Bayview Heights
Homes for Sale in Panama City, FL
All 245 homes for sale in Panama City, FL · median $349,900 · 117 homes for sale in 32401 · Bay County homes for sale
True comps, carrying-cost math, and listings before the portals.
Market Heat
Photo via CPAR MLS
As of October 2026, Bayview Heights in Panama City, FL has 2 homes for sale. Over the 12 months ending 2026-09-20, 8 recorded sales closed at a median of $297,500, a median 58 days on market, sellers accepting 96% of original asking (-11% versus the prior year). Homes listed or recently sold were built 1942–1997; none of the 3 geocoded homes sit in a FEMA special flood hazard zone (median elevation 7 ft). At the median price and Bay County's FY2025-26 rate of 12.28 mills, annual property tax runs about $3,650 ($3,170 with the full homestead exemption).
Homes For Sale Right Now in Bayview Heights
Live MLS inventory for Bayview Heights. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Bayview Heights listings as of 2026-10-19, priced high to low. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Tap any home to ask about it.

Bayview Heights is an older pocket of Panama City housing stock — the median build year sits at 1973, with homes on record dating back to 1900 and as recent as 2024. That range does the pricing work here more than anything else: condition and age spread out the value story from one listing to the next, and buyers should expect to underwrite renovation or deferred maintenance case by case rather than assume a uniform product.
The median price sits at $265,000, down 19.5% year over year, with homes taking just over 31 days to sell on a market heat score of 48 — a reading that lands closer to balanced than to either extreme. With only 7 closings in the most recent window, the data set is thin enough that a single sale can move the median meaningfully. Sellers should price against comparable condition, not against the neighborhood average, and buyers have room to negotiate rather than chase.
Figures in this note are as of July 28, 2026. The live market numbers elsewhere on this page update nightly and are newer.
Bayview Heights right now
🔴 Off the recent peak. The trailing-12-month median ($298K) is down 11.1% from the prior 12 months ($334K). With about 8 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level CPAR MLS closed sales, 12-month windows ending September 20. Confidence: Medium (8 and 6 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated October 20, 2026 · Live data: CPAR MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Bayview Heights market snapshot (as of September 20, 2026): the median sale price is about $298K, and a median 58 days on market for closed sales. The trailing-12-month median is down 11% from the prior 12 months, computed from record-level CPAR MLS closed sales (8 closings in the current window).
In ZIP 32401 (Panama City), 337 homes closed in the last 12 months at a median of $307K, up 0.5% year over year, with a median 62 days on market. Right now 166 active and 29 pending listings — a buyer's market. See the live ZIP 32401 housing market and the Bay County market.
County records show 8 qualified sales in Bayview Heights across 2024–2025 (4 in 2024, 4 in 2025), median $227,500 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Bayview Heights is a community of 170 homes in Panama City, Bay County, built between 1900 and 2020 (median 1966), with a median living area of about 1,506 square feet. 60% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
Bayview Heights is a 587-home community of largely mid-20th-century construction, with a median living area of 1,660 square feet and just over half of homes (51%) carrying a homestead exemption — a mix that points to a market with both long-held and turnover-ready inventory.
The setting & the homes.
Aerial and on-site photos of Bayview Heights. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Photos from CPAR MLS listings in Bayview Heights; content deemed reliable but not guaranteed.
Who Bayview Heights is best for.
Best for
- Buyers with a renovation budget who want an older home with room to update at a price below prior-year levels
- Buyers targeting a mid-size home near 1,660 square feet without needing a newer build
- Buyers who want negotiating room in a market with moderate days-on-market and a heat score near the midpoint
Probably not for
- Buyers who want a community with organized recreational amenities on site
- Buyers who need a narrow, predictable price band rather than a wide condition-driven spread
- Buyers who want a large, deep pool of recent comparable sales to lean on before pricing
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending September 20 of each year, from record-level CPAR MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($298K) IS the median in the snapshot above, and the move from 2025 ($334K) IS the -11.1% one-year change.
Windows contain 1 to 13 sales each (8 in the current window); every figure carries its sample size, and thin markets swing on single closings. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
18% of homes for sale in ZIP 32405 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-10-18).
Bayview Heights Market Scorecard
Bayview Heights is currently a balanced market., a median asking price of $199,700, and homes go under contract in about 144 days.
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: CPAR MLS, refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.
Bayview Heights on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from CPAR MLS. Map data © OpenStreetMap contributors.
The Bayview Heights buying strategy.
If we were buying in Bayview Heights today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Bayview Heights.
An older, wide-spread housing stock
With a median year built of 1973 and a construction range stretching back to 1900 and forward to 2024, Bayview Heights is not a single-era subdivision. Buyers will find homes needing full updates sitting near recent builds or thorough renovations, and that spread is the main reason pricing here should be evaluated home-by-home rather than by neighborhood average.
No community amenities are identified from current MLS listings, so the draw is the housing stock and location itself rather than shared recreational infrastructure. At a median 1,660 square feet, sizing is moderate and consistent enough to compare across listings even when condition varies widely.
The location and the amenities are priced into every listing in Bayview Heights. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Bayview Heights buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 3 factors (5.6). Basis: Recent Direction -11.1% year-over-year; Owner Commitment 60% owner-occupied; Pricing Power 96.2% sale-to-list. Refreshed with each data update.
Why work with Momentum here
In a market this age-diverse and this thin on recent closings — 7 in the current window — pricing a home correctly means knowing which comparable sales actually reflect condition, not just square footage or lot. We pull the comps that matter, flag where the 19.5% year-over-year pullback is condition-driven versus market-wide, and help you decide whether a 31-day average marketing period is a target or a signal to reprice.
Bayview Heights in 15 seconds.
What it really costs to own in Bayview Heights
The parts of the monthly number a mortgage calculator leaves out, from the tax roll, the MLS, Citizens and FEMA. Property facts only.
| Property tax | Current owners' bills run a median of $2,704/yr across 6 listings here (MLS tax records, 2026-10-20). |
|---|---|
| Home and flood insurance | The average Citizens Property Insurance premium in Bay County is $1,928/yr (1,264 policies, Citizens detail by county, April 2026); private-market quotes depend on roof age, wind mitigation and construction. |
| Roof and age | Median build year 1985 across 6 listings. An original roof here would be about 41 years old; under Florida's 2022 reform (SB 2-D) carriers may require an inspection past 15 years, so budget for a roof report, and for replacement where it fails. |
Email me new listings in Bayview Heights
One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.
Ask an agent about Bayview Heights
Have a question about the homes, fees, rules or commute here? A Momentum agent who works Bayview Heights will answer, and the answer is published on this page for the next buyer.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Bayview Heights buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Bayview Heights sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Bayview Heights, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Bayview Heights home worth?
Get a no-obligation home value based on real comparable sales in Bayview Heights, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Panama City →
Recently off market in Bayview Heights
Homes in Bayview Heights that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 4 on record.
- 1718 Palmetto Avenue · off market
- 2315 Michigan Avenue · off market
- 2704 Drummond Avenue · off market
- 2727 Michigan Avenue · off market
| Location | Panama City, Bay County, FL · ZIP 32401, 32405 |
|---|---|
| Homes in the community | 170 (FL DOR 2025 assessment roll) |
| Years built | 1900–2020 (median 1966) |
| Typical living area | 1,506 sq ft (median) |
| Sale prices, last 12 months | $297,500 median across 8 closed sales · -11.1% vs the prior 12 months |
| Days on market (closed sales) | 58 median |
| For sale right now | 2 active, 1 pending · median asking $199,700 |
| Owner-occupied (homestead) share | 60% |
Data as of September 20, 2026. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Bayview Heights key facts,” movewithmomentum.com/neighborhoods/bayview-heights, data as of September 20, 2026.
Housing distress & ownership in Bayview Heights, Panama City
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
Just listed in Bayview Heights
The newest homes for sale in Bayview Heights right now, newest first. Each link opens the full listing with every photo, the price history and a tour request.
- 4018 W Princess Lane, Panama City, FL 32405 $1,195,000 · 2 bd · 2 ba · 70 days on market Courtesy of Counts Real Estate Group Inc
- 1729 Palmetto Avenue, Panama City, FL 32401 $249,500 · 2 bd · 1 ba · 144 days on market Courtesy of The Premier Property Group
- 4455 W 19Th Street 16, Panama City, FL 32405 $149,900 · 2 bd · 2 ba · 191 days on market Courtesy of Coldwell Banker Realty
Checked against the MLS Oct 20, 2026. All new listings in this market.
Every Home for Sale in Bayview Heights Right Now (3)
All 3 active and pending Bayview Heights listings with a detail page, newest first, refreshed twice a day from the MLS.
- 4018 W Princess Lane, Panama City, Fl 32405 · $1,195,000 · 2 bd / 2 ba · listed Aug 10, 2026 · listed by Counts Real Estate Group Inc
- 1729 Palmetto Avenue, Panama City, Fl 32401 · $249,500 · 2 bd / 1 ba · listed Jul 22, 2026 · listed by The Premier Property Group
- 4455 W 19th Street 16, Panama City, Fl 32405 · $149,900 · 2 bd / 2 ba · listed Jul 22, 2026 · listed by Coldwell Banker Realty
More Panama City home searches
- All homes for sale in Panama City, FL
- Homes for sale in Bay County, FL
- Homes under $300K in Panama City
- Homes from $300K to $500K in Panama City
- 4-bedroom homes for sale in Panama City
- Panama City home values: what is my house worth?
- ZIP 32401 housing scorecard
- 3 coming-soon communities in Bay County
Panama City guides & data
- Market data
- Best neighborhoods (ranked by data)
- Flood zones
- Home insurance cost
- New construction
- ZIP codes
Florida buyer guides
- Florida home insurance rates by county
- Florida property tax by county
- Florida property tax calculator
- What flood zone X means
- The 4-point inspection, explained
- Florida flood insurance calculator
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Recent Developments in Bayview Heights
Development, infrastructure, retail, and school activity affecting Bayview Heights, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated October 2026.
- October 2026Development
Tyndall Air Force Base rebuild continues with about 140 new facilities
WJHG reports Tyndall AFB is rebuilding with roughly 140 new hurricane-resistant facilities after Hurricane Michael in 2018, and now hosts F-35 squadrons. Most current projects are expected to finish by 2027, while other buildings await congressional funding and the work has faced labor and budget constraints.
What it may mean for the marketContinued base construction and F-35 operations sustain military and contractor employment and construction activity in the eastern Bay County area. The site is about 11 miles southwest of Bayview Heights.
Source: WJHG - August 2026Development
Deal reached to redevelop historic Panama City Grammar School into apartments and townhomes
Panama City reached a deal for developer Zachary Seymour to buy the 1914 Panama City Grammar School on East Seventh Street and convert it to apartments and townhomes. The city would waive about $375,000 in code fines and a $100,000 CRA grant is pending approval. Seymour has one year to finish structural repairs to roofs, windows and doors.
What it may mean for the marketReuse of a vacant historic building would add downtown-area residential units and remove a long-standing vacant property. The project is about 13 miles west of Bayview Heights, elsewhere in Bay County.
Source: WJHG - August 2026Infrastructure
Bay County approves $13.5 million water treatment plant expansion
Bay County commissioners approved a $13.5 million contract with NCMC Construction to add three large sand filters (30 by 50 feet each) to the county water treatment plant, which now runs 11 filters. Construction is expected to start soon and take about a year, and officials say water bills should not rise because of it.
What it may mean for the marketAdded filtration and backup capacity supports water service reliability for a county where demand has more than doubled in 15 years. The project is about 12 miles northwest of Bayview Heights, elsewhere in Bay County.
Source: WJHG - July 2026Civic
Panama City approves 12-month moratorium on AI data centers
Panama City commissioners unanimously approved a 12-month pause on AI data centers in certain areas, following a six-month restriction adopted by Bay County the prior week. The city said it will use the period to study data center operations and revisit how they fit into local zoning and land-use rules.
What it may mean for the marketA temporary pause shapes where data centers can locate while the city reviews zoning and land-use standards. The project is about 14 miles west of Bayview Heights, elsewhere in Bay County.
Source: WJHG News Channel 7 - June 2026Development
Panama City commissioners approve Community Development District for 1,800-home neighborhood
Panama City commissioners approved a Community Development District for a planned neighborhood of about 1,800 homes east of John Pitts Road in north Panama City. Under the CDD, road maintenance within the neighborhood stays with the district rather than transferring to the city.
What it may mean for the marketA new large-scale residential district adds housing supply and internally maintained streets to the north Panama City market. The project is about 10 miles northwest of Bayview Heights, elsewhere in Bay County.
Source: WJHG News Channel 7 - June 2026Infrastructure
Panama City moves downtown marina slip construction to bid, ends City Marina Partners deal
Panama City put the first 50 boat slips at the Downtown Marina out for contractor bids, with construction expected to begin shortly after a contract is awarded and the bid window closing June 16. Commissioners also ended their working relationship with City Marina Partners and budgeted payment for work already completed.
What it may mean for the marketProgress on downtown marina slip construction advances waterfront infrastructure in the Panama City core. The project is about 14 miles west of Bayview Heights, elsewhere in Bay County.
Source: WJHG News Channel 7
Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.
Frequently Asked Questions
What is the median home price in Bayview Heights?
How long do homes in Bayview Heights take to sell?
How many homes are in Bayview Heights?
What share of Bayview Heights is owner-occupied?
When were the homes in Bayview Heights built?
Who is the best real estate agent for Bayview Heights?
How do I find a top Panama City real estate agent who knows Bayview Heights?
Can Momentum Realty connect me with an agent for Bayview Heights?
Where is Bayview Heights, and what county is it in?
Is Bayview Heights a good place to live?
Should you buy in Bayview Heights?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | CPAR MLS, refreshed twice daily (last: October 19, 2026) |
| Community market stats | CPAR MLS closed sales, 12-month windows ending September 20, 2026 |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (3 streets, ZIP 32401/32405)) |
| Under-contract shares | CPAR MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2012 (117 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of CPAR MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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See how Bayview Heights fits the bigger picture — live prices, inventory, and Momentum Scores:
More on Bayview Heights
- Home values · What homes in Bayview Heights actually sell for
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