Lake Bernadette Gardens
Homes for Sale in Zephyrhills, FL
All 638 homes for sale in Zephyrhills, FL · median $299,450 · 307 homes for sale in 33541 · Pasco County homes for sale
True comps, carrying-cost math, and listings before the portals.
Market Heat
As of September 2026, lake bernadette gardens in Zephyrhills, FL has 6 homes for sale and 2 pending, asking from $329,000 to $650,000 (median $369,500). Over the 12 months ending 2026-09-20, 25 recorded sales closed at a median of $325,000, $178 per square foot, a median 34 days on market, sellers accepting 96% of original asking (-12% versus the prior year). Homes listed or recently sold were built 1980 - 2008; 20 of 20 report an HOA (median $53/mo); 1 of the 16 geocoded homes sit in a FEMA special flood hazard zone (median elevation 104 ft). At the median price and Pasco County's FY2025-26 rate of 16.15 mills, annual property tax runs about $5,250 ($4,600 with the full homestead exemption).
| Location | Zephyrhills, Pasco County, FL · ZIP 33541 |
|---|---|
| Homes in the community | 105 (FL DOR 2025 assessment roll) |
| Years built | 1981–2021 (median 1998) |
| Typical living area | 2,016 sq ft (median) |
| Home types (current listings and sales) | single-family 70%, villas 30% |
| Amenities listed by sellers | Golf, Playground, Clubhouse, Pool, Tennis Court(s), Deed Restrictions |
| Sale prices, last 12 months | $325,000 median across 25 closed sales · $178 per sq ft · -12.0% vs the prior 12 months |
| Days on market (closed sales) | 34 median |
| For sale right now | 4 active, 2 pending · median asking $354,000 · 1.7 months of supply |
| Owner-occupied (homestead) share | 78% |
| Zoned public schools | Pasco County Public Schools (verify by address); Confirm zoned elementary, middle, and high; Magnet and choice options may apply |
Data as of September 20, 2026. Based on Stellar MLS data distributed by MLS GRID for the period 2004 through 2026; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “lake bernadette gardens key facts,” movewithmomentum.com/neighborhoods/lake-bernadette-gardens-zephyrhills, data as of September 20, 2026.
Last 30 days in Lake Bernadette Gardens: 4 new listings (median asking $369,500), 2 under contract right now, 2 closed sales (median $435,000). As of September 27, 2026, Listings courtesy of Stellar MLS as distributed by MLS GRID.
Homes For Sale Right Now in Lake Bernadette Gardens
Live MLS inventory for Lake Bernadette Gardens. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Lake Bernadette Gardens listings as of 2026-09-26, priced high to low. Based on Stellar MLS data distributed by MLS GRID for the period 2004 through 2026. Tap any home to ask about it.
Every Home for Sale in Lake Bernadette Gardens Zephyrhills Right Now (8)
All 8 active and pending Lake Bernadette Gardens Zephyrhills listings with a detail page, newest first, refreshed twice a day from the MLS.
- 5413 Bernadette Drive · $650,000 · 5 bd / 2.5 ba · listed Sep 23, 2026 · listed by Investor Corner Realty Llc
- 35032 Perch Drive · $424,900 · 3 bd / 2 ba · pending · listed Sep 11, 2026 · listed by King & Associates Real Estate Llc
- 34703 Birchmont Lane · $359,000 · 4 bd / 2 ba · listed Aug 27, 2026 · listed by Bingham Realty Inc
- 34427 Smart Drive · $329,000 · 3 bd / 2 ba · listed Aug 27, 2026 · listed by Century 21 Bill Nye Realty
- 5737 Wynstone Lane · $480,000 · 5 bd / 3 ba · pending · listed Aug 1, 2026 · listed by Charles Rutenberg Realty Orlando
- 34809 Prairie Ridge Way · $380,000 · 4 bd / 2 ba · listed Jul 14, 2026 · listed by Jpt Realty Llc
- 5137 New Brittany Lane · $349,000 · 4 bd / 2 ba · listed Jul 9, 2026 · listed by King & Associates Real Estate Llc
- 5059 Bernadette Drive · $385,000 · 4 bd / 3 ba · listed Jun 27, 2026 · listed by Smith & Associates Real Estate
Lake Bernadette Gardens right now
🟡 Balanced market. 1.7 months of supply and 33% of the inventory already under contract put buyers and sellers on roughly even footing.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Stellar MLS records, as of September 20, 2026. Confidence: Very High (6 active and pending listings, 25 closed sales in 12 months).
🔴 Off the recent peak. The trailing-12-month median ($325K) is down 12.0% from the prior 12 months ($370K) and up 156% since 2012. With about 17 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level Stellar MLS closed sales, 12-month windows ending September 20. Confidence: High (25 and 20 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated September 27, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Lake Bernadette Gardens market snapshot (as of September 20, 2026): the median sale price is about $325K ($178 per sq ft over the trailing 12 months of closed sales), a median 34 days on market for closed sales, and 1.7 months of supply, a balanced market. The trailing-12-month median is down 12% from the prior 12 months and up 156% since 2012, computed from record-level Stellar MLS closed sales (25 closings in the current window).
In ZIP 33541 (Zephyrhills), 1,578 homes closed in the last 12 months at a median of $400K ($182/sq ft), down 0.7% year over year, with a median 58 days on market. Right now 298 active and 88 pending listings put supply at about 4.9 months - a balanced market. See the live ZIP 33541 housing market and the Pasco County market.
County records show 9 qualified sales in lake bernadette gardens across 2024 - 2025 (4 in 2024, 5 in 2025), median $275,000 - the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Flood zones in lake bernadette gardens: of 15 listing addresses checked against the FEMA National Flood Hazard Layer, 93% sit outside the FEMA Special Flood Hazard Area (Zone X); 7% are in an A-series high-risk zone where flood insurance is required with a federally backed mortgage. Individual parcels vary - verify any specific address at msc.fema.gov. See flood zones by neighborhood in Zephyrhills.
Lake Bernadette Gardens is a community of 105 homes in Zephyrhills, Pasco County, built between 1981 and 2021 (median 1998), with a median living area of about 2,016 square feet. 78% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
The setting & the homes.
Aerial and on-site photos of Lake Bernadette Gardens. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Photos from Stellar MLS listings in Lake Bernadette Gardens; content deemed reliable but not guaranteed.
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending September 20 of each year, from record-level Stellar MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($325K) IS the median in the snapshot above, and the move from 2025 ($370K) IS the -12.0% one-year change.
Windows contain 0 to 66 sales each (25 in the current window); every figure carries its sample size, and thin markets swing on single closings. Based on Stellar MLS data distributed by MLS GRID for the period 2004 through 2026. Deemed reliable but not guaranteed.
24% of homes for sale in ZIP 33541 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-27).
Lake Bernadette Gardens Market Scorecard
Lake Bernadette Gardens is currently a seller's market. About 2.6 months of supply, a median asking price of $369,500, and homes go under contract in about 14 days.
Typical home value in the 33541 ZIP is $336,831, about 22.2% above the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: Stellar MLS, distributed by MLS GRID, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Housing distress & ownership in lake bernadette gardens, Zephyrhills
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period September 2026 through September 2026. Deemed reliable but not guaranteed.
Lake Bernadette Gardens on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Stellar MLS. Map data © OpenStreetMap, tiles © CARTO.
Life at Lake Bernadette Gardens
- Deed Restrictions · reported on 11 of 14 listings
- Golf · reported on 10 of 14 listings
- Playground · reported on 10 of 14 listings
- Fitness Center · reported on 9 of 14 listings
- Tennis Court(s) · reported on 9 of 14 listings
- Clubhouse · reported on 8 of 14 listings
- Pool · reported on 8 of 14 listings
- Park · reported on 7 of 14 listings
- Golf Carts OK · reported on 4 of 14 listings
- Basketball Court · reported on 3 of 14 listings
- Fence Restrictions · reported on 3 of 14 listings
- Recreation Facilities · reported on 3 of 14 listings
Community amenities as reported across Stellar MLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.
Schools
- Pasco County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Pasco County Public Schools (verify by address) · Public
- Confirm zoned elementary, middle, and high · By address
- Magnet and choice options may apply · Choice
Zoned schools reflect the assignments reported on recent Lake Bernadette Gardens listings and can change; always confirm with Pasco County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Lake Bernadette Gardens address.
Shop the zone: Homes zoned for Zephryhills High School-Po
Recent Developments in Lake Bernadette Gardens
Development, infrastructure, retail, and school activity affecting Lake Bernadette Gardens, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated August 2026.
- July 2026Development
Pomelo Square mixed-use community advances in Wesley Chapel
Ryan Cos. and PulteGroup are advancing Pomelo Square, a mixed use development at the northeast corner of Old Pasco Road and Overpass Road in Wesley Chapel. Plans call for 415 residential units made up of 325 apartments and 90 townhomes, about 42,000 square feet of retail, and a hotel pad. Completion is targeted for the first quarter of 2028.
What it may mean for the marketAdds a mixed use community of apartments and townhomes with retail space and a hotel pad, expanding housing and commercial supply in a growing Pasco County corridor. The project is about 6 miles west of Lake Bernadette Gardens, elsewhere in Pasco County.
Source: Florida YIMBY - April 2026Development
New mixed-use development planned on State Road 52 in central Pasco
A mixed-use development planned on State Road 52 in central Pasco County, next to Pilot Country Airport, would add 108 single-family homes, about 175,000 square feet of commercial and retail space, and a 120-room hotel, with completion expected around 2030.
What it may mean for the marketA new mixed-use community adds housing, retail, and lodging along the State Road 52 corridor in central Pasco, the kind of growth that can shape demand and pricing for nearby communities. The project is about 14 miles west of Lake Bernadette Gardens, elsewhere in Pasco County.
Source: Tampa Bay Times - January 2026Development
Moffitt Cancer Center opens flagship outpatient center at its new Speros FL campus in Pasco
Moffitt Cancer Center held the grand opening of its flagship outpatient cancer center in January 2026 at Speros FL, its large new campus on State Road 52 in Pasco County. The campus is planned as a long-term life sciences and medical hub expected to bring substantial employment to the area.
What it may mean for the marketA large new medical and life sciences campus is a long-term employment anchor for central Pasco, a structural demand driver for housing in the surrounding area. The project is about 18 miles west of Lake Bernadette Gardens, elsewhere in Pasco County.
Source: WUSF - January 2026Development
Flagship breaks ground on 46,000-square-foot Wiregrass Ranch Medical Pavilion in Wesley Chapel
Flagship Healthcare Properties broke ground in January 2026 on a 46,000-square-foot medical pavilion at Wiregrass Ranch in Wesley Chapel, adding outpatient medical space to the growing State Road 56 corridor.
What it may mean for the marketAdded outpatient medical space along the State Road 56 corridor deepens healthcare access and professional employment in Wesley Chapel, an amenity factor that can support nearby housing demand. The site is about 7 miles west of Lake Bernadette Gardens.
Source: HCO News
Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.
The Lake Bernadette Gardens buying strategy.
If we were buying in Lake Bernadette Gardens today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Lake Bernadette Gardens.
A closer look at the Lake Bernadette Gardens market
At a median of $178 per square foot, Lake Bernadette Gardens prices sit in a fairly defined band, so condition and updates — more than the list price — tend to separate one home from the next.
Inventory runs at 1.7 months of supply, a balanced market and the trailing-12-month median down 12% year over year. Homes that do trade take a median 34 days on market, useful leverage on any listing that has lingered.
The housing stock is 105 homes built between 1981 and 2021, and 78% of parcels are homesteaded — the owner-occupancy proxy in the Florida DOR assessment roll.
The location and the amenities are priced into every listing in Lake Bernadette Gardens. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Lake Bernadette Gardens buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 5 factors (7.1). Basis: Long-Term Appreciation +156% since 2012; Recent Direction -12.0% year-over-year; Liquidity & Demand 1.7 months of supply; Owner Commitment 78% owner-occupied; Pricing Power 95.9% sale-to-list. Refreshed with each data update.
HOA, CDD & Fees
- HOA dues reported around $53/month (about $636/yr) · median of 261 MLS listings, most billed quarterly
- Any club/amenity membership is billed separately
Listings in this community report association dues of about $53 per month ($636 a year) - the median AssociationFee across 261 MLS records, normalised to a monthly figure; most are billed quarterly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-09.
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Lake Bernadette Gardens buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Lake Bernadette Gardens sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Lake Bernadette Gardens, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Lake Bernadette Gardens home worth?
Get a no-obligation home value based on real comparable sales in Lake Bernadette Gardens, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Zephyrhills →
Recently off market in lake bernadette gardens
Homes in lake bernadette gardens that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 5 on record.
- 34726 Pinehurst Greene Way · off market
- 34903 Double Eagle Court · off market
- 34907 Double Eagle Court · off market
- 5725 Wedgefield Drive · off market
- 5805 Wedgefield Drive · off market
Frequently Asked Questions
What is the median home price in Lake Bernadette Gardens?
How long do homes in Lake Bernadette Gardens take to sell?
Is Lake Bernadette Gardens a buyer's or seller's market right now?
How many homes are in Lake Bernadette Gardens?
What share of Lake Bernadette Gardens is owner-occupied?
When were the homes in Lake Bernadette Gardens built?
Have Lake Bernadette Gardens home prices gone up?
What schools serve Lake Bernadette Gardens?
Who is the best real estate agent for Lake Bernadette Gardens?
How do I find a top Zephyrhills real estate agent who knows Lake Bernadette Gardens?
Can Momentum Realty connect me with an agent for Lake Bernadette Gardens?
Where is Lake Bernadette Gardens, and what county is it in?
Is Lake Bernadette Gardens in a flood zone?
Is Lake Bernadette Gardens a good place to live?
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: September 26, 2026) |
| Community market stats | Stellar MLS closed sales, 12-month windows ending September 20, 2026 |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (4 streets, ZIP 33541)) |
| Under-contract shares | Stellar MLS records, as of 2026-09-20 |
| Schools | 2025-26 district assignments + FLDOE school grades; verify with the district |
| Historical depth | Closed-sale records back to 2004 (315 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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