Estates at Southern Pines
Homes for Sale in St. Cloud, FL
True comps, carrying-cost math, and listings before the portals.
As of September 2026, Estates At Southern Pines in St Cloud, FL has 2 homes for sale. As of September 2026, the MLS records 4 closed sales in Estates At Southern Pines in St Cloud, FL since 2021, the most recent in August 2024. Across St Cloud as a whole, 2,213 homes closed in the last 12 months at a median of $414,990, 46 median days on market, with 588 homes for sale today. At that median and Osceola County's FY2025-26 rate of 15.23 mills, annual property tax runs about $6,320 ($5,720 with the full homestead exemption).
Part of the Southern Pines Unit 1 master-planned community in St Cloud, FL — see all Southern Pines Unit 1 homes for sale (14 listings across 2 villages and sections in the MLS).
With just 2 active listings at last count, Estates At Southern Pines in St Cloud is trading in a tight, low-volume window. That kind of scarcity means each listing carries more weight in shaping perception of the community, and it also means a buyer has limited ability to compare unit against unit before deciding.
For a seller, thin inventory can work in your favor if the home is presented well, since there is little competing supply to get lost in. For a buyer, it means moving deliberately once something suitable appears rather than waiting for a broader set of options to surface.
The 60-Second Overview
Estates At Southern Pines sits in St Cloud, Osceola County, and is currently a small, low-inventory community with only 2 active listings on the market.
Stellar MLS sales records identify 5 homes in Estates At Southern Pines that have changed hands since 2021, built between 2022 and 2022 (median 2022), with a median living area of about 2,106 sq ft and a typical 4-bedroom, 3-bath layout; 80% are single-family homes. Source: Stellar MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Estates at Southern Pines is best for.
Best for
- Buyers set on the St Cloud area who value a defined, amenity-equipped community over broader search flexibility
- Buyers comfortable moving decisively when limited inventory means fewer comparable options
- Buyers who want pool and playground access as part of a smaller-scale HOA community
Probably not for
- Buyers who want to compare several homes within the same community before making an offer
- Buyers who prefer a larger, high-turnover community with continuous new listings
- Buyers unwilling to verify amenity access and HOA terms directly before committing
The market around Estates at Southern Pines
Estates at Southern Pines is too small for its own price trend, so here is the market around it.
In ZIP 34772, 496 homes are on the market and 26% are under contract — a steady corner of St Cloud.
Across Osceola County, 4,423 homes are active and 1,079 pending (20% under contract).
In ZIP 34772 (ST CLOUD), 1,994 homes closed in the last 12 months at a median of $410K ($206/sq ft), down 1.0% year over year, with a median 43 days on market. Right now 321 active and 158 pending listings put supply at about 3.7 months - a healthy market. See the live ZIP 34772 housing market and the Osceola County market.
ZIP and county figures describe the wider market, not Estates at Southern Pines specifically. Momentum Research analysis of MLS records.
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Osceola County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Osceola County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
26% of homes for sale in ZIP 34772 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-26).
ESTATES AT SOUTHERN PINES Market Scorecard
ESTATES AT SOUTHERN PINES is currently a thin data market. Limited supply, a median asking price of $429,945, and homes go under contract in about 28 days.
Typical home value in the 34772 ZIP is $398,990, about 8.0% below the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: Stellar MLS, distributed by MLS GRID, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Homes For Sale Right Now in Estates at Southern Pines
Live MLS inventory for Estates at Southern Pines. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Estates at Southern Pines listings as of 2026-09-12, priced high to low. Based on Stellar MLS data distributed by MLS GRID for the period 2021 through 2024. Tap any home to ask about it.
Every Home for Sale in Estates At Southern Pines St Cloud Right Now (2)
All 2 active and pending Estates At Southern Pines St Cloud listings with a detail page, newest first, refreshed twice a day from the MLS.
- 285 White Heron Way · $379,900 · 3 bd / 2 ba · listed Sep 10, 2026 · listed by Charles Rutenberg Realty Orlando
- 4035 Southern Vista Loop · $479,990 · 4 bd / 3 ba · listed Jul 16, 2026 · listed by Dream Builders Realty
Life at Estates at Southern Pines
- Playground · reported on 1 of 1 listings
- Pool · reported on 1 of 1 listings
- Community Mailbox · reported on 1 of 1 listings
Community amenities as reported across Stellar MLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.
Schools
- Osceola County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Michigan Avenue Elem (K 5) · Elementary
- St. Cloud Middle (6-8) · Middle
- St. Cloud High School · High
Zoned schools reflect the assignments reported on recent Estates at Southern Pines listings and can change; always confirm with Osceola County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Estates at Southern Pines address.
Shop the zone: Homes zoned for St. Cloud High School
The Estates at Southern Pines buying strategy.
If we were buying in Estates at Southern Pines today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Estates at Southern Pines.
A Small Footprint, a Narrow Window
The defining fact here is scale: this is not a community where you'll find a wide bench of comparable homes to shop against each other. Two active listings means the available inventory at any given moment is limited, and buyers should expect to evaluate what's on the market now rather than assume a steady stream of alternatives.
Amenities reported across this community's MLS listings include a playground, a pool, and community mailbox service, giving it a standard suburban amenity set. As with any HOA-governed community, the specifics of access, upkeep, and current rules should be confirmed directly with the HOA rather than assumed from listing history.
The location and the amenities are priced into every listing in Estates at Southern Pines. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a community this thin on active inventory, having someone track new listings the moment they hit and move quickly on scheduling matters more than in a high-volume subdivision. We watch this pocket of St Cloud closely enough to flag movement early and help you act with the right information rather than guesswork.
Estates at Southern Pines in 15 seconds.
HOA, CDD & Fees
- HOA dues reported around $106/month (about $1,272/yr) · median of 30 MLS listings, most billed quarterly
- Any club/amenity membership is billed separately
Listings in this community report association dues of about $106 per month ($1,272 a year) - the median AssociationFee across 30 MLS records, normalised to a monthly figure; most are billed quarterly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-09.
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Estates at Southern Pines buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Estates at Southern Pines sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Estates at Southern Pines, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Estates at Southern Pines home worth?
Get a no-obligation home value based on real comparable sales in Estates at Southern Pines, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Estates at Southern Pines on the map →
Should you buy in Estates at Southern Pines?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: September 12, 2026) |
| Under-contract shares | Stellar MLS records, as of 2026-09-08 |
| Historical depth | Closed-sale records back to 2021 (4 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
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A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how Estates At Southern Pines fits the bigger picture — live prices, inventory, and Momentum Scores:
Common questions about Estates at Southern Pines
Where is Estates at Southern Pines?
Estates at Southern Pines is a community in ST CLOUD, Osceola County, Florida, ZIP 34772.
Are there homes for sale in Estates at Southern Pines right now?
Yes - 2 active and 0 pending listings as of the last feed refresh (twice daily). They are listed on this page.
Does Estates at Southern Pines have an HOA or CDD?
No HOA is on record for Estates at Southern Pines in our data. Verify dues, what they cover, and any special assessment for a specific address before you offer.
Answers are generated from county property records, MLS feeds and the figures on this page, as of the page date; deemed reliable but not guaranteed.
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