Kokomo Kove
Homes for Sale in Destin, FL
All 613 homes for sale in Destin, FL · median $639,900 · 621 homes for sale in 32541 · Okaloosa County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo via Emerald Coast MLS
As of September 2026, Kokomo Kove in Destin, FL has 4 homes for sale and 1 pending, asking from $1,395,000 to $2,100,000 (median $1,715,000). Over the 12 months ending 2026-09-12, 4 recorded sales closed at a median of $1,540,000, a median 191 days on market, sellers accepting 81% of original asking (+73% versus the prior year). Homes listed or recently sold were built 1991–2025 with 2 new construction; none of the 4 geocoded homes sit in a FEMA special flood hazard zone (median elevation 13 ft). At the median price and Okaloosa County's FY2025-26 rate of 12.89 mills, annual property tax runs about $19,860 ($19,350 with the full homestead exemption).
| Location | Destin, Okaloosa County, FL · ZIP 32541 |
|---|---|
| Homes in the community | 41 (FL DOR 2025 assessment roll) |
| Years built | 1990–2022 (median 1995) |
| Typical living area | 2,788 sq ft (median) |
| Home types (current listings and sales) | detached single family 100% |
| Amenities listed by sellers | Deed Access, Beach, Short Term Rental - Allowed, Pets Allowed, Pool, TV Cable |
| Sale prices, last 12 months | $1,540,000 median across 4 closed sales · +72.7% vs the prior 12 months |
| Days on market (closed sales) | 191 median |
| For sale right now | 3 active, 1 pending · median asking $1,990,000 · 9.0 months of supply |
| Owner-occupied (homestead) share | 19% |
Data as of September 12, 2026. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “KOKOMO KOVE key facts,” movewithmomentum.com/neighborhoods/kokomo-kove, data as of September 12, 2026.
Last 30 days in Kokomo Kove: 1 new listing (median asking $2,100,000), 1 under contract right now. As of September 18, 2026, Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate.
Homes For Sale Right Now in Kokomo Kove
Live MLS inventory for Kokomo Kove. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active · 15 daysTop listing
Active · 332 days
Active · 174 days
Pending · 99 daysActive and pending Kokomo Kove listings as of 2026-09-17, priced high to low. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Tap any home to ask about it.
Price in KOKOMO KOVE is driven by condition, position, and the specific home more than by any community premium — there are no shared amenities here, so what you pay tracks the individual property. With a median at $2,080,000 and homes built between 1990 and 2022, the spread is wide: an original 1990s build and a 2022 rebuild are not the same asset, and the median living area near 2,788 square feet tells you these are substantial coastal homes rather than starter product.
The market posture is slow-moving and thin. Median days on market sits at 234 — well past four months — and only 3 homes are active against 3 recent closings. That combination rewards patient buyers who can underwrite a specific home on its merits, and it tells sellers to price to condition and expect a long runway. The year-over-year figure of 133.2% reflects a small-sample market where mix swings the number; treat it as noise, not a trend line you can lean on.
Kokomo Kove right now
🟢 Buyer-leaning market. 9.0 months of supply and 25% of the inventory already under contract give buyers above-average negotiating leverage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Emerald Coast MLS records, as of September 12, 2026. Confidence: Medium (4 active and pending listings, 4 closed sales in 12 months).
🟢 Still climbing. The trailing-12-month median ($1.54M) is up 72.7% from the prior 12 months ($892K). With about 2 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level Emerald Coast MLS closed sales, 12-month windows ending September 12. Confidence: Low (4 and 4 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated September 19, 2026 · Live data: Emerald Coast MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Kokomo Kove market snapshot (as of September 12, 2026): the median sale price is about $1.54M, a median 192 days on market for closed sales, and 9.0 months of supply, a buyer-leaning market. The trailing-12-month median is up 73% from the prior 12 months, computed from record-level Emerald Coast MLS closed sales (4 closings in the current window).
In ZIP 32541 (Destin), 785 homes closed in the last 12 months at a median of $745K ($199/sq ft), down 1.3% year over year, with a median 97 days on market. Right now 492 active and 71 pending listings put supply at about 9.3 months — a soft market. See the live ZIP 32541 housing market and the Okaloosa County market.
Kokomo Kove is a community of 41 homes in Destin, Okaloosa County, built between 1990 and 2022 (median 1995), with a median living area of about 2,788 square feet. 19% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
KOKOMO KOVE is a small Destin enclave of 41 homes with no identified community amenities, so value here is about the house itself and the location, not a shared package. Homestead share is low at 19%, consistent with a coastal market weighted toward second homes and rentals.
The setting & the homes.
Aerial and on-site photos of Kokomo Kove. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
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Kokomo KovePhotos from Emerald Coast MLS listings in Kokomo Kove; content deemed reliable but not guaranteed.
Who Kokomo Kove is best for.
Best for
- Second-home or investment buyers with a high-end budget who want a substantial Destin property and can move at the market's slow pace
- Buyers comfortable evaluating an individual home's condition rather than relying on subdivision-wide averages
- Sellers who will price to condition and accept a long marketing window
Probably not for
- Buyers on a tight timeline who need to close quickly
- Anyone wanting a shared-amenity community with pools, gates, or clubhouses
- Buyers who need a deep pool of recent comparable sales to feel confident on price
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending September 12 of each year, from record-level Emerald Coast MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($1.54M) IS the median in the snapshot above, and the move from 2025 ($892K) IS the +72.7% one-year change.
Windows contain 0 to 7 sales each (4 in the current window); every figure carries its sample size, and thin markets swing on single closings. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Okaloosa County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Okaloosa County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
13% of homes for sale in ZIP 32541 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-19).
KOKOMO KOVE Market Scorecard
KOKOMO KOVE is currently a buyer's market. About 9.0 months of supply, a median asking price of $1,940,000, and homes go under contract in about 174 days.
Typical home value in the 32541 ZIP is $627,422, about 35.3% above the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Housing distress & ownership in KOKOMO KOVE, Destin
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
Kokomo Kove on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Emerald Coast MLS. Map data © OpenStreetMap, tiles © CARTO.
Schools
- Okaloosa County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Destin · Elementary
- Destin · Middle
- Destin · High
Zoned schools reflect the assignments reported on recent Kokomo Kove listings and can change; always confirm with Okaloosa County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Kokomo Kove address.
Shop the zone: Homes zoned for Destin High School · Homes zoned for Fort Walton Beach High School
The Kokomo Kove buying strategy.
If we were buying in Kokomo Kove today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Use your leverage. With inventory sitting, there is room to negotiate on anything dated or overpriced and to ask for repairs or a rate buydown.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Kokomo Kove.
A thin, condition-driven Destin market
With only 41 homes total and a build range from 1990 to 2022, this is not a uniform subdivision. The median year built of 1995 means a large portion of the housing stock is now decades old, and the newest homes reach 2022 — so due diligence on roof, systems, and coastal exposure matters more than any headline stat. There is no HOA amenity layer to standardize the product; each sale stands on its own.
Liquidity is the headline risk. Three active listings and three closings in the window, paired with a 234-day median days on market, means both buyers and sellers should plan around a long timeline. Comparable sales are scarce, which makes pricing an exercise in judgment rather than formula. That is workable, but it demands a broker who can defend a number to an appraiser and a lender.
The location and the amenities are priced into every listing in Kokomo Kove. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Kokomo Kove buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 4 factors (3.2). Basis: Recent Direction +72.7% year-over-year; Liquidity & Demand 9.0 months of supply; Owner Commitment 19% owner-occupied; Pricing Power 81.1% sale-to-list. Refreshed with each data update.
Why work with Momentum here
In a market this thin, comps are limited and every home is its own story — the difference between a 1990s build and a recent one, or a well-kept property versus deferred maintenance, moves the number more than any neighborhood average. We price to the specific asset, document condition honestly, and set timeline expectations up front so neither side is surprised by a 234-day median. That is the work that protects you when there are only a handful of trades to lean on.
Kokomo Kove in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Kokomo Kove buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Kokomo Kove sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Kokomo Kove, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Kokomo Kove home worth?
Get a no-obligation home value based on real comparable sales in Kokomo Kove, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Destin →
Recently off market in KOKOMO KOVE
Homes in KOKOMO KOVE that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 1 on record.
- 85 Sunfish Street · off market
Frequently Asked Questions
What is the median home price in Kokomo Kove?
How long do homes in Kokomo Kove take to sell?
Is Kokomo Kove a buyer's or seller's market right now?
How many homes are in Kokomo Kove?
What share of Kokomo Kove is owner-occupied?
When were the homes in Kokomo Kove built?
Who is the best real estate agent for Kokomo Kove?
How do I find a top Destin real estate agent who knows Kokomo Kove?
Can Momentum Realty connect me with an agent for Kokomo Kove?
Where is Kokomo Kove, and what county is it in?
Should you buy in Kokomo Kove?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Emerald Coast MLS, refreshed twice daily (last: September 17, 2026) |
| Community market stats | Emerald Coast MLS closed sales, 12-month windows ending September 12, 2026 |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (2 streets, ZIP 32541)) |
| Under-contract shares | Emerald Coast MLS records, as of 2026-09-08 |
| Historical depth | Closed-sale records back to 1998 (32 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Emerald Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Emerald Coast MLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
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A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how KOKOMO KOVE fits the bigger picture — live prices, inventory, and Momentum Scores:
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