Edgewater Tower in Panama City Beach

Edgewater Tower
Homes for Sale in Panama City Beach, FL

Community in Panama City Beach · Bay County · ZIP 32401
Median sale $510K
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True comps, carrying-cost math, and listings before the portals.

Live Market Pulse
15/100
Market Heat
Cooler than normal
2013 → 2026 · 92 at the 2022 peak
0 is Edgewater Tower's coldest market since 2013, 100 its hottest. Today: 15. How it's scored

Photo via cpar

Built fromLive cpar data14 years of closingsUpdated twice daily
Live · Edgewater Tower Housing Pulse cpar + public records Analysis by Momentum Realty · $3.5B+ sold · 8,500+ transactions · Top 1% in Florida (RealTrends)
Price
$510K
Median sold · 12 mo
down 4.7% vs the prior 12 months
-4.7%
1-yr price change
n = 14 and 23 sales in the two windows
87.0%
Sale vs ask
+123%
T12M median vs 2012
from a $228K median in 2012
Tempo
210days
Median DOM · closed
7 days at the 2022 low
14
Sold · last 12 mo
10-yr average: about 28 a year
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Edgewater Tower's pricing right now is being set by a thin, patient market rather than by amenities or scarcity. The median sits at $510,000, but with only 14 closings in the current window and a median days-on-market of 210, that figure is a snapshot of a handful of deals, not a tight consensus. Sellers who need a fast close should expect the calendar, not the price, to be the harder negotiation.

Year-over-year pricing is down 4.7%, and the market heat score of 15 confirms this is a slow-moving corner of Panama City Beach at the moment. That said, the building has appreciated 123% since 2012, so the long stretch tells a very different story than the last twelve months. Buyers can use the current softness to negotiate on terms; sellers need to price to the current pace, not the decade-long trend.

Edgewater Tower Housing Pulse · Momentum Research · as of July 28, 2026

Edgewater Tower right now

🟡 Off the recent peak. The trailing-12-month median ($510K) is down 4.7% from the prior 12 months ($535K) and up 123% since 2012. With about 28 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level cpar closed sales, 12-month windows ending July 28. Confidence: Medium (14 and 23 sales in the two windows).

Jump to: Price history & scorecard · Homes for sale · Schools · FAQ

Updated July 28, 2026 · Live data: cpar, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

The 60-Second Overview

Edgewater Tower market snapshot (as of July 28, 2026): the median sale price is about $510K, and a median 210 days on market for closed sales. The trailing-12-month median is down 5% from the prior 12 months and up 123% since 2012, computed from record-level cpar closed sales (14 closings in the current window).

Edgewater Tower is a condo building in Panama City Beach, Bay County, where current MLS listings show no identified community amenities — meaning any pool, gym, or common space is either building-specific and unlisted or simply not part of the current inventory description. That makes the unit itself, not shared features, the main basis for comparison here.

Best for

  • Buyers with flexible timelines who can wait out a longer-than-average closing process.
  • Buyers comfortable negotiating on price given the current 4.7% year-over-year softness.
  • Long-horizon buyers interested in a building with a documented multi-decade price history since 2012.

Probably not for

  • Buyers who need a fast close or are working against a tight relocation deadline.
  • Buyers specifically seeking a building with confirmed on-site amenities, since none are currently identified in MLS data.
  • Sellers expecting a quick sale at or above recent-peak pricing given the current 210-day median days-on-market.

Windows contain 9 to 44 sales each (14 in the current window); every figure carries its sample size, and thin markets swing on single closings. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.

Median sale price · trailing 12 mo
$200K$400K$600K20122014201620182020202220242026
Down 4.7% year over year; up 123% since 2012.
Median days on market · closed sales
010020020122014201620182020202220242026
7 days at the 2022 low; 210 now.
Sale price vs original ask · median
85%90%95%20122014201620182020202220242026
87.0% now.
Homes sold per 12-mo window
0204020122014201620182020202220242026
9 to 44 a year; 14 in the current window.
Market Heat · 0 coldest, 100 hottest in the record
20406080seller-leaningbuyer-leaning2014201620182020202220242026
92 at the 2022 peak, 15 in the troughs, 15 now. Same score as the hero card, full history.

The real cost & risk here

Before the list price, the Florida math the portals skip. These are Volusia County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$1,988/mo
Volusia County typical true cost to own
$151/mo
Volusia County typical home insurance
Check CDD
Confirm before you offer

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.

How much local inventory is already under contract

6% of homes for sale in Edgewater Tower are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-08-18).

Edgewater Tower Market Scorecard

Balanced

Edgewater Tower is currently a balanced market., and homes go under contract in about 154 days.

$510,000
Median sold
154
Days on mkt
47/3/0
Active/Pend/Sold

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: cpar, refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.

Housing distress & ownership in Edgewater Tower, Panama City Beach

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 2 listings
Distress share trend — 0.0% now (2026-08-12 → 2026-08-14)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.

Homes For Sale Right Now in Edgewater Tower

Live MLS inventory for Edgewater Tower. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Edgewater Tower listings as of 2026-08-18, priced high to low. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Tap any home to ask about it.

Listing locations from cpar. Map data © OpenStreetMap, tiles © CARTO.

If we were buying in Edgewater Tower today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Edgewater Tower.

Best Buy
Buyers who are not in a hurry and want negotiating room on price or terms.
Biggest Risk
A 210-day median time on market means sellers need real patience and buyers need to expect a slow-moving process.
Sweet Spot
Offers grounded in the $510,000 median with flexibility on closing timeline tend to have the most leverage right now.
Avoid If
Skip this building if you need a quick sale or a quick close — the current pace does not support either.

A market defined by time, not tempo

A median of 210 days on market is the number that matters most at Edgewater Tower. That is not a building moving in a normal seasonal rhythm — it is one where pricing expectations and buyer interest are still finding each other. Combined with a market heat score of 15, the picture is consistent: low competitive pressure, few multiple-offer scenarios, and room for buyers to negotiate on price or concessions rather than chase a deadline.

The 4.7% year-over-year decline should be read against the 123% gain since 2012. Short-term, the building is cooling from wherever its recent peak was. Long-term, it has been one of the more substantial appreciators in the area's history. Neither number cancels the other — together they describe a market correcting off a strong run, not one in structural decline.

The location and the amenities are priced into every listing in Edgewater Tower. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty
4.7C- · Buy Score
Long-Term Appreciation7.9/10
Recent Direction4.8/10
Pricing Power1.3/10

Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 3 factors (4.7). Basis: Long-Term Appreciation +123% since 2012; Recent Direction -4.7% year-over-year; Pricing Power 87.0% sale-to-list. Refreshed with each data update.

Why work with Momentum here

With only 14 recent closings and a median-price stretch of 210 days, pricing an offer or a listing at Edgewater Tower takes more than pulling a comp sheet — it takes knowing which of those 14 sales are actually representative. We track this building closely enough to tell you when a listing is priced to the current 210-day reality versus priced to hope.

Edgewater Tower in 15 seconds.

Best forBuyers who are not in a hurry and want negotiating room on price or terms.
Biggest advantageThe 123% gain since 2012 shows this building has a real long-term track record, even amid a current slowdown.
Biggest riskA 210-day median time on market means sellers need real patience and buyers need to expect a slow-moving process.
Sweet spotOffers grounded in the $510,000 median with flexibility on closing timeline tend to have the most leverage right now.
Avoid ifSkip this building if you need a quick sale or a quick close — the current pace does not support either.

HOA, CDD & Fees

In short
  • Mandatory HOA — confirm current dues
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Edgewater Tower sales matched to your home.

What is your Edgewater Tower home worth?

Get a no-obligation home value based on real comparable sales in Edgewater Tower, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in Edgewater Tower on the map →

Real comps, not an automated estimate.

Frequently Asked Questions

What is the median home price in Edgewater Tower?
The median sale price in Edgewater Tower was $510K over the 12 months ending July 28, 2026 (14 closed sales, cpar).
How long do homes in Edgewater Tower take to sell?
Homes that closed in the 12 months ending July 28, 2026 took a median 210 days on market (14 sales, cpar).
Have Edgewater Tower home prices gone up?
The trailing-12-month median is up 123% since 2012, from $228K to $510K (cpar closed records).
Who is the best real estate agent for Edgewater Tower?
The best agent for Edgewater Tower is one who actively works Panama City Beach and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Edgewater Tower.
How do I find a top Panama City Beach real estate agent who knows Edgewater Tower?
Share a few details in the form on this page. Momentum Realty has 280+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Edgewater Tower and the wider Panama City Beach area.
Can Momentum Realty connect me with an agent for Edgewater Tower?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Edgewater Tower purchase or sale - no call center and no pressure.
Buyers with flexible timelines who can wait out a longer-than-average closing process.Excellent fit
Buyers comfortable negotiating on price given the current 4.7% year-over-year softness.Excellent fit
Long-horizon buyers interested in a building with a documented multi-decade price history since 2012.Excellent fit
Buyers who need a fast close or are working against a tight relocation deadline.Probably not
Buyers specifically seeking a building with confirmed on-site amenities, since none are currently identified in MLS data.Probably not
Sellers expecting a quick sale at or above recent-peak pricing given the current 210-day median days-on-market.Probably not

Nearby Communities

Explore more neighborhoods near Edgewater Tower with Momentum Realty’s local guides.

LWLeeward Windward Condo0.2 mi awayBVBeachview Villas0.2 mi awayEGEdgewater Golf Villas0.2 mi awayGPGrand Panama Beach Resort0.3 mi awayGHGulf Highlands Beach Resort0.5 mi awaySRSterling Reef0.5 mi awayMBMajestic Beach Tower0.5 mi awayPCPalm Cove (Bay)0.5 mi away

Browse all Florida neighborhood guides →

Data sources & freshness

Community market statscpar closed sales, 12-month windows ending July 28, 2026
Historical depthClosed-sale records back to 2012 (406 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of cpar records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the cpar member average and 8 days faster, and we’ll price yours against live your area comps.

Looking to buy here? Search homes for sale →

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A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.

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CallFree valuation →
Thinking of selling in Edgewater Tower? 14 recorded closings; median 210 days on market (window ending 2026-07-28). See the Bay County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.
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