Wells Gulf Beach Estates
Homes for Sale in Panama City Beach, FL
All 791 homes for sale in Panama City Beach, FL · median $369,900 · 654 homes for sale in 32413 · Bay County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo via CPAR MLS
As of September 2026, Wells Gulf Beach Estates in Panama City Beach, FL has 2 homes for sale. Over the 12 months ending 2026-09-20, 4 recorded sales closed at a median of $825,000, a median 48 days on market, sellers accepting 96% of original asking. Homes listed or recently sold were built 1992–2003; none of the 3 geocoded homes sit in a FEMA special flood hazard zone (median elevation 26 ft). At the median price and Bay County's FY2025-26 rate of 12.28 mills, annual property tax runs about $10,130 ($9,640 with the full homestead exemption).
| Location | Panama City Beach, Bay County, FL · ZIP 32413 |
|---|---|
| Homes in the community | 56 (FL DOR 2025 assessment roll) |
| Years built | 1940–2021 (median 1991.0) |
| Typical living area | 1,916 sq ft (median) |
| Sale prices, last 12 months | $825,000 median across 4 closed sales |
| Days on market (closed sales) | 48 median |
| For sale right now | 2 active, 2 pending · median asking $872,450 |
| Owner-occupied (homestead) share | 24% |
Data as of September 20, 2026. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Wells Gulf Beach Estates key facts,” movewithmomentum.com/neighborhoods/wells-gulf-beach-estates, data as of September 20, 2026.
Last 30 days in Wells Gulf Beach Estates: 1 new listing (median asking $895,000), 2 under contract right now. As of September 27, 2026, Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate.
The number that matters most here is the low homestead share, just over a quarter of owners. That tells you Wells Gulf Beach Estates functions primarily as a second-home and investment market, not a primary-residence neighborhood, and pricing behaves accordingly: it tracks the beach draw and condition of individual homes more than it tracks local wage or school-zone patterns the way a typical subdivision would.
With only four closings in the current window, this is a thin-data market — read the median price and median days on market as directional, not statistical. At just over 48 days on market, homes here are not moving instantly, which gives buyers some room to negotiate on condition and pricing rather than compete on multiple offers.
The 60-Second Overview
Wells Gulf Beach Estates market snapshot (as of September 20, 2026): the median sale price is about $825K, and a median 48 days on market for closed sales.
In ZIP 32413 (Panama City Beach), 1,569 homes closed in the last 12 months at a median of $445K, down 0.1% year over year, with a median 79 days on market. Right now 1,074 active and 177 pending listings put supply at about 7.3 months — a buyer's market. See the live ZIP 32413 housing market and the Bay County market.
County records show 7 qualified sales in Wells Gulf Beach Estates across 2024–2025 (6 in 2024, 1 in 2025), median $920,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Wells Gulf Beach Estates is a community of 56 homes in Panama City Beach, Bay County, built between 1940 and 2021 (median 1991.0), with a median living area of about 1,916 square feet. 24% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
Wells Gulf Beach Estates spans homes built anywhere from 1940 to 2024, so the housing stock itself is the story here — a buyer is choosing an era and a renovation history as much as a location.
The setting & the homes.
Aerial and on-site photos of Wells Gulf Beach Estates. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Wells Gulf Beach Estates
Wells Gulf Beach Estates
Wells Gulf Beach Estates
Wells Gulf Beach EstatesPhotos from CPAR MLS listings in Wells Gulf Beach Estates; content deemed reliable but not guaranteed.
Who Wells Gulf Beach Estates is best for.
Best for
- A second-home or investment buyer comfortable with a Gulf-area price point near $825,000
- A buyer willing to evaluate each home on its own construction era and condition rather than a neighborhood norm
- A buyer who can work with a slower, roughly 48-day sales pace and use it to negotiate terms
Probably not for
- A buyer who wants a single, tightly clustered build era with predictable systems and finishes
- A buyer prioritizing maximum square footage per dollar over location
- A buyer who needs a deep pool of recent closings to benchmark price with confidence
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending September 20 of each year, from record-level CPAR MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($825K) IS the median in the snapshot above.
Windows contain 0 to 4 sales each (4 in the current window); every figure carries its sample size, and thin markets swing on single closings. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
16% of homes for sale in ZIP 32413 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-23).
Wells Gulf Beach Estates Market Scorecard
Wells Gulf Beach Estates is currently a balanced market., a median asking price of $872,450, and homes go under contract in about 107 days.
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: CPAR MLS, refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.
Housing distress & ownership in Wells Gulf Beach Estates, Panama City Beach
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
Homes For Sale Right Now in Wells Gulf Beach Estates
Live MLS inventory for Wells Gulf Beach Estates. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Wells Gulf Beach Estates listings as of 2026-09-26, priced high to low. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Tap any home to ask about it.
Every Home for Sale in Wells Gulf Beach Estates Right Now (4)
All 4 active and pending Wells Gulf Beach Estates listings with a detail page, newest first, refreshed twice a day from the MLS.
- 307 Sundial Street, Panama City Beach, Fl 32413 · $895,000 · 7 bd / 6 ba · listed Sep 11, 2026 · listed by Coastal Property Services, Inc
- 314 Sundial Street, Panama City Beach, Fl 32413 · $435,900 · 3 bd / 2 ba · pending · listed Sep 3, 2026 · listed by Gulf Life Real Estate Inc
- 212 Sands Street, Panama City Beach, Fl 32413 · $699,000 · 3 bd / 3 ba · pending · listed Jul 29, 2026 · listed by Coldwell Banker Realty
- 214 Sands Street, Panama City Beach, Fl 32413 · $849,900 · 3 bd / 3 ba · listed Jun 27, 2026 · listed by eXp Realty, LLC
Wells Gulf Beach Estates on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from CPAR MLS. Map data © OpenStreetMap, tiles © CARTO.
The Wells Gulf Beach Estates buying strategy.
If we were buying in Wells Gulf Beach Estates today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Wells Gulf Beach Estates.
Older bones, modern price
The median home here was built in 1993, but the full range runs back to 1940 and forward to 2024, meaning the 128 homes in this community span roughly eight decades of construction standards, layouts, and mechanical systems. That spread matters more than usual at a median price of $825,000 — two homes at the same price point can differ enormously in what's behind the walls.
Median living area sits at 1,617.5 square feet, which is compact relative to the price. That combination — modest square footage, a wide build-year range, and a price north of $800K — signals this is a location- and lot-driven market rather than a square-footage-driven one. Buyers are paying for proximity to the Gulf and the address, and the interior condition of any given listing should be evaluated on its own merits rather than assumed from the neighborhood median.
The location and the amenities are priced into every listing in Wells Gulf Beach Estates. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
With a small closing sample and a build-year range stretching from 1940 to 2024, pricing a home correctly in Wells Gulf Beach Estates takes more legwork than pulling a neighborhood average. We pull comparable sales by era and condition, not just by address, and we tell clients directly when a listing's price reflects the lot rather than the structure.
Wells Gulf Beach Estates in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Wells Gulf Beach Estates buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Wells Gulf Beach Estates sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Wells Gulf Beach Estates, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Wells Gulf Beach Estates home worth?
Get a no-obligation home value based on real comparable sales in Wells Gulf Beach Estates, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Panama City Beach →
Recently off market in Wells Gulf Beach Estates
Homes in Wells Gulf Beach Estates that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 1 on record.
- 234 Sands Street · off market
Frequently Asked Questions
What is the median home price in Wells Gulf Beach Estates?
How long do homes in Wells Gulf Beach Estates take to sell?
How many homes are in Wells Gulf Beach Estates?
What share of Wells Gulf Beach Estates is owner-occupied?
When were the homes in Wells Gulf Beach Estates built?
Who is the best real estate agent for Wells Gulf Beach Estates?
How do I find a top Panama City Beach real estate agent who knows Wells Gulf Beach Estates?
Can Momentum Realty connect me with an agent for Wells Gulf Beach Estates?
Where is Wells Gulf Beach Estates, and what county is it in?
Should you buy in Wells Gulf Beach Estates?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | CPAR MLS, refreshed twice daily (last: September 26, 2026) |
| Community market stats | CPAR MLS closed sales, 12-month windows ending September 20, 2026 |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (3 streets, ZIP 32413)) |
| Under-contract shares | CPAR MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2012 (33 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of CPAR MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the CPAR MLS member average and 8 days faster, and we’ll price yours against live local comps.
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See how Wells Gulf Beach Estates fits the bigger picture — live prices, inventory, and Momentum Scores:
Nearby Communities
Explore more neighborhoods near Wells Gulf Beach Estates with Momentum Realty’s local guides.