Southern Pines
Homes for Sale in St. Cloud, FL
True comps, carrying-cost math, and listings before the portals.
Market Heat
As of September 2026, Southern Pines Unit 1 in St Cloud, FL has 9 homes for sale and 2 pending, asking from $335,000 to $540,000 (median $479,900). Over the 12 months ending 2026-08-23, 22 recorded sales closed at a median of $375,000, $184 per square foot, a median 68 days on market, sellers accepting 96% of original asking (-9% versus the prior year). Homes listed or recently sold were built 2004 - 2024; 23 of 23 report an HOA (median $105/mo); none of the 22 geocoded homes sit in a FEMA special flood hazard zone (median elevation 78 ft). At the median price and Osceola County's FY2025-26 rate of 15.23 mills, annual property tax runs about $5,710 ($5,110 with the full homestead exemption).
Villages & sections of Southern Pines Unit 1
Southern Pines Unit 1 in St Cloud, FL is a master-planned community recorded as 2 named villages and sections in the MLS; 3 homes are for sale or pending across them today. Each village has its own page with its listings, sales history and HOA/CDD facts.
- Estates at Southern Pines · 2 for sale
- Seasons at Southern Pines · 1 for sale · 1 sold/12 mo
| Location | ST CLOUD, Osceola County, FL · ZIP 34769, 34772 |
|---|---|
| Homes in the community | 545 (FL DOR 2025 assessment roll) |
| Years built | 2004–2024 (median 2022) |
| Typical living area | 2,188 sq ft (median) |
| Home types (current listings and sales) | single-family 100% |
| Amenities listed by sellers | Playground, Pool, Clubhouse, Community Mailbox, Park, Deed Restrictions |
| Sale prices, last 12 months | $375,000 median across 22 closed sales · $184 per sq ft · -9.0% vs the prior 12 months |
| Days on market (closed sales) | 68 median |
| For sale right now | 12 active, 2 pending · median asking $497,450 · 5.0 months of supply |
| Owner-occupied (homestead) share | 70% |
Data as of August 23, 2026. Based on Stellar MLS data distributed by MLS GRID for the period 2005 through 2026; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “SOUTHERN PINES UNIT 1 key facts,” movewithmomentum.com/neighborhoods/southern-pines-st-cloud, data as of August 23, 2026.
Last 30 days in Southern Pines: 3 new listings (median asking $520,000), 2 under contract right now, 2 closed sales (median $365,000). As of September 27, 2026, Listings courtesy of Stellar MLS as distributed by MLS GRID.
Homes For Sale Right Now in Southern Pines
Live MLS inventory for Southern Pines. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Southern Pines listings as of 2026-09-26, priced high to low. Based on Stellar MLS data distributed by MLS GRID for the period 2005 through 2026. Tap any home to ask about it.
Every Home for Sale in Southern Pines St Cloud Right Now (12)
All 12 active and pending Southern Pines St Cloud listings with a detail page, newest first, refreshed twice a day from the MLS.
- 5051 Plymouth Turtle Circle · $540,000 · 5 bd / 2.5 ba · listed Sep 10, 2026 · listed by Exp Realty Llc
- 5590 Silver Thistle Lane · $335,000 · 3 bd / 2 ba · listed Sep 10, 2026 · listed by La Rosa Realty Kissimmee
- 4250 Southern Vista Loop · $349,900 · 3 bd / 2 ba · listed Sep 10, 2026 · listed by Keller Williams Realty At The Parks
- 221 Daigledog Street · $370,000 · 3 bd / 2 ba · listed Aug 26, 2026 · listed by Exp Realty Llc
- 4210 Southern Vista Loop · $520,000 · 5 bd / 2.5 ba · listed Aug 17, 2026 · listed by Kaza Real Estate Llc
- 486 Pine Tree Bridge Trail · $366,990 · 4 bd / 2 ba · listed Aug 14, 2026 · listed by Road House Realty Inc.
- 3941 Southern Vista Loop · $500,000 · 5 bd / 3 ba · listed Jul 22, 2026 · listed by Lpt Realty, Llc
- 4148 Southern Vista Loop · $480,000 · 5 bd / 3 ba · listed Jul 22, 2026 · listed by Keller Williams Realty At The Parks
- 670 Brown Bear Court · $479,900 · 5 bd / 4 ba · listed Jul 7, 2026 · listed by Lpt Realty, Llc
- 584 Pink Ibis Bend · $392,000 · 5 bd / 3 ba · listed Jun 28, 2026 · listed by Bhhs Florida Realty
- 4131 Tree Swallow Trail · $375,000 · 3 bd / 2 ba · pending · listed Jun 27, 2026 · listed by Exp Realty Llc
- 557 Pink Ibis Bend · $375,000 · 5 bd / 3 ba · pending · listed Jun 27, 2026 · listed by Exp Realty Llc
Southern Pines right now
🟡 Balanced market. 5.0 months of supply and 14% of the inventory already under contract put buyers and sellers on roughly even footing.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Stellar MLS records, as of August 23, 2026. Confidence: Very High (14 active and pending listings, 22 closed sales in 12 months).
🔴 Off the recent peak. The trailing-12-month median ($375K) is down 9.0% from the prior 12 months ($412K) and up 271% since 2012. With about 19 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level Stellar MLS closed sales, 12-month windows ending August 23. Confidence: Medium (22 and 14 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated September 27, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Southern Pines market snapshot (as of August 23, 2026): the median sale price is about $375K ($184 per sq ft over the trailing 12 months of closed sales), a median 69 days on market for closed sales, and 5.0 months of supply, a balanced market. The trailing-12-month median is down 9% from the prior 12 months and up 271% since 2012, computed from record-level Stellar MLS closed sales (22 closings in the current window).
In ZIP 34769 (ST CLOUD), 630 homes closed in the last 12 months at a median of $412K ($196/sq ft), down 0.7% year over year, with a median 58 days on market. Right now 141 active and 49 pending listings put supply at about 3.9 months - a balanced market. See the live ZIP 34769 housing market and the Osceola County market.
Flood zones in SOUTHERN PINES: of 22 listing addresses checked against the FEMA National Flood Hazard Layer, 100% sit outside the FEMA Special Flood Hazard Area (Zone X). Individual parcels vary - verify any specific address at msc.fema.gov. See flood zones by neighborhood in St Cloud.
Southern Pines is a community of 545 homes in St Cloud, Osceola County, built between 2004 and 2024 (median 2022), with a median living area of about 2,188 square feet. 70% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
The setting & the homes.
Aerial and on-site photos of Southern Pines. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Photos from Stellar MLS listings in Southern Pines; content deemed reliable but not guaranteed.
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending August 23 of each year, from record-level Stellar MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($375K) IS the median in the snapshot above, and the move from 2025 ($412K) IS the -9.0% one-year change.
Windows contain 1 to 54 sales each (22 in the current window); every figure carries its sample size, and thin markets swing on single closings. Based on Stellar MLS data distributed by MLS GRID for the period 2005 through 2026. Deemed reliable but not guaranteed.
18% of homes for sale in Southern Pines are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-27).
SOUTHERN PINES Market Scorecard
SOUTHERN PINES is currently a balanced market. About 4.4 months of supply, a median asking price of $435,950, and homes go under contract in about 36 days.
Typical home value in the 34772 ZIP is $393,717, about 8.7% below the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: Stellar MLS, distributed by MLS GRID, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Housing distress & ownership in SOUTHERN PINES UNIT 1, ST CLOUD
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period September 2026 through September 2026. Deemed reliable but not guaranteed.
Southern Pines on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Stellar MLS. Map data © OpenStreetMap, tiles © CARTO.
Life at Southern Pines
- Pool · reported on 7 of 13 listings
- Playground · reported on 7 of 13 listings
- Park · reported on 4 of 13 listings
- Clubhouse · reported on 3 of 13 listings
- Dog Park · reported on 1 of 13 listings
- Community Mailbox · reported on 1 of 13 listings
- Irrigation-Reclaimed Water · reported on 1 of 13 listings
- Association Recreation - Owned · reported on 1 of 13 listings
Community amenities as reported across Stellar MLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.
Schools
- Osceola County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Michigan Avenue Elem (K 5) · Elementary
- St. Cloud Middle (6-8) · Middle
- St. Cloud High School · High
Zoned schools reflect the assignments reported on recent Southern Pines listings and can change; always confirm with Osceola County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Southern Pines address.
Shop the zone: Homes zoned for St. Cloud High School
The Southern Pines buying strategy.
If we were buying in Southern Pines today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Southern Pines.
A closer look at the Southern Pines market
At a median of $184 per square foot, Southern Pines prices sit in a fairly defined band, so condition and updates — more than the list price — tend to separate one home from the next.
Inventory runs at 5.0 months of supply, a balanced market and the trailing-12-month median down 9% year over year. Homes that do trade take a median 69 days on market, useful leverage on any listing that has lingered.
The housing stock is 545 homes built between 2004 and 2024, and 70% of parcels are homesteaded — the owner-occupancy proxy in the Florida DOR assessment roll.
The location and the amenities are priced into every listing in Southern Pines. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Southern Pines buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 5 factors (6.6). Basis: Long-Term Appreciation +271% since 2012; Recent Direction -9.0% year-over-year; Liquidity & Demand 5.0 months of supply; Owner Commitment 70% owner-occupied; Pricing Power 95.8% sale-to-list. Refreshed with each data update.
HOA, CDD & Fees
- HOA dues reported around $105/month (about $1,260/yr) · median of 370 MLS listings, most billed quarterly
- Any club/amenity membership is billed separately
Listings in this community report association dues of about $105 per month ($1,260 a year) - the median AssociationFee across 370 MLS records, normalised to a monthly figure; most are billed quarterly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-09.
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Southern Pines buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Southern Pines sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Southern Pines, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Southern Pines home worth?
Get a no-obligation home value based on real comparable sales in Southern Pines, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Southern Pines on the map →
Recently off market in SOUTHERN PINES UNIT 1
Homes in SOUTHERN PINES UNIT 1 that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 5 on record.
- 374 Pine Tree Bridge Trail · off market
- 4160 Southern Vista Loop · off market
- 4334 Southern Vista Loop · off market
- 4362 Southern Vista Loop · off market
- 5170 Preserve Boulevard · off market
Frequently Asked Questions
What is the median home price in Southern Pines?
How long do homes in Southern Pines take to sell?
Is Southern Pines a buyer's or seller's market right now?
How many homes are in Southern Pines?
What share of Southern Pines is owner-occupied?
When were the homes in Southern Pines built?
Have Southern Pines home prices gone up?
Who is the best real estate agent for Southern Pines?
How do I find a top St Cloud real estate agent who knows Southern Pines?
Can Momentum Realty connect me with an agent for Southern Pines?
Where is Southern Pines, and what county is it in?
Is Southern Pines in a flood zone?
Is Southern Pines a good place to live?
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: September 26, 2026) |
| Community market stats | Stellar MLS closed sales, 12-month windows ending August 23, 2026 |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (6 streets, ZIP 34769/34772)) |
| Under-contract shares | Stellar MLS records, as of 2026-08-18 |
| Historical depth | Closed-sale records back to 2005 (236 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.
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See how SOUTHERN PINES UNIT 1 fits the bigger picture — live prices, inventory, and Momentum Scores:
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