Palm Terrace Gardens vs San Clemente Village
Two Pasco communities, compared on the numbers that decide it — price, pace, and supply — from live MLS data as of 2026-09-19.
| Metric | Palm Terrace Gardens | San Clemente Village |
|---|---|---|
| Median sale price | $224K | $234K |
| Price per sq ft | $172 | $145 |
| Avg days on market | 64 days | 70 days |
| Months of supply | 1.8 mo | 6.9 mo |
| Market | Seller's Market | Buyer-Leaning Market |
| 1-year price change | False | False |
| Recent closings | 53 | 26 |
The verdict
San Clemente Village carries the higher median price — about 4% above Palm Terrace Gardens. Homes in Palm Terrace Gardens sell faster (64 days on market vs 70). Palm Terrace Gardens is the tighter market on inventory (1.8 months of supply).
Where each one is
| Palm Terrace Gardens | San Clemente Village | |
|---|---|---|
| County | Pasco County, FL | Pasco County, FL |
| City / area | Port Richey | Port Richey |
| ZIP | 34668 | 34668 |
| FEMA flood zones (sampled parcels) | all 18 sampled homes outside a flood zone | all 27 sampled homes outside a flood zone |
Distances are straight-line; driving distance is usually 15 to 30 percent more. Flood-zone shares come from FEMA flood maps matched to sampled parcels; always check the exact address before you close.
What is for sale today
| Palm Terrace Gardens | San Clemente Village | |
|---|---|---|
| Homes for sale now | 8 | 15 |
| Under contract | 2 | 4 |
| Asking prices today | $209K to $328K | $177K to $290K |
| Property types listed | Single Family Residence | Single Family Residence |
Live MLS counts, refreshed with every listing pull. Browse them: Palm Terrace Gardens homes for sale · San Clemente Village homes for sale.
The homes themselves
| Palm Terrace Gardens | San Clemente Village | |
|---|---|---|
| Homes (parcels) | 478 | 233 |
| Built | 1945–1985 (median 1976) | 1975–1980 (median 1978) |
| Typical living area | 1,548 sq ft | 1,650 sq ft |
| Homesteaded (owner-occupied) share | 50% | 81% |
Housing-stock figures from the Florida Department of Revenue 2025 assessment roll (public records).
Price history, year by year
| Year | Palm Terrace Gardens median | San Clemente Village median |
|---|---|---|
| 2014 | $45K (12 sales) | $64K (8 sales) |
| 2015 | $53K (25 sales) | $72K (15 sales) |
| 2016 | $60K (38 sales) | $88K (33 sales) |
| 2017 | $92K (39 sales) | $92K (25 sales) |
| 2019 | $133K (15 sales) | $130K (6 sales) |
| 2021 | $205K (4 sales) | $215K (9 sales) |
| 2022 | $224K (33 sales) | $235K (49 sales) |
| 2023 | $240K (13 sales) | $260K (23 sales) |
| 2024 | $242K (40 sales) | $244K (32 sales) |
| 2025 | $242K (47 sales) | $244K (35 sales) |
| 2026 | $235K (47 sales) | $234K (23 sales) |
Since 2014, Palm Terrace Gardens's median sale price is +423% and San Clemente Village's is +269% — Palm Terrace Gardens has appreciated faster over that stretch.
How each one trades
| Palm Terrace Gardens | San Clemente Village | |
|---|---|---|
| Sale-to-original-list | 96.5% | 94.5% |
| New-construction share of sales | 0% | 0% |
| Typical sold home | 1,310 sq ft | 1,422 sq ft |
| Momentum market-heat score | 37 (cold) | 24 (cold) |
Last 12 months of recorded closings; sale-to-original-list is the share of the first asking price sellers actually got.
Schools the listings are zoned for
| Palm Terrace Gardens | San Clemente Village | |
|---|---|---|
| Elementary | Gulf Highland Elementary | Schrader Elementary-Po |
| Middle | Bayonet Point Middle-Po | Bayonet Point Middle-Po |
| High school | Fivay High-Po | Fivay High-Po |
The school most often recorded on each community's MLS listings. Always confirm a specific address with the district.
Which one fits
On budget alone, Palm Terrace Gardens is the lower entry point (median $224K vs $234K). Buyers who want newer construction (fewer near-term roof, HVAC and re-plumb items, and easier insurance quotes in Florida) will find it in San Clemente Village; Palm Terrace Gardens trades that for a more established street and, typically, larger lots. Sellers get a faster sale in Palm Terrace Gardens (64 days on market on average); buyers get more negotiating room where homes sit longer.
Neither number set decides it: drive both on a weekday evening, check the HOA documents and the flood zone for the exact street, and price the insurance before you write an offer. A Momentum agent who works both communities can pull the comparable sales for any two specific homes.
Questions people ask
Is San Clemente Village more expensive than Palm Terrace Gardens?
Yes, on recent sales: the median sale price in San Clemente Village is $234,000 versus $224,000 in Palm Terrace Gardens, about 4% higher.
Which has newer homes, Palm Terrace Gardens or San Clemente Village?
San Clemente Village: its homes were built 1975–1980 with a median year of 1978, versus a median of 1976 in Palm Terrace Gardens (Florida DOR assessment roll).
Which has appreciated more, Palm Terrace Gardens or San Clemente Village?
From 2014 to 2026 the median sale price rose 423% in Palm Terrace Gardens and 269% in San Clemente Village (recorded MLS closings by calendar year).
Where do sellers get closer to asking price?
Palm Terrace Gardens — sellers there received 96.5% of the original list price over the last 12 months versus 94.5% in San Clemente Village.
What high schools serve Palm Terrace Gardens and San Clemente Village?
Listings in Palm Terrace Gardens most often report Fivay High-Po; listings in San Clemente Village report Fivay High-Po. Zoning is set by the district and can change - verify by address.
Go deeper on each: Palm Terrace Gardens homes, photos & schools · San Clemente Village homes, photos & schools
Figures are aggregates from realMLS / DBAAR, updated regularly. Thinking about either? Talk to Momentum Realty.