Homes for Sale Under $300K in Palmetto, FL
This page tracks every Palmetto listing with an asking price under $300,000, by community, with live counts and asking prices. Prices are asking prices from the MLS, not values, and the list changes with every refresh.
146 homes listed under $300,000 are for sale or pending in Palmetto, FL today across 60 communities. The median asking price is $182,500, from $50,000 to $299,990. Listings in Palmetto without that feature have a median of $440,000. Most listings right now: Riviera Dunes Marina (14), Terra Ceia Manor Co-Op (11), Shadow Brook Mobile Home (9). Updated October 2, 2026 from the MLS.
First-time buyers: what Palmetto costs at the entry level
39 active single-family homes, townhomes and condos at or below $300,000 — median $249,900, about $1,571/mo principal & interest at 6.95% with 5% down. Live from the MLS, refreshed nightly.
Newest homes under $300K in Palmetto
What the payment looks like
| Purchase price | P&I at 6.95%, 5% down | P&I, 20% down | Cash to close at 5% down (est.) |
|---|---|---|---|
| $150,000 | $943 | $794 | $12,000 |
| $200,000 | $1,258 | $1,059 | $16,000 |
| $250,000 | $1,572 | $1,324 | $20,000 |
| $300,000 | $1,887 | $1,589 | $24,000 |
Estimates only; taxes, insurance, HOA and mortgage insurance are on top. Closing costs assumed at 3%.
Down-payment assistance in Manatee County · First-time buyer guide
Palmetto homes under $300K by community
Click a community for its full guide: prices, HOA reality, insurance posture and the homes for sale.
| Community | Homes Under $300K | New build | Median list | From |
|---|---|---|---|---|
| Riviera Dunes Marina | 14 | 0 | $162,500 | $70,000 |
| Terra Ceia Manor Co-Op | 11 | 0 | $135,000 | $109,500 |
| Shadow Brook Mobile Home | 9 | 0 | $179,000 | $122,000 |
| Tropic Isles Co-Op | 9 | 0 | $110,000 | $50,000 |
| Riviera Dunes Marina Ph 2 | 6 | 0 | $210,000 | $190,000 |
| Skyway Village Estates Co-Op | 6 | 0 | $129,450 | $54,999 |
| Leisure Lake Mobile Home Park Co-Op | 6 | 0 | $120,500 | $84,500 |
| Imperial Lakes Estates Unit Ii | 5 | 0 | $205,000 | $144,900 |
| The Terra Ceia Club | 5 | 0 | $149,500 | $125,000 |
| Imperial Lakes Estates | 4 | 0 | $192,450 | $115,000 |
| Riviera Dunes Marina Ph 3 | 4 | 0 | $114,500 | $69,000 |
| Tree Lakes Travel Trailer Co-Op | 4 | 0 | $62,450 | $50,000 |
| The Estuaries Ii | 3 | 0 | $268,900 | $199,900 |
| Cove At Coasterra | 2 | 2 | $289,277 | $289,000 |
| Spanish Point | 2 | 0 | $287,450 | $285,000 |
| Palms Of Manasota | 2 | 0 | $285,000 | $285,000 |
| Stonegate Preserve Ph Iii | 2 | 0 | $267,700 | $265,500 |
| Artisan Lakes Prcl J Ph I & Ii | 2 | 0 | $264,900 | $229,900 |
| Fairway Palms | 2 | 0 | $260,750 | $259,000 |
| Villages Of Thousand Oaks Village I | 2 | 0 | $259,450 | $249,900 |
| Lincoln Manor | 2 | 0 | $257,000 | $239,000 |
| N A Reynolds Resubdivided | 2 | 0 | $237,000 | $209,000 |
| Bay Estates North | 2 | 0 | $228,749 | $222,500 |
| Imperial Lakes Estates Unit Iii | 2 | 0 | $209,950 | $180,000 |
| Piney Point Homeowners Co-Op | 2 | 0 | $129,900 | $119,900 |
| Jet Mobile Home Park Sec One Co-Op | 2 | 0 | $126,500 | $98,000 |
| Sanderling | 1 | 1 | $299,990 | $299,990 |
| Bay View Park Rev | 1 | 0 | $299,900 | $299,900 |
| Mandarin Grove | 1 | 1 | $299,000 | $299,000 |
| Palmetto Heights | 1 | 0 | $297,000 | $297,000 |
| Waterford Court | 1 | 0 | $295,000 | $295,000 |
| Silverstone North Ph Iia & Iib | 1 | 0 | $295,000 | $295,000 |
| Trevesta Ph Iiib | 1 | 0 | $295,000 | $295,000 |
| Coasterra | 1 | 1 | $293,200 | $293,200 |
| Edgestone North At Artisan Lakes | 1 | 0 | $279,500 | $279,500 |
| Villas At Oak Bend | 1 | 0 | $275,000 | $275,000 |
| Bayou Estates South | 1 | 0 | $275,000 | $275,000 |
| Palm View Heights | 1 | 0 | $275,000 | $275,000 |
| Riverbay Twnhms Ph One | 1 | 0 | $259,900 | $259,900 |
| Artisan Lakes Edgestone North Ph I & Ii | 1 | 0 | $254,900 | $254,900 |
| Thompson & Gafner | 1 | 0 | $250,000 | $250,000 |
| Oak View Ph I | 1 | 0 | $250,000 | $250,000 |
| Wanners Resubdivided | 1 | 0 | $240,000 | $240,000 |
| Waterford | 1 | 0 | $229,500 | $229,500 |
| Artisan Lakes Prcl J Ph 2A, 2B & 2C | 1 | 0 | $225,000 | $225,000 |
| Oak Trail | 1 | 0 | $224,900 | $224,900 |
| Melwood Oaks Ph I | 1 | 0 | $220,000 | $220,000 |
| Palmetto Memorial Park | 1 | 0 | $219,999 | $219,999 |
| Palmetto Gardens Rev | 1 | 0 | $219,900 | $219,900 |
| Adworth Resubdivided | 1 | 0 | $210,000 | $210,000 |
| Palmetto Point Add | 1 | 0 | $210,000 | $210,000 |
| Rubonia East Terra Ceia Resubdived | 1 | 0 | $199,000 | $199,000 |
| Tropic Isles Mobile Home Estates | 1 | 0 | $189,000 | $189,000 |
| Piney Point | 1 | 0 | $175,000 | $175,000 |
| Piney Point | 1 | 0 | $175,000 | $175,000 |
| Houghtons Add To New Memphis | 1 | 0 | $157,000 | $157,000 |
| Imperial Lakes | 1 | 0 | $150,000 | $150,000 |
| The Terra Ceia Club A Condomini Cb28/185 | 1 | 0 | $139,900 | $139,900 |
| Leisure Lake Mhp Co-Op Or1316/2570 | 1 | 0 | $79,000 | $79,000 |
| Shadow Brook Mobile Home Sub | 1 | 0 | $65,000 | $65,000 |
What under $300,000 buys and what to check
In this price band the differences between listings are usually age, size and condition rather than location alone, so read each listing’s year built, square footage and property type (a condo or manufactured home and a single-family home can sit at the same price with very different monthly costs). Budget the full monthly number, not the price: taxes, insurance, and HOA or CDD fees are all on each listing page, and our true cost of ownership calculator puts them into one figure. Insurance quotes on older roofs and older electrical can change which of two similar homes is actually cheaper.
Questions to ask about any listing in this band
How old is the roof, and will insurers write it? Is there a four-point inspection on file? What did the seller pay for insurance last year? In a condo, what are the dues, is there a special assessment or milestone inspection pending, and what do the reserves look like? Is the price a recent reduction, and how long has it been listed? A local agent who works the area will know which communities in this band have the fewest surprises at inspection.
Common questions
How many homes listed under $300,000 are for sale in Palmetto?
What do homes under $300K cost in Palmetto?
Which Palmetto community has the most homes under $300K for sale?
What is the monthly payment on a home under $300,000?
Keep exploring Palmetto
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Homes Under $300K in nearby Manatee County cities
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Live data: Stellar MLS, refreshed with every MLS pull; this page rebuilds on every ship. Community-level aggregates only: active and pending residential listings in Palmetto, FL whose MLS record reports an asking price under $300,000. Prices are asking prices, not values. Property features and prices only; nothing on this page describes residents. Equal Housing Opportunity.