Landmark on St Andrews
Condos for Sale in Panama City, FL
All 268 homes for sale in Panama City, FL · median $349,900 · 233 condos for sale in Panama City · 165 homes for sale in 32401 · Bay County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo via CPAR MLS
As of November 2026, Landmark On St. Andrews Bay in Panama City, FL has 3 homes for sale. Over the 12 months ending 2026-11-11, 4 recorded sales closed at a median of $178,950, a median 177 days on market, sellers accepting 94% of original asking. Homes listed or recently sold were built 1969–1969; 4 of 4 report an HOA (median $450/mo); 3 of the 4 geocoded homes sit in a FEMA special flood hazard zone (median elevation 7 ft). At the median price and Bay County's FY2025-26 rate of 12.28 mills, annual property tax runs about $2,200 ($1,710 with the full homestead exemption).
Last 30 days in Landmark on St Andrews: 1 new listing (median asking $280,000), 1 under contract right now. As of November 11, 2026, Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate.
Homes For Sale Right Now in Landmark on St Andrews
Live MLS inventory for Landmark on St Andrews. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active · 106 daysTop listing
Active · 20 days
Active · 330 daysActive and pending Landmark on St Andrews listings as of 2026-11-12, priced high to low. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Tap any home to ask about it.
The number that matters here is the 134-day median time on market. That is not a market moving quickly on price — it is one where sellers are waiting for the right buyer, and where a listing that lingers is the norm rather than the exception. At a $189,000 median price, this is a value-priced corner of the St. Andrews Bay area, and the pricing reflects a mix of condition and unit-specific factors more than broad demand pressure.
The year-over-year change of -14.1% and a market heat score of 15 both point the same direction: this is a soft, buyer-leaning market right now. With only 7 closings in the current window, the sample is thin, which means any single sale can move the median. Sellers should price to the data they have, not to what the community did previously, and buyers have room to negotiate on terms and timeline.
Figures in this note are as of July 28, 2026. The live market numbers elsewhere on this page update nightly and are newer.
Landmark on St Andrews right now
🟢 Buyer-leaning market. 9.0 months of supply and 25% of the inventory already under contract give buyers above-average negotiating leverage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of CPAR MLS records, as of November 11, 2026. Confidence: Medium (4 active and pending listings, 4 closed sales in 12 months).
What's unique here: the median sale price is about 48% below the typical Bay County sale ($179K vs $345K, trailing 12 months, CPAR MLS records).
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· Updated November 12, 2026 · Live data: CPAR MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Landmark on St Andrews market snapshot (as of November 11, 2026): the median sale price is about $179K, a median 177 days on market for closed sales, and 9.0 months of supply, a buyer-leaning market.
In ZIP 32401 (Panama City), 26 homes closed in the last 12 months at a median of $197K, with a median 73 days on market. Right now 23 active and 2 pending listings put supply at about 10.6 months — a soft market. See the live ZIP 32401 housing market and the Bay County market.
CPAR sales records identify 12 homes in Landmark On St. Andrews Bay that have changed hands since 2024, built between 1969 and 1969 (median 1969), with a median living area of about 970 sq ft and a typical 2-bedroom, 1-bath layout; 100% are condominiums. Source: CPAR closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
Landmark On St. Andrews Bay sits in the St. Andrews Bay corridor of Panama City, Bay County, and current activity is limited enough that each closing carries real weight in reading the market. This is a snapshot of a slow, low-volume period rather than a fast-turning one.
The setting & the homes.
Aerial and on-site photos of Landmark on St Andrews. Swipe to explore the community.
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Landmark on St AndrewsLandmark on St AndrewsLandmark on St Andrews
Landmark on St AndrewsPhotos from CPAR MLS listings in Landmark on St Andrews; content deemed reliable but not guaranteed.
Who Landmark on St Andrews is best for.
Best for
- Buyers targeting a lower price point near St. Andrews Bay and willing to evaluate units individually on condition.
- Buyers with flexible timelines who can work through a slower-moving negotiation process.
- Buyers who want to verify amenities and building details directly rather than assume a standard package.
Probably not for
- Buyers who need a quick, competitive-offer closing timeline.
- Buyers expecting confirmed amenities like a pool or clubhouse as part of the purchase without independent verification.
- Buyers relying on recent local sales trends to project near-term price direction, given the limited closings data available.
Landmark on St Andrews on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from CPAR MLS. Map data © OpenStreetMap contributors.
The Landmark on St Andrews buying strategy.
If we were buying in Landmark on St Andrews today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Use your leverage. With inventory sitting, there is room to negotiate on anything dated or overpriced and to ask for repairs or a rate buydown.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Landmark on St Andrews.
A slow-moving corner of the market
A median of 134 days on market means listings here are not moving on a compressed timeline. For sellers, that argues for realistic initial pricing and patience rather than chasing the market down with repeated cuts. For buyers, it means less urgency and more leverage to negotiate on price, closing costs, or repairs.
The -14.1% year-over-year change and a market heat score of 15 both describe a market that has cooled from wherever it stood previously. With just 7 closings in the current window, that shift is being driven by a small number of transactions, so it is worth treating any single data point as directional rather than definitive. Current MLS listings do not identify specific community amenities, so anything beyond the unit itself — pool, dock, clubhouse, or similar — should be confirmed directly rather than assumed.
The location and the amenities are priced into every listing in Landmark on St Andrews. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a low-volume market like this one, pricing strategy and negotiation matter more than usual because there are fewer comparable closings to lean on. We track the current window closely, help sellers set a number that reflects today's pace rather than an outdated one, and help buyers understand where there is room to negotiate given the extended time-on-market pattern.
Landmark on St Andrews in 15 seconds.
Tools for a Landmark on St Andrews buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Landmark on St Andrews sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Landmark on St Andrews, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Landmark on St Andrews home worth?
Get a no-obligation home value based on real comparable sales in Landmark on St Andrews, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
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Recently off market in Landmark On St. Andrews Bay
Homes in Landmark On St. Andrews Bay that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 4 on record.
- 2100 W Beach Drive B202 · off market
- 2100 W Beach Drive D101 · off market
- 2100 W Beach Drive N201 · off market
- 2100 W Beach Drive W101 · off market
| Location | Panama City, Bay County, FL · ZIP 32401 |
|---|---|
| Sale prices, last 12 months | $178,950 median across 4 closed sales |
| Days on market (closed sales) | 177 median |
| For sale right now | 3 active, 1 pending · median asking $280,000 · 9.0 months of supply |
Data as of November 11, 2026. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Market figures describe homes, not residents. Cite as: Momentum Realty, “Landmark on St Andrews key facts,” movewithmomentum.com/neighborhoods/landmark-on-st-andrews-bay, data as of November 11, 2026.
Housing distress & ownership in Landmark On St. Andrews Bay, Panama City
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
Every Home for Sale in Landmark On St Andrews Bay Right Now (4)
All 4 active and pending Landmark On St Andrews Bay listings with a detail page, newest first, refreshed twice a day from the MLS.
- 2100 W Beach Drive R102, Panama City, Fl 32401 · $179,900 · 1 bd / 1 ba · pending · listed Oct 15, 2026 · listed by CENTURY 21 AllPoints Realty
- 2100 W Beach Drive Zs101, Panama City, Fl 32401 · $280,000 · 2 bd / 1 ba · listed Sep 30, 2026 · listed by Think Real Estate
- 2100 W Beach Drive J201, Panama City, Fl 32401 · $300,000 · 2 bd / 2 ba · listed Aug 13, 2026 · listed by eXp Realty LLC
- 2100 W Beach Drive H103, Panama City, Fl 32401 · $186,600 · 1 bd / 1 ba · listed Aug 13, 2026 · listed by Coldwell Banker Niceville
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11% of homes for sale in ZIP 32401 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-11-12).
What it really costs to own in Landmark on St Andrews
The parts of the monthly number a mortgage calculator leaves out, from the tax roll, the MLS, Citizens and FEMA. Property facts only.
| Property tax | Current owners' bills run a median of $2,793/yr across 8 listings here (MLS tax records, 2026-11-12). |
|---|---|
| HOA dues | Median $497/month across 5 MLS listings (most billed monthly; 2026-11-12). Dues cover what the documents say they cover; ask for the budget and reserve study. |
| Home and flood insurance | The average Citizens Property Insurance premium in Bay County is $1,928/yr (1,264 policies, Citizens detail by county, April 2026); private-market quotes depend on roof age, wind mitigation and construction. |
| Roof and age | Median build year 1969 across 8 listings. An original roof here would be about 57 years old; under Florida's 2022 reform (SB 2-D) carriers may require an inspection past 15 years, so budget for a roof report, and for replacement where it fails. |
Estimated carrying cost at the median asking price, before the mortgage: about $890/month (tax $233, HOA $497, insurance $161). An estimate from the sources above, not a quote.
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Frequently Asked Questions
What is the median home price in Landmark on St Andrews?
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Should you buy in Landmark on St Andrews?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | CPAR MLS, refreshed twice daily (last: November 12, 2026) |
| Community market stats | CPAR MLS closed sales, 12-month windows ending November 11, 2026 |
| Under-contract shares | CPAR MLS records, as of 2026-11-11 |
| Historical depth | Closed-sale records back to 2026 (4 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of CPAR MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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See how Landmark On St. Andrews Bay fits the bigger picture — live prices, inventory, and Momentum Scores: