Terra Oaks
Homes for Sale in Longwood, FL
All 204 homes for sale in LONGWOOD, FL · median $459,950 · 108 homes for sale in 32779 · Seminole County homes for sale
True comps, carrying-cost math, and listings before the portals.
Homes listed or recently sold were built 2000–2004; 3 of 3 report an HOA (median $169/mo); none of the 3 geocoded homes sit in a FEMA special flood hazard zone (median elevation 89 ft). As of September 2026, the MLS records 18 closed sales in Terra Oaks in Longwood, FL since 2006, the most recent in January 2026. Across Longwood as a whole, 289 homes closed in the last 12 months at a median of $489,000, 26 median days on market, with 45 homes for sale today. At that median and Seminole County's FY2025-26 rate of 15.18 mills, annual property tax runs about $7,420 ($6,820 with the full homestead exemption).
The setting & the homes.
Aerial and on-site photos of Terra Oaks. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Photos from Stellar MLS listings in Terra Oaks; content deemed reliable but not guaranteed.
The market around Terra Oaks
Terra Oaks is too small for its own price trend, so here is the market around it.
In ZIP 32779, 162 homes are on the market and 31% are under contract — a fast-moving corner of Longwood.
Across Seminole County, 1,646 homes are active and 585 pending (26% under contract).
ZIP and county figures describe the wider market, not Terra Oaks specifically. Momentum Research analysis of MLS records.
Housing distress & ownership in Terra Oaks, LONGWOOD
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period September 2026 through September 2026. Deemed reliable but not guaranteed.
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Seminole County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Seminole County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
32% of homes for sale in ZIP 32779 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-19).
TERRA OAKS Market Scorecard
TERRA OAKS is currently a strong buyer's market. About 12.0 months of supply, a median asking price of $995,000, and homes go under contract in about 60 days.
Typical home value in the 32779 ZIP is $544,583, about 5.8% below the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: Stellar MLS, distributed by MLS GRID, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Homes For Sale Right Now in Terra Oaks
Live MLS inventory for Terra Oaks. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Terra Oaks listings as of 2026-09-17, priced high to low. Based on Stellar MLS data distributed by MLS GRID for the period 2006 through 2026. Tap any home to ask about it.
Terra Oaks on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Stellar MLS. Map data © OpenStreetMap, tiles © CARTO.
Life at Terra Oaks
- Gated · reported on 2 of 3 listings
- Gated Community - No Guard · reported on 2 of 3 listings
- Maintenance · reported on 1 of 3 listings
- Gated Community · reported on 1 of 3 listings
- Deed Restrictions · reported on 1 of 3 listings
Community amenities as reported across Stellar MLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.
Schools
- Seminole County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Forest City Elementary · Elementary
- Teague Middle · Middle
- Lake Brantley High · High
Zoned schools reflect the assignments reported on recent Terra Oaks listings and can change; always confirm with Seminole County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Terra Oaks address.
Shop the zone: Homes zoned for Lake Brantley High High School
The Terra Oaks buying strategy.
If we were buying in Terra Oaks today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Terra Oaks.
The location and the amenities are priced into every listing in Terra Oaks. The deal is won or lost on condition, the comps, and the renovation math.
HOA, CDD & Fees
- HOA dues reported around $169/month (about $2,028/yr) · median of 14 MLS listings, most billed quarterly
- Any club/amenity membership is billed separately
Listings in this community report association dues of about $169 per month ($2,028 a year) - the median AssociationFee across 14 MLS records, normalised to a monthly figure; most are billed quarterly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-09.
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Terra Oaks buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Terra Oaks sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Terra Oaks, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Terra Oaks home worth?
Get a no-obligation home value based on real comparable sales in Terra Oaks, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Longwood →
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: September 17, 2026) |
| Under-contract shares | Stellar MLS records, as of 2026-09-08 |
| Historical depth | Closed-sale records back to 2006 (18 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
What’s your home worth in your area?
A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how Terra Oaks fits the bigger picture — live prices, inventory, and Momentum Scores:
Common questions about Terra Oaks
Where is Terra Oaks?
Terra Oaks is a community in LONGWOOD, Seminole County, Florida, ZIP 32779.
Are there homes for sale in Terra Oaks right now?
Yes - 0 active and 2 pending listings as of the last feed refresh (twice daily). They are listed on this page.
Does Terra Oaks have an HOA or CDD?
No HOA is on record for Terra Oaks in our data. Verify dues, what they cover, and any special assessment for a specific address before you offer.
Answers are generated from county property records, MLS feeds and the figures on this page, as of the page date; deemed reliable but not guaranteed.
More Longwood & Seminole County & North Orlando guides
Compare before you commit - every guide covers pricing, HOA/CDD, insurance posture, and fit. Browse all of Seminole County & North Orlando or the full Neighborhood Finder.
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