Leeward/Windward
Condos for Sale in Panama City Beach, FL
True comps, carrying-cost math, and listings before the portals.
Market Heat
Photo via CPAR MLS
As of September 2026, Leeward/Windward Condo in Panama City Beach, FL has 6 homes for sale, asking from $430,000 to $659,900 (median $540,000). Over the 12 months ending 2026-09-12, 5 recorded sales closed at a median of $540,000, a median 133 days on market, sellers accepting 83% of original asking (-10% versus the prior year). Homes listed or recently sold were built 1982–1982; 6 of 6 report an HOA (median $1,510/mo); 5 of the 6 geocoded homes sit in a FEMA special flood hazard zone (median elevation 9 ft). At the median price and Bay County's FY2025-26 rate of 12.28 mills, annual property tax runs about $6,630 ($6,140 with the full homestead exemption).
Homes For Sale Right Now in Leeward/Windward Condo
Live MLS inventory for Leeward/Windward Condo. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Leeward/Windward Condo listings as of 2026-09-17, priced high to low. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Tap any home to ask about it.
At Leeward/Windward Condo, the current median closing price sits at $540,000, built on a small sample of seven recent closings. With that few transactions, the median moves more on which units happen to sell than on any broad shift in demand, so treat it as a directional marker rather than a precise valuation tool.
A median days-on-market of 50 tells you these units are not moving in a rush. That's a workable pace for a seller who prices to condition and location from day one, and it gives a buyer room to inspect, compare units, and negotiate rather than chase multiple offers.
Leeward/Windward Condo right now
🔴 Off the recent peak. The trailing-12-month median ($540K) is down 9.8% from the prior 12 months ($599K). With about 7 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level CPAR MLS closed sales, 12-month windows ending September 12. Confidence: Low (5 and 3 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated September 19, 2026 · Live data: CPAR MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Leeward/Windward Condo market snapshot (as of September 12, 2026): the median sale price is about $540K, and a median 133 days on market for closed sales. The trailing-12-month median is down 10% from the prior 12 months, computed from record-level CPAR MLS closed sales (5 closings in the current window).
In ZIP 32407 (Panama City Beach), 1,448 homes closed in the last 12 months at a median of $393K ($183/sq ft), down 1.2% year over year, with a median 82 days on market. Right now 1,105 active and 174 pending listings put supply at about 6.7 months — a buyer's market. See the live ZIP 32407 housing market and the Bay County market.
CPAR sales records identify 11 homes in Leeward/Windward Condo that have changed hands since 2023, built between 1982 and 1982 (median 1982), with a median living area of about 1,284 sq ft and a typical 2-bedroom, 2-bath layout; 100% are condominiums. Source: CPAR closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
Leeward/Windward Condo is a Panama City Beach condominium community in Bay County where recent activity has been limited to a handful of closings, making pricing more unit-specific than trend-driven right now.
The setting & the homes.
Aerial and on-site photos of Leeward/Windward Condo. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
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Leeward/Windward CondoPhotos from CPAR MLS listings in Leeward/Windward Condo; content deemed reliable but not guaranteed.
Who Leeward/Windward Condo is best for.
Best for
- A buyer targeting a Panama City Beach condo near the mid-$500s who can move without urgency given the current pace of sales
- A buyer willing to verify HOA rules, fees, and any rental restrictions directly rather than relying on published amenity lists
- A buyer comfortable pricing off unit-specific condition and view rather than a well-established comparable trend
Probably not for
- A buyer who needs a large closed-sales history to feel confident in a valuation range
- A buyer who wants amenities confirmed and marketed clearly before touring
- A buyer working on a tight timeline who needs a fast-moving, high-competition market
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending September 12 of each year, from record-level CPAR MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($540K) IS the median in the snapshot above, and the move from 2025 ($599K) IS the -9.8% one-year change.
Windows contain 0 to 11 sales each (5 in the current window); every figure carries its sample size, and thin markets swing on single closings. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Bay County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Bay County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
15% of homes for sale in ZIP 32407 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-19).
Leeward/Windward Condo Market Scorecard
Leeward/Windward Condo is currently a thin data market. Limited supply, a median asking price of $540,000, and homes go under contract in about 164 days.
Typical home value in the 32407 ZIP is $393,967, right around the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Housing distress & ownership in Leeward/Windward Condo, Panama City Beach
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
Leeward/Windward Condo on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from CPAR MLS. Map data © OpenStreetMap, tiles © CARTO.
The Leeward/Windward Condo buying strategy.
If we were buying in Leeward/Windward Condo today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Leeward/Windward Condo.
What the numbers actually say
Seven closings is not a large enough pool to draw firm conclusions about direction, but it's enough to say this: the mid-$500s median reflects a market where unit condition, floor, and view are likely doing most of the work on price, more so than any broad community-wide trend.
The MLS data available doesn't identify specific community amenities for Leeward/Windward Condo. That doesn't mean none exist — it means a buyer should verify amenities, HOA structure, and any rental restrictions directly with the association or a current owner rather than assume based on comparable beachfront buildings nearby.
The location and the amenities are priced into every listing in Leeward/Windward Condo. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a building with a thin closing count and no amenity data readily available in the MLS, the value of local, on-the-ground diligence goes up. We pull HOA documents, confirm rental and occupancy rules, and price against the specific unit rather than a community-wide average that only reflects seven sales.
Leeward/Windward Condo in 15 seconds.
HOA, CDD & Fees
- HOA dues reported around $1,510/month (about $18,120/yr) · median of 42 MLS listings, most billed quarterly
- Any club/amenity membership is billed separately
Listings in this community report association dues of about $1,510 per month ($18,120 a year) — the median AssociationFee across 42 MLS records, normalised to a monthly figure; most are billed quarterly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-09.
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Leeward/Windward Condo buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Leeward/Windward Condo sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Leeward/Windward Condo, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Leeward/Windward Condo home worth?
Get a no-obligation home value based on real comparable sales in Leeward/Windward Condo, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Leeward/Windward Condo on the map →
Recently off market in Leeward/Windward Condo
Homes in Leeward/Windward Condo that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 1 on record.
- 11757 Front Beach Road 200 · off market
Frequently Asked Questions
What is the median home price in Leeward/Windward Condo?
How long do homes in Leeward/Windward Condo take to sell?
Who is the best real estate agent for Leeward/Windward Condo?
How do I find a top Panama City Beach real estate agent who knows Leeward/Windward Condo?
Can Momentum Realty connect me with an agent for Leeward/Windward Condo?
Where is Leeward/Windward, and what county is it in?
Should you buy in Leeward/Windward Condo?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | CPAR MLS, refreshed twice daily (last: September 17, 2026) |
| Community market stats | CPAR MLS closed sales, 12-month windows ending September 12, 2026 |
| Under-contract shares | CPAR MLS records, as of 2026-09-08 |
| Historical depth | Closed-sale records back to 2012 (99 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of CPAR MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the CPAR MLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
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A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how Leeward/Windward Condo fits the bigger picture — live prices, inventory, and Momentum Scores:
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