Lake Frances Estates
Homes for Sale in Tavares, FL
All 262 homes for sale in Tavares, FL · median $325,500 · 254 homes for sale in 32778 · Lake County homes for sale
True comps, carrying-cost math, and listings before the portals.
Market Heat
Over the 12 months ending 2026-08-02, 13 recorded sales closed at a median of $172,000, $128 per square foot, a median 25 days on market, sellers accepting 93% of original asking (+2% versus the prior year). Homes listed or recently sold were built 1973 - 2005; 13 of 13 report an HOA (median $50/mo); none of the 13 geocoded homes sit in a FEMA special flood hazard zone (median elevation 71 ft). At the median price and Lake County's FY2025-26 rate of 16.65 mills, annual property tax runs about $2,860 ($2,190 with the full homestead exemption).
Lake Frances Estates right now
🟡 Still climbing. The trailing-12-month median ($172K) is up 2.4% from the prior 12 months ($168K). With about 5 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level Stellar MLS closed sales, 12-month windows ending August 2. Confidence: Medium (13 and 7 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated October 16, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
Nearby homes for sale
No active listings inside LAKE FRANCES ESTATES right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Lake Frances Estates market snapshot (as of August 2, 2026): the median sale price is about $172K ($128 per sq ft over the trailing 12 months of closed sales), and a median 25 days on market for closed sales. The trailing-12-month median is up 2% from the prior 12 months, computed from record-level Stellar MLS closed sales (13 closings in the current window).
In ZIP 32778 (Tavares), 713 homes closed in the last 12 months at a median of $330K ($183/sq ft), down 4.9% year over year, with a median 69 days on market. Right now 131 active and 35 pending listings put supply at about 4.4 months - a balanced market. See the live ZIP 32778 housing market and the Lake County market.
Flood zones in Lake Frances Estates: of 13 listing addresses checked against the FEMA National Flood Hazard Layer, 100% sit outside the FEMA Special Flood Hazard Area (Zone X). Individual parcels vary - verify any specific address at msc.fema.gov. See flood zones by neighborhood in Tavares.
Lake Frances Estates is a community of 448 homes in Tavares, Lake County, built between 1965 and 2021 (median 1984.0), with a median living area of about 1,234 square feet. 76% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
The setting & the homes.
Aerial and on-site photos of Lake Frances Estates. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
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Lake Frances EstatesPhotos from Stellar MLS listings in Lake Frances Estates; content deemed reliable but not guaranteed.
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending August 2 of each year, from record-level Stellar MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($172K) IS the median in the snapshot above, and the move from 2025 ($168K) IS the +2.4% one-year change.
Windows contain 0 to 13 sales each (13 in the current window); every figure carries its sample size, and thin markets swing on single closings. Based on Stellar MLS data distributed by MLS GRID for the period 2004 through 2026. Deemed reliable but not guaranteed.
15% of homes for sale in ZIP 32778 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-10-15).
Lake Frances Estates Market Scorecard
Lake Frances Estates is currently a balanced market..
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: Stellar MLS, refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.
Homes For Sale Right Now in Lake Frances Estates
Live MLS inventory for Lake Frances Estates. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Lake Frances Estates listings as of 2026-10-14, priced high to low. Based on Stellar MLS data distributed by MLS GRID for the period 2004 through 2026. Tap any home to ask about it.
Lake Frances Estates on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Stellar MLS. Map data © OpenStreetMap contributors.
Life at Lake Frances Estates
- Clubhouse · reported on 11 of 12 listings
- Shuffleboard Court · reported on 10 of 12 listings
- Golf Carts OK · reported on 10 of 12 listings
- Pool · reported on 10 of 12 listings
- Buyer Approval Required · reported on 6 of 12 listings
- Association Recreation - Owned · reported on 2 of 12 listings
- Lobby Key Required · reported on 1 of 12 listings
- Maintenance · reported on 1 of 12 listings
- Golf · reported on 1 of 12 listings
Community amenities as reported across Stellar MLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.
Schools
- Lake County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Tavares Elem · Elementary
- Tavares Middle · Middle
- Tavares High · High
Zoned schools reflect the assignments reported on recent Lake Frances Estates listings and can change; always confirm with Lake County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Lake Frances Estates address.
The Lake Frances Estates buying strategy.
If we were buying in Lake Frances Estates today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Lake Frances Estates.
A closer look at the Lake Frances Estates market
At a median of $128 per square foot, Lake Frances Estates prices sit in a fairly defined band, so condition and updates — more than the list price — tend to separate one home from the next.
The trailing-12-month median up 2% year over year. Homes that do trade take a median 25 days on market, useful leverage on any listing that has lingered.
The housing stock is 448 homes built between 1965 and 2021, and 76% of parcels are homesteaded — the owner-occupancy proxy in the Florida DOR assessment roll.
The location and the amenities are priced into every listing in Lake Frances Estates. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Lake Frances Estates buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 3 factors (6.5). Basis: Recent Direction +2.4% year-over-year; Owner Commitment 76% owner-occupied; Pricing Power 92.9% sale-to-list. Refreshed with each data update.
What it really costs to own in Lake Frances Estates
The parts of the monthly number a mortgage calculator leaves out, from the tax roll, the MLS, Citizens and FEMA. Property facts only.
| HOA dues | Median $50/month across 393 MLS listings (most billed monthly; 2026-10-15). Dues cover what the documents say they cover; ask for the budget and reserve study. |
|---|---|
| Home and flood insurance | The average Citizens Property Insurance premium in Lake County is $1,756/yr (3,500 policies, Citizens detail by county, April 2026); private-market quotes depend on roof age, wind mitigation and construction. Flood: of 13 listing addresses checked against the FEMA flood map, 100% sit outside the high-risk zone. Statewide, a Zone X flood policy runs about $500-$700/yr and a high-risk zone $1,200-$2,500/yr (FEMA Risk Rating 2.0 averages, not quotes). |
| Roof and age | Median build year 1985 across 14 listings. An original roof here would be about 41 years old; under Florida's 2022 reform (SB 2-D) carriers may require an inspection past 15 years, so budget for a roof report, and for replacement where it fails. |
Email me new listings in Lake Frances Estates
One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.
Ask an agent about Lake Frances Estates
Have a question about the homes, fees, rules or commute here? A Momentum agent who works Lake Frances Estates will answer, and the answer is published on this page for the next buyer.
HOA, CDD & Fees
- HOA dues reported around $50/month (about $600/yr) · median of 393 MLS listings, most billed monthly
- Any club/amenity membership is billed separately
Listings in this community report association dues of about $50 per month ($600 a year) - the median AssociationFee across 393 MLS records, normalised to a monthly figure; most are billed monthly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-10.
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Flood & Insurance Context
Of 13 sampled listing addresses in this community: 100% outside the FEMA Special Flood Hazard Area (Zone X/B/C).
Address-sampled; individual parcels vary - verify any specific address at msc.fema.gov. Check any address at FEMA's Flood Map Service Center, and see average home-insurance costs by Florida county.
Source: FEMA National Flood Hazard Layer, address-level lookups (n=13) · as of 2026-10
Tools for a Lake Frances Estates buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Lake Frances Estates sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Lake Frances Estates, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Lake Frances Estates home worth?
Get a no-obligation home value based on real comparable sales in Lake Frances Estates, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Tavares →
| Location | Tavares, Lake County, FL · ZIP 32778 |
|---|---|
| Homes in the community | 448 (FL DOR 2025 assessment roll) |
| Years built | 1965–2021 (median 1984.0) |
| Typical living area | 1,234 sq ft (median) |
| Home types (current listings and sales) | manufactured homes 92%, mobile homes 8% |
| Amenities listed by sellers | Clubhouse, Golf Carts OK, Pool, Shuffleboard Court, Buyer Approval Required, Association Recreation - Owned |
| Sale prices, last 12 months | $172,000 median across 13 closed sales · $128 per sq ft · +2.4% vs the prior 12 months |
| Days on market (closed sales) | 25 median |
| For sale right now | 0 active, 0 pending |
| Owner-occupied (homestead) share | 76% |
Data as of August 2, 2026. Based on Stellar MLS data distributed by MLS GRID for the period 2004 through 2026; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Lake Frances Estates key facts,” movewithmomentum.com/neighborhoods/lake-frances-estates-tavares, data as of August 2, 2026.
Housing distress & ownership in LAKE FRANCES ESTATES, Tavares
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period October 2026 through October 2026. Deemed reliable but not guaranteed.
Every Home for Sale in Lake Frances Estates Tavares Right Now (1)
All 1 active and pending Lake Frances Estates Tavares listings with a detail page, newest first, refreshed twice a day from the MLS.
- 1022 Capella Drive · $160,000 · 2 bd / 2 ba · pending · listed Oct 6, 2026 · listed by Olympus Executive Realty Inc
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Streets in this community
Street-level pages: every home on record, what sold and what is for sale on each street.
- Nassau Circle (12 homes on record)
- Elkhart Circle (9 homes on record)
- Apache Circle (7 homes on record)
- Nassau Circle (6 homes on record)
- Belmont Circle (6 homes on record)
- Mohawk Circle (5 homes on record)
- Nassau Circle (4 homes on record)
- Apache Circle (4 homes on record)
- Capella Drive (4 homes on record)
- Elkhart Circle (3 homes on record)
- Elkhart Circle (3 homes on record)
- Nassau Circle (3 homes on record)
Frequently Asked Questions
What is the median home price in Lake Frances Estates?
How long do homes in Lake Frances Estates take to sell?
How many homes are in Lake Frances Estates?
What share of Lake Frances Estates is owner-occupied?
When were the homes in Lake Frances Estates built?
Do cash buyers compete in Lake Frances Estates?
Who is the best real estate agent for Lake Frances Estates?
How do I find a top Tavares real estate agent who knows Lake Frances Estates?
Can Momentum Realty connect me with an agent for Lake Frances Estates?
Where is Lake Frances Estates, and what county is it in?
Is Lake Frances Estates in a flood zone?
Is Lake Frances Estates a good place to live?
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: October 14, 2026) |
| Community market stats | Stellar MLS closed sales, 12-month windows ending August 2, 2026 |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (10 streets, ZIP 32778)) |
| Under-contract shares | Stellar MLS records, as of 2026-08-01 |
| Historical depth | Closed-sale records back to 2004 (195 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.
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See how LAKE FRANCES ESTATES fits the bigger picture — live prices, inventory, and Momentum Scores:
More on Lake Frances Estates
- Home values · What homes in Lake Frances Estates actually sell for
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