Homes for Sale Under $300K in Lake Mary, FL
This page tracks every Lake Mary listing with an asking price under $300,000, by community, with live counts and asking prices. Prices are asking prices from the MLS, not values, and the list changes with every refresh.
89 homes listed under $300,000 are for sale or pending in Lake Mary, FL today across 19 communities. The median asking price is $178,000, from $19,920 to $299,900. Listings in Lake Mary without that feature have a median of $540,000. Most listings right now: Notting Hill A Condo (22), Regency Park At Lake Mary A Condo (16), Regency Park At Lake Mary A Condo (15). Updated October 2, 2026 from the MLS.
First-time buyers: what Lake Mary costs at the entry level
47 active single-family homes, townhomes and condos at or below $300,000 — median $178,500, about $1,122/mo principal & interest at 6.95% with 5% down. Live from the MLS, refreshed nightly.
Newest homes under $300K in Lake Mary
What the payment looks like
| Purchase price | P&I at 6.95%, 5% down | P&I, 20% down | Cash to close at 5% down (est.) |
|---|---|---|---|
| $150,000 | $943 | $794 | $12,000 |
| $200,000 | $1,258 | $1,059 | $16,000 |
| $250,000 | $1,572 | $1,324 | $20,000 |
| $300,000 | $1,887 | $1,589 | $24,000 |
Estimates only; taxes, insurance, HOA and mortgage insurance are on top. Closing costs assumed at 3%.
Down-payment assistance in Seminole County · First-time buyer guide
Lake Mary homes under $300K by community
Click a community for its full guide: prices, HOA reality, insurance posture and the homes for sale.
| Community | Homes Under $300K | New build | Median list | From |
|---|---|---|---|---|
| Notting Hill A Condo | 22 | 0 | $169,500 | $139,900 |
| Regency Park At Lake Mary A Condo | 16 | 0 | $162,000 | $127,000 |
| Regency Park At Lake Mary A Condo | 15 | 0 | $155,000 | $127,000 |
| Hidden Village Condo | 5 | 0 | $188,500 | $175,000 |
| The Forest | 4 | 0 | $212,500 | $189,000 |
| Dorchester Square | 4 | 0 | $188,950 | $174,900 |
| Primera Commons | 4 | 0 | $24,660 | $19,920 |
| Barclay Place A Condo | 3 | 0 | $275,000 | $185,000 |
| Forest The | 3 | 0 | $215,000 | $124,629 |
| Chase Twnhms | 3 | 0 | $215,000 | $199,800 |
| Crystal Lake Winter Homes | 2 | 0 | $267,499 | $250,000 |
| Crystal Lake Park 1St Sec | 1 | 0 | $295,000 | $295,000 |
| Chase Townhomes | 1 | 0 | $239,900 | $239,900 |
| Notting Hill | 1 | 0 | $239,000 | $239,000 |
| The Forest Ph Two - Sec One | 1 | 0 | $219,000 | $219,000 |
| Hidden Village | 1 | 0 | $189,900 | $189,900 |
| Barclay Place A Condo | 1 | 0 | $185,000 | $185,000 |
| Regency Park At Lake Mary Condo | 1 | 0 | $134,900 | $134,900 |
| Lake Mary Commerce Center | 1 | 0 | $95,144 | $95,144 |
What under $300,000 buys and what to check
In this price band the differences between listings are usually age, size and condition rather than location alone, so read each listing’s year built, square footage and property type (a condo or manufactured home and a single-family home can sit at the same price with very different monthly costs). Budget the full monthly number, not the price: taxes, insurance, and HOA or CDD fees are all on each listing page, and our true cost of ownership calculator puts them into one figure. Insurance quotes on older roofs and older electrical can change which of two similar homes is actually cheaper.
Questions to ask about any listing in this band
How old is the roof, and will insurers write it? Is there a four-point inspection on file? What did the seller pay for insurance last year? In a condo, what are the dues, is there a special assessment or milestone inspection pending, and what do the reserves look like? Is the price a recent reduction, and how long has it been listed? A local agent who works the area will know which communities in this band have the fewest surprises at inspection.
Common questions
How many homes listed under $300,000 are for sale in Lake Mary?
What do homes under $300K cost in Lake Mary?
Which Lake Mary community has the most homes under $300K for sale?
What is the monthly payment on a home under $300,000?
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Homes Under $300K in nearby Seminole County cities
- Altamonte Springs homes under $300K (256 for sale)
- Sanford homes under $300K (143 for sale)
- Casselberry homes under $300K (70 for sale)
- Longwood homes under $300K (56 for sale)
- Winter Springs homes under $300K (42 for sale)
- Oviedo homes under $300K (24 for sale)
Live data: Stellar MLS, refreshed with every MLS pull; this page rebuilds on every ship. Community-level aggregates only: active and pending residential listings in Lake Mary, FL whose MLS record reports an asking price under $300,000. Prices are asking prices, not values. Property features and prices only; nothing on this page describes residents. Equal Housing Opportunity.