Sun Harbor
Condos for Sale in Panama City, FL
All 268 homes for sale in Panama City, FL · median $349,900 · 233 condos for sale in Panama City · 165 homes for sale in 32401 · Bay County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo via CPAR MLS
As of November 2026, Sun Harbor Condo in Panama City, FL has 4 homes for sale, asking from $168,000 to $320,000 (median $209,000). Homes listed or recently sold were built 1984–1984; 4 of 4 report an HOA (median $425/mo); 3 of the 4 geocoded homes sit in a FEMA special flood hazard zone (median elevation 5 ft).
Last 30 days in Sun Harbor: 1 new listing (median asking $168,000). As of November 11, 2026, Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate.
Homes For Sale Right Now in Sun Harbor Condo
Live MLS inventory for Sun Harbor Condo. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active · 58 daysTop listing
Active · 36 days
Active · 36 days
Active · 26 daysActive and pending Sun Harbor Condo listings as of 2026-11-11, priced high to low. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Tap any home to ask about it.

Sun Harbor Condo's price picture sits on a thin data set right now: five closings inform the current snapshot, so the median of $155,000 should be read as a directional marker rather than a tight, tested range. With this few transactions, one unusual sale can move the number more than it would in a deeper market.
The median 115-day time on market is the more telling figure here. That is not a fast-turn condo community, and it points to buyers taking their time, sellers testing price before adjusting, or both. Anyone pricing a listing or writing an offer here should plan around patience rather than urgency.
Figures in this note are as of July 28, 2026. The live market numbers elsewhere on this page update nightly and are newer.
The 60-Second Overview
Sun Harbor Condo is a Panama City condo community in Bay County where current MLS activity is limited, giving the market a quieter, slower-moving posture than higher-volume complexes nearby.
CPAR sales records identify 9 homes in Sun Harbor Condo that have changed hands since 2022, built between 1984 and 1984 (median 1984), with a median living area of about 540 sq ft and a typical 1-bedroom, 1-bath layout; 100% are condominiums. Source: CPAR closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
The setting & the homes.
Aerial and on-site photos of Sun Harbor Condo. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Photos from CPAR MLS listings in Sun Harbor Condo; content deemed reliable but not guaranteed.
Who Sun Harbor Condo is best for.
Best for
- Buyers with flexible timelines who can wait through a longer-than-average selling window
- Buyers prioritizing a lower condo price point in Panama City over a fast close
- Sellers willing to price realistically from the start given the current median days on market
Probably not for
- Sellers expecting a quick sale or heavy competing-offer activity
- Buyers relying on assumed community amenities without confirming them directly
- Anyone needing a large pool of recent comps to firm up a price strategy
The market around Sun Harbor Condo
Sun Harbor Condo is too small for its own price trend, so here is the market around it.
In ZIP 32401, 125 homes are on the market and 11% are under contract — a slower corner of Panama City.
Across Bay County, 2,406 homes are active and 434 pending (15% under contract).
In ZIP 32401 (Panama City), 26 homes closed in the last 12 months at a median of $197K, with a median 73 days on market. Right now 23 active and 2 pending listings put supply at about 10.6 months — a soft market. See the live ZIP 32401 housing market and the Bay County market.
ZIP and county figures describe the wider market, not Sun Harbor Condo specifically. Momentum Research analysis of MLS records.
Sun Harbor Condo on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from CPAR MLS. Map data © OpenStreetMap contributors.
The Sun Harbor Condo buying strategy.
If we were buying in Sun Harbor Condo today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Sun Harbor Condo.
A Small Sample, A Slow Clock
Two numbers define this snapshot: a median price of $155,000 and a median 115 days on market, drawn from just five recent closings. That combination usually means a condo stock where condition and pricing strategy matter more than broad demand pressure. When only a handful of units trade in a window, the community is not being pushed by competing offers so much as individual sellers finding individual buyers.
No community amenities were identified from current MLS listings, which does not mean none exist, only that the listing data available does not surface them. Buyers should verify directly what a specific building or association offers rather than assuming standard condo features are present. On the market side, the long median days-on-market figure suggests sellers should price realistically at the outset rather than expect a quick sale, and buyers have more room to negotiate on timeline and terms than they would in a fast-moving segment.
The location and the amenities are priced into every listing in Sun Harbor Condo. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a market this thin, the median and the days-on-market figure only tell part of the story, and the rest has to come from direct comparison of the handful of units actually trading. We pull the specific closings behind the numbers, check condition and association details unit by unit, and help you build a price or offer strategy that reflects what is really moving here, not just the headline figure.
Sun Harbor Condo in 15 seconds.
Tools for a Sun Harbor Condo buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Sun Harbor Condo sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Sun Harbor Condo, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Sun Harbor Condo home worth?
Get a no-obligation home value based on real comparable sales in Sun Harbor Condo, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
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Should you buy in Sun Harbor Condo?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | CPAR MLS, refreshed twice daily (last: November 11, 2026) |
| Under-contract shares | CPAR MLS records, as of 2026-11-11 |
| Historical depth | Closed-sale records back to 2026 (1 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of CPAR MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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See how Sun Harbor Condo fits the bigger picture — live prices, inventory, and Momentum Scores:
