Homes for Sale Under $300K in Cocoa Beach, FL
This page tracks every Cocoa Beach listing with an asking price under $300,000, by community, with live counts and asking prices. Prices are asking prices from the MLS, not values, and the list changes with every refresh.
49 homes listed under $300,000 are for sale or pending in Cocoa Beach, FL today across 36 communities. The median asking price is $249,800, from $144,900 to $299,900. Listings in Cocoa Beach without that feature have a median of $628,000. Most listings right now: Twin Towers Condo (4), The Four Seasons Condo (3), Cocoa Ocean Beach Subd (2). Updated October 20, 2026 from the MLS.
First-time buyers: what Cocoa Beach costs at the entry level
42 active single-family homes, townhomes and condos at or below $300,000 — median $249,500, about $1,641/mo principal & interest at 7.40% with 5% down. Live from the MLS, refreshed nightly.
Newest homes under $300K in Cocoa Beach
What the payment looks like
| Purchase price | P&I at 7.40%, 5% down | P&I, 20% down | Cash to close at 5% down (est.) |
|---|---|---|---|
| $150,000 | $987 | $831 | $12,000 |
| $200,000 | $1,316 | $1,108 | $16,000 |
| $250,000 | $1,644 | $1,385 | $20,000 |
| $300,000 | $1,973 | $1,662 | $24,000 |
Estimates only; taxes, insurance, HOA and mortgage insurance are on top. Closing costs assumed at 3%.
Down-payment assistance in Brevard County · First-time buyer guide
Cocoa Beach homes under $300K by community
Click a community for its full guide: prices, HOA reality, insurance posture and the homes for sale.
| Community | Homes Under $300K | New build | Median list | From |
|---|---|---|---|---|
| Twin Towers Condo | 4 | 0 | $234,500 | $174,900 |
| The Four Seasons Condo | 3 | 0 | $285,000 | $270,000 |
| Cocoa Ocean Beach Subd | 2 | 0 | $279,450 | $269,000 |
| Woodland Avenue Condominium | 2 | 0 | $233,450 | $229,900 |
| Atlantique Condo Apts | 2 | 0 | $232,400 | $224,900 |
| Rio Vista Condo Ph I | 2 | 0 | $207,400 | $189,900 |
| Riverview Manor Condo Ph IV | 2 | 0 | $197,000 | $170,000 |
| Windward Apts Condo | 2 | 0 | $152,400 | $144,900 |
| Town Homes of Cocoa Beach Condo | 1 | 0 | $299,900 | $299,900 |
| Twin Towers | 1 | 0 | $299,900 | $299,900 |
| Cocoa Beach Club Condo | 1 | 0 | $299,900 | $299,900 |
| Beach Villas Condo | 1 | 0 | $299,000 | $299,000 |
| River Villa Condo | 1 | 0 | $299,000 | $299,000 |
| Cocoa Beach Add 02 Amd Blks 102 & 103 | 1 | 0 | $297,000 | $297,000 |
| Fountain Cove Condo Ph II | 1 | 0 | $290,000 | $290,000 |
| Rock Pointe Condo Ph III | 1 | 0 | $290,000 | $290,000 |
| Ridgeview Condo | 1 | 0 | $285,000 | $285,000 |
| Windrush Condo Ph II | 1 | 0 | $275,000 | $275,000 |
| Port Royal Condo | 1 | 0 | $275,000 | $275,000 |
| Cocoa Ocean Beach Sub | 1 | 0 | $275,000 | $275,000 |
| Oceanside Villas Condo | 1 | 0 | $274,900 | $274,900 |
| Highland House Condo Apts Ph II | 1 | 0 | $259,900 | $259,900 |
| St Lucie Gardens Condo IXora Addn | 1 | 0 | $250,000 | $250,000 |
| Summerwind Condo of Cocoa Beach | 1 | 0 | $249,800 | $249,800 |
| The Diplomat Apts Condo Ph IV | 1 | 0 | $249,000 | $249,000 |
| Woodland Condo | 1 | 0 | $246,000 | $246,000 |
| Saturn Condo | 1 | 0 | $245,000 | $245,000 |
| Windward E Condo Ph I | 1 | 0 | $239,500 | $239,500 |
| Turtle Key of Cocoa Beach Condo | 1 | 0 | $235,000 | $235,000 |
| Cocoa Beach Add 07 | 1 | 0 | $229,900 | $229,900 |
| Riverview Manor Condo Ph V | 1 | 0 | $229,000 | $229,000 |
| Cocoa Ocean Beach | 1 | 0 | $220,000 | $220,000 |
| Riverview Manor Condo Ph II | 1 | 0 | $215,000 | $215,000 |
| The Fairways Apt Condo | 1 | 0 | $213,000 | $213,000 |
| Blue Heron Condo | 1 | 0 | $195,000 | $195,000 |
| Surf N Sun Condo | 1 | 0 | $170,000 | $170,000 |
What under $300,000 buys and what to check
In this price band the differences between listings are usually age, size and condition rather than location alone, so read each listing’s year built, square footage and property type (a condo or manufactured home and a single-family home can sit at the same price with very different monthly costs). Budget the full monthly number, not the price: taxes, insurance, and HOA or CDD fees are all on each listing page, and our true cost of ownership calculator puts them into one figure. Insurance quotes on older roofs and older electrical can change which of two similar homes is actually cheaper.
Questions to ask about any listing in this band
How old is the roof, and will insurers write it? Is there a four-point inspection on file? What did the seller pay for insurance last year? In a condo, what are the dues, is there a special assessment or milestone inspection pending, and what do the reserves look like? Is the price a recent reduction, and how long has it been listed? A local agent who works the area will know which communities in this band have the fewest surprises at inspection.
Common questions
How many homes listed under $300,000 are for sale in Cocoa Beach?
What do homes under $300K cost in Cocoa Beach?
Which Cocoa Beach community has the most homes under $300K for sale?
What is the monthly payment on a home under $300,000?
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Live data: Space Coast MLS, Stellar MLS, refreshed with every MLS pull; this page rebuilds on every ship. Community-level aggregates only: active and pending residential listings in Cocoa Beach, FL whose MLS record reports an asking price under $300,000. Prices are asking prices, not values. Property features and prices only; nothing on this page describes residents. Equal Housing Opportunity.