Sudduths
Homes for Sale in Panama City, FL
True comps, carrying-cost math, and listings before the portals.
Market Heat
Sudduths is trading at a median of $276,000, with homes averaging just under two weeks on market before going under contract. That kind of pace, paired with a market heat score of 62, tells you buyers are acting decisively when a listing is priced right, not sitting on the fence.
The year-over-year pull-back of 12.7% is worth sitting with rather than reacting to. Over a 27-home closing window, that swing can reflect a shift in the mix of what sold as much as a shift in what any single home is worth. Longer term, prices here sit 169% above the 2012 baseline, which is context for where the market has been, not a forecast for what comes next.
Sudduths right now
🔴 Off the recent peak. The trailing-12-month median ($276K) is down 12.7% from the prior 12 months ($316K) and up 169% since 2012.Momentum Research, record-level cpar closed sales, 12-month windows ending July 28. Confidence: High (27 and 22 sales in the two windows).
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Updated July 28, 2026 · Live data: cpar, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Sudduths market snapshot (as of July 28, 2026): the median sale price is about $276K, and a median 13 days on market for closed sales. The trailing-12-month median is down 13% from the prior 12 months and up 169% since 2012, computed from record-level cpar closed sales (27 closings in the current window).
Sudduths is a Panama City community in Bay County where the current MLS snapshot shows quick turnover on listings and a median sale price of $276,000, with no community amenities identified from active listings.
Who Sudduths is best for.
Best for
- Buyers with financing and paperwork ready who can move quickly once a listing near the median price surfaces.
- Sellers prepared to price close to market value from the outset given how fast homes are moving off the market.
- Buyers comfortable making a decision based on location and the home itself rather than a built-out amenity package.
Probably not for
- Buyers who want a long, unhurried search process with time to compare many options side by side.
- Buyers specifically seeking community amenities, since none are currently identified in the MLS data.
- Sellers hoping to test a price well above recent median figures without expecting it to sit on the market.
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending July 28 of each year, from record-level cpar closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($276K) IS the median in the snapshot above, and the move from 2025 ($316K) IS the -12.7% one-year change.
Windows contain 4 to 51 sales each (27 in the current window); every figure carries its sample size, and thin markets swing on single closings. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
The Sudduths buying strategy.
If we were buying in Sudduths today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Sudduths.
What the numbers are actually saying
A median day-on-market figure in the low teens is a signal worth taking seriously: it means well-priced, presentable homes here are not lingering. For a seller, that argues for pricing at or near market from day one rather than testing the ceiling. For a buyer, it means being ready to move once you find the right property, since the data does not suggest much room for a slow, exploratory search.
The year-over-year decline of 12.7% against a 27-sale window is a small enough sample that it should temper conclusions, not drive them. It is a data point to discuss with a local agent in the context of what actually closed, not a standalone signal that the community is softening or strengthening. With no amenities currently identified in the MLS data, buyers should treat this as a community defined by its homes and location rather than by shared community features.
The location and the amenities are priced into every listing in Sudduths. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Sudduths buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 3 factors (7.1). Basis: Long-Term Appreciation +169% since 2012; Recent Direction -12.7% year-over-year; Pricing Power 98.1% sale-to-list. Refreshed with each data update.
Why work with Momentum here
In a market moving this fast, with homes going under contract in about two weeks, the difference between a good outcome and a missed one often comes down to timing and pricing precision. We track the closing activity behind these numbers in real time, not just the headline figures, so pricing and offer strategy in Sudduths are built on what is actually happening on the ground right now.
Sudduths in 15 seconds.
HOA, CDD & Fees
- Mandatory HOA — confirm current dues
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Sudduths buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Sudduths sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Sudduths, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Sudduths home worth?
Get a no-obligation home value based on real comparable sales in Sudduths, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Sudduths on the map →
Frequently Asked Questions
What is the median home price in Sudduths?
How long do homes in Sudduths take to sell?
Have Sudduths home prices gone up?
Who is the best real estate agent for Sudduths?
How do I find a top Panama City real estate agent who knows Sudduths?
Can Momentum Realty connect me with an agent for Sudduths?
Should you buy in Sudduths?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Community market stats | cpar closed sales, 12-month windows ending July 28, 2026 |
| Historical depth | Closed-sale records back to 2012 (453 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of cpar records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the cpar member average and 8 days faster, and we’ll price yours against live your area comps.
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