Homes for Sale Under $300K in Cocoa, FL
This page tracks every Cocoa listing with an asking price under $300,000, by community, with live counts and asking prices. Prices are asking prices from the MLS, not values, and the list changes with every refresh.
204 homes listed under $300,000 are for sale or pending in Cocoa, FL today across 120 communities. The median asking price is $222,000, from $49,000 to $299,900. Listings in Cocoa without that feature have a median of $399,000. Most listings right now: Forest Lakes of Cocoa Condo Ph I (7), Port St John Unit 7 (5), Port St John Unit 8 (3). Updated October 2, 2026 from the MLS.
First-time buyers: what Cocoa costs at the entry level
94 active single-family homes, townhomes and condos at or below $300,000 — median $234,500, about $1,475/mo principal & interest at 6.95% with 5% down. Live from the MLS, refreshed nightly.
Newest homes under $300K in Cocoa
What the payment looks like
| Purchase price | P&I at 6.95%, 5% down | P&I, 20% down | Cash to close at 5% down (est.) |
|---|---|---|---|
| $150,000 | $943 | $794 | $12,000 |
| $200,000 | $1,258 | $1,059 | $16,000 |
| $250,000 | $1,572 | $1,324 | $20,000 |
| $300,000 | $1,887 | $1,589 | $24,000 |
Estimates only; taxes, insurance, HOA and mortgage insurance are on top. Closing costs assumed at 3%.
Down-payment assistance in Brevard County · First-time buyer guide
Cocoa homes under $300K by community
Click a community for its full guide: prices, HOA reality, insurance posture and the homes for sale. The 60 communities with the most homes under $300K listed are tabled; the rest follow.
| Community | Homes Under $300K | New build | Median list | From |
|---|---|---|---|---|
| Forest Lakes of Cocoa Condo Ph I | 7 | 0 | $159,900 | $119,900 |
| Port St John Unit 7 | 5 | 0 | $283,000 | $158,500 |
| Port St John Unit 8 | 3 | 0 | $299,000 | $285,000 |
| Sabal Lake Estates Unit 1 | 3 | 0 | $275,000 | $160,000 |
| Virginia Park | 3 | 0 | $250,000 | $142,000 |
| Shakespeare Park Sec 1 | 3 | 0 | $250,000 | $249,900 |
| Northwest Lakes Condo Ph IV | 3 | 0 | $245,000 | $229,900 |
| Pineridge Subd Unit 2 | 3 | 0 | $245,000 | $220,000 |
| Sunrise Landing II Condo | 3 | 0 | $240,000 | $239,900 |
| Northwest Lakes Condo Ph V | 3 | 0 | $239,000 | $193,500 |
| Lost Lakes Condominium Ph I | 3 | 0 | $229,000 | $169,900 |
| Sunrise Village Condo Ph I | 3 | 0 | $225,000 | $165,900 |
| College Park Amended Map | 3 | 0 | $189,000 | $152,000 |
| Ackley Subd No 3 | 3 | 0 | $182,000 | $124,124 |
| Port St John Unit 3 | 2 | 0 | $297,950 | $296,000 |
| College Green Estates Unit 2 | 2 | 0 | $294,000 | $289,000 |
| Northwest Lakes Condo Ph I and II | 2 | 0 | $282,000 | $275,000 |
| Port St John Unit 1 | 2 | 0 | $277,450 | $275,000 |
| Coventry of Cocoa A Replat of | 2 | 0 | $272,500 | $265,000 |
| Port St John Unit 5 | 2 | 0 | $272,450 | $249,900 |
| Port St John Unit 4 | 2 | 0 | $271,950 | $259,000 |
| NorthwestLakes Condo Ph VII | 2 | 0 | $237,000 | $199,000 |
| N Port St John Unit 2 Part 1 | 2 | 0 | $234,950 | $229,900 |
| Pineridge Sub | 2 | 0 | $229,950 | $219,900 |
| College Green Estates Unit 4 | 2 | 0 | $227,500 | $180,000 |
| N Port St John Unit 3 | 2 | 0 | $226,250 | $207,500 |
| Brozman Estates | 2 | 0 | $225,000 | $220,000 |
| Northwest Lakes Condo Ph VI | 2 | 0 | $224,950 | $224,900 |
| Sunrise Landing III Condo | 2 | 0 | $219,500 | $210,000 |
| Sharpes Pine Acres Estates No 2 | 2 | 0 | $217,500 | $210,000 |
| Cocoa Hills Subd | 2 | 0 | $215,450 | $179,900 |
| Northwest Lakes Condo Ph III | 2 | 0 | $214,000 | $199,000 |
| Sunrise Village Condo Ph III | 2 | 0 | $177,500 | $160,000 |
| Peacewind | 2 | 1 | $174,750 | $154,500 |
| Cedar Lakes Mobile Home Park Co-Op | 2 | 0 | $166,500 | $138,000 |
| Clear Lake Village Unrec | 2 | 0 | $150,000 | $100,000 |
| Williams Point Estates | 2 | 0 | $142,450 | $65,000 |
| College Club Condo Ph I | 2 | 0 | $117,500 | $110,000 |
| Allen Condo Apts | 2 | 0 | $71,950 | $71,000 |
| Crestview Acres | 2 | 0 | $55,000 | $55,000 |
| Adamson Creek Phase 1-A | 1 | 0 | $299,900 | $299,900 |
| Pineridge Unit No 4 | 1 | 0 | $299,650 | $299,650 |
| Pineridge Subd | 1 | 0 | $299,000 | $299,000 |
| Port St John Unit 03 | 1 | 0 | $298,999 | $298,999 |
| Royal Garden Homes | 1 | 0 | $289,990 | $289,990 |
| Carlton Terrace Amd | 1 | 0 | $289,900 | $289,900 |
| Port St John Unit 6 | 1 | 0 | $289,000 | $289,000 |
| Blairs Subd | 1 | 0 | $289,000 | $289,000 |
| College Green Estates Unit 3 | 1 | 0 | $275,000 | $275,000 |
| College Green Estates | 1 | 0 | $275,000 | $275,000 |
| Royal Garden Homes Sec 02 | 1 | 0 | $270,000 | $270,000 |
| Melrose Manor Unit 03 | 1 | 0 | $265,000 | $265,000 |
| Melrose Manor Unit 3 | 1 | 0 | $265,000 | $265,000 |
| Port St John Unit 2 | 1 | 0 | $259,900 | $259,900 |
| North Port St John Unit 02 Pt 01 | 1 | 0 | $259,900 | $259,900 |
| Whispering Pines Subd | 1 | 1 | $259,000 | $259,000 |
| Melrose Manor Unit 1 | 1 | 0 | $249,000 | $249,000 |
| Rangewood Villas PUD Stage 1 | 1 | 0 | $247,999 | $247,999 |
| Maplewood Lakes Phase 1 | 1 | 0 | $244,999 | $244,999 |
| Pineridge Subd Unit 2 Tract A of | 1 | 0 | $242,900 | $242,900 |
Also with homes under $300K for sale
- Shakespeare Park Sec 01 (1)
- Shakespeare Park Sec 2 (1)
- Delespine On Indian River (1)
- Shakespeare Park Sec 02 (1)
- Morningside Mobile Home Estates (1)
- Sunrise Village Condo Ph I (1)
- Peacewind Condo Cottages Ph 1 (1)
- Westland Heights, Amended Plat (1)
- Lake View Sec 2 (1)
- Pineridge Unit No 3 (1)
- Sharpes Pine Acres Estates (1)
- Pineridge Unit 03 (1)
- College Green Estates Unit 6 (1)
- Cocoa Hills Subd (1)
- Clear Lake Terrace (1)
- Pineridge Subd (1)
- Northwest Lakes Condo Ph 1-2 (1)
- Catalina Village 5Th Addition (1)
- Pine Grove Park 02 Add 01 (1)
- Poinsett Gardens 1st Addn (1)
- Shepards Clear Lake Village (1)
- Canaveral Groves S/D (1)
- N Port St John Unit 1 (1)
- North Port St John Unit 01 (1)
- Canaveral Groves Subd Replat Unit 3 Sheet 1 (1)
- Cocoa Bay Phase 1 (1)
- Broadmoor Acres Subd (1)
- Catalina Village 4Th Add (1)
- Resubd of Tract 11 (1)
- College Park Amended Map (1)
- Space Coast Gardens (1)
- Cocoa Modern Manors (1)
- Virginia Park (1)
- Canebreakers Condominium (1)
- Ackley Sub 3 (1)
- Garden Estates Replat (1)
- Evergreen Estates (1)
- Pine-Dale Estates (1)
- Forest Lks/Cocoa Condos Ph Iii (1)
- Sharpes Pine Acres Estates No 1 (1)
- Lakes/Cocoa Ph Iii (1)
- Quail Ridge Condo Ph 1E (1)
- Lost Lakes Ph One (1)
- The Courtyards Condo Ph IID (1)
- Sunrise Village Condo Ph II (1)
- Poinsett Gardens 2nd Addn (1)
- Forest Lakes Of Cocoa Condo Ph Iii (1)
- Shepherds Casbah Unrec Sudb (1)
- Royal Palm Estates (1)
- Clearlake Village Unit 1 (1)
- Clearlake Village Un 1 (1)
- Catalina Village 6Th Add (1)
- Forest Lks/Cocoa Ph Iii (1)
- Forest Lakes Cocoa Ph 03 (1)
- Williams Point Estates (1)
- College Club Condo Ph IV (1)
- College Club Ph 1 (1)
- College Pines Condo (1)
- Hardeeville Rep (1)
- Cocoa River Development (1)
What under $300,000 buys and what to check
In this price band the differences between listings are usually age, size and condition rather than location alone, so read each listing’s year built, square footage and property type (a condo or manufactured home and a single-family home can sit at the same price with very different monthly costs). Budget the full monthly number, not the price: taxes, insurance, and HOA or CDD fees are all on each listing page, and our true cost of ownership calculator puts them into one figure. Insurance quotes on older roofs and older electrical can change which of two similar homes is actually cheaper.
Questions to ask about any listing in this band
How old is the roof, and will insurers write it? Is there a four-point inspection on file? What did the seller pay for insurance last year? In a condo, what are the dues, is there a special assessment or milestone inspection pending, and what do the reserves look like? Is the price a recent reduction, and how long has it been listed? A local agent who works the area will know which communities in this band have the fewest surprises at inspection.
Common questions
How many homes listed under $300,000 are for sale in Cocoa?
What do homes under $300K cost in Cocoa?
Which Cocoa community has the most homes under $300K for sale?
What is the monthly payment on a home under $300,000?
Keep exploring Cocoa
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Homes Under $300K in nearby Brevard County cities
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- Cocoa Beach homes under $300K (46 for sale)
Live data: Space Coast MLS, Stellar MLS, refreshed with every MLS pull; this page rebuilds on every ship. Community-level aggregates only: active and pending residential listings in Cocoa, FL whose MLS record reports an asking price under $300,000. Prices are asking prices, not values. Property features and prices only; nothing on this page describes residents. Equal Housing Opportunity.