Miramar Heights
Homes for Sale in Panama City Beach, FL

Miramar Heights market snapshot (as of September 20, 2026): the median sale price is about $372K, and a median 75 days on market for closed sales. The trailing-12-month median is down 3% from the prior 12 months and up 220% since 2012, computed from record-level CPAR MLS closed sales (6 closings in the current window).

In ZIP 32413 (Panama City Beach), 1,569 homes closed in the last 12 months at a median of $445K, down 0.1% year over year, with a median 79 days on market. Right now 1,074 active and 177 pending listings put supply at about 7.3 months — a buyer's market. See the live ZIP 32413 housing market and the Bay County market.

County records show 21 qualified sales in Miramar Heights across 2024–2025 (12 in 2024, 9 in 2025), median $450,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.

Miramar Heights is a community of 226 homes in Panama City Beach, Bay County, built between 1946 and 2024 (median 1994.0), with a median living area of about 1,614 square feet. 33% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).

Miramar Heights is an established Panama City Beach pocket of 228 homes spanning nearly eight decades of construction, where the current market is defined less by scarcity and more by how buyers and sellers reconcile price against condition.

The math here is straightforward: prices are still up sharply since 2012, but the most recent year shows a notable correction, down 30.5%. That combination is not contradictory. It is what happens when a community runs hot for years and then cools to a pace where a 42 heat score and 82.5 median days on market become the norm rather than the exception. Sellers who bought early are still ahead; sellers who bought at the recent peak need to be realistic about where today's buyer pool is pricing things.

With a median living area of 1,620 square feet and roughly a third of homes carrying homestead status, the mix leans toward a blend of owner-occupied and non-homestead ownership, typical of a coastal Bay County community. No community amenities are identified from current MLS listings, which means the value proposition here is the home and lot themselves, not a shared clubhouse or gated feature set, so buyers should evaluate each property on its own condition and lot rather than assuming a common amenity package.

A community with a 78-year build spread and no shared amenity baseline rewards agents who read individual property condition correctly and price against the right comps, not the community average. We track the closings that matter and help buyers and sellers separate a fair reset from an overcorrection.

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.