Brack Ranch
Homes for Sale in St Cloud, FL
True comps, carrying-cost math, and listings before the portals.
As of October 2026, brack ranch in St Cloud, FL has 11 homes for sale and 8 pending, asking from $348,490 to $544,490 (median $480,000). Over the 12 months ending 2026-09-20, 81 recorded sales closed at a median of $449,990, $221 per square foot, a median 44 days on market, sellers accepting 100% of original asking (-2% versus the prior year). Homes listed or recently sold were built 2025 - 2026 with 31 new construction; 31 of 31 report an HOA (median $93/mo); none of the 31 geocoded homes sit in a FEMA special flood hazard zone (median elevation 73 ft). At the median price and Osceola County's FY2025-26 rate of 15.23 mills, annual property tax runs about $6,850 ($6,250 with the full homestead exemption).
Last 30 days in Brack Ranch: 4 new listings (median asking $464,740), 8 under contract right now, 8 closed sales (median $438,490). As of October 16, 2026, Listings courtesy of Stellar MLS as distributed by MLS GRID.
Homes For Sale Right Now in Brack Ranch
Live MLS inventory for Brack Ranch. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active · 44 daysTop listing
Active · 44 days
Active · 1 days
Active · 106 days
Active · 133 days
Active · 2 days
Active · 206 days
Active · 130 days
Active · 27 days
Pending · 136 days
Pending · 23 days
Pending · 29 days
Pending · 8 days
Pending · 11 daysActive and pending Brack Ranch listings as of 2026-10-15, priced high to low. Based on Stellar MLS data distributed by MLS GRID for the period 2024 through 2026. Tap any home to ask about it.
Brack Ranch right now
🔴 Seller-leaning market. 1.3 months of supply and 55% of the inventory already under contract give sellers the pressure advantage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Stellar MLS records, as of September 20, 2026. Confidence: Very High (22 active and pending listings, 81 closed sales in 12 months).
🟡 Off the recent peak. The trailing-12-month median ($450K) is down 2.2% from the prior 12 months ($460K).Momentum Research, record-level Stellar MLS closed sales, 12-month windows ending September 20. Confidence: Very High (81 and 55 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated October 16, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Brack Ranch market snapshot (as of September 20, 2026): the median sale price is about $450K ($221 per sq ft over the trailing 12 months of closed sales), a median 44 days on market for closed sales, and 1.3 months of supply, a seller-leaning market. The trailing-12-month median is down 2% from the prior 12 months, computed from record-level Stellar MLS closed sales (81 closings in the current window).
In ZIP 34741 (St Cloud), 754 homes closed in the last 12 months at a median of $411K ($205/sq ft), down 0.8% year over year, with a median 44 days on market. Right now 207 active and 46 pending listings put supply at about 6.1 months - a balanced market. See the live ZIP 34741 housing market and the Osceola County market.
County records show 15 qualified sales in brack ranch across 2024 - 2025 (8 in 2024, 7 in 2025), median $409,000 - the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Flood zones in Brack Ranch: of 26 listing addresses checked against the FEMA National Flood Hazard Layer, 100% sit outside the FEMA Special Flood Hazard Area (Zone X). Individual parcels vary - verify any specific address at msc.fema.gov. See flood zones by neighborhood in St Cloud.
Brack Ranch is a community of 16 homes in St Cloud, Osceola County, built between 2024 and 2024 (median 2024), with a median living area of about 2,095 square feet. 2% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
The setting & the homes.
Aerial and on-site photos of Brack Ranch. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Brack RanchBrack RanchBrack RanchBrack RanchBrack RanchBrack RanchBrack RanchBrack RanchPhotos from Stellar MLS listings in Brack Ranch; content deemed reliable but not guaranteed.
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending September 20 of each year, from record-level Stellar MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($450K) IS the median in the snapshot above, and the move from 2025 ($460K) IS the -2.2% one-year change.
Windows contain 0 to 81 sales each (81 in the current window); every figure carries its sample size. Based on Stellar MLS data distributed by MLS GRID for the period 2024 through 2026. Deemed reliable but not guaranteed.
42% of homes for sale in Brack Ranch are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-10-17).
Brack Ranch Market Scorecard
Brack Ranch is currently a strong seller's market. About 1.5 months of supply, a median asking price of $480,000, and homes go under contract in about 44 days.
Typical home value in the 34771 ZIP is $432,082, about 13.9% below the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: Stellar MLS, distributed by MLS GRID, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Brack Ranch on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Stellar MLS. Map data © OpenStreetMap contributors.
Life at Brack Ranch
- Pool · reported on 39 of 39 listings
- Playground · reported on 31 of 39 listings
- Clubhouse · reported on 28 of 39 listings
- Deed Restrictions · reported on 28 of 39 listings
- Dog Park · reported on 20 of 39 listings
- Trail(s) · reported on 5 of 39 listings
Community amenities as reported across Stellar MLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.
Schools
- Osceola County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Narcoossee Elementary · Elementary
- Narcoossee Middle · Middle
- Tohopekaliga High School · High
Zoned schools reflect the assignments reported on recent Brack Ranch listings and can change; always confirm with Osceola County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Brack Ranch address.
Shop the zone: Homes zoned for Tohopekaliga High School
Recent Developments in Brack Ranch
Development, infrastructure, retail, and school activity affecting Brack Ranch, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated October 2026.
- September 2026Infrastructure
CFX holds public meetings on 14-mile toll road through part of Split Oak Forest
The Central Florida Expressway Authority held public meetings on Sept. 16 and 17 for a 14-mile road from State Road 417 near Boggy Creek Road in Orange County to Nova Road in Osceola County. CFX says portions could begin construction next year and that the road would ease traffic on Narcoossee Road. The agency faces a legal challenge from Orange County and is pursuing an eminent domain case.
What it may mean for the marketIf built, the road would add a new east-west route between Lake Nona and St. Cloud, changing commute options and access to east Orange and Osceola land. The site is about 5 miles north of Brack Ranch.
Source: Spectrum News 13 - August 2026Civic
St. Cloud council approves $6.7 million downtown apartment and parking garage agreement
The City Council unanimously approved an agreement with Atlantic Housing Partners for apartments and a parking garage next to City Hall. The Community Redevelopment Agency contributes $6.25 million and the city $460,000. The garage would hold 450 to 500 spaces, with 250 reserved for apartment residents.
What it may mean for the marketNew downtown rental housing and public parking would add residents and parking capacity to the St. Cloud core. The project is about 6 miles southwest of Brack Ranch, elsewhere in Osceola County.
Source: Spectrum News 13 - March 2026Development
Orlando approves the 380-acre Dowden Central Community Development District in Lake Nona
Orlando approved the Dowden Central Community Development District, a roughly 380-acre district in the Lake Nona area of southeast Orlando, in March 2026. The district provides the framework to build roads, drainage, utilities, and parks for future development phases.
What it may mean for the marketA new community development district lays the groundwork for large-scale growth in the Lake Nona area, a step that typically precedes new housing and commercial activity nearby. The site is about 7 miles northwest of Brack Ranch.
Source: ClickOrlando
Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.
The Brack Ranch buying strategy.
If we were buying in Brack Ranch today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Come strong and clean. Homes here move, so lead with your best terms and financing ready rather than a low anchor.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Brack Ranch.
A closer look at the Brack Ranch market
At a median of $221 per square foot, Brack Ranch prices sit in a fairly defined band, so condition and updates — more than the list price — tend to separate one home from the next.
Inventory runs at 1.3 months of supply, a seller-leaning market and the trailing-12-month median down 2% year over year. Homes that do trade take a median 44 days on market, useful leverage on any listing that has lingered.
The housing stock is 16 homes built around 2024, and 2% of parcels are homesteaded — the owner-occupancy proxy in the Florida DOR assessment roll.
The location and the amenities are priced into every listing in Brack Ranch. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Brack Ranch buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 4 factors (6.1). Basis: Recent Direction -2.2% year-over-year; Liquidity & Demand 1.3 months of supply; Owner Commitment 2% owner-occupied; Pricing Power 100.0% sale-to-list. Refreshed with each data update.
What it really costs to own in Brack Ranch
The parts of the monthly number a mortgage calculator leaves out, from the tax roll, the MLS, Citizens and FEMA. Property facts only.
| HOA dues | Median $93/month across 1037 MLS listings (most billed quarterly; 2026-10-15). Dues cover what the documents say they cover; ask for the budget and reserve study. |
|---|---|
| Home and flood insurance | The average Citizens Property Insurance premium in Osceola County is $1,735/yr (2,188 policies, Citizens detail by county, April 2026); private-market quotes depend on roof age, wind mitigation and construction. Flood: of 25 listing addresses checked against the FEMA flood map, 100% sit outside the high-risk zone. Statewide, a Zone X flood policy runs about $500-$700/yr and a high-risk zone $1,200-$2,500/yr (FEMA Risk Rating 2.0 averages, not quotes). |
| Roof and age | Median build year 2026 across 35 listings. Newer roofs and current wind-mitigation features usually mean the lower end of insurance quotes. |
Email me new listings in Brack Ranch
One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.
Ask an agent about Brack Ranch
Have a question about the homes, fees, rules or commute here? A Momentum agent who works Brack Ranch will answer, and the answer is published on this page for the next buyer.
HOA, CDD & Fees
- HOA dues reported around $93/month (about $1,116/yr) · median of 1037 MLS listings, most billed quarterly
- Any club/amenity membership is billed separately
Listings in this community report association dues of about $93 per month ($1,116 a year) - the median AssociationFee across 1037 MLS records, normalised to a monthly figure; most are billed quarterly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-10.
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Flood & Insurance Context
Of 24 sampled listing addresses in this community: 100% outside the FEMA Special Flood Hazard Area (Zone X/B/C).
Address-sampled; individual parcels vary - verify any specific address at msc.fema.gov. Check any address at FEMA's Flood Map Service Center, and see average home-insurance costs by Florida county.
Source: FEMA National Flood Hazard Layer, address-level lookups (n=24) · as of 2026-10
Tools for a Brack Ranch buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Brack Ranch sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Brack Ranch, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Brack Ranch home worth?
Get a no-obligation home value based on real comparable sales in Brack Ranch, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Brack Ranch on the map →
Recently off market in brack ranch
Homes in brack ranch that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 17 on record.
- 1805 Horsetail Drive · off market
- 1812 Shadow Box Bend · off market
- 1813 Shadow Box Bend · off market
- 1824 Shadow Box Bend · off market
- 1825 Lattice Way · off market
- 1842 Horsetail Drive · off market
- 1843 Shadow Box Bend · off market
- 1856 Shadow Box Bend · off market
| Location | St Cloud, Osceola County, FL · ZIP 34741, 34771 |
|---|---|
| Homes in the community | 16 (FL DOR 2025 assessment roll) |
| Years built | 2024–2024 (median 2024) |
| Typical living area | 2,095 sq ft (median) |
| Home types (current listings and sales) | single-family 100% |
| Amenities listed by sellers | Pool, Playground, Clubhouse, Deed Restrictions, Dog Park, Trail(s) |
| Sale prices, last 12 months | $449,990 median across 81 closed sales · $221 per sq ft · -2.2% vs the prior 12 months |
| Days on market (closed sales) | 44 median |
| For sale right now | 10 active, 12 pending · median asking $483,740 · 1.3 months of supply |
| Owner-occupied (homestead) share | 2% |
Data as of September 20, 2026. Based on Stellar MLS data distributed by MLS GRID for the period 2024 through 2026; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Brack Ranch key facts,” movewithmomentum.com/neighborhoods/brack-ranch-st-cloud, data as of September 20, 2026.
Housing distress & ownership in brack ranch, St Cloud
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period October 2026 through October 2026. Deemed reliable but not guaranteed.
Just listed in Brack Ranch
The newest homes for sale in Brack Ranch right now, newest first. Each link opens the full listing with every photo, the price history and a tour request.
- 1997 Horsetail Drive $489,990 · 4 bd · 3 ba · 2,210 sq ft · 1 day on market Courtesy of SM FLORIDA BROKERAGE LLC
- 1818 Horsetail Drive $439,490 · 4 bd · 2 ba · 1,839 sq ft · 2 days on market Courtesy of SM FLORIDA BROKERAGE LLC
- 1998 Horsetail Drive $348,490 · 3 bd · 2.5 ba · 1,496 sq ft · 27 days on market Courtesy of SM FLORIDA BROKERAGE LLC
- 1812 Horsetail Drive $544,490 · 5 bd · 4.5 ba · 2,856 sq ft · 38 days on market Courtesy of SM FLORIDA BROKERAGE LLC
- 1813 Lattice Way $492,990 · 3 bd · 2 ba · 2,036 sq ft · 44 days on market Courtesy of RISEWELL HOMES FLORIDA LLC
- 1807 Lattice Way $533,990 · 4 bd · 3.5 ba · 2,560 sq ft · 44 days on market Courtesy of RISEWELL HOMES FLORIDA LLC
Checked against the MLS Oct 16, 2026. All new listings in this market.
Every Home for Sale in Brack Ranch St Cloud Right Now (17)
All 17 active and pending Brack Ranch St Cloud listings with a detail page, newest first, refreshed twice a day from the MLS.
- 1997 Horsetail Drive · $489,990 · 4 bd / 3 ba · listed Sep 30, 2026 · listed by Sm Florida Brokerage Llc
- 1818 Horsetail Drive · $439,490 · 4 bd / 2 ba · listed Sep 30, 2026 · listed by Sm Florida Brokerage Llc
- 1845 Horsetail Drive · $362,990 · 3 bd / 2.5 ba · pending · listed Sep 30, 2026 · listed by Sm Florida Brokerage Llc
- 1816 Link Loop · $493,990 · 4 bd / 3 ba · pending · listed Sep 23, 2026 · listed by Risewell Homes Florida Llc
- 1998 Horsetail Drive · $348,490 · 3 bd / 2.5 ba · listed Sep 10, 2026 · listed by Sm Florida Brokerage Llc
- 1813 Lattice Way · $492,990 · 3 bd / 2 ba · listed Sep 10, 2026 · listed by Risewell Homes Florida Llc
- 1924 Columbus Path · $480,000 · 3 bd / 2 ba · listed Sep 10, 2026 · listed by Naim Real Estate Llc
- 2230 Link Loop · $495,490 · 4 bd / 3 ba · pending · listed Sep 10, 2026 · listed by Sm Florida Brokerage Llc
- 1807 Lattice Way · $533,990 · 4 bd / 3.5 ba · listed Sep 8, 2026 · listed by Risewell Homes Florida Llc
- 1824 Horsetail Drive · $487,810 · 4 bd / 3 ba · pending · listed Aug 30, 2026 · listed by Sm Florida Brokerage Llc
- 1959 Columbus Path · $511,990 · 3 bd / 2 ba · pending · listed Aug 18, 2026 · listed by Risewell Homes Florida Llc
- 1884 Horsetail Drive · $412,985 · 3 bd / 2 ba · listed Jul 16, 2026 · listed by Sm Florida Brokerage Llc
- 1819 Lattice Way · $450,000 · 4 bd / 2 ba · listed Jul 16, 2026 · listed by Risewell Homes Florida Llc
- 1885 Shadow Box Bend · $438,490 · 3 bd / 2 ba · listed Jul 16, 2026 · listed by Sm Florida Brokerage Llc
- 1868 Lattice Way · $475,990 · 4 bd / 3 ba · pending · listed Jul 16, 2026 · listed by Risewell Homes Florida Llc
- 1966 Columbus Path · $589,990 · 5 bd / 3 ba · pending · listed Jul 16, 2026 · listed by Risewell Homes Florida Llc
- 1837 Shadow Box Bend · $474,490 · 5 bd / 3 ba · pending · listed Jul 16, 2026 · listed by Sm Florida Brokerage Llc
Recently sold in Brack Ranch St Cloud
- 5742 Stockade Boulevard · sold $369,940
- 1985 Horsetail Drive · sold $447,490
- 1825 Lattice Way · sold $496,990
- 1842 Horsetail Drive · sold $474,810
- 1889 Horsetail Drive · sold $429,490
- 1989 Columbus Path · sold $539,990
- 1812 Shadow Box Bend · sold $366,290
- 1824 Shadow Box Bend · sold $382,990
- 1813 Shadow Box Bend · sold $420,000
- 1877 Horsetail Drive · sold $456,415
Closed sales from the MLS; each page shows the sold price, taxes and value history.
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Streets in this community
Street-level pages: every home on record, what sold and what is for sale on each street.
- Stockade Boulevard (41 homes on record)
- Horsetail Drive (33 homes on record)
- Columbus Path (28 homes on record)
- Columbus Path (11 homes on record)
- Lattice Way (8 homes on record)
- Horsetail Drive (2 homes on record)
- Lattice Way (2 homes on record)
- Horsetail Drive (1 homes on record)
- Stockade Boulevard (1 homes on record)
Frequently Asked Questions
What is the median home price in Brack Ranch?
How long do homes in Brack Ranch take to sell?
Is Brack Ranch a buyer's or seller's market right now?
How many homes are in Brack Ranch?
What share of Brack Ranch is owner-occupied?
When were the homes in Brack Ranch built?
Who is the best real estate agent for Brack Ranch?
How do I find a top St Cloud real estate agent who knows Brack Ranch?
Can Momentum Realty connect me with an agent for Brack Ranch?
Where is Brack Ranch, and what county is it in?
Is Brack Ranch in a flood zone?
Is Brack Ranch a good place to live?
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: October 15, 2026) |
| Community market stats | Stellar MLS closed sales, 12-month windows ending September 20, 2026 |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (5 streets, ZIP 34741/34771)) |
| Under-contract shares | Stellar MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2024 (136 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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