What $400K Buys in Duval County, FL
A $400K budget buys a very different house depending on which Duval County city you point it at. This page compares every city with at least five active listings within 10% of $400K — size, age, bed and bath count, price per square foot, how much of the inventory is new construction and how long it has been sitting — from today’s live MLS actives, and lists the communities with the most homes at that price. It refreshes every night.
There are 452 homes for sale in Duval County, FL priced between $360,000 and $440,000 right now. At $400K, the typical home is 1,968 sq ft, built 2005, at $202/sq ft; 28% of them are new construction and the median has been on the market 57 days. The most house for the money is in Jacksonville (1,994 sq ft median); the least in Jacksonville Beach (1,048 sq ft); the newest in Jacksonville (median build year 2006).
What $400K buys, city by city
| City | Homes for sale | Median sq ft | Beds / baths | Median year built | $ / sq ft | New construction | Median DOM |
|---|---|---|---|---|---|---|---|
| Jacksonville | 441 | 1,994 | 4 / 2.5 | 2006 | $200 | 28% | 57 |
| Jacksonville Beach | 7 | 1,048 | 2 / 1.5 | 2004 | $405 | 0% | 46 |
By ZIP code: where $400K goes furthest
The same budget by ZIP — useful where one city covers most of the county.
| ZIP | Homes for sale | Median sq ft | Median year built | $ / sq ft | New construction |
|---|---|---|---|---|---|
| 32218 Jacksonville | 66 | 2,171 | 2025 | $179 | 53% |
| 32219 Jacksonville | 50 | 2,291 | 2026 | $174 | 68% |
| 32225 Jacksonville | 29 | 1,792 | 1992 | $227 | 0% |
| 32226 Jacksonville | 26 | 2,259 | 2019 | $175 | 8% |
| 32234 Jacksonville | 22 | 2,499 | 2026 | $159 | 95% |
| 32257 Jacksonville | 20 | 1,764 | 1984 | $217 | 15% |
| 32224 Jacksonville | 18 | 1,565 | 2016 | $259 | 17% |
| 32258 Jacksonville | 18 | 1,751 | 2003 | $228 | 17% |
| 32205 Jacksonville | 18 | 1,486 | 1942 | $269 | 22% |
| 32256 Jacksonville | 18 | 1,693 | 2021 | $230 | 28% |
| 32221 Jacksonville | 17 | 2,390 | 2021 | $167 | 41% |
| 32207 Jacksonville | 16 | 1,332 | 1944 | $287 | 6% |
Communities with the most homes near $400K
| Community | City | Homes for sale near $400K | Median sq ft | Median year built |
|---|---|---|---|---|
| Villages Of Westport | Jacksonville | 14 | 2,336 | 2026 |
| Mandarin | Jacksonville | 11 | 1,540 | 1985 |
| Riverside | Jacksonville | 10 | 1,486 | 2006 |
| The Arbors | Jacksonville | 9 | 2,030 | 2026 |
| Springfield | Jacksonville | 9 | 2,040 | 1912 |
| Saddle Oaks | Jacksonville | 8 | 2,360 | 2026 |
| Seaton Creek Reserve | Jacksonville | 8 | 2,197 | 2026 |
| San Jose Manor | Jacksonville | 8 | 1,862 | 1978 |
| Joseph Oaks | Jacksonville | 7 | 1,821 | 2026 |
| Bellbrooke | Jacksonville | 6 | 2,835 | 2026 |
| Diamond Springs | Jacksonville | 6 | 2,614 | 2026 |
| Alta Lakes | Jacksonville | 6 | 2,390 | 2019 |
| Aspen Trail | Jacksonville | 6 | 2,160 | 2026 |
| Bridle Creek | Jacksonville | 5 | 2,499 | 2026 |
| Pablo Cove | Jacksonville | 5 | 1,550 | 2021 |
How to read this
Counts and medians are computed from active MLS listings priced within 10% of $400K ($360,000–$440,000) as of September 16, 2026; property mix at this price: Single-family 88%, Townhouse 7%, Condo 4%. Cities with fewer than five listings in the band are folded out of the city table but still count in the county total. Prices are asking prices, not closings — see the county page for sale-to-list ratios. Source: live MLS feeds compiled by Momentum Research. Other budgets in Duval County: $300K, $500K, $750K, $1M. Back to homes for sale in Duval County, FL.