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Edgewater Tower in Panama City Beach

Edgewater Tower
Condos for Sale in Panama City Beach, FL

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All 731 homes for sale in Panama City Beach, FL · median $365,000 · 694 condos for sale in Panama City Beach · Bay County homes for sale

Community in Panama City Beach · Bay County · ZIP 32401
Median sale $520K
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True comps, carrying-cost math, and listings before the portals.

Live Market Pulse
23/100
Market Heat
Cooler than normal
2013 → 2026 · 90 at the 2022 peak
0 is Edgewater Tower's coldest market since 2013, 100 its hottest. Today: 23. How it's scored

Photo via CPAR MLS

Built fromLive CPAR MLS data14 years of closingsUpdated twice daily

As of October 2026, Edgewater Tower in Panama City Beach, FL has 40 homes for sale and 3 pending, asking from $350,000 to $999,999 (median $562,000). Over the 12 months ending 2026-09-20, 7 recorded sales closed at a median of $520,000, a median 118 days on market, sellers accepting 90% of original asking (-0% versus the prior year). Homes listed or recently sold were built 1985–1990; 43 of 43 report an HOA (median $1,618/mo); 20 of the 43 geocoded homes sit in a FEMA special flood hazard zone (median elevation 13 ft). At the median price and Bay County's FY2025-26 rate of 12.28 mills, annual property tax runs about $6,380 ($5,900 with the full homestead exemption).

Last 30 days in Edgewater Tower: 8 new listings (median asking $587,000), 3 under contract right now. As of October 20, 2026, Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate.

Live · Edgewater Tower Housing Pulse CPAR MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Price
$520K ▼
Median sold · 12 mo
down 0.5% vs the prior 12 months
-0.5% ▼
1-yr price change
n = 7 and 16 sales in the two windows
89.7%
Sale vs ask
+128%
T12M median vs 2012
from a $228K median in 2012
Tempo
118days
Median DOM · closed
13 days at the 2022 low
8%
Under contract
Bay: 17% (528 of 3,043)
44 · 4
For sale · pending
live counts, refreshed twice daily
7
Sold · last 12 mo
10-yr average: about 28 a year

Homes For Sale Right Now in Edgewater Tower

Live MLS inventory for Edgewater Tower. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active · 29 daysTop listing
$999,999
3 bd · 3 ba · built 1985
11619 Front Beach Road 901, Panama City Beach, FL 32407, Panama City Beach, 32407
Listed by RC Real Estate Group
Active · 20 days
$899,000
3 bd · 3 ba · built 1990
11347 Front Beach Road 601, Panama City, FL 32407, Panama City, 32407
Listed by Berkshire Hathaway HomeServices
Active · 538 days
$860,000
3 bd · 3 ba · built 1985
11483 Front Beach Road 312, Panama City Beach, FL 32407, Panama City Beach, 32407
Listed by RC Real Estate Group
Active · 252 days
$859,900
3 bd · 3 ba · built 1985
11619 Front Beach Road 212, Panama City Beach, FL 32407, Panama City Beach, 32407
Listed by Coldwell Banker Realty
Active · 186 days
$845,000
3 bd · 3 ba · built 1985
11483 Front Beach Road 901, Panama City Beach, FL 32407, Panama City Beach, 32407
Listed by RC Real Estate Group
Active · 66 days
$775,000
3 bd · 3 ba · built 1985
11483 Front Beach Road 1205, Panama City Beach, FL 32407, Panama City Beach, 32407
Listed by Scenic Sotheby's International Realty
Active · 858 days
$759,000
2 bd · 3 ba · built 1990
11347 Front Beach Road 1204, Panama City Beach, FL 32407, Panama City Beach, 32407
Listed by Counts Real Estate Group Inc
Active · 248 days
$699,000
2 bd · 2 ba · built 1985
11619 Front Beach Road 906, Panama City Beach, FL 32407, Panama City Beach, 32407
Listed by Emerald Coast Real Estate & Vacations LLC
Active · 0 days
$675,000
3 bd · 3 ba · built 1985
11619 Front Beach Road # 303, Panama City Beach, FL 32407, Panama City Beach, 32407
Listed by Anchor Realty Florida
Active · 92 days
$664,000
3 bd · 3 ba · built 1985
11483 Front Beach Road 1208, Panama City Beach, FL 32407, Panama City Beach, 32407
Listed by RC Real Estate Group
Active · 319 days
$659,900
2 bd · 2 ba · built 1985
11483 Front Beach Road 306, Panama City Beach, FL 32407, Panama City Beach, 32407
Listed by World Impact Real Estate
Active · 938 days
$650,000
3 bd · 3 ba · built 1985
11483 Front Beach 1003, Panama City Beach, FL 32407, Panama City Beach, 32407
Listed by Beycome of Florida LLC
Active · 360 days
$635,000
2 bd · 2 ba · built 1985
11619 Front Beach Road 111, Panama City Beach, FL 32407, Panama City Beach, 32407
Listed by Coldwell Banker Realty
Active · 186 days
$630,000
2 bd · 2 ba · built 1985
11619 Front Beach Road 811, Panama City Beach, FL 32407, Panama City Beach, 32407
Listed by Emerald Beach Properties, Inc.

Active and pending Edgewater Tower listings as of 2026-10-20, priced high to low. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Tap any home to ask about it.

Jon Brooks, Co-Founder of Momentum Realty
Jon's Read · written July 28, 2026

Edgewater Tower's pricing right now is being set by a thin, patient market rather than by amenities or scarcity. The median sits at $510,000, but with only 14 closings in the current window and a median days-on-market of 210, that figure is a snapshot of a handful of deals, not a tight consensus. Sellers who need a fast close should expect the calendar, not the price, to be the harder negotiation.

Year-over-year pricing is down 4.7%, and the market heat score of 15 confirms this is a slow-moving corner of Panama City Beach at the moment. That said, the building has appreciated 123% since 2012, so the long stretch tells a very different story than the last twelve months. Buyers can use the current softness to negotiate on terms; sellers need to price to the current pace, not the decade-long trend.

Figures in this note are as of July 28, 2026. The live market numbers elsewhere on this page update nightly and are newer.

Edgewater Tower Housing Pulse · Momentum Research · as of September 20, 2026

Edgewater Tower right now

🟡 Off the recent peak. The trailing-12-month median ($520K) is down 0.5% from the prior 12 months ($522K) and up 128% since 2012. With about 28 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level CPAR MLS closed sales, 12-month windows ending September 20. Confidence: Medium (7 and 16 sales in the two windows).

Jump to: Price history & scorecard · Homes for sale · Schools · FAQ

By , Co-Founder, Momentum Realty · Updated October 20, 2026 · Live data: CPAR MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

The 60-Second Overview

Edgewater Tower market snapshot (as of September 20, 2026): the median sale price is about $520K, and a median 118 days on market for closed sales. The trailing-12-month median is down 0% from the prior 12 months and up 128% since 2012, computed from record-level CPAR MLS closed sales (7 closings in the current window).

In ZIP 32401 (Panama City Beach), 337 homes closed in the last 12 months at a median of $307K, up 0.5% year over year, with a median 62 days on market. Right now 166 active and 29 pending listings — a buyer's market. See the live ZIP 32401 housing market and the Bay County market.

CPAR sales records identify 78 homes in Edgewater Tower that have changed hands since 2006, built between 1985 and 1991 (median 1985), with a median living area of about 1,317 sq ft and a typical 2-bedroom, 2-bath layout; 100% are condominiums. Source: CPAR closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.

Flood zones in Edgewater Tower: of 37 listing addresses checked against the FEMA National Flood Hazard Layer, 54% sit outside the FEMA Special Flood Hazard Area (Zone X); 46% are in a V-series coastal high-hazard zone. Individual parcels vary - verify any specific address at msc.fema.gov. See flood zones by neighborhood in Panama City Beach.

Edgewater Tower is a condo building in Panama City Beach, Bay County, where current MLS listings show no identified community amenities — meaning any pool, gym, or common space is either building-specific and unlisted or simply not part of the current inventory description. That makes the unit itself, not shared features, the main basis for comparison here.

Quick Match

Who Edgewater Tower is best for.

Best for

  • Buyers with flexible timelines who can wait out a longer-than-average closing process.
  • Buyers comfortable negotiating on price given the current 4.7% year-over-year softness.
  • Long-horizon buyers interested in a building with a documented multi-decade price history since 2012.

Probably not for

  • Buyers who need a fast close or are working against a tight relocation deadline.
  • Buyers specifically seeking a building with confirmed on-site amenities, since none are currently identified in MLS data.
  • Sellers expecting a quick sale at or above recent-peak pricing given the current 210-day median days-on-market.

Windows contain 7 to 44 sales each (7 in the current window); every figure carries its sample size, and thin markets swing on single closings. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.

Median sale price · trailing 12 mo
$200K$400K$600K20122014201620182020202220242026
Down 0.5% year over year; up 128% since 2012.
Median days on market · closed sales
010020020122014201620182020202220242026
13 days at the 2022 low; 118 now.
Sale price vs original ask · median
85%90%95%20122014201620182020202220242026
89.7% now.
Homes sold per 12-mo window
0204020122014201620182020202220242026
7 to 44 a year; 7 in the current window.
Market Heat · 0 coldest, 100 hottest in the record
20406080seller-leaningbuyer-leaning2014201620182020202220242026
90 at the 2022 peak, 23 in the troughs, 23 now. Same score as the hero card, full history.
How much local inventory is already under contract

7% of homes for sale in Edgewater Tower are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-10-20).

Edgewater Tower Market Scorecard

Balanced

Edgewater Tower is currently a balanced market., a median asking price of $555,000, and homes go under contract in about 186 days.

$555,000
Median list
$520,000
Median sold
186
Days on mkt
40/3/0
Active/Pend/Sold

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: CPAR MLS, refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.

Interactive Map

Edgewater Tower on the map.

Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.

Listing locations from CPAR MLS. Map data © OpenStreetMap contributors.

The Strategy

The Edgewater Tower buying strategy.

If we were buying in Edgewater Tower today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Edgewater Tower.

The Quick Decision
Best Buy
Buyers who are not in a hurry and want negotiating room on price or terms.
Biggest Risk
A 210-day median time on market means sellers need real patience and buyers need to expect a slow-moving process.
Sweet Spot
Offers grounded in the $510,000 median with flexibility on closing timeline tend to have the most leverage right now.
Avoid If
Skip this building if you need a quick sale or a quick close — the current pace does not support either.
The Deep Dive

A market defined by time, not tempo

A median of 210 days on market is the number that matters most at Edgewater Tower. That is not a building moving in a normal seasonal rhythm — it is one where pricing expectations and buyer interest are still finding each other. Combined with a market heat score of 15, the picture is consistent: low competitive pressure, few multiple-offer scenarios, and room for buyers to negotiate on price or concessions rather than chase a deadline.

The 4.7% year-over-year decline should be read against the 123% gain since 2012. Short-term, the building is cooling from wherever its recent peak was. Long-term, it has been one of the more substantial appreciators in the area's history. Neither number cancels the other — together they describe a market correcting off a strong run, not one in structural decline.

“

The location and the amenities are priced into every listing in Edgewater Tower. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty
Momentum Intelligence

Momentum Buy Score.

Our proprietary 0 to 10 read across the factors that decide how a home in Edgewater Tower buys, holds, and resells. Momentum Research; not an appraisal.

5.7C+ · Buy Score
Long-Term Appreciation8.1/10
Recent Direction5.9/10
Pricing Power3.1/10

Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 3 factors (5.7). Basis: Long-Term Appreciation +128% since 2012; Recent Direction -0.5% year-over-year; Pricing Power 89.7% sale-to-list. Refreshed with each data update.

Why Momentum

Why work with Momentum here

With only 14 recent closings and a median-price stretch of 210 days, pricing an offer or a listing at Edgewater Tower takes more than pulling a comp sheet — it takes knowing which of those 14 sales are actually representative. We track this building closely enough to tell you when a listing is priced to the current 210-day reality versus priced to hope.

The 15-Second Verdict

Edgewater Tower in 15 seconds.

Best forBuyers who are not in a hurry and want negotiating room on price or terms.
Biggest advantageThe 123% gain since 2012 shows this building has a real long-term track record, even amid a current slowdown.
Biggest riskA 210-day median time on market means sellers need real patience and buyers need to expect a slow-moving process.
Sweet spotOffers grounded in the $510,000 median with flexibility on closing timeline tend to have the most leverage right now.
Avoid ifSkip this building if you need a quick sale or a quick close — the current pace does not support either.
Run Your Numbers

Tools for a Edgewater Tower buy.

Free calculators to pressure-test the real cost before you tour.

Mortgage paymentPrincipal, interest, taxes, and insurance on a specific price.Property taxBay County millage and the homestead picture.Rent vs buyThe breakeven on owning in Edgewater Tower.Save Our HomesProject your homestead tax cap over time.
The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Edgewater Tower sales matched to your home.

Selling in Edgewater Tower

Price it to the comps and condition, not an automated estimate.

If you are thinking about selling in Edgewater Tower, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.

What is your Edgewater Tower home worth?

Get a no-obligation home value based on real comparable sales in Edgewater Tower, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See all homes for sale in Panama City Beach →

Real comps, not an automated estimate.

Recently off market in Edgewater Tower

Homes in Edgewater Tower that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 11 on record.

Edgewater Tower key facts
LocationPanama City Beach, Bay County, FL · ZIP 32401, 32407, 32408, 32413
Home types (current listings and sales)condos 100%
Sale prices, last 12 months$520,000 median across 7 closed sales · -0.5% vs the prior 12 months
Days on market (closed sales)118 median
For sale right now44 active, 4 pending · median asking $555,000

Data as of September 20, 2026. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Market figures describe homes, not residents. Cite as: Momentum Realty, “Edgewater Tower key facts,” movewithmomentum.com/neighborhoods/edgewater-tower, data as of September 20, 2026.

Housing distress & ownership in Edgewater Tower, Panama City Beach

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 79 listings
Distress share trend — 0.0% now (2026-08-12 → 2026-10-19)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.

Just listed in Edgewater Tower

The newest homes for sale in Edgewater Tower right now, newest first. Each link opens the full listing with every photo, the price history and a tour request.

Checked against the MLS Oct 20, 2026. All new listings in this market.

Every Home for Sale in Edgewater Tower Right Now (43)

All 43 active and pending Edgewater Tower listings with a detail page, newest first, refreshed twice a day from the MLS.

What it really costs to own in Edgewater Tower Condos for Sale

The parts of the monthly number a mortgage calculator leaves out, from the tax roll, the MLS, Citizens and FEMA. Property facts only.

Property taxCurrent owners' bills run a median of $5,915/yr across 62 listings here (MLS tax records, 2026-10-20).
HOA duesMedian $1,618/month across 43 MLS listings (most billed quarterly; 2026-10-20). Dues cover what the documents say they cover; ask for the budget and reserve study.
Home and flood insuranceThe average Citizens Property Insurance premium in Bay County is $1,928/yr (1,264 policies, Citizens detail by county, April 2026); private-market quotes depend on roof age, wind mitigation and construction. Flood: of 37 listing addresses checked against the FEMA flood map, 54% sit outside the high-risk zone and 46% inside one, where flood insurance is required with a federally backed mortgage. Statewide, a Zone X flood policy runs about $500-$700/yr and a high-risk zone $1,200-$2,500/yr (FEMA Risk Rating 2.0 averages, not quotes).
Roof and ageMedian build year 1985 across 86 listings. An original roof here would be about 41 years old; under Florida's 2022 reform (SB 2-D) carriers may require an inspection past 15 years, so budget for a roof report, and for replacement where it fails.

Estimated carrying cost at the median asking price, before the mortgage: about $2,272/month (tax $493, HOA $1,618, insurance $161). An estimate from the sources above, not a quote.

Email me new listings in Edgewater Tower Condos for Sale

One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.

Equal Housing Opportunity. Every community is open to everyone; alerts are about homes, never about who lives here.

Ask an agent about Edgewater Tower Condos for Sale

Have a question about the homes, fees, rules or commute here? A Momentum agent who works Edgewater Tower Condos for Sale will answer, and the answer is published on this page for the next buyer.

Property facts only: homes, fees, rules, commute. Every community is open to everyone; agents do not answer questions about who lives here.

Frequently Asked Questions

What is the median home price in Edgewater Tower?
The median sale price in Edgewater Tower was $520K over the 12 months ending September 20, 2026 (7 closed sales, CPAR MLS).
How long do homes in Edgewater Tower take to sell?
Homes that closed in the 12 months ending September 20, 2026 took a median 118 days on market (7 sales, CPAR MLS).
Have Edgewater Tower home prices gone up?
The trailing-12-month median is up 128% since 2012, from $228K to $520K (CPAR MLS closed records).
Who is the best real estate agent for Edgewater Tower?
The best agent for Edgewater Tower is one who actively works Panama City Beach and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Edgewater Tower.
How do I find a top Panama City Beach real estate agent who knows Edgewater Tower?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Edgewater Tower and the wider Panama City Beach area.
Can Momentum Realty connect me with an agent for Edgewater Tower?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Edgewater Tower purchase or sale - no call center and no pressure.
Where is Edgewater Tower, and what county is it in?
Edgewater Tower is in Panama City Beach, Bay County, FL, ZIP codes 32401, 32407, 32408, 32413. The community's center is about 51 miles northwest of the center of Panama City Beach (straight-line).
Is Edgewater Tower in a flood zone?
Partly. Of 37 homes we sampled in Edgewater Tower, 54% sit outside a FEMA Special Flood Hazard Area (Zone X) and 46% are inside one (Zone A or AE), where a lender requires flood insurance. Flood zones are drawn parcel by parcel, so check the exact address on FEMA's flood map before you close; the flood section on this page shows the community's mix.
The Verdict

Should you buy in Edgewater Tower?

An honest fit check. We will tell you when it is not your community.

Buyers with flexible timelines who can wait out a longer-than-average closing process.Excellent fit
Buyers comfortable negotiating on price given the current 4.7% year-over-year softness.Excellent fit
Long-horizon buyers interested in a building with a documented multi-decade price history since 2012.Excellent fit
Buyers who need a fast close or are working against a tight relocation deadline.Probably not
Buyers specifically seeking a building with confirmed on-site amenities, since none are currently identified in MLS data.Probably not
Sellers expecting a quick sale at or above recent-peak pricing given the current 210-day median days-on-market.Probably not

Data sources & freshness

Live listingsCPAR MLS, refreshed twice daily (last: October 20, 2026)
Community market statsCPAR MLS closed sales, 12-month windows ending September 20, 2026
Under-contract sharesCPAR MLS records, as of 2026-09-20
Historical depthClosed-sale records back to 2012 (401 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of CPAR MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the CPAR MLS member average and 8 days faster, and we’ll price yours against live local comps.

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Nearby Communities

Explore more neighborhoods near Edgewater Tower with Momentum Realty’s local guides.

Edgewater Beach (Bay)0.1 mi away · 2 for saleWimbledon Tennis Villas0.1 mi away · 1 for saleForest Hills Tennis Villas0.2 mi away · 1 for saleLeeward Windward Condo0.2 mi away · median $540K, 5 sales/12 moBeachview Villas0.2 mi away · 3 for saleRiver Oaks Tennis Villas0.2 mi away · 3 for saleEdgewater Golf Villas0.2 mi away · median $262K, 21 sales/12 moGrand Panama Beach Resort0.3 mi away · median $398K, 22 sales/12 mo

Browse all neighborhood guides →

More on Edgewater Tower Condos for Sale in Panama City Beach

Thinking of selling in Edgewater Tower? 7 recorded closings; median 118 days on market (window ending 2026-09-20). See the Bay County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.
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