What $400K Buys in Duval County, FL
A $400K budget buys a very different house depending on which Duval County city you point it at. This page compares every city with at least five active listings within 10% of $400K — size, age, bed and bath count, price per square foot, how much of the inventory is new construction and how long it has been sitting — from today’s live MLS actives, and lists the communities with the most homes at that price. It refreshes every night.
There are 536 homes for sale in Duval County, FL priced between $360,000 and $440,000 right now. At $400K, the typical home is 1,984 sq ft, built 2007, at $199/sq ft; 26% of them are new construction and the median has been on the market 53 days. The most house for the money is in Jacksonville (2,003 sq ft median); the least in Jacksonville Beach (954 sq ft); the newest in Jacksonville (median build year 2007).
What $400K buys, city by city
| City | Homes for sale | Median sq ft | Beds / baths | Median year built | $ / sq ft | New construction | Median DOM |
|---|---|---|---|---|---|---|---|
| Jacksonville | 521 | 2,003 | 4 / 2 | 2007 | $198 | 27% | 54 |
| Jacksonville Beach | 7 | 954 | 2 / 1.5 | 2004 | $408 | 0% | 64 |
| Atlantic Beach | 6 | 1,230 | 3 / 2 | 1980 | $335 | 0% | 27 |
By ZIP code: where $400K goes furthest
The same budget by ZIP — useful where one city covers most of the county.
| ZIP | Homes for sale | Median sq ft | Median year built | $ / sq ft | New construction |
|---|---|---|---|---|---|
| 32218 Jacksonville | 81 | 2,181 | 2025 | $179 | 51% |
| 32219 Jacksonville | 52 | 2,286 | 2026 | $173 | 73% |
| 32225 Jacksonville | 31 | 1,859 | 1990 | $213 | 0% |
| 32226 Jacksonville | 31 | 2,273 | 2016 | $176 | 3% |
| 32205 Jacksonville | 27 | 1,473 | 1941 | $271 | 15% |
| 32234 Jacksonville | 26 | 2,428 | 2026 | $161 | 92% |
| 32258 Jacksonville | 23 | 1,709 | 2007 | $231 | 17% |
| 32257 Jacksonville | 22 | 1,840 | 1988 | $213 | 9% |
| 32256 Jacksonville | 22 | 1,624 | 2020 | $240 | 9% |
| 32221 Jacksonville | 21 | 2,352 | 2022 | $163 | 33% |
| 32246 Jacksonville | 19 | 1,739 | 1999 | $238 | 5% |
| 32223 Jacksonville | 17 | 1,656 | 1980 | $227 | 0% |
Communities with the most homes near $400K
| Community | City | Homes for sale near $400K | Median sq ft | Median year built |
|---|---|---|---|---|
| Villages Of Westport | Jacksonville | 17 | 2,336 | 2026 |
| The Arbors | Jacksonville | 14 | 2,160 | 2026 |
| Springfield | Jacksonville | 13 | 1,974 | 1914 |
| San Jose Manor | Jacksonville | 10 | 1,861 | 1957 |
| Diamond Springs | Jacksonville | 9 | 2,500 | 2026 |
| Riverside | Jacksonville | 9 | 1,473 | 1942 |
| Saddle Oaks | Jacksonville | 8 | 2,444 | 2026 |
| Alta Lakes | Jacksonville | 8 | 2,405 | 2020 |
| Bellbrooke | Jacksonville | 6 | 2,842 | 2026 |
| Bridle Creek | Jacksonville | 6 | 2,016 | 2026 |
| Del Rio | Jacksonville | 6 | 1,759 | 1984 |
| Wells Creek | Jacksonville | 6 | 1,570 | 2022 |
| Azalea Creek | Jacksonville | 6 | 2,185 | 2026 |
| Sutton Lakes | Jacksonville | 6 | 1,771 | 2000 |
| Aspen Trail | Jacksonville | 6 | 2,135 | 2026 |
How to read this
Counts and medians are computed from active MLS listings priced within 10% of $400K ($360,000–$440,000) as of October 24, 2026; property mix at this price: Single-family 91%, Townhouse 5%, Condo 4%. Cities with fewer than five listings in the band are folded out of the city table but still count in the county total. Prices are asking prices, not closings — see the county page for sale-to-list ratios. Source: live MLS feeds compiled by Momentum Research. Other budgets in Duval County: $300K, $500K, $750K, $1M. Back to homes for sale in Duval County, FL.