Landmark On St. Andrews Bay
Homes for Sale in Panama City, FL
True comps, carrying-cost math, and listings before the portals.
Market Heat
The number that matters here is the 134-day median time on market. That is not a market moving quickly on price — it is one where sellers are waiting for the right buyer, and where a listing that lingers is the norm rather than the exception. At a $189,000 median price, this is a value-priced corner of the St. Andrews Bay area, and the pricing reflects a mix of condition and unit-specific factors more than broad demand pressure.
The year-over-year change of -14.1% and a market heat score of 15 both point the same direction: this is a soft, buyer-leaning market right now. With only 7 closings in the current window, the sample is thin, which means any single sale can move the median. Sellers should price to the data they have, not to what the community did previously, and buyers have room to negotiate on terms and timeline.
Landmark On St. Andrews Bay right now
🔴 Off the recent peak. The trailing-12-month median ($189K) is down 14.1% from the prior 12 months ($220K). With about a dozen sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level cpar closed sales, 12-month windows ending July 28. Confidence: Medium (7 and 13 sales in the two windows).
What's unique here: the median sale price is about 46% below the typical Bay County sale ($189K vs $350K, trailing 12 months, cpar records).
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Updated July 28, 2026 · Live data: cpar, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Landmark On St. Andrews Bay market snapshot (as of July 28, 2026): the median sale price is about $189K, and a median 134 days on market for closed sales. The trailing-12-month median is down 14% from the prior 12 months, computed from record-level cpar closed sales (7 closings in the current window).
Landmark On St. Andrews Bay sits in the St. Andrews Bay corridor of Panama City, Bay County, and current activity is limited enough that each closing carries real weight in reading the market. This is a snapshot of a slow, low-volume period rather than a fast-turning one.
Who Landmark On St. Andrews Bay is best for.
Best for
- Buyers targeting a lower price point near St. Andrews Bay and willing to evaluate units individually on condition.
- Buyers with flexible timelines who can work through a slower-moving negotiation process.
- Buyers who want to verify amenities and building details directly rather than assume a standard package.
Probably not for
- Buyers who need a quick, competitive-offer closing timeline.
- Buyers expecting confirmed amenities like a pool or clubhouse as part of the purchase without independent verification.
- Buyers relying on recent local sales trends to project near-term price direction, given the limited closings data available.
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending July 28 of each year, from record-level cpar closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($189K) IS the median in the snapshot above, and the move from 2025 ($220K) IS the -14.1% one-year change.
Windows contain 2 to 17 sales each (7 in the current window); every figure carries its sample size, and thin markets swing on single closings. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
The Landmark On St. Andrews Bay buying strategy.
If we were buying in Landmark On St. Andrews Bay today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Landmark On St. Andrews Bay.
A slow-moving corner of the market
A median of 134 days on market means listings here are not moving on a compressed timeline. For sellers, that argues for realistic initial pricing and patience rather than chasing the market down with repeated cuts. For buyers, it means less urgency and more leverage to negotiate on price, closing costs, or repairs.
The -14.1% year-over-year change and a market heat score of 15 both describe a market that has cooled from wherever it stood previously. With just 7 closings in the current window, that shift is being driven by a small number of transactions, so it is worth treating any single data point as directional rather than definitive. Current MLS listings do not identify specific community amenities, so anything beyond the unit itself — pool, dock, clubhouse, or similar — should be confirmed directly rather than assumed.
The location and the amenities are priced into every listing in Landmark On St. Andrews Bay. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a low-volume market like this one, pricing strategy and negotiation matter more than usual because there are fewer comparable closings to lean on. We track the current window closely, help sellers set a number that reflects today's pace rather than an outdated one, and help buyers understand where there is room to negotiate given the extended time-on-market pattern.
Landmark On St. Andrews Bay in 15 seconds.
HOA, CDD & Fees
- Mandatory HOA — confirm current dues
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Landmark On St. Andrews Bay buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Landmark On St. Andrews Bay sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Landmark On St. Andrews Bay, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Landmark On St. Andrews Bay home worth?
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Frequently Asked Questions
What is the median home price in Landmark On St. Andrews Bay?
How long do homes in Landmark On St. Andrews Bay take to sell?
Who is the best real estate agent for Landmark On St. Andrews Bay?
How do I find a top Panama City real estate agent who knows Landmark On St. Andrews Bay?
Can Momentum Realty connect me with an agent for Landmark On St. Andrews Bay?
Should you buy in Landmark On St. Andrews Bay?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Community market stats | cpar closed sales, 12-month windows ending July 28, 2026 |
| Historical depth | Closed-sale records back to 2012 (131 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of cpar records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the cpar member average and 8 days faster, and we’ll price yours against live your area comps.
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