Homes for Sale Under $300K in Cocoa Beach, FL

This page tracks every Cocoa Beach listing with an asking price under $300,000, by community, with live counts and asking prices. Prices are asking prices from the MLS, not values, and the list changes with every refresh.

42 homes listed under $300,000 are for sale or pending in Cocoa Beach, FL today across 29 communities. The median asking price is $244,000, from $133,000 to $299,900. Listings in Cocoa Beach without that feature have a median of $624,500. Most listings right now: Twin Towers Condo (5), Atlantique Condo Apts (3), Cocoa Ocean Beach Subd (2). Updated September 11, 2026 from the MLS.

Cocoa Beach homes under $300K by community

Click a community for its full guide: prices, HOA reality, insurance posture and the homes for sale.

CommunityHomes Under $300KNew buildMedian listFrom
Twin Towers Condo50$210,000$178,000
Atlantique Condo Apts30$249,900$239,000
Cocoa Ocean Beach Subd20$274,500$269,000
Cocoa Ocean Beach Sub20$251,750$228,500
The Diplomat Apts Condo Ph IV20$239,000$229,000
Riverview Manor Condo Ph II20$224,250$220,000
Riverview Manor Condo Ph IV20$199,000$170,000
Windward Apts Condo20$169,450$159,900
Cocoa Beach Club Condo10$299,900$299,900
River Villa Condo10$299,000$299,000
Beach Villas Condo10$299,000$299,000
Cocoa Beach Add 02 Amd Blks 102 & 10310$297,000$297,000
Rock Pointe Condo Ph III10$290,000$290,000
The Four Seasons Condo10$285,000$285,000
Windrush Condo Ph II10$275,000$275,000
Oceanside Villas Condo10$274,900$274,900
Highland House Condo Apts Ph II10$259,900$259,900
Woodland Condo10$250,000$250,000
The Commodore Condo Ph II10$250,000$250,000
Summerwind Condo of Cocoa Beach10$249,800$249,800
The Diplomat Apts Condo Ph Iii10$238,000$238,000
Woodland Avenue Condominium10$237,000$237,000
Rio Vista Condo Ph I10$229,900$229,900
Sea Crest Beach10$227,900$227,900
Cocoa Ocean Beach10$220,000$220,000
The Fairways Apt Condo10$213,000$213,000
Sutton Place10$189,900$189,900
Cocoa Isles 8th Addn10$179,000$179,000
Essex House Condo10$133,000$133,000

What under $300,000 buys and what to check

In this price band the differences between listings are usually age, size and condition rather than location alone, so read each listing’s year built, square footage and property type (a condo or manufactured home and a single-family home can sit at the same price with very different monthly costs). Budget the full monthly number, not the price: taxes, insurance, and HOA or CDD fees are all on each listing page, and our true cost of ownership calculator puts them into one figure. Insurance quotes on older roofs and older electrical can change which of two similar homes is actually cheaper.

Questions to ask about any listing in this band

How old is the roof, and will insurers write it? Is there a four-point inspection on file? What did the seller pay for insurance last year? In a condo, what are the dues, is there a special assessment or milestone inspection pending, and what do the reserves look like? Is the price a recent reduction, and how long has it been listed? A local agent who works the area will know which communities in this band have the fewest surprises at inspection.

Common questions

How many homes listed under $300,000 are for sale in Cocoa Beach?
As of September 11, 2026, 42 Cocoa Beach, FL listings whose MLS record reports an asking price under $300,000 are active or pending, across 29 communities. The count updates with every MLS refresh.
What do homes under $300K cost in Cocoa Beach?
The median asking price today is $244,000, with listings from $133,000 to $299,900. Cocoa Beach listings without that feature have a median of $624,500.
Which Cocoa Beach community has the most homes under $300K for sale?
Twin Towers Condo has the most right now (5), followed by Atlantique Condo Apts (3), Cocoa Ocean Beach Subd (2), Cocoa Ocean Beach Sub (2).
What is the monthly payment on a home under $300,000?
At today’s rates with 20% down, principal and interest on a $300,000 purchase runs in the $1,500–$1,700 a month range before taxes, insurance and any HOA; each listing page shows the property tax and fees for that home, and the true-cost calculator linked above turns them into one monthly number.

Keep exploring Cocoa Beach

Live data: Space Coast MLS, Stellar MLS, refreshed with every MLS pull; this page rebuilds on every ship. Community-level aggregates only: active and pending residential listings in Cocoa Beach, FL whose MLS record reports an asking price under $300,000. Prices are asking prices, not values. Property features and prices only; nothing on this page describes residents. Equal Housing Opportunity.

Listing data provided by the Space Coast Multiple Listing Service. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Listings courtesy of Stellar MLS as distributed by MLS GRID.

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