Crystal Lake Winter Homes
Homes for Sale in Lake Mary, FL
All 208 homes for sale in LAKE MARY, FL · median $439,900 · 131 homes for sale in 32746 · Seminole County homes for sale
True comps, carrying-cost math, and listings before the portals.
As of September 2026, Crystal Lake Winter Homes in Lake Mary, FL has 1 home for sale. Over the 12 months ending 2026-09-12, 7 recorded sales closed at a median of $360,000, $276 per square foot, a median 12 days on market, sellers accepting 100% of original asking (-8% versus the prior year). Homes listed or recently sold were built 1900 - 1997; 3 listings state no HOA; 1 of the 11 geocoded homes sit in a FEMA special flood hazard zone (median elevation 58 ft). At the median price and Seminole County's FY2025-26 rate of 15.18 mills, annual property tax runs about $5,470 ($4,870 with the full homestead exemption).
Crystal Lake Winter Homes right now
🟡 Balanced market. 1.5 months of supply and 67% of the inventory already under contract put buyers and sellers on roughly even footing.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Stellar MLS records, as of September 12, 2026. Confidence: Medium (3 active and pending listings, 7 closed sales in 12 months).
🟡 Off the recent peak. The trailing-12-month median ($360K) is down 7.7% from the prior 12 months ($390K). With about 4 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level Stellar MLS closed sales, 12-month windows ending September 12. Confidence: Low (7 and 3 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated September 15, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Crystal Lake Winter Homes market snapshot (as of September 12, 2026): the median sale price is about $360K ($276 per sq ft over the trailing 12 months of closed sales), a median 12 days on market for closed sales, and 1.5 months of supply, a balanced market. The trailing-12-month median is down 8% from the prior 12 months, computed from record-level Stellar MLS closed sales (7 closings in the current window).
In ZIP 32746 (LAKE MARY), 650 homes closed in the last 12 months at a median of $422K ($231/sq ft), up 0.8% year over year, with a median 34 days on market. Right now 75 active and 36 pending listings put supply at about 2.6 months - a healthy market. See the live ZIP 32746 housing market and the Seminole County market.
Stellar MLS sales records identify 81 homes in Crystal Lake Winter Homes that have changed hands since 2008, built between 1900 and 2021 (median 1973), with a median living area of about 1,356 sq ft and a typical 3-bedroom, 2-bath layout; 96% are single-family homes. Source: Stellar MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
Flood zones in Crystal Lake Winter Homes: of 11 listing addresses checked against the FEMA National Flood Hazard Layer, 91% sit outside the FEMA Special Flood Hazard Area (Zone X); 9% are in an A-series high-risk zone where flood insurance is required with a federally backed mortgage. Individual parcels vary - verify any specific address at msc.fema.gov. See flood zones by neighborhood in Lake Mary.
The setting & the homes.
Aerial and on-site photos of Crystal Lake Winter Homes. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
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Crystal Lake Winter HomesPhotos from Stellar MLS listings in Crystal Lake Winter Homes; content deemed reliable but not guaranteed.
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending September 12 of each year, from record-level Stellar MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($360K) IS the median in the snapshot above, and the move from 2025 ($390K) IS the -7.7% one-year change.
Windows contain 0 to 11 sales each (7 in the current window); every figure carries its sample size, and thin markets swing on single closings. Based on Stellar MLS data distributed by MLS GRID for the period 2008 through 2026. Deemed reliable but not guaranteed.
CRYSTAL LAKE WINTER HOMES Market Scorecard
CRYSTAL LAKE WINTER HOMES is currently a strong seller's market. About 1.5 months of supply, a median asking price of $599,000, and homes go under contract in about 24 days.
Typical home value in the 32746 ZIP is $470,893, about 15.4% below the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: Stellar MLS, distributed by MLS GRID, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Housing distress & ownership in Crystal Lake Winter Homes Lake Mary, LAKE MARY
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period September 2026 through September 2026. Deemed reliable but not guaranteed.
Homes For Sale Right Now in Crystal Lake Winter Homes
Live MLS inventory for Crystal Lake Winter Homes. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Crystal Lake Winter Homes listings as of 2026-09-14, priced high to low. Based on Stellar MLS data distributed by MLS GRID for the period 2008 through 2026. Tap any home to ask about it.
Crystal Lake Winter Homes on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Stellar MLS. Map data © OpenStreetMap, tiles © CARTO.
Schools
- Seminole County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Lake Mary Elementary · Elementary
- Greenwood Lakes Middle · Middle
- Lake Mary High · High
Zoned schools reflect the assignments reported on recent Crystal Lake Winter Homes listings and can change; always confirm with Seminole County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Crystal Lake Winter Homes address.
Shop the zone: Homes zoned for Lake Mary High High School
The Crystal Lake Winter Homes buying strategy.
If we were buying in Crystal Lake Winter Homes today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Crystal Lake Winter Homes.
A closer look at the Crystal Lake Winter Homes market
At a median of $276 per square foot, Crystal Lake Winter Homes prices sit in a fairly defined band, so condition and updates — more than the list price — tend to separate one home from the next.
Inventory runs at 1.5 months of supply, a balanced market and the trailing-12-month median down 8% year over year. Homes that do trade take a median 12 days on market, useful leverage on any listing that has lingered.
The location and the amenities are priced into every listing in Crystal Lake Winter Homes. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Crystal Lake Winter Homes buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 3 factors (7.5). Basis: Recent Direction -7.7% year-over-year; Liquidity & Demand 1.5 months of supply; Pricing Power 100.0% sale-to-list. Refreshed with each data update.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Crystal Lake Winter Homes buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Crystal Lake Winter Homes sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Crystal Lake Winter Homes, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Crystal Lake Winter Homes home worth?
Get a no-obligation home value based on real comparable sales in Crystal Lake Winter Homes, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Lake Mary →
Frequently Asked Questions
What is the median home price in Crystal Lake Winter Homes?
How long do homes in Crystal Lake Winter Homes take to sell?
Is Crystal Lake Winter Homes a buyer's or seller's market right now?
Who is the best real estate agent for Crystal Lake Winter Homes?
How do I find a top Lake Mary real estate agent who knows Crystal Lake Winter Homes?
Can Momentum Realty connect me with an agent for Crystal Lake Winter Homes?
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: September 14, 2026) |
| Community market stats | Stellar MLS closed sales, 12-month windows ending September 12, 2026 |
| Under-contract shares | Stellar MLS records, as of 2026-09-08 |
| Historical depth | Closed-sale records back to 2008 (58 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
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A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how Crystal Lake Winter Homes fits the bigger picture — live prices, inventory, and Momentum Scores:
Nearby Communities
Explore more neighborhoods near Crystal Lake Winter Homes with Momentum Realty’s local guides.