Center Lake On The Park
Homes for Sale in St Cloud, FL
True comps, carrying-cost math, and listings before the portals.
As of October 2026, Center Lake On The Park in St Cloud, FL has 15 homes for sale and 7 pending, asking from $319,990 to $799,990 (median $469,990). Over the 12 months ending 2026-09-20, 55 recorded sales closed at a median of $435,990, $201 per square foot, a median 58 days on market, sellers accepting 98% of original asking (-6% versus the prior year). Homes listed or recently sold were built 2024 - 2026 with 33 new construction; 32 of 34 report an HOA (median $64/mo); none of the 34 geocoded homes sit in a FEMA special flood hazard zone (median elevation 76 ft). At the median price and Osceola County's FY2025-26 rate of 15.23 mills, annual property tax runs about $6,640 ($6,040 with the full homestead exemption).
Last 30 days in Center Lake On The Park: 5 new listings (median asking $669,990), 7 under contract right now, 3 closed sales (median $369,990). As of October 14, 2026, Listings courtesy of Stellar MLS as distributed by MLS GRID.
Homes For Sale Right Now in Center Lake On The Park
Live MLS inventory for Center Lake On The Park. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active · 373 daysTop listing
Active · 28 days
Active · 1 days
Active · 28 days
Active · 28 days
Active · 126 days
Active · 126 days
Active · 174 days
Active · 216 days
Active · 27 days
Active · 165 days
Active · 135 days
Active · 108 days
Active · 88 daysActive and pending Center Lake On The Park listings as of 2026-10-14, priced high to low. Based on Stellar MLS data distributed by MLS GRID for the period 2025 through 2026. Tap any home to ask about it.
Center Lake On The Park right now
🟡 Balanced market. 3.6 months of supply and 29% of the inventory already under contract put buyers and sellers on roughly even footing.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Stellar MLS records, as of September 20, 2026. Confidence: Very High (24 active and pending listings, 55 closed sales in 12 months).
🟡 Off the recent peak. The trailing-12-month median ($436K) is down 6.2% from the prior 12 months ($465K).Momentum Research, record-level Stellar MLS closed sales, 12-month windows ending September 20. Confidence: High (55 and 28 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated October 15, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Center Lake On The Park market snapshot (as of September 20, 2026): the median sale price is about $436K ($201 per sq ft over the trailing 12 months of closed sales), a median 58 days on market for closed sales, and 3.6 months of supply, a balanced market. The trailing-12-month median is down 6% from the prior 12 months, computed from record-level Stellar MLS closed sales (55 closings in the current window).
In ZIP 34771 (St Cloud), 2,895 homes closed in the last 12 months at a median of $436K ($211/sq ft), up 0.5% year over year, with a median 45 days on market. Right now 473 active and 208 pending listings put supply at about 3.4 months - a healthy market. See the live ZIP 34771 housing market and the Osceola County market.
Flood zones in Center Lake On The Park: of 25 listing addresses checked against the FEMA National Flood Hazard Layer, 100% sit outside the FEMA Special Flood Hazard Area (Zone X). Individual parcels vary - verify any specific address at msc.fema.gov. See flood zones by neighborhood in St Cloud.
Center Lake On The Park is a community of 1 homes in St Cloud, Osceola County, built between 2024 and 2024 (median 2024), with a median living area of about 2,668 square feet. 0% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
The setting & the homes.
Aerial and on-site photos of Center Lake On The Park. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
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Center Lake On The ParkCenter Lake On The ParkPhotos from Stellar MLS listings in Center Lake On The Park; content deemed reliable but not guaranteed.
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending September 20 of each year, from record-level Stellar MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($436K) IS the median in the snapshot above, and the move from 2025 ($465K) IS the -6.2% one-year change.
Windows contain 28 to 55 sales each (55 in the current window); every figure carries its sample size. Based on Stellar MLS data distributed by MLS GRID for the period 2025 through 2026. Deemed reliable but not guaranteed.
Center Lake on the Park Market Scorecard
Center Lake on the Park is currently a strong buyer's market. About 15.0 months of supply, a median asking price of $469,990, and homes go under contract in about 108 days.
Typical home value in the 34771 ZIP is $431,565, about 14.3% below the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: Stellar MLS, distributed by MLS GRID, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Center Lake On The Park on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Stellar MLS. Map data © OpenStreetMap contributors.
Life at Center Lake On The Park
- Pool · reported on 33 of 37 listings
- Park · reported on 32 of 37 listings
- Playground · reported on 32 of 37 listings
- Community Mailbox · reported on 32 of 37 listings
- Trail(s) · reported on 27 of 37 listings
- Gated Community · reported on 16 of 37 listings
- Deed Restrictions · reported on 5 of 37 listings
- Clubhouse · reported on 4 of 37 listings
Community amenities as reported across Stellar MLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.
Schools
- Osceola County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Narcoossee Elementary · Elementary
- Narcoossee Middle · Middle
- Harmony High · High
Zoned schools reflect the assignments reported on recent Center Lake On The Park listings and can change; always confirm with Osceola County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Center Lake On The Park address.
Shop the zone: Homes zoned for Harmony High High School
The Center Lake On The Park buying strategy.
If we were buying in Center Lake On The Park today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Center Lake On The Park.
A closer look at the Center Lake On The Park market
At a median of $201 per square foot, Center Lake On The Park prices sit in a fairly defined band, so condition and updates — more than the list price — tend to separate one home from the next.
Inventory runs at 3.6 months of supply, a balanced market and the trailing-12-month median down 6% year over year. Homes that do trade take a median 58 days on market, useful leverage on any listing that has lingered.
The housing stock is 1 homes built around 2024, and 0% of parcels are homesteaded — the owner-occupancy proxy in the Florida DOR assessment roll.
The location and the amenities are priced into every listing in Center Lake On The Park. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Center Lake On The Park buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 4 factors (4.9). Basis: Recent Direction -6.2% year-over-year; Liquidity & Demand 3.6 months of supply; Owner Commitment 0% owner-occupied; Pricing Power 98.0% sale-to-list. Refreshed with each data update.
What it really costs to own in Center Lake On The Park
The parts of the monthly number a mortgage calculator leaves out, from the tax roll, the MLS, Citizens and FEMA. Property facts only.
| CDD / special assessments | Listings here report a median of $1,660/yr in CDD or special-district assessments on the tax bill (33 listings, MLS, 2026-10-15). 100% of the 33 listings that report the field show one. The amount is per lot and set by the district: confirm it on the parcel's TRIM notice. |
|---|---|
| HOA dues | Median $64/month across 1095 MLS listings (most billed monthly; 2026-10-15). Dues cover what the documents say they cover; ask for the budget and reserve study. |
| Home and flood insurance | The average Citizens Property Insurance premium in Osceola County is $1,735/yr (2,188 policies, Citizens detail by county, April 2026); private-market quotes depend on roof age, wind mitigation and construction. Flood: of 25 listing addresses checked against the FEMA flood map, 100% sit outside the high-risk zone. Statewide, a Zone X flood policy runs about $500-$700/yr and a high-risk zone $1,200-$2,500/yr (FEMA Risk Rating 2.0 averages, not quotes). |
| Roof and age | Median build year 2026 across 34 listings. Newer roofs and current wind-mitigation features usually mean the lower end of insurance quotes. |
Email me new listings in Center Lake On The Park
One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.
Ask an agent about Center Lake On The Park
Have a question about the homes, fees, rules or commute here? A Momentum agent who works Center Lake On The Park will answer, and the answer is published on this page for the next buyer.
HOA, CDD & Fees
- HOA dues reported around $64/month (about $768/yr) · median of 1095 MLS listings, most billed monthly
- Any club/amenity membership is billed separately
Listings in this community report association dues of about $64 per month ($768 a year) - the median AssociationFee across 1095 MLS records, normalised to a monthly figure; most are billed monthly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-10.
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Flood & Insurance Context
Of 25 sampled listing addresses in this community: 100% outside the FEMA Special Flood Hazard Area (Zone X/B/C).
Address-sampled; individual parcels vary - verify any specific address at msc.fema.gov. Check any address at FEMA's Flood Map Service Center, and see average home-insurance costs by Florida county.
Source: FEMA National Flood Hazard Layer, address-level lookups (n=25) · as of 2026-10
Tools for a Center Lake On The Park buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Center Lake On The Park sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Center Lake On The Park, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Center Lake On The Park home worth?
Get a no-obligation home value based on real comparable sales in Center Lake On The Park, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Center Lake On The Park on the map →
Recently off market in Center Lake On The Park
Homes in Center Lake On The Park that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 6 on record.
- 1284 Hyde Street · off market
- 1346 Mount Royal Drive · off market
- 1362 Mount Royal Drive · off market
- 1389 Lumpini Street · off market
- 1429 Hyde Street · off market
- 5291 High Line Drive · off market
| Location | St Cloud, Osceola County, FL · ZIP 34771 |
|---|---|
| Homes in the community | 1 (FL DOR 2025 assessment roll) |
| Years built | 2024–2024 (median 2024) |
| Typical living area | 2,668 sq ft (median) |
| Home types (current listings and sales) | single-family 65%, townhouses 35% |
| Amenities listed by sellers | Playground, Pool, Community Mailbox, Park, Trail(s), Gated Community |
| Sale prices, last 12 months | $435,990 median across 55 closed sales · $201 per sq ft · -6.2% vs the prior 12 months |
| Days on market (closed sales) | 58 median |
| For sale right now | 17 active, 7 pending · median asking $479,990 · 3.6 months of supply |
| Owner-occupied (homestead) share | 0% |
Data as of September 20, 2026. Based on Stellar MLS data distributed by MLS GRID for the period 2025 through 2026; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Center Lake On The Park key facts,” movewithmomentum.com/neighborhoods/center-lake-on-the-park-st-cloud, data as of September 20, 2026.
Housing distress & ownership in Center Lake On The Park, St Cloud
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period October 2026 through October 2026. Deemed reliable but not guaranteed.
Just listed in Center Lake On The Park
The newest homes for sale in Center Lake On The Park right now, newest first. Each link opens the full listing with every photo, the price history and a tour request.
- 5409 Park Guell Street $699,990 · 5 bd · 4 ba · 3,158 sq ft · 1 day on market Courtesy of KELLER WILLIAMS ADVANTAGE REALTY
- 5264 Center Lake Ranch Boulevard $454,990 · 4 bd · 2.5 ba · 2,341 sq ft · 27 days on market Courtesy of KELLER WILLIAMS ADVANTAGE REALTY
- 5406 Lassen Street $664,990 · 5 bd · 4 ba · 3,091 sq ft · 28 days on market Courtesy of KELLER WILLIAMS ADVANTAGE REALTY
- 5400 Lassen Street $669,990 · 5 bd · 4 ba · 3,827 sq ft · 28 days on market Courtesy of KELLER WILLIAMS ADVANTAGE REALTY
- 5388 Lassen Street $709,990 · 5 bd · 4.5 ba · 4,340 sq ft · 28 days on market Courtesy of KELLER WILLIAMS ADVANTAGE REALTY
- 1402 Mount Royal Drive $349,990 · 3 bd · 2.5 ba · 1,691 sq ft · 88 days on market Courtesy of KELLER WILLIAMS ADVANTAGE REALTY
Checked against the MLS Oct 15, 2026. All new listings in this market.
Every Home for Sale in Center Lake On The Park St Cloud Right Now (22)
All 22 active and pending Center Lake On The Park St Cloud listings with a detail page, newest first, refreshed twice a day from the MLS.
- 5409 Park Guell Street · $699,990 · 5 bd / 4 ba · listed Sep 10, 2026 · listed by Keller Williams Advantage Realty
- 5264 Center Lake Ranch Boulevard · $454,990 · 4 bd / 2.5 ba · listed Sep 10, 2026 · listed by Keller Williams Advantage Realty
- 5406 Lassen Street · $664,990 · 5 bd / 4 ba · listed Sep 10, 2026 · listed by Keller Williams Advantage Realty
- 5400 Lassen Street · $669,990 · 5 bd / 4 ba · listed Sep 10, 2026 · listed by Keller Williams Advantage Realty
- 5388 Lassen Street · $709,990 · 5 bd / 4.5 ba · listed Sep 10, 2026 · listed by Keller Williams Advantage Realty
- 1405 Hyde Street · $359,990 · 3 bd / 2.5 ba · pending · listed Sep 10, 2026 · listed by Keller Williams Advantage Realty
- 1385 Hyde Street · $339,990 · 3 bd / 2.5 ba · pending · listed Sep 10, 2026 · listed by Keller Williams Advantage Realty
- 1354 Mount Royal Drive · $329,990 · 3 bd / 2.5 ba · pending · listed Sep 9, 2026 · listed by Keller Williams Advantage Realty
- 5192 Center Lake Ranch Boulevard · $374,990 · 3 bd / 2.5 ba · pending · listed Aug 11, 2026 · listed by Keller Williams Advantage Realty
- 1359 Lumpini Street · $489,990 · 4 bd / 3.5 ba · pending · listed Jul 31, 2026 · listed by Keller Williams Advantage Realty
- 1402 Mount Royal Drive · $349,990 · 3 bd / 2.5 ba · listed Jul 18, 2026 · listed by Keller Williams Advantage Realty
- 1417 Hyde Street · $319,990 · 3 bd / 2.5 ba · listed Jul 16, 2026 · listed by Keller Williams Advantage Realty
- 5294 Center Lake Ranch Boulevard · $439,990 · 3 bd / 2.5 ba · listed Jul 16, 2026 · listed by Keller Williams Advantage Realty
- 1314 Hyde Street · $619,990 · 5 bd / 4.5 ba · listed Jul 16, 2026 · listed by Keller Williams Advantage Realty
- 5284 High Line Drive · $584,990 · 5 bd / 4.5 ba · listed Jul 16, 2026 · listed by Keller Williams Advantage Realty
- 1296 Hyde Street · $449,990 · 4 bd / 2 ba · listed Jul 16, 2026 · listed by Keller Williams Advantage Realty
- 1347 Lumpini Street · $454,990 · 4 bd / 3 ba · listed Jul 16, 2026 · listed by Keller Williams Advantage Realty
- 1302 Hyde Street · $469,990 · 4 bd / 3 ba · listed Jul 16, 2026 · listed by Keller Williams Advantage Realty
- 5297 High Line Drive · $469,990 · 4 bd / 2 ba · listed Jul 16, 2026 · listed by Keller Williams Advantage Realty
- 5328 Teirgarten Street · $799,990 · 4 bd / 3 ba · listed Jul 16, 2026 · listed by Keller Williams Advantage Realty
- 1341 Lumpini Street · $599,990 · 3 bd / 2.5 ba · pending · listed Jul 16, 2026 · listed by Keller Williams Advantage Realty
- 5248 High Line Drive · $479,990 · 4 bd / 3 ba · pending · listed Jul 16, 2026 · listed by Keller Williams Advantage Realty
Recently sold in Center Lake On The Park St Cloud
- 1362 Mount Royal Drive · sold $369,990
- 1284 Hyde Street · sold $620,000
- 1429 Hyde Street · sold $379,990
- 1346 Mount Royal Drive · sold $344,990
Closed sales from the MLS; each page shows the sold price, taxes and value history.
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Streets in this community
Street-level pages: every home on record, what sold and what is for sale on each street.
- Hyde Street (10 homes on record)
- Lassen Street (3 homes on record)
Frequently Asked Questions
What is the median home price in Center Lake On The Park?
How long do homes in Center Lake On The Park take to sell?
Is Center Lake On The Park a buyer's or seller's market right now?
How many homes are in Center Lake On The Park?
What share of Center Lake On The Park is owner-occupied?
When were the homes in Center Lake On The Park built?
Who is the best real estate agent for Center Lake On The Park?
How do I find a top St Cloud real estate agent who knows Center Lake On The Park?
Can Momentum Realty connect me with an agent for Center Lake On The Park?
Where is Center Lake On The Park, and what county is it in?
Is Center Lake On The Park in a flood zone?
Is Center Lake On The Park a good place to live?
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: October 14, 2026) |
| Community market stats | Stellar MLS closed sales, 12-month windows ending September 20, 2026 |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (6 streets, ZIP 34771)) |
| Under-contract shares | Stellar MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2025 (83 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.
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See how Center Lake On The Park fits the bigger picture — live prices, inventory, and Momentum Scores:
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