Sudduths in Panama City

Sudduths
Homes for Sale in Panama City, FL

Community in Panama City · Bay County · ZIP 32401
Median sale $276K
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Live Market Pulse
62/100
Market Heat
Hotter than normal
2013 → 2026 · 81 at the 2021 peak
0 is Sudduths's coldest market since 2013, 100 its hottest. Today: 62. How it's scored

Photo via cpar

Built fromLive cpar data14 years of closingsUpdated twice daily
Live · Sudduths Housing Pulse cpar + public records Analysis by Momentum Realty · $3.5B+ sold · 8,500+ transactions · Top 1% in Florida (RealTrends)
Price
$276K
Median sold · 12 mo
down 12.7% vs the prior 12 months
-12.7%
1-yr price change
n = 27 and 22 sales in the two windows
98.1%
Sale vs ask
+169%
T12M median vs 2012
from a $102K median in 2012
Tempo
13days
Median DOM · closed
13 days at the 2026 low
27
Sold · last 12 mo
10-yr average: about 32 a year
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Sudduths is trading at a median of $276,000, with homes averaging just under two weeks on market before going under contract. That kind of pace, paired with a market heat score of 62, tells you buyers are acting decisively when a listing is priced right, not sitting on the fence.

The year-over-year pull-back of 12.7% is worth sitting with rather than reacting to. Over a 27-home closing window, that swing can reflect a shift in the mix of what sold as much as a shift in what any single home is worth. Longer term, prices here sit 169% above the 2012 baseline, which is context for where the market has been, not a forecast for what comes next.

Sudduths Housing Pulse · Momentum Research · as of July 28, 2026

Sudduths right now

🔴 Off the recent peak. The trailing-12-month median ($276K) is down 12.7% from the prior 12 months ($316K) and up 169% since 2012.Momentum Research, record-level cpar closed sales, 12-month windows ending July 28. Confidence: High (27 and 22 sales in the two windows).

Jump to: Price history & scorecard · Homes for sale · Schools · FAQ

Updated July 28, 2026 · Live data: cpar, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

The 60-Second Overview

Sudduths market snapshot (as of July 28, 2026): the median sale price is about $276K, and a median 13 days on market for closed sales. The trailing-12-month median is down 13% from the prior 12 months and up 169% since 2012, computed from record-level cpar closed sales (27 closings in the current window).

Sudduths is a Panama City community in Bay County where the current MLS snapshot shows quick turnover on listings and a median sale price of $276,000, with no community amenities identified from active listings.

Best for

  • Buyers with financing and paperwork ready who can move quickly once a listing near the median price surfaces.
  • Sellers prepared to price close to market value from the outset given how fast homes are moving off the market.
  • Buyers comfortable making a decision based on location and the home itself rather than a built-out amenity package.

Probably not for

  • Buyers who want a long, unhurried search process with time to compare many options side by side.
  • Buyers specifically seeking community amenities, since none are currently identified in the MLS data.
  • Sellers hoping to test a price well above recent median figures without expecting it to sit on the market.

Windows contain 4 to 51 sales each (27 in the current window); every figure carries its sample size, and thin markets swing on single closings. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.

Median sale price · trailing 12 mo
$100K$200K$300K20122014201620182020202220242026
Down 12.7% year over year; up 169% since 2012.
Median days on market · closed sales
5010020122014201620182020202220242026
13 days at the 2026 low; 13 now.
Sale price vs original ask · median
85%90%95%100%20122014201620182020202220242026
98.1% now.
Homes sold per 12-mo window
0204020122014201620182020202220242026
4 to 51 a year; 27 in the current window.
Market Heat · 0 coldest, 100 hottest in the record
20406080seller-leaningbuyer-leaning2014201620182020202220242026
81 at the 2021 peak, 23 in the troughs, 62 now. Same score as the hero card, full history.

Sudduths Market Scorecard

Balanced

Sudduths is currently a balanced market., and homes go under contract in about 31 days.

$276,000
Median sold
31
Days on mkt
3/2/0
Active/Pend/Sold

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: cpar, refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.

Housing distress & ownership in Sudduths, Panama City

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 33 listings

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.

Homes For Sale Right Now in Sudduths

Live MLS inventory for Sudduths. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Sudduths listings as of 2026-08-19, priced high to low. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Tap any home to ask about it.

Listing locations from cpar. Map data © OpenStreetMap, tiles © CARTO.

If we were buying in Sudduths today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Sudduths.

Best Buy
Buyers and sellers ready to act on current data rather than wait out the market.
Biggest Risk
A 27-home closing window is thin enough that recent price trends can shift with the next few sales.
Sweet Spot
Priced-right listings near the $276,000 median that show well from the start.
Avoid If
You need a slow, exploratory search or want to lean on community amenities that are not currently present.

What the numbers are actually saying

A median day-on-market figure in the low teens is a signal worth taking seriously: it means well-priced, presentable homes here are not lingering. For a seller, that argues for pricing at or near market from day one rather than testing the ceiling. For a buyer, it means being ready to move once you find the right property, since the data does not suggest much room for a slow, exploratory search.

The year-over-year decline of 12.7% against a 27-sale window is a small enough sample that it should temper conclusions, not drive them. It is a data point to discuss with a local agent in the context of what actually closed, not a standalone signal that the community is softening or strengthening. With no amenities currently identified in the MLS data, buyers should treat this as a community defined by its homes and location rather than by shared community features.

The location and the amenities are priced into every listing in Sudduths. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty
7.1B · Buy Score
Long-Term Appreciation9.8/10
Recent Direction2.8/10
Pricing Power8.7/10

Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 3 factors (7.1). Basis: Long-Term Appreciation +169% since 2012; Recent Direction -12.7% year-over-year; Pricing Power 98.1% sale-to-list. Refreshed with each data update.

Why work with Momentum here

In a market moving this fast, with homes going under contract in about two weeks, the difference between a good outcome and a missed one often comes down to timing and pricing precision. We track the closing activity behind these numbers in real time, not just the headline figures, so pricing and offer strategy in Sudduths are built on what is actually happening on the ground right now.

Sudduths in 15 seconds.

Best forBuyers and sellers ready to act on current data rather than wait out the market.
Biggest advantageA median day-on-market in the low teens means decisive offers tend to win.
Biggest riskA 27-home closing window is thin enough that recent price trends can shift with the next few sales.
Sweet spotPriced-right listings near the $276,000 median that show well from the start.
Avoid ifYou need a slow, exploratory search or want to lean on community amenities that are not currently present.

HOA, CDD & Fees

In short
  • Mandatory HOA — confirm current dues
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Sudduths sales matched to your home.

What is your Sudduths home worth?

Get a no-obligation home value based on real comparable sales in Sudduths, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in Sudduths on the map →

Real comps, not an automated estimate.

Frequently Asked Questions

What is the median home price in Sudduths?
The median sale price in Sudduths was $276K over the 12 months ending July 28, 2026 (27 closed sales, cpar).
How long do homes in Sudduths take to sell?
Homes that closed in the 12 months ending July 28, 2026 took a median 13 days on market (27 sales, cpar).
Have Sudduths home prices gone up?
The trailing-12-month median is up 169% since 2012, from $102K to $276K (cpar closed records).
Who is the best real estate agent for Sudduths?
The best agent for Sudduths is one who actively works Panama City and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Sudduths.
How do I find a top Panama City real estate agent who knows Sudduths?
Share a few details in the form on this page. Momentum Realty has 280+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Sudduths and the wider Panama City area.
Can Momentum Realty connect me with an agent for Sudduths?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Sudduths purchase or sale - no call center and no pressure.
Buyers with financing and paperwork ready who can move quickly once a listing near the median price surfaces.Excellent fit
Sellers prepared to price close to market value from the outset given how fast homes are moving off the market.Excellent fit
Buyers comfortable making a decision based on location and the home itself rather than a built-out amenity package.Excellent fit
Buyers who want a long, unhurried search process with time to compare many options side by side.Probably not
Buyers specifically seeking community amenities, since none are currently identified in the MLS data.Probably not
Sellers hoping to test a price well above recent median figures without expecting it to sit on the market.Probably not

Nearby Communities

Explore more neighborhoods near Sudduths with Momentum Realty’s local guides.

CTCove Terrace0.4 mi awayC(Cove (Bay)0.5 mi awayBCBay Club Condo0.6 mi awayOOOld Orchard0.8 mi awayBCBunkers Cove0.9 mi awayHAHolmes Add Millville1.1 mi awayPCPine Crest To Callaway1.2 mi awaySShermans1.2 mi away

Browse all Florida neighborhood guides →

Data sources & freshness

Community market statscpar closed sales, 12-month windows ending July 28, 2026
Historical depthClosed-sale records back to 2012 (453 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of cpar records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the cpar member average and 8 days faster, and we’ll price yours against live your area comps.

Looking to buy here? Search homes for sale →

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A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.

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CallFree valuation →
Thinking of selling in Sudduths? 27 recorded closings; median 13 days on market (window ending 2026-07-28). See the Bay County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.
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