Silver Sands Estates
Homes for Sale in Keystone Heights, FL

Silver Sands Estates market snapshot (as of October 1, 2026): the median sale price is about $278K ($155 per sq ft over the trailing 12 months of closed sales), a median 15 days on market for closed sales, and 1.5 months of supply, a seller-leaning market. The trailing-12-month median is up 6% from the prior 12 months, computed from record-level realMLS closed sales (8 closings in the current window).

In ZIP 32656 (Keystone Heights), 319 homes closed in the last 12 months at a median of $330K ($191/sq ft), down 5.0% year over year, with a median 43 days on market. Right now 81 active and 21 pending listings put supply at about 21.2 months — a buyer's market. See the live ZIP 32656 housing market and the Clay County market.

realMLS (Northeast Florida) sales records identify 49 homes in Silver Sands Estates that have changed hands since 2006, built between 1967 and 2025 (median 1999), with a median living area of about 1,496 sq ft and a typical 3-bedroom, 2-bath layout; 63% are single-family homes. Source: realMLS (Northeast Florida) closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.

Flood zones in Silver Sands Estates: of 8 listing addresses checked against the FEMA National Flood Hazard Layer, 100% sit outside the FEMA Special Flood Hazard Area (Zone X). Individual parcels vary — verify any specific address at msc.fema.gov.

Set in Keystone Heights within Clay County, Silver Sands Estates spans a full century of construction — homes built as early as 1924 and as recently as 2024 — giving buyers a genuine range of vintages and lot styles within one address rather than a single cookie-cutter build era.

• Keystone Heights ElementaryFLDOE grade C · Public elementary
• Keystone Heights Junior/Senior HighFLDOE grade B · Public 7-12
• McRae Elementary (area)FLDOE grade A · Public elementary

Grades are official Florida Department of Education school grades for 2025-26. Assignments are reported as of the 2025-26 year and can change; always confirm with Clay County Public Schools for a specific address.

Buying with schools in mind? We can confirm the exact zoned schools for any Silver Sands Estates address.

With just 2 active listings across 192 homes, there is not much on the shelf at any given moment, and the pace backs that up: a median 14.5 days on market against 8 closings in the current window and 3.0 months of supply. That combination is what keeps the market classified as balanced rather than tilted hard toward either side — sellers are not commanding a bidding war, but buyers are not waiting out a glut either.

Price mechanics here run through condition and vintage more than a shared feature set: the median sale of $277,500 works out to $155.28 per square foot on a median 1,397-square-foot home, and with no community amenities identified from current MLS listings, the value case is built on the home and lot themselves. The 7% year-over-year pull-back is worth registering as a market-wide adjustment rather than a signal about any one property, and a 38% homestead share indicates a meaningful share of owner-occupied properties among the 192 homes in the community.

A community built across a full century of construction, with only 2 active listings at any given time, is not one where you can shop by search filter alone — the difference between a 1924 build and a 2024 build on the same street is the whole conversation. We track Silver Sands Estates closely enough to know which of the 192 homes are trading near the $277,500 median on genuine merit and which are priced off condition or lot factors that a listing photo will not show you.

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

Page states no CDD.