32040 (Glen St. Mary)
Housing Market & Home Values
Median sale price $331,500, with homes going under contract in about 46 days, 44 homes on the market.
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Housing Market Analyst
Inventory sits at 6.0 months of supply — balanced by the 3-to-6-month balanced benchmark, and 18% of listed homes are already under contract. sellers are still collecting 97.4% of asking. Taken together, the data points to a broadly balanced market where preparation decides who wins.
Who has leverage right now
Leverage scores are derived from the Momentum Score (supply, demand, speed, pricing power, and trend). Right now the data favors neither side decisively.
- Inventory — building over the tracked window; watch whether that holds through the season.
- Negotiating power — buyers gain ground as 18% of inventory sits under contract.
- Mortgage sensitivity — at 4.4× income, this market is moderately sensitive to rate moves; rate relief tends to show up in demand here quickly.
Derived from current 32040 data, not a prediction or guarantee. Markets move; talk to an agent before acting on any single reading.
One inventory number hides four different markets
Months of supply = active listings ÷ monthly sales pace, bucketing communities by their recent median. 3–6 months is the balanced band.
Where 32040 is hot — and where it isn't
Each dot is a community (11 shown, sized by sales volume rank). Click any dot to open its full neighborhood guide.
The read on 32040 (Glen St. Mary)
The median sale price across 32040 currently stands at $331,500. Buyers are paying a median of $169 per square foot. The typical home goes under contract in about 46 days. Sellers are capturing 97.4% of their original asking price on average.
There are 44 active listings on the market, with 14 more already under contract. At the current sales pace that works out to 6.0 months of supply — a buyer-leaning market by the standard six-month benchmark. 82 homes closed here over the trailing 12 months.
Zillow's home value index for Baker County stands at $314,145. About 30% of listings county-wide have taken a price cut — a useful gauge of seller flexibility.
Weighing supply, demand, speed, pricing power, and trend together, the Momentum Score for 32040 is 49 of 100 — buyer's opportunity territory. This page recalculates every day as new MLS data lands, so the numbers above reflect the market as of October 26, 2026.
Where the market is heading
Home value trend · Baker County (Zillow ZHVI)
For-sale inventory · county (Zillow)
Daily active vs pending · Baker County (MLS)
Median price · daily recalculation
What’s driving 32040
Movers arriving report ~$55,835 average income. Source: IRS SOI county-to-county migration, 2022-2023
224 Citizens policies in force in Baker County — the state-backed insurer of last resort. Budget insurance into any Baker purchase before you fall in love with a house. Source: Citizens Property Insurance, Detail by County, April 2026
99 single-family · 22 multi-family · 4.3 per 1,000 residents. Future supply pressure starts here. Source: U.S. Census Bureau, Building Permits Survey, 2025
The calls we’re making from today’s data
The most crowded shelf in the market. Sellers here are competing hardest — which means overpaying in this band is the most avoidable mistake in 32040 right now.
The tightest band — sellers in this range hold the most leverage, and buyers should walk in with financing done and terms clean.
Both sides have a case: buyers should negotiate on days-on-market, sellers should lean on the under-contract rate. Preparation, not the market, decides who wins a balanced tape.
Generated from today’s data by Momentum’s analysis engine and reviewed on a rolling basis by our broker team.
Nearby ZIP codes in Baker
| Market | Median | Active | Score | |
|---|---|---|---|---|
| 32040 ← this page | $332K | 44 | 49 | |
| 32063 | $339K | 52 | 59 | Open → |
Neighborhoods on the move
| GreystoneGlen St. Mary | $296K | 9 |
| RiverviewGlen St. Mary | $180K | 34 days |
| Pine RidgeGlen St. Mary | $332K | 40 days |
| Riverhills ParkGlen St. Mary | $132K | 66 days |
Cities in this ZIP
Most active communities
Put this data to work
The questions people actually ask
Should I buy a house in 32040 right now?
The data says conditions currently favor neither side decisively in 32040 — the Momentum Score reads 49/100 with 6.0 months of supply. For buyers that means preparation over hesitation: well-priced homes still move fast, but there is more room to negotiate than a year ago. The right timing always depends on your rate, your equity, and how long you plan to stay — not just the market.
Which 32040 neighborhoods are most competitive?
Measured by speed of sale, the fastest-moving tracked communities right now are Riverview (34 days); Pine Ridge (40 days); Riverhills Park (66 days) — homes there go under contract well ahead of the market-wide pace of 46 days.
32040 (Glen St. Mary) housing market FAQ
How is the housing market in 32040 right now?
As of October 26, 2026, the 32040 housing market is roughly balanced: the median sale price is $331,500, 44 homes are for sale against 82 sales in the last 12 months, which is 6.0 months of supply, and the typical home goes under contract in about 46 days.
How much is a house in 32040?
The median home sold for $331,500 in 32040 over the last 12 months, about $169 per square foot; asking prices on the 44 current listings run from well below to well above that, and the community pages linked below show what each neighborhood actually sells for.
Is it a good time to sell a house in 32040?
By the numbers, sellers in 32040 are getting 97.4% of asking price and going under contract in about 46 days with 6.0 months of supply. Under four months of supply generally favors sellers; over six favors buyers. Whether it is a good time for you depends on what you paid and where you are going next, which is a conversation with an agent, not a chart.
What is the median home price in 32040?
The median sale price in 32040 is currently $331,500, based on MLS sales data updated October 26, 2026.
Is 32040 a buyer's or seller's market right now?
The data currently is roughly balanced. 32040 scores 49 of 100 on the Momentum Score, with 6.0 months of housing supply. Conditions change; this page updates daily.
How long do homes take to sell in 32040?
The typical home in 32040 goes under contract in about 46 days, per current MLS data.
How many homes are for sale in 32040?
There are approximately 44 active listings in 32040 as of October 26, 2026.
Momentum agents use this intelligence every day to price listings and write winning offers across 32040 (Glen St. Mary). Talk through what the numbers mean for your move.
Every number on this page is computed directly from licensed Florida MLS feeds, recorded public sales, Zillow Research, and U.S. Census data — nothing is manually adjusted or estimated by hand. Medians use recorded closed sales; supply figures use live listing counts refreshed twice daily; the Momentum Score methodology is summarized .
Analyst oversight: Jon Brooks — Co-Founder, Momentum Realty · CEO, Momentum Research · Housing Market Analyst · methodology reviewed quarterly · Last data refresh: October 26, 2026 at 10:07 AM ET
Statistics on this page are computed automatically from licensed MLS feeds and public data sources (Zillow Research, U.S. Census Bureau) and summarized without manual review. Figures are estimates based on recent recorded activity, are deemed reliable but not guaranteed, and should be verified with a licensed agent before making decisions. This page does not constitute an appraisal or an automated valuation of any specific property. Momentum Realty is licensed in Florida and Georgia. Equal Housing Opportunity.
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