HOA Fees by Community in McIntosh County, GA

Association fees are the second-largest fixed cost of owning in a planned community after taxes and insurance, and they vary by a factor of fifty across McIntosh County. This league table ranks every McIntosh County community whose recent MLS listings carried an association fee, normalised to dollars per month (quarterly, semi-annual and annual fees converted), with a link to each community page for the full fee history, CDD status and homes for sale.

A note on who we are: Momentum Realty is a real estate brokerage. We are not the McIntosh County, GA homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in McIntosh County, GA.

Across 20 McIntosh County communities with a reported association fee on recent MLS listings, the median HOA is $56 per month — $42/mo for single-family and townhome communities and $425/mo for condos. The lowest single-family HOA we track is Springfield Plantation at $17/mo; the highest is Cathead Landing at $160/mo.

How McIntosh County HOA fees are distributed

Monthly HOA band	Communities	Share
$1–$100/mo	15	75%
$101–$250/mo	2	10%
$251–$500/mo	2	10%
$501–$1,000/mo	1	5%
Over $1,000/mo	0	0%

Lowest HOA fees: single-family and townhome communities

Ranked by median monthly fee (lowest first); ties broken by how many listings reported the fee. Communities whose listings report a nominal fee under $10/month are left out of this table — those figures are usually an annual amount entered against the wrong frequency.

Community	City	HOA (median, $/mo)	Listings sampled
Springfield Plantation	Townsend	$17	116
Jacks Bluff	Townsend	$17	58
The Marsh at Shellman Bluff	Townsend	$17	29
Sapelo Woods	Shellman Bluff	$25	29
Yellow Bluff Plantation	Townsend	$27	29
The Cove at Shellman Bluff	Townsend	$29	43
Shellpoint	Townsend	$33	30
Sapelo Gardens	Townsend	$33	29
Ashantilly	Darien	$42	215
Delta Plantation	Townsend	$50	34
Cooper'S Point	Townsend	$62	145
Golfside Villas at Cooper'S Point	Townsend	$62	39
Tolomato Island	Darien	$72	58
Sutherland Bluff	Townsend	$88	174
The Oaks at Sutherland Bluff	Townsend	$88	18
Belvedere Island Plantation	Townsend	$146	208
Cathead Landing	Darien	$160	58

Highest HOA fees: single-family and townhome communities

Gated, golf, amenity-heavy and master-planned communities dominate — the fee usually bundles a club, lawn care or a bundled golf membership.

Community	City	HOA (median, $/mo)	Listings sampled
Cathead Landing	Darien	$160	58
Belvedere Island Plantation	Townsend	$146	208
Sutherland Bluff	Townsend	$88	174
The Oaks at Sutherland Bluff	Townsend	$88	18
Tolomato Island	Darien	$72	58
Cooper'S Point	Townsend	$62	145
Golfside Villas at Cooper'S Point	Townsend	$62	39
Delta Plantation	Townsend	$50	34
Ashantilly	Darien	$42	215
Shellpoint	Townsend	$33	30
Sapelo Gardens	Townsend	$33	29
The Cove at Shellman Bluff	Townsend	$29	43
Yellow Bluff Plantation	Townsend	$27	29
Sapelo Woods	Shellman Bluff	$25	29
Springfield Plantation	Townsend	$17	116
Jacks Bluff	Townsend	$17	58
The Marsh at Shellman Bluff	Townsend	$17	29

Lowest condo association fees

Community	City	HOA (median, $/mo)	Listings sampled
The Hammocks at Sapelo	Townsend	$275	29
Settlers Bluff	Darien	$425	116
Oaks on the River	Darien	$800	87

Highest condo association fees

Condo fees fund the building itself — insurance, reserves, elevators, waterfront upkeep — so the top of this list is oceanfront and high-rise.

Community	City	HOA (median, $/mo)	Listings sampled
Oaks on the River	Darien	$800	87
Settlers Bluff	Darien	$425	116
The Hammocks at Sapelo	Townsend	$275	29

How to read this

Figures are the median AssociationFee across a community’s recent MLS listings (n shown), normalised to a monthly amount from the listed frequency; communities need at least three listings with a known frequency to appear. Fees change with every budget cycle, special assessments are not included, and master-association or club dues may be reported separately by the listing agent. Source: MLS listing records compiled by Momentum Research, October 2026. Back to homes for sale in McIntosh County, GA.

Common questions

What is the average HOA fee in McIntosh County, GA?

The median association fee across 20 McIntosh County communities with a reported fee is $56 per month; single-family communities run about $42/mo and condos about $425/mo.

Which McIntosh County communities have the lowest HOA fees?

Lowest reported single-family fees: Springfield Plantation ($17/mo), Jacks Bluff ($17/mo), The Marsh at Shellman Bluff ($17/mo), Sapelo Woods ($25/mo), Yellow Bluff Plantation ($27/mo), The Cove at Shellman Bluff ($29/mo).

Which McIntosh County communities have the highest HOA fees?

Highest reported: Cathead Landing ($160/mo), Belvedere Island Plantation ($146/mo), Sutherland Bluff ($88/mo), The Oaks at Sutherland Bluff ($88/mo), Oaks on the River ($800/mo), Settlers Bluff ($425/mo).

Are there McIntosh County communities with no HOA?

0 of the 20 communities tracked here reported no mandatory association fee on recent listings; always confirm with a title search because deed restrictions can exist without a fee.