Southwind 3
Condos for Sale in Panama City Beach, FL
True comps, carrying-cost math, and listings before the portals.
Photo via CPAR MLS
As of September 2026, Southwind 3 Condo in Panama City Beach, FL has 1 home for sale. As of September 2026, the MLS records 37 closed sales in Southwind 3 Condo in Panama City Beach, FL since 2012, the most recent in March 2026. Across Panama City Beach as a whole, 18 homes closed in the last 12 months at a median of $430,000, 76 median days on market, with 1,412 homes for sale today. At that median and Bay County's FY2025-26 rate of 12.28 mills, annual property tax runs about $5,280 ($4,790 with the full homestead exemption).
Part of Southwind, Panama City Beach, FL — see all Southwind homes for sale (5 listings across 3 sections in the MLS).
Southwind 3 Condo is a thin data set right now. Our snapshot shows only a single closing in the most recent window, which is too small a sample to draw a pricing trend from. Anyone telling you a firm number for this building today is guessing beyond what the record supports.
That doesn't mean the building is inactive, it means the market here moves in occasional transactions rather than a steady drumbeat. If you're buying or selling in Southwind 3, plan on pricing by direct comparison to whatever has recently closed or is actively listed inside the building, not by a community-wide average.
The 60-Second Overview
Southwind 3 Condo sits in Panama City Beach, Bay County, and current MLS activity is limited enough that we're not able to identify amenities or establish a reliable pricing pattern from the feed alone.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Southwind 3 Condo is best for.
Best for
- A buyer targeting a specific unit in Southwind 3 who wants a real, unit-level comp analysis rather than a market average
- A seller who understands their pricing will be set by careful comparison to nearby closings, not a building-wide statistic
- An investor comfortable evaluating a low-transaction-volume condo building on a deal-by-deal basis
Probably not for
- A buyer who wants a clear published price range or amenity list before narrowing a search
- Someone who needs recent, high-volume sales data to feel confident about value
- A buyer relying on community amenities as a deciding factor, since none are currently identified from MLS listings
The market around Southwind 3 Condo
Southwind 3 Condo is too small for its own price trend, so here is the market around it.
In ZIP 32413, 807 homes are on the market and 18% are under contract — a slower corner of Panama City Beach.
Across Bay County, 2,576 homes are active and 585 pending (18% under contract).
ZIP and county figures describe the wider market, not Southwind 3 Condo specifically. Momentum Research analysis of MLS records.
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Bay County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Bay County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
Southwind 3 Condo Market Scorecard
Southwind 3 Condo is currently a thin data market. Limited supply, a median asking price of $349,900, and homes go under contract in about 184 days.
Typical home value in the 32413 ZIP is $470,917, about 24.3% above the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Homes For Sale Right Now in Southwind 3 Condo
Live MLS inventory for Southwind 3 Condo. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Southwind 3 Condo listings as of 2026-09-12, priced high to low. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Tap any home to ask about it.
The Southwind 3 Condo buying strategy.
If we were buying in Southwind 3 Condo today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Southwind 3 Condo.
A building you evaluate unit by unit
With only one closing showing in the recent window, Southwind 3 doesn't yet give us the volume needed to talk about typical price per square foot, days on market, or a going rate with any confidence. That's a data limitation, not necessarily a market judgment on the building itself.
The practical move here is to treat every listing on its own terms: pull the specific unit's condition, floor, view, and any HOA or association detail directly, and compare it against whatever comparable sales exist in the immediate area rather than relying on a community-level statistic that doesn't yet exist.
The location and the amenities are priced into every listing in Southwind 3 Condo. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a building with this little recorded transaction history, the value of an agent isn't reciting a market stat, it's knowing how to price and negotiate when the comps are scarce. We pull actual listing and closing detail for the specific unit, cross-check it against nearby Panama City Beach condo activity, and tell you plainly where the number should land instead of leaning on a community average that isn't statistically meaningful yet.
Southwind 3 Condo in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Southwind 3 Condo buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Southwind 3 Condo sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Southwind 3 Condo, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Southwind 3 Condo home worth?
Get a no-obligation home value based on real comparable sales in Southwind 3 Condo, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Southwind 3 Condo on the map →
Should you buy in Southwind 3 Condo?
An honest fit check. We will tell you when it is not your community.
Nearby Communities
Explore more neighborhoods near Southwind 3 Condo with Momentum Realty’s local guides.
Data sources & freshness
| Live listings | CPAR MLS, refreshed twice daily (last: September 12, 2026) |
| Under-contract shares | CPAR MLS records, as of 2026-09-08 |
| Historical depth | Closed-sale records back to 2012 (37 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of CPAR MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the CPAR MLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
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A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how Southwind 3 Condo fits the bigger picture — live prices, inventory, and Momentum Scores: