Bay Oaks
Condos for Sale in Clearwater, FL
All 1,184 homes for sale in Clearwater, FL · median $299,000 · 607 condos for sale in Clearwater · 145 homes for sale in 33764 · Pinellas County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo via Stellar MLS
As of September 2026, Bay Oaks Condo in Clearwater, FL has 1 home for sale. Over the 12 months ending 2026-09-20, 4 recorded sales closed at a median of $170,750, $202 per square foot, a median 46 days on market, sellers accepting 93% of original asking (+18% versus the prior year). Homes listed or recently sold were built 1982–1983; none of the 8 geocoded homes sit in a FEMA special flood hazard zone (median elevation 16 ft). At the median price and Pinellas County's FY2025-26 rate of 19.39 mills, annual property tax runs about $3,310 ($2,500 with the full homestead exemption).
| Location | Clearwater, Pinellas County, FL · ZIP 33764 |
|---|---|
| Home types (current listings and sales) | condos 100% |
| Amenities listed by sellers | Pool, Buyer Approval Required, Community Mailbox, Cable TV, Deed Restrictions, Clubhouse |
| Sale prices, last 12 months | $170,750 median across 4 closed sales · $202 per sq ft · +17.8% vs the prior 12 months |
| Days on market (closed sales) | 46 median |
| For sale right now | 1 active, 3 pending · median asking $165,000 · 3.0 months of supply |
Data as of September 20, 2026. Based on Stellar MLS data distributed by MLS GRID for the period 2015 through 2026. Market figures describe homes, not residents. Cite as: Momentum Realty, “Bay Oaks Condo key facts,” movewithmomentum.com/neighborhoods/bay-oaks-condo, data as of September 20, 2026.
Price here is driven by condition and unit specifics, not size variety. These are compact units built between 1972 and 1983, and the median sits at $161,500, or about $200 per square foot on a typical 900-square-foot floor plan. What separates one closing from the next is renovation status, floor, and views rather than square footage, so two units in the same building can trade very differently.
The market posture is balanced and unhurried. A median of 45 days on market and a heat score of 45 tell you buyers have time to inspect, compare, and negotiate rather than rush. The 11.4% year-over-year move shows real momentum in recorded prices, but with only 5 closings in the window, individual sales carry a lot of weight — sellers should price to condition, and buyers should not assume the last comp defines their unit.
Bay Oaks Condo right now
🟡 Balanced market. 3.0 months of supply and 75% of the inventory already under contract put buyers and sellers on roughly even footing.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Stellar MLS records, as of September 20, 2026. Confidence: Medium (4 active and pending listings, 4 closed sales in 12 months).
🟢 Still climbing. The trailing-12-month median ($171K) is up 17.8% from the prior 12 months ($145K). With about 2 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level Stellar MLS closed sales, 12-month windows ending September 20. Confidence: Low (4 and 5 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated September 27, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Bay Oaks Condo market snapshot (as of September 20, 2026): the median sale price is about $171K ($202 per sq ft over the trailing 12 months of closed sales), a median 47 days on market for closed sales, and 3.0 months of supply, a balanced market. The trailing-12-month median is up 18% from the prior 12 months, computed from record-level Stellar MLS closed sales (4 closings in the current window).
In ZIP 33764 (Clearwater), 327 homes closed in the last 12 months at a median of $429K ($256/sq ft), down 1.4% year over year, with a median 49 days on market. Right now 90 active and 22 pending listings put supply at about 4.9 months — a buyer's market. See the live ZIP 33764 housing market and the Pinellas County market.
Stellar MLS sales records identify 21 homes in Bay Oaks Condo that have changed hands since 2007, built between 1982 and 1983 (median 1983), with a median living area of about 720 sq ft and a typical 1-bedroom, 1-bath layout; 100% are condominiums. Source: Stellar MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
Bay Oaks Condo is a small, older condo community of 28 homes in Clearwater, where roughly three-quarters of units are homesteaded — a sign of owner occupancy rather than heavy investor churn.
The setting & the homes.
Aerial and on-site photos of Bay Oaks Condo. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Photos from Stellar MLS listings in Bay Oaks Condo; content deemed reliable but not guaranteed.
Who Bay Oaks Condo is best for.
Best for
- Budget-conscious buyers targeting a median near $161,500 who want to own rather than rent
- Downsizers who want a smaller footprint and lower upkeep in one building
- Buyers comfortable with an early-1980s condo and willing to weigh renovation status carefully
Probably not for
- Buyers who need more than roughly 900 square feet of living space
- Investors seeking fast turnover, since owner-occupancy is high and units move slowly
- Buyers wanting new construction or a large, contemporary floor plan
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending September 20 of each year, from record-level Stellar MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($171K) IS the median in the snapshot above, and the move from 2025 ($145K) IS the +17.8% one-year change.
Windows contain 0 to 8 sales each (4 in the current window); every figure carries its sample size, and thin markets swing on single closings. Based on Stellar MLS data distributed by MLS GRID for the period 2015 through 2026. Deemed reliable but not guaranteed.
19% of homes for sale in ZIP 33764 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-27).
Bay Oaks Condo Market Scorecard
Bay Oaks Condo is currently a balanced market. About 3.0 months of supply, a median asking price of $165,000, and homes go under contract in about 166 days.
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: Stellar MLS, refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.
Housing distress & ownership in Bay Oaks Condo, Clearwater
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period September 2026 through September 2026. Deemed reliable but not guaranteed.
Homes For Sale Right Now in Bay Oaks Condo
Live MLS inventory for Bay Oaks Condo. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Bay Oaks Condo listings as of 2026-09-26, priced high to low. Based on Stellar MLS data distributed by MLS GRID for the period 2015 through 2026. Tap any home to ask about it.
Every Home for Sale in Bay Oaks Condo Right Now (4)
All 4 active and pending Bay Oaks Condo listings with a detail page, newest first, refreshed twice a day from the MLS.
- 5265 E Bay Drive #612 · $195,000 · 2 bd / 2 ba · pending · listed Jul 21, 2026 · listed by Keller Williams Realty- Palm Harbor
- 5265 E Bay Drive #114 · $214,900 · 2 bd / 2 ba · pending · listed Jul 20, 2026 · listed by Re/Max Action First Of Florida
- 5265 E Bay Drive #1013 · $100,000 · 1 bd / 1 ba · pending · listed Jul 5, 2026 · listed by Coldwell Banker Realty
- 5265 E Bay Drive #410 · $165,000 · 2 bd / 2 ba · listed Jun 27, 2026 · listed by Charles Rutenberg Realty Inc
Bay Oaks Condo on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Stellar MLS. Map data © OpenStreetMap, tiles © CARTO.
Schools
- Pinellas County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Frontier Elementary-PN · Elementary
- Fitzgerald Middle-PN · Middle
- Pinellas Park High-PN · High
Zoned schools reflect the assignments reported on recent Bay Oaks Condo listings and can change; always confirm with Pinellas County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Bay Oaks Condo address.
Shop the zone: Homes zoned for Pinellas Park High-Pn High School
The Bay Oaks Condo buying strategy.
If we were buying in Bay Oaks Condo today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Bay Oaks Condo.
A small condo pool where condition sets the number
With 28 total homes and a median build year of 1982, this is a defined, early-1980s condo community. The units are consistent in scale — a median of 900 living square feet — so the value conversation centers on what has been updated inside and what has not. Expect a wide spread in asking prices tied to interior condition, and read each listing on its own merits.
The homestead share near 75% matters for tone. It points to a community held largely by owner-occupants, which tends to mean fewer distressed flips and a steadier resale picture. For a buyer, that also means inventory is thin and turns slowly; when the right updated unit surfaces, it deserves a prompt, well-supported offer.
The location and the amenities are priced into every listing in Bay Oaks Condo. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Bay Oaks Condo buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 3 factors (7.5). Basis: Recent Direction +17.8% year-over-year; Liquidity & Demand 3.0 months of supply; Pricing Power 93.2% sale-to-list. Refreshed with each data update.
Why work with Momentum here
In a community this small, a handful of closings shape the entire comp set, so pricing and offer strategy have to be built unit by unit. We track every Bay Oaks trade, read condition against the median, and keep you from overpaying for a comp that does not match — or from underpricing a renovated unit against a dated one.
Bay Oaks Condo in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Bay Oaks Condo buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Bay Oaks Condo sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Bay Oaks Condo, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Bay Oaks Condo home worth?
Get a no-obligation home value based on real comparable sales in Bay Oaks Condo, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
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Frequently Asked Questions
What is the median home price in Bay Oaks Condo?
How long do homes in Bay Oaks Condo take to sell?
Is Bay Oaks Condo a buyer's or seller's market right now?
Who is the best real estate agent for Bay Oaks Condo?
How do I find a top Clearwater real estate agent who knows Bay Oaks Condo?
Can Momentum Realty connect me with an agent for Bay Oaks Condo?
Where is Bay Oaks, and what county is it in?
Should you buy in Bay Oaks Condo?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: September 26, 2026) |
| Community market stats | Stellar MLS closed sales, 12-month windows ending September 20, 2026 |
| Under-contract shares | Stellar MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2015 (34 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.
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A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how Bay Oaks Condo fits the bigger picture — live prices, inventory, and Momentum Scores:
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