Aerial view of Silver Sands

Silver Sands
Homes for Sale in Keystone Heights, FL

All 100 homes for sale in Keystone Heights, FL · median $275,000 · 131 homes for sale in 32656 · Clay County homes for sale

Community in Keystone Heights · Clay County · ZIP 32656
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Built fromLive realMLS data9 years of closingsUpdated twice daily

As of October 2026, the MLS records 3 closed sales in Silver Sands in Keystone Heights, FL since 2017, the most recent in January 2026. Across Keystone Heights as a whole, 101 homes closed in the last 12 months at a median of $269,650, 44 median days on market, with 125 homes for sale today. At that median and Clay County's FY2025-26 rate of 15.05 mills, annual property tax runs about $4,060 ($3,460 with the full homestead exemption).

Jon Brooks, Co-Founder of Momentum Realty
Jon's Read · written July 12, 2026

Silver Sands sits in Keystone Heights, out in the quieter western reach of Clay County where the pace and the lot sizes both loosen up. This is a lake-country pocket, not a suburban tract, and that setting is a bigger driver of value here than any single spec on a listing sheet. Condition and land do most of the pricing work.

Because this is a smaller, less-trafficked market than the county's growth corridors, individual listings carry more weight and comparable sales are thinner. For sellers, that means pricing to condition and being patient. For buyers, it means the right property doesn't come along every week, so when one fits, move deliberately rather than assuming a steady stream of alternatives.

Figures in this note are as of July 12, 2026. The live market numbers elsewhere on this page update nightly and are newer.

Nearby homes for sale

No active listings inside Silver Sands right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.

7533 LOS PADRES Avenue
$219K · 0.3 mi away
4 bd · 2 ba · 1,904 sqft
7533 LOS PADRES Avenue
Listed by FLORIDA HOMES REALTY & MTG LLC
7595 OAK FOREST Road
$190K · 0.3 mi away
3 bd · 2 ba · 1,288 sqft
7595 OAK FOREST Road
Listed by SUPREME PATH BROKERAGE LLC
7550 MONONGAHELA Avenue
$537K · 0.3 mi away
4 bd · 2.5 ba · 2,564 sqft
7550 MONONGAHELA Avenue
Listed by TEAM DURGIN REALTY INC
5792 SILVER SANDS Circle
$330K · 0.4 mi away
3 bd · 2 ba · 1,593 sqft
5792 SILVER SANDS Circle
Listed by REAL BROKER LLC
5619 DEERLODGE Street
$300K · 0.4 mi away
4 bd · 2 ba · 1,410 sqft
5619 DEERLODGE Street
Listed by REAL BROKER LLC
5720 BITTERROOT Street
$230K · 0.5 mi away
3 bd · 2 ba · 1,472 sqft
5720 BITTERROOT Street
Listed by HERRON REAL ESTATE LLC

Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.

The 60-Second Overview

Silver Sands is a Keystone Heights community in the western, lake-oriented part of Clay County — a place defined by its distance from the county's busier corridors and by a market where each home stands on its own merits.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • Buyers prioritizing land, quiet, and a lake-country setting over proximity to shopping and commuting corridors
  • Patient buyers willing to wait for the right property in a low-inventory market
  • Buyers comfortable underwriting a home on its individual condition and lot rather than neighborhood averages

Probably not for

  • Buyers who need walkable retail, dining, and dense day-to-day services nearby
  • Buyers who want a large, fast-moving pool of listings to choose among
  • Buyers looking for a short commute to the region's job and retail centers

The market around Silver Sands

Silver Sands is too small for its own price trend, so here is the market around it.

In ZIP 32656, 153 homes are on the market and 15% are under contract — a slower corner of Keystone Heights.

Across Clay County, 1,399 homes are active and 468 pending (25% under contract).

In ZIP 32656 (Keystone Heights), 194 homes closed in the last 12 months at a median of $275K ($178/sq ft), down 0.5% year over year, with a median 42 days on market. Right now 49 active and 7 pending listings put supply at about 5.7 months — a buyer's market. See the live ZIP 32656 housing market and the Clay County market.

ZIP and county figures describe the wider market, not Silver Sands specifically. Momentum Research analysis of MLS records.

If we were buying in Silver Sands today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Silver Sands.

Best Buy
Buyers who want space and setting in western Clay County over suburban convenience.
Biggest Risk
Thin inventory and few direct comparables make each home its own pricing puzzle.
Sweet Spot
A well-maintained home on a good lot, priced honestly to its condition.
Avoid If
You need walkable amenities, dense services, or a fast, deep pool of listings.

A lake-country market on its own clock

Keystone Heights trades on setting and space rather than density and turnover. That gives Silver Sands a different rhythm than the faster-moving parts of Clay County: fewer listings, more variation from one property to the next, and pricing that hinges on the specifics of the home and the land it sits on. Two houses here can be worth very different things for reasons a search filter won't capture.

The practical takeaway is that averages mean less than the property in front of you. Buyers should underwrite each home individually — condition, systems, lot, access — and not lean on neighborhood-wide assumptions. Sellers should expect the market to reward a clean, well-presented home and to punish anything priced as if it were something it isn't.

“

The location and the amenities are priced into every listing in Silver Sands. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

In a thin market like Silver Sands, the value of local read-through is high and the cost of a mispriced listing or a misjudged offer is real. We work Northeast Florida and Clay County closely, and we'll tell you plainly when a property's price matches its condition and location — and when it doesn't. That honesty matters more here than in a market where the next comparable is always around the corner.

Silver Sands in 15 seconds.

Best forBuyers who want space and setting in western Clay County over suburban convenience.
Biggest advantageA quieter, lake-country location well removed from the county's busiest corridors.
Biggest riskThin inventory and few direct comparables make each home its own pricing puzzle.
Sweet spotA well-maintained home on a good lot, priced honestly to its condition.
Avoid ifYou need walkable amenities, dense services, or a fast, deep pool of listings.
The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Silver Sands sales matched to your home.

What is your Silver Sands home worth?

Get a no-obligation home value based on real comparable sales in Silver Sands, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See all homes for sale in Keystone Heights →

Real comps, not an automated estimate.
Buyers prioritizing land, quiet, and a lake-country setting over proximity to shopping and commuting corridorsExcellent fit
Patient buyers willing to wait for the right property in a low-inventory marketExcellent fit
Buyers comfortable underwriting a home on its individual condition and lot rather than neighborhood averagesExcellent fit
Buyers who need walkable retail, dining, and dense day-to-day services nearbyProbably not
Buyers who want a large, fast-moving pool of listings to choose amongProbably not
Buyers looking for a short commute to the region's job and retail centersProbably not

Data sources & freshness

Under-contract sharesrealMLS records, as of 2026-10-18
Historical depthClosed-sale records back to 2017 (3 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live local comps.

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Schools serving nearby communities

We do not have a confirmed school assignment for Silver Sands. These are the public schools most often assigned to other communities in ZIP 32656; zones change and vary by address, so confirm with the district before you buy.

Assignments from district data for neighboring communities; grades are official Florida Department of Education school grades (2025-26).

Email me new listings in Silver Sands

One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.

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Ask an agent about Silver Sands

Have a question about the homes, fees, rules or commute here? A Momentum agent who works Silver Sands will answer, and the answer is published on this page for the next buyer.

Property facts only: homes, fees, rules, commute. Every community is open to everyone; agents do not answer questions about who lives here.

Streets in this community

Street-level pages: every home on record, what sold and what is for sale on each street.

Nearby Communities

Explore more neighborhoods near Silver Sands with Momentum Realty’s local guides.

Keystone Heights Clay0.1 mi away · median $275K, 21 sales/12 moSilversands Estate0.1 mi away · 130 homes, built 1924–24Silver Sands Estates0.3 mi away · median $255K, 7 sales/12 moBig Tree Lakes0.3 mi away · median $270K, 34 sales/12 moBigtree0.4 mi awayMckasel Lake Heights Middleburg0.7 mi awayMMMckay Manor1.0 mi away · median $250K, 3 sales/12 moFlorida Frontier1.0 mi away · median $260K, 11 sales/12 mo

Browse all neighborhood guides →

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