1)
- Port Charlotte Sec 020 (1)
- Pelican Pointe 1St Add (1)
- Marina North Shore Condo Ph 01-04 (1)
- Bal Harb Place Bldg 01 (1)
- Calusa Creek (1)
- Creekside Ph 2 (1)
- Boca Lago/Vivante 06 (1)
- Dolphin Club Ph 01 (1)
- Pelican Pointe (1)
- Kings Gate Ph 02 (1)
- Coldway Commons Ph 01 (1)
- Sea Cove (1)
- Fountain Court Bldg 03 (1)
- By Sea Ph 01 (1)
- Fountain Court Ph 01 (1)
- River Forest Mhp (1)
- Tuscany Isles (1)
- Fountain Court Bldg 02 (1)
- Charlotte Park Sec 2 (1)
- Bridge Point Ph 05 (1)
- Driftwood Bldg A (1)
- Bridge Point Ii (1)
- Emerald Pointe Twnhse Ph 05 (1)
- Spinnaker Point Ph 02 Bldg 02 (1)
- Banyan Point Condo Ph Ii (1)
- Terrace Iii At Babcock National Phase 2 Bldg 6 Uni (1)
- Park Beach Club (1)
- Venetian Isles Ph 03 Bldg 03 (1)
- Lakefront At Deep Creek (1)
- Rolls Landing Ph 03 Bldg 06 (1)
- Vista Del Largo Ph 01 Bldg A (1)
- Banyan Point Ph 01 (1)
- Park Place Estates (1)
- Babcock National Ph I Bldg 5 (1)
- Lyme Terrace Ph 03 (1)
- Lyme Terrace Ph 04 (1)
- White Ibis (1)
- Islander Point (1)
- Rolls Landing Ph 07 Amd (1)
- Lake Rio Twnhms (1)
- Regency (1)
- Burnt Store Colony Mhp Coop (1)
- Tala Lakes Ph 10 Bldg L (1)
- Lakes Edge At Deep Creek Bldg 02 (1)
- Deep Creek Gardens Ph 10 (1)
- Lazy Lagoon Mob Hme Park Coop (1)
- Deep Creek Gardens Ph 06 (1)
- Lakeshore Charlotte County Ph 01 (1)
- Lakeside Charlotte County Ph 01 (1)
- Eagle Point Mhp (1)
What waterfront ownership really costs
Waterfront homes carry costs inland homes do not: flood insurance where the parcel sits in a FEMA special flood hazard area, higher windstorm premiums closer to open water, and upkeep for seawalls, docks and lifts. Before you offer, pull the FEMA flood zone for the specific parcel, ask for the seawall’s age and any inspection reports, and get an insurance quote in hand, not an estimate. Our flood insurance calculator and wind mitigation savings calculator show what the parcel will actually cost to insure.
Questions to ask about any waterfront listing
Is the water frontage deeded or association-owned? Is there a fixed bridge between the dock and open water, and what is the clearance? What did the seller pay for flood and wind coverage last year, and with which carriers? Has the seawall or dock been permitted and inspected? What is the finished-floor elevation? A local agent who works waterfront deals will know which canals hold depth at low tide and which carriers are writing in the area.
Common questions
How many waterfront homes are for sale in Punta Gorda?
What do waterfront homes cost in Punta Gorda?
Which Punta Gorda community has the most waterfront homes for sale?
Is a waterfront home always in a flood zone?
Keep exploring Punta Gorda
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- Waterfront Homes in every city
Waterfront Homes in nearby Charlotte County cities
- Port Charlotte waterfront homes (381 for sale)
- Englewood waterfront homes (139 for sale)
- Placida waterfront homes (117 for sale)
- Rotonda West waterfront homes (58 for sale)
- Boca Grande waterfront homes (44 for sale)
Live data: Stellar MLS, refreshed with every MLS pull; this page rebuilds on every ship. Community-level aggregates only: active and pending residential listings in Punta Gorda, FL whose MLS record reports waterfront. Prices are asking prices, not values. Property features and prices only; nothing on this page describes residents. Equal Housing Opportunity.