Bahia Lakes vs Ruskin Reserve
Two Hillsborough communities, compared on the numbers that decide it — price, pace, and supply — from live MLS data as of 2026-09-19.
| Metric | Bahia Lakes | Ruskin Reserve |
|---|---|---|
| Median sale price | $338K | $297K |
| Price per sq ft | $167 | $196 |
| Avg days on market | 40 days | 49 days |
| Months of supply | 3.4 mo | 0.8 mo |
| Market | Seller's Market | Seller's Market |
| 1-year price change | False | False |
| Recent closings | 25 | 73 |
The verdict
Bahia Lakes carries the higher median price — about 14% above Ruskin Reserve. Homes in Bahia Lakes sell faster (40 days on market vs 49). Ruskin Reserve is the tighter market on inventory (0.8 months of supply).
Where each one is
| Bahia Lakes | Ruskin Reserve | |
|---|---|---|
| County | Hillsborough County, FL | Hillsborough County, FL |
| City / area | Ruskin | Ruskin |
| ZIP | 33570 | 33570 |
| FEMA flood zones (sampled parcels) | 67% of 24 homes outside a flood zone (Zone X) | 6% of 17 homes outside a flood zone (Zone X) |
Distances are straight-line; driving distance is usually 15 to 30 percent more. Flood-zone shares come from FEMA flood maps matched to sampled parcels; always check the exact address before you close.
What is for sale today
| Bahia Lakes | Ruskin Reserve | |
|---|---|---|
| Homes for sale now | 7 | 5 |
| Under contract | 7 | 5 |
| Asking prices today | $278K to $469K | $250K to $295K |
| Listed in the last 7 days | 0 | 5 |
| Property types listed | Single Family Residence | Townhouse |
Live MLS counts, refreshed with every listing pull. Browse them: Bahia Lakes homes for sale · Ruskin Reserve homes for sale.
The homes themselves
| Bahia Lakes | Ruskin Reserve | |
|---|---|---|
| Homes (parcels) | 336 | 2 |
| Built | 2007–2013 (median 2011) | n/a |
| Typical living area | 2,195 sq ft | n/a |
| Homesteaded (owner-occupied) share | 67% | 0% |
| Vacant lots | 0 | 139 |
Housing-stock figures from the Florida Department of Revenue 2025 assessment roll (public records).
How each one trades
| Bahia Lakes | Ruskin Reserve | |
|---|---|---|
| Sale-to-original-list | 96.4% | 98.6% |
| New-construction share of sales | 0% | 100% |
| Typical sold home | 2,180 sq ft | 1,464 sq ft |
Last 12 months of recorded closings; sale-to-original-list is the share of the first asking price sellers actually got.
Schools the listings are zoned for
| Bahia Lakes | Ruskin Reserve | |
|---|---|---|
| Elementary | Thompson Elementary | Thompson Elementary |
| Middle | Shields-Hb | Shields-Hb |
| High school | Lennard-Hb | Lennard-Hb |
The school most often recorded on each community's MLS listings. Always confirm a specific address with the district.
Which one fits
On budget alone, Ruskin Reserve is the lower entry point (median $297K vs $338K). Sellers get a faster sale in Bahia Lakes (40 days on market on average); buyers get more negotiating room where homes sit longer.
Neither number set decides it: drive both on a weekday evening, check the HOA documents and the flood zone for the exact street, and price the insurance before you write an offer. A Momentum agent who works both communities can pull the comparable sales for any two specific homes.
Questions people ask
Is Bahia Lakes more expensive than Ruskin Reserve?
Yes, on recent sales: the median sale price in Bahia Lakes is $338,000 versus $297,000 in Ruskin Reserve, about 14% higher.
Where do sellers get closer to asking price?
Ruskin Reserve — sellers there received 98.6% of the original list price over the last 12 months versus 96.4% in Bahia Lakes.
What high schools serve Bahia Lakes and Ruskin Reserve?
Listings in Bahia Lakes most often report Lennard-Hb; listings in Ruskin Reserve report Lennard-Hb. Zoning is set by the district and can change - verify by address.
Go deeper on each: Bahia Lakes homes, photos & schools · Ruskin Reserve homes, photos & schools
Figures are aggregates from realMLS / DBAAR, updated regularly. Thinking about either? Talk to Momentum Realty.