INDIAN LAKES PH 7
Homes for Sale in ST CLOUD, FL
True comps, carrying-cost math, and listings before the portals.
Market Heat
INDIAN LAKES PH 7 right now
🟢 Buyer-leaning market. 8.6 months of supply and 0% of the inventory already under contract give buyers above-average negotiating leverage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Stellar MLS records, as of August 10, 2026. Confidence: Medium (5 active and pending listings, 8 closed sales in 12 months).
🟡 Off the recent peak. The trailing-12-month median ($417K) is down 3.0% from the prior 12 months ($430K). With about 6 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level Stellar MLS closed sales, 12-month windows ending August 10. Confidence: Medium (8 and 11 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
Updated August 10, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
INDIAN LAKES PH 7 market snapshot (as of August 10, 2026): the median sale price is about $417K ($214 per sq ft over the trailing 12 months of closed sales), a median 35 days on market for closed sales, and 8.6 months of supply, a buyer-leaning market. The trailing-12-month median is down 3% from the prior 12 months, computed from record-level Stellar MLS closed sales (8 closings in the current window).
INDIAN LAKES PH 7 is a community of 239 homes in ST CLOUD, Osceola County, built between 2002 and 2011 (median 2005), with a median living area of about 2,575 square feet. 84% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
The setting & the homes.
Aerial and on-site photos of INDIAN LAKES PH 7. Swipe to explore the community.
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INDIAN LAKES PH 7
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INDIAN LAKES PH 7
INDIAN LAKES PH 7Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending August 10 of each year, from record-level Stellar MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($417K) IS the median in the snapshot above, and the move from 2025 ($430K) IS the -3.0% one-year change.
Windows contain 0 to 14 sales each (8 in the current window); every figure carries its sample size, and thin markets swing on single closings. Based on Stellar MLS data distributed by MLS GRID for the period 2007 through 2026. Deemed reliable but not guaranteed.
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Osceola County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Osceola County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
INDIAN LAKES Market Scorecard
INDIAN LAKES is currently a balanced market. About 4.5 months of supply, a median asking price of $424,900, and homes go under contract in about 11 days.
Go deeper: county scorecard · true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Housing distress & ownership in INDIAN LAKES PH 7, ST CLOUD
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Listings courtesy of Stellar MLS as distributed by MLS GRID. Based on Stellar MLS data distributed by MLS GRID for the period August 2026 through August 2026. Deemed reliable but not guaranteed.
Homes For Sale Right Now in INDIAN LAKES PH 7
Live MLS inventory for INDIAN LAKES PH 7. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending INDIAN LAKES PH 7 listings as of 2026-08-12, priced high to low. Based on Stellar MLS data distributed by MLS GRID for the period 2007 through 2026. Tap any home to ask about it.
INDIAN LAKES PH 7 on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Stellar MLS. Map data © OpenStreetMap, tiles © CARTO.
Life at INDIAN LAKES PH 7
- Playground · reported on 10 of 11 listings
- Pool · reported on 10 of 11 listings
- Tennis Court(s) · reported on 5 of 11 listings
- Deed Restrictions · reported on 2 of 11 listings
- Community Mailbox · reported on 1 of 11 listings
- Clubhouse · reported on 1 of 11 listings
- Dog Park · reported on 1 of 11 listings
- Trail(s) · reported on 1 of 11 listings
- Park · reported on 1 of 11 listings
Community amenities as reported across Stellar MLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.
Schools
- Osceola County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Michigan Avenue Elem (K 5) · Elementary
- St. Cloud Middle (6-8) · Middle
- St. Cloud High School · High
Zoned schools reflect the assignments reported on recent INDIAN LAKES PH 7 listings and can change; always confirm with Osceola County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any INDIAN LAKES PH 7 address.
The INDIAN LAKES PH 7 buying strategy.
If we were buying in INDIAN LAKES PH 7 today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Use your leverage. With inventory sitting, there is room to negotiate on anything dated or overpriced and to ask for repairs or a rate buydown.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in INDIAN LAKES PH 7.
A closer look at the INDIAN LAKES PH 7 market
At a median of $214 per square foot, INDIAN LAKES PH 7 prices sit in a fairly defined band, so condition and updates — more than the list price — tend to separate one home from the next.
Inventory runs at 8.6 months of supply, a buyer-leaning market and the trailing-12-month median down 3% year over year. Homes that do trade take a median 35 days on market, useful leverage on any listing that has lingered.
The housing stock is 239 homes built between 2002 and 2011, and 84% of parcels are homesteaded — the owner-occupancy proxy in the Florida DOR assessment roll.
The location and the amenities are priced into every listing in INDIAN LAKES PH 7. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in INDIAN LAKES PH 7 buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 4 factors (6.0). Basis: Recent Direction -3.0% year-over-year; Liquidity & Demand 8.6 months of supply; Owner Commitment 84% owner-occupied; Pricing Power 98.2% sale-to-list. Refreshed with each data update.
HOA, CDD & Fees
- Mandatory HOA - confirm current dues
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a INDIAN LAKES PH 7 buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed INDIAN LAKES PH 7 sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in INDIAN LAKES PH 7, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your INDIAN LAKES PH 7 home worth?
Get a no-obligation home value based on real comparable sales in INDIAN LAKES PH 7, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in INDIAN LAKES PH 7 on the map →
Frequently Asked Questions
What is the median home price in INDIAN LAKES PH 7?
How long do homes in INDIAN LAKES PH 7 take to sell?
Is INDIAN LAKES PH 7 a buyer's or seller's market right now?
How many homes are in INDIAN LAKES PH 7?
What share of INDIAN LAKES PH 7 is owner-occupied?
When were the homes in INDIAN LAKES PH 7 built?
Who is the best real estate agent for INDIAN LAKES PH 7?
How do I find a top ST CLOUD real estate agent who knows INDIAN LAKES PH 7?
Can Momentum Realty connect me with an agent for INDIAN LAKES PH 7?
Nearby Communities
Explore more neighborhoods near INDIAN LAKES PH 7 with Momentum Realty’s local guides.
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: August 10, 2026) |
| Community market stats | Stellar MLS closed sales, 12-month windows ending August 10, 2026 |
| Housing stock & ownership | Florida DOR 2025 assessment roll (street-list match (2 streets, ZIP 34772)) |
| Under-contract shares | Stellar MLS records, as of 2026-08-10 |
| Historical depth | Closed-sale records back to 2007 (115 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live your area comps.
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See how INDIAN LAKES PH 7 fits the bigger picture — live prices, inventory, and Momentum Scores:
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