Aerial view of 32778, Florida

32778 (Tavares)
Homes for Sale & Housing Market

ZIP code market report · Lake County

Median sale price $329,990, down 5.1% year over year, with homes going under contract in about 70 days, 124 homes on the market.

68 communities reporting713 sales analyzedRefreshed twice dailyMomentum Score 51
Live Market Pulse
51/100
Momentum
Balanced Market
About 4 months of supply — room to negotiate. Recalculated every day from licensed MLS data · last refresh September 15, 2026 at 7:33 PM ET.
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Live · 32778 Housing Pulse Licensed FL MLS feeds + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Price
$330K
Median sold · 12 moConfidence: High
down 5.1% vs the prior 12 months
-5.1%
1-yr price change
n = 713 recent sales
$183/sf
Sold $/sqft · 12 mo
Lake County: $205 · -5.3% vs prior yr
94.4%
Sale vs ask
Lake County: 95.4% · +1.0pp vs prior yr
$363K
Lake County home value
Zillow ZHVI, monthly · -2.8% vs a year ago
Tempo
4.3mo
Supply
3 to 6 months is the balanced band
70days
Median DOM · closed
Lake County: 52 days · +6.0 days vs prior yr
31%
Under contract
Lake County: 32%
124 · 35 ▼15
For sale · pending
live counts, refreshed twice daily
452
Sold · last 12 mo
closed across all tracked communities · +51.7% vs prior yr
Market context
30%
Listings with price cuts
Lake County · Zillow · -0.1pp vs prior month
2,903
County for-sale inventory
Zillow, monthly · +0.3% vs prior month
41%
New construction
share of recent sales · +14.7pp vs prior yr
32%
Cash buyers
share of sales · peak 52% · -9.3pp vs prior yr
51/100
Momentum score
Balanced Market
Economy & people · county layer
$69,956
Median household income
U.S. Census ACS, county
398,696
County population
+18.9% since 2018
5.2×
Price to income
county home value vs median income
77%
Owner-occupied
U.S. Census ACS, county
$2,284/yr
Median property tax
county, ACS
Licensed FL MLSZillow ResearchU.S. Census ACSPublic records
$3.5B+ sold 10,000+ customers served Top 1% in Florida · RealTrends 800+ five-star reviews Licensed FL MLS data Updated daily
Today's Take · September 15, 2026
Jon Brooks
Jon Brooks
Co-Founder, Momentum Realty · CEO, Momentum Research
Housing Market Analyst

Inventory sits at 4.3 months of supply — balanced by the 3-to-6-month balanced benchmark, and 31% of listed homes are already under contract. Prices are down 5.1% versus the prior year, but sellers are still collecting 94.4% of asking. Taken together, the data points to a broadly balanced market where preparation decides who wins.

What It Means

Who has leverage right now

BUYER'S SELLER'S 51
Momentum Score
Buyer leverage49
Seller leverage51

Leverage scores are derived from the Momentum Score (supply, demand, speed, pricing power, and trend). Right now the data favors neither side decisively.

Momentum Outlook
  • Prices — balanced supply argues for a sideways market; condition and pricing decide individual outcomes.
  • Inventory — building over the tracked window; watch whether that holds through the season.
  • Negotiating power — buyers gain ground as 31% of inventory sits under contract.
  • Mortgage sensitivity — at 5.2× income, this market is highly sensitive to rate moves; rate relief tends to show up in demand here quickly.

Derived from current 32778 data, not a prediction or guarantee. Markets move; talk to an agent before acting on any single reading.

Supply by Price Band

One inventory number hides four different markets

Under $300K
3.1 mo · balanced band · 27 active
$300K–$500K
2.9 mo · seller-tilted · 75 active
$500K–$750K
8.8 mo · buyer-tilted · 19 active

Months of supply = active listings ÷ monthly sales pace, bucketing communities by their recent median. 3–6 months is the balanced band.

Neighborhood Heat Map

Where 32778 is hot — and where it isn't

Each dot is a community (67 shown, sized by sales volume rank). Click any dot to open its full neighborhood guide.

Analysis

The read on 32778 (Tavares)

The median sale price across 32778 currently stands at $329,990, down 5.1% from a year ago. Buyers are paying a median of $183 per square foot. The typical home goes under contract in about 70 days. Sellers are capturing 94.4% of their original asking price on average.

There are 124 active listings on the market, with 35 more already under contract. At the current sales pace that works out to 4.3 months of supply — roughly balanced conditions by the standard six-month benchmark. 452 homes closed here over the trailing 12 months.

Zillow's home value index for Lake County stands at $363,142. About 30% of listings county-wide have taken a price cut — a useful gauge of seller flexibility.

Weighing supply, demand, speed, pricing power, and trend together, the Momentum Score for 32778 is 51 of 100 — balanced market territory. This page recalculates every day as new MLS data lands, so the numbers above reflect the market as of September 15, 2026.

Trends & History

32778 since 2012 — and where it’s heading

A median home here sold for $105,288 in 2012 and $310,352 over the last recorded year — 195% appreciation across 14 years of recorded sales. Cash buyers took 32% of recent sales, down from a 52% peak.

Median sale price · 2012–2026 (4,305 recorded sales)

$101K$220K$340K$310K2012: $105K2013: $134K2014: $154K2015: $137K2016: $150K2017: $159K2018: $212K2019: $216K2021: $240K2022: $293K2023: $331K2024: $326K2025: $335K2026: $310K20122015201920232026

Days on market by year

5d58d112d72d2012: 105d2013: 72d2014: 80d2015: 73d2016: 64d2017: 48d2018: 70d2019: 110d2021: 8d2022: 11d2023: 35d2024: 49d2025: 66d2026: 72d20122015201920232026

Cash buyers · share of sales

31%42%52%32%2016: 45%2017: 39%2018: 45%2019: 44%2020: 46%2021: 48%2022: 52%2023: 37%2024: 42%2025: 41%2026: 32%20162018202120242026

Home value trend · Lake County (Zillow ZHVI)

$363K$368K$374K$363KJul '25: $373KAug '25: $371KSep '25: $369KOct '25: $368KNov '25: $367KDec '25: $367KJan '26: $367KFeb '26: $367KMar '26: $367KApr '26: $366KMay '26: $365KJun '26: $364KJul '26: $363KJul '25Oct '25Jan '26Apr '26Jul '26

For-sale inventory · county (Zillow)

2,7332,8482,9622,903Jul '25: 2,937Aug '25: 2,958Sep '25: 2,935Oct '25: 2,917Nov '25: 2,876Dec '25: 2,787Jan '26: 2,738Feb '26: 2,744Mar '26: 2,847Apr '26: 2,885May '26: 2,912Jun '26: 2,893Jul '26: 2,903Jul '25Oct '25Jan '26Apr '26Jul '26

Daily active vs pending · Lake County (MLS)

1,0292,1083,187Jul 07 · Active: 3,068Aug 03 · Active: 3,069Aug 04 · Active: 3,045Aug 05 · Active: 3,050Aug 06 · Active: 3,043Aug 07 · Active: 3,054Aug 08 · Active: 3,077Aug 09 · Active: 3,068Aug 10 · Active: 3,064Aug 11 · Active: 3,042Aug 12 · Active: 3,070Aug 13 · Active: 3,069Aug 15 · Active: 3,093Aug 17 · Active: 3,084Aug 19 · Active: 3,082Aug 22 · Active: 3,122Aug 23 · Active: 3,128Aug 28 · Active: 3,126Aug 29 · Active: 3,136Aug 30 · Active: 3,124Aug 31 · Active: 3,116Sep 07 · Active: 3,102Sep 09 · Active: 3,087Sep 11 · Active: 3,144Sep 12 · Active: 3,138Sep 13 · Active: 3,123Sep 14 · Active: 3,127Sep 15 · Active: 3,112Jul 07Aug 19Sep 15ActivePending

Median price · daily recalculation

$316K$330K$344K$330KAug 06: $330KAug 08: $330KAug 09: $330KAug 10: $330KAug 11: $330KAug 12: $330KAug 13: $330KAug 15: $330KAug 17: $330KAug 18: $330KAug 19: $330KAug 20: $330KAug 21: $330KAug 22: $330KAug 23: $330KAug 24: $330KAug 26: $330KAug 28: $330KAug 29: $330KAug 30: $330KAug 31: $330KSep 01: $330KSep 04: $330KSep 05: $330KSep 06: $330KSep 07: $330KSep 08: $330KSep 09: $330KSep 10: $330KSep 11: $330KSep 12: $330KSep 13: $330KSep 14: $330KSep 15: $330KAug 06Aug 17Aug 28Sep 07Sep 15
Single-family 70%Manufactured Home - Post 1977 15%Mobile Home - Pre 1976 6%Townhome 4%Manufactured 4%
Local Economics · county layer

What’s driving 32778

Who’s moving here
+12,855 net residents/yr

Top inbound states: NY, CA, NJ, TX. Movers arriving report ~$80,711 average income. Source: IRS SOI county-to-county migration, 2022-2023

Insurance reality check
$1,756/yr avg premium

3,500 Citizens policies in force in Lake County — the state-backed insurer of last resort. Budget insurance into any Lake purchase before you fall in love with a house. Source: Citizens Property Insurance, Detail by County, April 2026

Building pipeline
5,342 units permitted +7% YoY

3,999 single-family · 1,343 multi-family · 13.4 per 1,000 residents. Future supply pressure starts here. Source: U.S. Census Bureau, Building Permits Survey, 2025

Momentum Research Desk

The calls we’re making from today’s data

Biggest move
Tavares Imperial Mobile Terrace Add 04 Tavares ▼ 15%

The sharpest 1-yr median swing among tracked communities. Thin samples can exaggerate swings — verify with a comp analysis before treating it as trend.

Biggest risk buyers are ignoring
$500K–$750K: 8.8 months of supply

The most crowded shelf in the market. Sellers here are competing hardest — which means overpaying in this band is the most avoidable mistake in 32778 right now.

Biggest opportunity
$300K–$500K: 2.9 months of supply

The tightest band — sellers in this range hold the most leverage, and buyers should walk in with financing done and terms clean.

What we’re telling clients today

Both sides have a case: buyers should negotiate on days-on-market, sellers should lean on the under-contract rate. Preparation, not the market, decides who wins a balanced tape.

Generated from today’s data by Momentum’s analysis engine and reviewed on a rolling basis by our broker team.

Compare Markets

Nearby ZIP codes in Lake

MarketMedianActiveScore
32778 ← this page$330K12451
32720$434K32459Open →
34748$290K24445Open →
34711$427K14258Open →
32159$360K11555Open →
34714$438K11571Open →
Community Movers

Neighborhoods on the move

Prices rising fastest
Lake Harris ShoresTavares$432K▲ 14%
IMPERIAL MOBILE TERRACETavares$150K▲ 7%
LAKE FRANCES ESTATESTavares$172K▲ 2%
ROYAL HARBORTavares$342K▲ 0%
Royal Harbor Ph 3Tavares$340K▲ -1%
Prices cooling fastest
Tavares Imperial Mobile Terrace Add 04 TavaresTavares$155K▼ 15%
Seasons At Lakeside ForestTavares$400K▼ 15%
Tavares Ridge CondoTavares$150K▼ 14%
Tavares Fox Run Mobile HomeTavares$198K▼ 11%
Seaport VillageTavares$354K▼ 10%
Most homes for sale
Avalon ParkTavares$330K18
ROYAL HARBORTavares$342K13
Cresswind At Lake HarrisTavares$540K9
Tavares Fox Run Mobile HomeTavares$198K8
deer island club pt rep a tr c-1Tavares$442K7
Selling fastest
LAKE FRANCES ESTATESTavares$172K25 days
Lake Harris ShoresTavares$432K26 days
Avalon Park Tavares Phase 2Tavares$330K47 days
TAVARES LAKE FRANCES ESTATESTavares$155K47 days
IMPERIAL MOBILE TERRACETavares$150K48 days
Explore Deeper

Cities in this ZIP

Most active communities

Keep Going

Put this data to work

Plain Answers

The questions people actually ask

Should I buy a house in 32778 right now?

The data says conditions currently favor neither side decisively in 32778 — the Momentum Score reads 51/100 with 4.3 months of supply. For buyers that means preparation over hesitation: well-priced homes still move fast, but there is more room to negotiate than a year ago. The right timing always depends on your rate, your equity, and how long you plan to stay — not just the market.

Is 32778 becoming more affordable?

Yes, modestly — the median sale price in 32778 is $329,990, down 5.1% versus the prior year, while sellers still capture 94.4% of asking price. Softening prices plus normal-length marketing times mean affordability is improving at the margin, though financing costs matter more than list prices for most monthly payments.

Where are prices falling fastest in 32778?

Among tracked communities with enough sales to measure, the sharpest 1-year median declines are Tavares Imperial Mobile Terrace Add 04 Tavares (-15%); Seasons At Lakeside Forest (-15%); Tavares Ridge Condo (-14%). Note that community-level medians move on small sale counts — a few high- or low-end closings can swing them — so treat these as leads for a comp analysis, not verdicts.

Which 32778 neighborhoods are most competitive?

Measured by speed of sale, the fastest-moving tracked communities right now are LAKE FRANCES ESTATES (25 days); Lake Harris Shores (26 days); Avalon Park Tavares Phase 2 (47 days) — homes there go under contract well ahead of the market-wide pace of 70 days.

Questions

32778 (Tavares) housing market FAQ

How is the housing market in 32778 right now?

As of September 15, 2026, the 32778 housing market is roughly balanced: the median sale price is $329,990 (down 5.1% year over year), 124 homes are for sale against 452 sales in the last 12 months, which is 4.3 months of supply, and the typical home goes under contract in about 70 days.

How much is a house in 32778?

The median home sold for $329,990 in 32778 over the last 12 months, about $183 per square foot; asking prices on the 124 current listings run from well below to well above that, and the community pages linked below show what each neighborhood actually sells for.

Is it a good time to sell a house in 32778?

By the numbers, sellers in 32778 are getting 94.4% of asking price and going under contract in about 70 days with 4.3 months of supply. Under four months of supply generally favors sellers; over six favors buyers. Whether it is a good time for you depends on what you paid and where you are going next, which is a conversation with an agent, not a chart.

What is the 32778 housing market forecast?

Momentum Realty publishes the recorded trend, not a prediction: 32778 median sale prices are down 5.1% year over year, inventory stands at 4.3 months of supply, and 31% of listings are under contract. The charts on this page update with every MLS refresh, so the direction shows up here before any forecast catches it.

What is the median home price in 32778?

The median sale price in 32778 is currently $329,990, down 5.1% from a year ago, based on MLS sales data updated September 15, 2026.

Is 32778 a buyer's or seller's market right now?

The data currently is roughly balanced. 32778 scores 51 of 100 on the Momentum Score, with 4.3 months of housing supply. Conditions change; this page updates daily.

How long do homes take to sell in 32778?

The typical home in 32778 goes under contract in about 70 days, per current MLS data.

How many homes are for sale in 32778?

There are approximately 124 active listings in 32778 as of September 15, 2026.

Are home prices in 32778 rising or falling?

Median sale prices are down 5.1% year over year based on a rolling comparison of MLS sales.

Put this data to work

Momentum agents use this intelligence every day to price listings and write winning offers across 32778 (Tavares). Talk through what the numbers mean for your move.

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Methodology & Accountability

Every number on this page is computed directly from licensed Florida MLS feeds, recorded public sales, Zillow Research, and U.S. Census data — nothing is manually adjusted or estimated by hand. Medians use recorded closed sales; supply figures use live listing counts refreshed twice daily; the Momentum Score methodology is summarized .

Analyst oversight: Jon Brooks — Co-Founder, Momentum Realty · CEO, Momentum Research · Housing Market Analyst · methodology reviewed quarterly · Last data refresh: September 15, 2026 at 7:33 PM ET

Find homes What's my home worth?

Statistics on this page are computed automatically from licensed MLS feeds and public data sources (Zillow Research, U.S. Census Bureau) and summarized without manual review. Figures are estimates based on recent recorded activity, are deemed reliable but not guaranteed, and should be verified with a licensed agent before making decisions. This page does not constitute an appraisal or an automated valuation of any specific property. Momentum Realty is licensed in Florida and Georgia. Equal Housing Opportunity.

Selling in this ZIP? Weigh the numbers first: the Florida sell-now-or-wait scoreboard, why 201,552 Florida listings failed to sell in 12 months, and cash offer vs. listing, both numbers. Compiled from MLS records; deemed reliable but not guaranteed.