Esplanade at Center Lake Ranch
Homes for Sale in St Cloud, FL
True comps, carrying-cost math, and listings before the portals.
As of October 2026, esplanade at center lake ranch in St Cloud, FL has 6 homes for sale and 8 pending, asking from $357,900 to $999,768 (median $534,874). Over the 12 months ending 2026-09-20, 43 recorded sales closed at a median of $515,000, $234 per square foot, a median 127 days on market, sellers accepting 97% of original asking (+49% versus the prior year). Homes listed or recently sold were built 2025 - 2026 with 24 new construction; 25 of 26 report an HOA (median $410/mo); none of the 26 geocoded homes sit in a FEMA special flood hazard zone (median elevation 74 ft). At the median price and Osceola County's FY2025-26 rate of 15.23 mills, annual property tax runs about $7,840 ($7,240 with the full homestead exemption).
Part of the Center Lake Ranch master-planned community in St Cloud, FL — see all Center Lake Ranch homes for sale (34 listings across 3 villages and sections in the MLS).
Last 30 days in Esplanade at Center Lake Ranch: 2 new listings (median asking $534,569), 8 under contract right now, 3 closed sales (median $564,016). As of October 14, 2026, Listings courtesy of Stellar MLS as distributed by MLS GRID.
Homes For Sale Right Now in Esplanade at Center Lake Ranch
Live MLS inventory for Esplanade at Center Lake Ranch. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active · 194 daysTop listing
Active · 194 days
Active · 1 days
Active · 45 days
Active · 1 days
Active · 68 days
Pending · 0 days
Pending · 31 days
Pending · 242 days
Pending · 18 days
Pending · 32 days
Pending · 374 days
Pending · 6 days
Pending · 42 daysActive and pending Esplanade at Center Lake Ranch listings as of 2026-10-14, priced high to low. Based on Stellar MLS data distributed by MLS GRID for the period 2025 through 2026. Tap any home to ask about it.
Esplanade at Center Lake Ranch right now
🔴 Seller-leaning market. 1.9 months of supply and 50% of the inventory already under contract give sellers the pressure advantage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Stellar MLS records, as of September 20, 2026. Confidence: Very High (14 active and pending listings, 43 closed sales in 12 months).
🟢 Still climbing. The trailing-12-month median ($515K) is up 49.3% from the prior 12 months ($345K). With about 26 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level Stellar MLS closed sales, 12-month windows ending September 20. Confidence: Medium (43 and 10 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated October 15, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Esplanade at Center Lake Ranch market snapshot (as of September 20, 2026): the median sale price is about $515K ($234 per sq ft over the trailing 12 months of closed sales), a median 127 days on market for closed sales, and 1.9 months of supply, a seller-leaning market. The trailing-12-month median is up 49% from the prior 12 months, computed from record-level Stellar MLS closed sales (43 closings in the current window).
In ZIP 34771 (St Cloud), 2,895 homes closed in the last 12 months at a median of $436K ($211/sq ft), up 0.5% year over year, with a median 45 days on market. Right now 473 active and 208 pending listings put supply at about 3.4 months - a healthy market. See the live ZIP 34771 housing market and the Osceola County market.
Flood zones in Esplanade at Center Lake Ranch: of 23 listing addresses checked against the FEMA National Flood Hazard Layer, 100% sit outside the FEMA Special Flood Hazard Area (Zone X). Individual parcels vary - verify any specific address at msc.fema.gov. See flood zones by neighborhood in St Cloud.
Esplanade at Center Lake Ranch is a community of 6 homes in St Cloud, Osceola County, built between 2024 and 2024 (median 2024), with a median living area of about 2,772 square feet. 0% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
The setting & the homes.
Aerial and on-site photos of Esplanade at Center Lake Ranch. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Esplanade at Center Lake RanchEsplanade at Center Lake RanchEsplanade at Center Lake RanchEsplanade at Center Lake RanchEsplanade at Center Lake RanchEsplanade at Center Lake RanchEsplanade at Center Lake RanchEsplanade at Center Lake RanchPhotos from Stellar MLS listings in Esplanade at Center Lake Ranch; content deemed reliable but not guaranteed.
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending September 20 of each year, from record-level Stellar MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($515K) IS the median in the snapshot above, and the move from 2025 ($345K) IS the +49.3% one-year change.
Windows contain 10 to 43 sales each (43 in the current window); every figure carries its sample size. Based on Stellar MLS data distributed by MLS GRID for the period 2025 through 2026. Deemed reliable but not guaranteed.
57% of homes for sale in Esplanade at Center Lake Ranch are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-10-15).
Esplanade at Center Lake Ranch Market Scorecard
Esplanade at Center Lake Ranch is currently a buyer's market. About 6.0 months of supply, a median asking price of $534,874, and homes go under contract in about 56 days.
Typical home value in the 34771 ZIP is $431,565, about 14.3% below the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: Stellar MLS, distributed by MLS GRID, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Esplanade at Center Lake Ranch on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Stellar MLS. Map data © OpenStreetMap contributors.
Life at Esplanade at Center Lake Ranch
- Fitness Center · reported on 28 of 28 listings
- Pool · reported on 28 of 28 listings
- Clubhouse · reported on 27 of 28 listings
- Gated · reported on 27 of 28 listings
- Playground · reported on 27 of 28 listings
- Dog Park · reported on 27 of 28 listings
- Pickleball Court(s) · reported on 26 of 28 listings
- Community Mailbox · reported on 26 of 28 listings
- Golf Carts OK · reported on 26 of 28 listings
- Irrigation-Reclaimed Water · reported on 26 of 28 listings
- Park · reported on 26 of 28 listings
- Gated Community · reported on 26 of 28 listings
Community amenities as reported across Stellar MLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.
Schools
- Osceola County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Narcoossee Elementary · Elementary
- Narcoossee Middle · Middle
- Harmony High · High
Zoned schools reflect the assignments reported on recent Esplanade at Center Lake Ranch listings and can change; always confirm with Osceola County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Esplanade at Center Lake Ranch address.
Shop the zone: Homes zoned for Harmony High High School
Recent Developments in Esplanade At Center Lake Ranch
Development, infrastructure, retail, and school activity affecting Esplanade At Center Lake Ranch, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated October 2026.
- September 2026Infrastructure
CFX holds public meetings on 14-mile toll road through part of Split Oak Forest
The Central Florida Expressway Authority held public meetings on Sept. 16 and 17 for a 14-mile road from State Road 417 near Boggy Creek Road in Orange County to Nova Road in Osceola County. CFX says portions could begin construction next year and that the road would ease traffic on Narcoossee Road. The agency faces a legal challenge from Orange County and is pursuing an eminent domain case.
What it may mean for the marketIf built, the road would add a new east-west route between Lake Nona and St. Cloud, changing commute options and access to east Orange and Osceola land. The site is about 9 miles north of Esplanade At Center Lake Ranch.
Source: Spectrum News 13 - August 2026Civic
St. Cloud council approves $6.7 million downtown apartment and parking garage agreement
The City Council unanimously approved an agreement with Atlantic Housing Partners for apartments and a parking garage next to City Hall. The Community Redevelopment Agency contributes $6.25 million and the city $460,000. The garage would hold 450 to 500 spaces, with 250 reserved for apartment residents.
What it may mean for the marketNew downtown rental housing and public parking would add residents and parking capacity to the St. Cloud core. The site is about 3 miles southwest of Esplanade At Center Lake Ranch.
Source: Spectrum News 13 - March 2026Development
Orlando approves the 380-acre Dowden Central Community Development District in Lake Nona
Orlando approved the Dowden Central Community Development District, a roughly 380-acre district in the Lake Nona area of southeast Orlando, in March 2026. The district provides the framework to build roads, drainage, utilities, and parks for future development phases.
What it may mean for the marketA new community development district lays the groundwork for large-scale growth in the Lake Nona area, a step that typically precedes new housing and commercial activity nearby. The site is about 8 miles north of Esplanade At Center Lake Ranch.
Source: ClickOrlando
Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.
The Esplanade at Center Lake Ranch buying strategy.
If we were buying in Esplanade at Center Lake Ranch today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Come strong and clean. Homes here move, so lead with your best terms and financing ready rather than a low anchor.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Esplanade at Center Lake Ranch.
A closer look at the Esplanade at Center Lake Ranch market
At a median of $234 per square foot, Esplanade at Center Lake Ranch prices sit in a fairly defined band, so condition and updates — more than the list price — tend to separate one home from the next.
Inventory runs at 1.9 months of supply, a seller-leaning market and the trailing-12-month median up 49% year over year. Homes that do trade take a median 127 days on market, useful leverage on any listing that has lingered.
The housing stock is 6 homes built around 2024, and 0% of parcels are homesteaded — the owner-occupancy proxy in the Florida DOR assessment roll.
The location and the amenities are priced into every listing in Esplanade at Center Lake Ranch. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Esplanade at Center Lake Ranch buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 4 factors (6.5). Basis: Recent Direction +49.3% year-over-year; Liquidity & Demand 1.9 months of supply; Owner Commitment 0% owner-occupied; Pricing Power 96.8% sale-to-list. Refreshed with each data update.
What it really costs to own in Esplanade at Center Lake Ranch
The parts of the monthly number a mortgage calculator leaves out, from the tax roll, the MLS, Citizens and FEMA. Property facts only.
| CDD / special assessments | Listings here report a median of $2,597/yr in CDD or special-district assessments on the tax bill (23 listings, MLS, 2026-10-15). 100% of the 23 listings that report the field show one. The amount is per lot and set by the district: confirm it on the parcel's TRIM notice. |
|---|---|
| HOA dues | Median $410/month across 726 MLS listings (most billed quarterly; 2026-10-15). Dues cover what the documents say they cover; ask for the budget and reserve study. |
| Home and flood insurance | The average Citizens Property Insurance premium in Osceola County is $1,735/yr (2,188 policies, Citizens detail by county, April 2026); private-market quotes depend on roof age, wind mitigation and construction. Flood: of 23 listing addresses checked against the FEMA flood map, 100% sit outside the high-risk zone. Statewide, a Zone X flood policy runs about $500-$700/yr and a high-risk zone $1,200-$2,500/yr (FEMA Risk Rating 2.0 averages, not quotes). |
| Roof and age | Median build year 2025 across 24 listings. Newer roofs and current wind-mitigation features usually mean the lower end of insurance quotes. |
Email me new listings in Esplanade at Center Lake Ranch
One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.
Ask an agent about Esplanade at Center Lake Ranch
Have a question about the homes, fees, rules or commute here? A Momentum agent who works Esplanade at Center Lake Ranch will answer, and the answer is published on this page for the next buyer.
HOA, CDD & Fees
- HOA dues reported around $410/month (about $4,920/yr) · median of 726 MLS listings, most billed quarterly
- Any club/amenity membership is billed separately
Listings in this community report association dues of about $410 per month ($4,920 a year) - the median AssociationFee across 726 MLS records, normalised to a monthly figure; most are billed quarterly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-10.
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Flood & Insurance Context
Of 23 sampled listing addresses in this community: 100% outside the FEMA Special Flood Hazard Area (Zone X/B/C).
Address-sampled; individual parcels vary - verify any specific address at msc.fema.gov. Check any address at FEMA's Flood Map Service Center, and see average home-insurance costs by Florida county.
Source: FEMA National Flood Hazard Layer, address-level lookups (n=23) · as of 2026-10
Tools for a Esplanade at Center Lake Ranch buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Esplanade at Center Lake Ranch sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Esplanade at Center Lake Ranch, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Esplanade at Center Lake Ranch home worth?
Get a no-obligation home value based on real comparable sales in Esplanade at Center Lake Ranch, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Esplanade at Center Lake Ranch on the map →
Recently off market in esplanade at center lake ranch
Homes in esplanade at center lake ranch that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 8 on record.
- 5394 Spoonflower Court · off market
- 882 Arbor Green Trail · off market
- 899 Arbor Green Trail · off market
- 919 Tassleflower Trail · off market
- 925 Tassleflower Trail · off market
- 942 Arbor Green Trail · off market
- 949 Tassleflower Trail · off market
- 998 Tassleflower Trail · off market
| Location | St Cloud, Osceola County, FL · ZIP 34771 |
|---|---|
| Homes in the community | 6 (FL DOR 2025 assessment roll) |
| Years built | 2024–2024 (median 2024) |
| Typical living area | 2,772 sq ft (median) |
| Home types (current listings and sales) | single-family 88%, villas 12% |
| Amenities listed by sellers | Fitness Center, Gated, Pool, Clubhouse, Dog Park, Pickleball Court(s) |
| Sale prices, last 12 months | $515,000 median across 43 closed sales · $234 per sq ft · +49.3% vs the prior 12 months |
| Days on market (closed sales) | 127 median |
| For sale right now | 7 active, 7 pending · median asking $508,404 · 1.9 months of supply |
| Owner-occupied (homestead) share | 0% |
Data as of September 20, 2026. Based on Stellar MLS data distributed by MLS GRID for the period 2025 through 2026; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Esplanade at Center Lake Ranch key facts,” movewithmomentum.com/neighborhoods/esplanade-at-center-lake-ranch-st-cloud, data as of September 20, 2026.
Housing distress & ownership in esplanade at center lake ranch, St Cloud
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period October 2026 through October 2026. Deemed reliable but not guaranteed.
Just listed in Esplanade at Center Lake Ranch
The newest homes for sale in Esplanade at Center Lake Ranch right now, newest first. Each link opens the full listing with every photo, the price history and a tour request.
- 5410 Spring Moss Court $566,344 · 3 bd · 3.5 ba · 2,306 sq ft · 1 day on market Courtesy of TAYLOR MORRISON REALTY OF FLORIDA INC
- 5422 Spring Moss Court $502,794 · 3 bd · 3 ba · 2,085 sq ft · 1 day on market Courtesy of TAYLOR MORRISON REALTY OF FLORIDA INC
- 853 Tassleflower Trail $503,404 · 3 bd · 2.5 ba · 1,843 sq ft · 45 days on market Courtesy of TAYLOR MORRISON REALTY OF FLORIDA INC
- 5338 Spoonflower Court $357,900 · 3 bd · 2 ba · 1,515 sq ft · 68 days on market Courtesy of REAL BROKER, LLC
- 1003 Tassleflower Trail $839,904 · 3 bd · 3.5 ba · 2,306 sq ft · 194 days on market Courtesy of TAYLOR MORRISON REALTY OF FLORIDA INC
- 997 Tassleflower Trail $999,768 · 3 bd · 3.5 ba · 2,833 sq ft · 194 days on market Courtesy of TAYLOR MORRISON REALTY OF FLORIDA INC
Checked against the MLS Oct 15, 2026. All new listings in this market.
Every Home for Sale in Esplanade At Center Lake Ranch St Cloud Right Now (14)
All 14 active and pending Esplanade At Center Lake Ranch St Cloud listings with a detail page, newest first, refreshed twice a day from the MLS.
- 5410 Spring Moss Court · $566,344 · 3 bd / 3.5 ba · listed Oct 6, 2026 · listed by Taylor Morrison Realty Of Florida Inc
- 5422 Spring Moss Court · $502,794 · 3 bd / 3 ba · listed Oct 6, 2026 · listed by Taylor Morrison Realty Of Florida Inc
- 973 Tassleflower Trail · $875,000 · 4 bd / 3 ba · pending · listed Oct 1, 2026 · listed by Upwell Realty Llc
- 5388 Spoonflower Court · $315,000 · 2 bd / 2 ba · pending · listed Sep 15, 2026 · listed by Taylor Morrison Realty Of Florida Inc
- 853 Tassleflower Trail · $503,404 · 3 bd / 2.5 ba · listed Aug 31, 2026 · listed by Taylor Morrison Realty Of Florida Inc
- 911 Arbor Green Trail · $600,689 · 4 bd / 4.5 ba · pending · listed Aug 23, 2026 · listed by Taylor Morrison Realty Of Florida Inc
- 5338 Spoonflower Court · $357,900 · 3 bd / 2 ba · listed Aug 22, 2026 · listed by Real Broker, Llc
- 1039 Tassleflower Trail · $780,715 · 3 bd / 3 ba · pending · listed Aug 10, 2026 · listed by Taylor Morrison Realty Of Florida Inc
- 5409 Spring Moss Court · $549,274 · 3 bd / 3 ba · pending · listed Aug 9, 2026 · listed by Taylor Morrison Realty Of Florida Inc
- 5380 Spoonflower Court · $315,000 · 2 bd / 2 ba · pending · listed Aug 3, 2026 · listed by Taylor Morrison Realty Of Florida Inc
- 1003 Tassleflower Trail · $839,904 · 3 bd / 3.5 ba · listed Jul 16, 2026 · listed by Taylor Morrison Realty Of Florida Inc
- 997 Tassleflower Trail · $999,768 · 3 bd / 3.5 ba · listed Jul 16, 2026 · listed by Taylor Morrison Realty Of Florida Inc
- 881 Arbor Green Trail · $480,000 · 3 bd / 2 ba · pending · listed Jul 16, 2026 · listed by Taylor Morrison Realty Of Florida Inc
- 936 Arbor Green Trail · $763,000 · 3 bd / 3 ba · pending · listed Jul 16, 2026 · listed by Taylor Morrison Realty Of Florida Inc
Recently sold in Esplanade At Center Lake Ranch St Cloud
- 998 Tassleflower Trail · sold $564,016
- 942 Arbor Green Trail · sold $820,000
- 899 Arbor Green Trail · sold $430,000
- 5394 Spoonflower Court · sold $380,000
- 919 Tassleflower Trail · sold $520,000
- 949 Tassleflower Trail · sold $579,186
- 882 Arbor Green Trail · sold $515,000
- 925 Tassleflower Trail · sold $580,000
Closed sales from the MLS; each page shows the sold price, taxes and value history.
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Streets in this community
Street-level pages: every home on record, what sold and what is for sale on each street.
- Spoonflower Court (21 homes on record)
- Tassleflower Trail (14 homes on record)
- Tassleflower Trail (8 homes on record)
- Spoonflower Court (5 homes on record)
Frequently Asked Questions
What is the median home price in Esplanade at Center Lake Ranch?
How long do homes in Esplanade at Center Lake Ranch take to sell?
Is Esplanade at Center Lake Ranch a buyer's or seller's market right now?
How many homes are in Esplanade at Center Lake Ranch?
What share of Esplanade at Center Lake Ranch is owner-occupied?
When were the homes in Esplanade at Center Lake Ranch built?
Who is the best real estate agent for Esplanade at Center Lake Ranch?
How do I find a top St Cloud real estate agent who knows Esplanade at Center Lake Ranch?
Can Momentum Realty connect me with an agent for Esplanade at Center Lake Ranch?
Where is Esplanade at Center Lake Ranch, and what county is it in?
Is Esplanade at Center Lake Ranch in a flood zone?
Is Esplanade at Center Lake Ranch a good place to live?
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: October 14, 2026) |
| Community market stats | Stellar MLS closed sales, 12-month windows ending September 20, 2026 |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (3 streets, ZIP 34771)) |
| Under-contract shares | Stellar MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2025 (53 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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