Aerial view of 32746, Florida

32746 (Lake Mary)
Homes for Sale & Housing Market

ZIP code market report · Seminole County

Median sale price $422,000, up 0.8% year over year, with homes going under contract in about 34 days, 75 homes on the market.

72 communities reporting650 sales analyzedRefreshed twice dailyMomentum Score 70
Live Market Pulse
70/100
Momentum
Healthy Market
400 homes sold here in the last 12 months. Recalculated every day from licensed MLS data · last refresh September 15, 2026 at 7:33 PM ET.
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Live · 32746 Housing Pulse Licensed FL MLS feeds + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Price
$422K
Median sold · 12 moConfidence: High
up 0.8% vs the prior 12 months
+0.8%
1-yr price change
n = 650 recent sales
$231/sf
Sold $/sqft · 12 mo
Seminole County: $236 · +0.4% vs prior yr
95.5%
Sale vs ask
Seminole County: 96.2% · +0.1pp vs prior yr
$405K
Seminole County home value
Zillow ZHVI, monthly · -1.4% vs a year ago
Tempo
2.6mo
Supply
3 to 6 months is the balanced band
34days
Median DOM · closed
Seminole County: 34 days · +1.0 days vs prior yr
39%
Under contract
Seminole County: 36%
75 · 36 ▼1
For sale · pending
live counts, refreshed twice daily
400
Sold · last 12 mo
closed across all tracked communities · -6.7% vs prior yr
Market context
32%
Listings with price cuts
Seminole County · Zillow · +1.4pp vs prior month
2,072
County for-sale inventory
Zillow, monthly · +0.6% vs prior month
1%
New construction
share of recent sales · -1.1pp vs prior yr
26%
Cash buyers
share of sales · peak 33% · -6.5pp vs prior yr
70/100
Momentum score
Healthy Market
Economy & people · county layer
$83,030
Median household income
U.S. Census ACS, county
474,912
County population
+4.4% since 2018
4.9×
Price to income
county home value vs median income
66%
Owner-occupied
U.S. Census ACS, county
$2,493/yr
Median property tax
county, ACS
Licensed FL MLSZillow ResearchU.S. Census ACSPublic records
$3.5B+ sold 10,000+ customers served Top 1% in Florida · RealTrends 800+ five-star reviews Licensed FL MLS data Updated daily
Today's Take · September 15, 2026
Jon Brooks
Jon Brooks
Co-Founder, Momentum Realty · CEO, Momentum Research
Housing Market Analyst

Inventory sits at 2.6 months of supply — tight by the 3-to-6-month balanced benchmark, and 39% of listed homes are already under contract. Prices are up 0.8% versus the prior year and sellers are still collecting 95.5% of asking. Taken together, the data points to a seller-leaning market.

What It Means

Who has leverage right now

BUYER'S SELLER'S 70
Momentum Score
Buyer leverage30
Seller leverage70

Leverage scores are derived from the Momentum Score (supply, demand, speed, pricing power, and trend). Right now the data favors sellers.

Momentum Outlook
  • Prices — pressure remains upward while supply stays this thin.
  • Inventory — building over the tracked window; watch whether that holds through the season.
  • Negotiating power — sellers hold the leverage while 39% of inventory sits under contract.
  • Mortgage sensitivity — at 4.9× income, this market is moderately sensitive to rate moves; rate relief tends to show up in demand here quickly.

Derived from current 32746 data, not a prediction or guarantee. Markets move; talk to an agent before acting on any single reading.

Supply by Price Band

One inventory number hides four different markets

Under $300K
5.6 mo · balanced band · 32 active
$300K–$500K
1.7 mo · seller-tilted · 29 active
$500K–$750K
1.6 mo · seller-tilted · 6 active
$750K+
1.2 mo · seller-tilted · 8 active

Months of supply = active listings ÷ monthly sales pace, bucketing communities by their recent median. 3–6 months is the balanced band.

Neighborhood Heat Map

Where 32746 is hot — and where it isn't

Each dot is a community (69 shown, sized by sales volume rank). Click any dot to open its full neighborhood guide.

Analysis

The read on 32746 (Lake Mary)

The median sale price across 32746 currently stands at $422,000, up 0.8% from a year ago. Buyers are paying a median of $231 per square foot. The typical home goes under contract in about 34 days. Sellers are capturing 95.5% of their original asking price on average.

There are 75 active listings on the market, with 36 more already under contract. At the current sales pace that works out to 2.6 months of supply — a seller-leaning market by the standard six-month benchmark. 400 homes closed here over the trailing 12 months.

Zillow's home value index for Seminole County stands at $405,395. About 32% of listings county-wide have taken a price cut — a useful gauge of seller flexibility.

Weighing supply, demand, speed, pricing power, and trend together, the Momentum Score for 32746 is 70 of 100 — healthy market territory. This page recalculates every day as new MLS data lands, so the numbers above reflect the market as of September 15, 2026.

Trends & History

32746 since 2012 — and where it’s heading

A median home here sold for $179,888 in 2012 and $489,787 over the last recorded year — 172% appreciation across 14 years of recorded sales. Cash buyers took 26% of recent sales, down from a 33% peak.

Median sale price · 2012–2026 (6,386 recorded sales)

$170K$336K$503K$490K2012: $180K2013: $177K2014: $216K2015: $288K2016: $272K2017: $301K2018: $299K2019: $313K2021: $371K2022: $437K2023: $430K2024: $496K2025: $480K2026: $490K20122015201920232026

Days on market by year

6d39d72d34d2012: 42d2013: 39d2014: 38d2015: 40d2016: 40d2017: 44d2018: 35d2019: 71d2021: 9d2022: 8d2023: 19d2024: 24d2025: 33d2026: 34d20122015201920232026

Cash buyers · share of sales

20%27%34%26%2016: 26%2017: 22%2018: 22%2019: 23%2020: 20%2021: 25%2022: 31%2023: 33%2024: 27%2025: 32%2026: 26%20162018202120242026

Home value trend · Seminole County (Zillow ZHVI)

$405K$408K$411K$405KJul '25: $411KAug '25: $409KSep '25: $408KOct '25: $407KNov '25: $407KDec '25: $407KJan '26: $407KFeb '26: $408KMar '26: $408KApr '26: $407KMay '26: $407KJun '26: $406KJul '26: $405KJul '25Oct '25Jan '26Apr '26Jul '26

For-sale inventory · county (Zillow)

1,7972,0652,3322,072Jul '25: 2,322Aug '25: 2,260Sep '25: 2,176Oct '25: 2,101Nov '25: 2,016Dec '25: 1,905Jan '26: 1,836Feb '26: 1,808Mar '26: 1,874Apr '26: 1,937May '26: 2,009Jun '26: 2,060Jul '26: 2,072Jul '25Oct '25Jan '26Apr '26Jul '26

Daily active vs pending · Seminole County (MLS)

5481,1361,723Jul 07 · Active: 1,523Aug 03 · Active: 1,600Aug 04 · Active: 1,566Aug 05 · Active: 1,597Aug 06 · Active: 1,599Aug 07 · Active: 1,611Aug 08 · Active: 1,631Aug 09 · Active: 1,635Aug 10 · Active: 1,640Aug 11 · Active: 1,624Aug 12 · Active: 1,623Aug 13 · Active: 1,626Aug 15 · Active: 1,653Aug 17 · Active: 1,638Aug 19 · Active: 1,629Aug 22 · Active: 1,659Aug 23 · Active: 1,656Aug 28 · Active: 1,651Aug 29 · Active: 1,647Aug 30 · Active: 1,641Aug 31 · Active: 1,638Sep 07 · Active: 1,632Sep 09 · Active: 1,646Sep 11 · Active: 1,697Sep 12 · Active: 1,700Sep 13 · Active: 1,690Sep 14 · Active: 1,681Sep 15 · Active: 1,680Jul 07Aug 19Sep 15ActivePending

Median price · daily recalculation

$415K$418K$422K$422KAug 06: $415KAug 08: $415KAug 09: $415KAug 10: $415KAug 11: $415KAug 12: $415KAug 13: $415KAug 15: $415KAug 17: $415KAug 18: $415KAug 19: $415KAug 20: $415KAug 21: $415KAug 22: $415KAug 23: $415KAug 24: $415KAug 26: $415KAug 28: $415KAug 29: $415KAug 30: $415KAug 31: $415KSep 01: $415KSep 04: $415KSep 05: $415KSep 06: $415KSep 07: $415KSep 08: $415KSep 09: $415KSep 10: $415KSep 11: $415KSep 12: $422KSep 13: $422KSep 14: $422KSep 15: $422KAug 06Aug 17Aug 28Sep 07Sep 15
Single-family 78%Townhome 14%Manufactured Home - Post 1977 4%Manufactured 2%? 1%
Local Economics · county layer

What’s driving 32746

Who’s moving here
-99 net residents/yr

Top inbound states: NY, NJ, TX, CA. Movers arriving report ~$62,559 average income. Source: IRS SOI county-to-county migration, 2022-2023

Insurance reality check
$1,572/yr avg premium

1,203 Citizens policies in force in Seminole County — the state-backed insurer of last resort. Budget insurance into any Seminole purchase before you fall in love with a house. Source: Citizens Property Insurance, Detail by County, April 2026

Building pipeline
1,997 units permitted -12% YoY

893 single-family · 1,104 multi-family · 4.2 per 1,000 residents. Future supply pressure starts here. Source: U.S. Census Bureau, Building Permits Survey, 2025

Momentum Research Desk

The calls we’re making from today’s data

Biggest move
Notting Hill A Condo ▼ 23%

The sharpest 1-yr median swing among tracked communities. Thin samples can exaggerate swings — verify with a comp analysis before treating it as trend.

Biggest risk buyers are ignoring
Under $300K: 5.6 months of supply

The most crowded shelf in the market. Sellers here are competing hardest — which means overpaying in this band is the most avoidable mistake in 32746 right now.

Biggest opportunity
$750K+: 1.2 months of supply

The tightest band — sellers in this range hold the most leverage, and buyers should walk in with financing done and terms clean.

What we’re telling clients today

Sellers: price to the last 60 days of comps, not the peak — well-prepared listings are still commanding strong terms. Buyers: get underwritten now so you can move when the right house hits.

Generated from today’s data by Momentum’s analysis engine and reviewed on a rolling basis by our broker team.

Compare Markets

Nearby ZIP codes in Seminole

MarketMedianActiveScore
32746 ← this page$422K7570
32771$370K12559Open →
32714$365K7064Open →
32773$410K6571Open →
32765$485K6068Open →
32701$370K3864Open →
Community Movers

Neighborhoods on the move

Prices rising fastest
Timacuan Unit 9Lake Mary$715K▲ 18%
FontaineLake Mary$1.10M▲ 17%
TIMACUAN UNIT 16 PH 2Lake Mary$759K▲ 16%
Highlands Sec 6Winter Springs$408K▲ 13%
Magnolia PlantationLake Mary$1.02M▲ 8%
Prices cooling fastest
Notting Hill A CondoLake Mary$160K▼ 23%
Hidden Village CondoLake Mary$185K▼ 14%
Woodbridge Lakes Unit 2CLake Mary$551K▼ 9%
EGRETS LANDINGLake Mary$405K▼ 8%
HILLS OF LAKE MARY PH 4Lake Mary$444K▼ 7%
Most homes for sale
Regency Park At Lake Mary A CondoLake Mary$137K12
Grande Oaks At HeathrowLake Mary$450K11
LakewoodSarasota$210K8
greenwood lakesLake Mary$380K6
Hidden Village CondoLake Mary$185K5
Selling fastest
Timacuan Unit 9Lake Mary$715K13 days
WOODBRIDGE LAKES UNIT 1Lake Mary$568K14 days
TIMACUAN UNIT 16 PH 2Lake Mary$759K15 days
Magnolia PlantationLake Mary$1.02M16 days
HeathrowLake Mary$765K17 days
Explore Deeper

Cities in this ZIP

Most active communities

Keep Going

Put this data to work

Plain Answers

The questions people actually ask

Should I buy a house in 32746 right now?

The data says conditions currently favor sellers in 32746 — the Momentum Score reads 70/100 with 2.6 months of supply. Buyers should come fully underwritten; sellers still set the pace here. The right timing always depends on your rate, your equity, and how long you plan to stay — not just the market.

Is 32746 becoming more affordable?

No — the median sale price in 32746 is $422,000, up 0.8% versus the prior year, while sellers still capture 95.5% of asking price. Rising prices mean waiting has a cost; affordability hinges mostly on your rate.

Where are prices falling fastest in 32746?

Among tracked communities with enough sales to measure, the sharpest 1-year median declines are Notting Hill A Condo (-23%); Hidden Village Condo (-14%); Woodbridge Lakes Unit 2C (-9%). Note that community-level medians move on small sale counts — a few high- or low-end closings can swing them — so treat these as leads for a comp analysis, not verdicts.

Which 32746 neighborhoods are most competitive?

Measured by speed of sale, the fastest-moving tracked communities right now are Timacuan Unit 9 (13 days); WOODBRIDGE LAKES UNIT 1 (14 days); TIMACUAN UNIT 16 PH 2 (15 days) — homes there go under contract well ahead of the market-wide pace of 34 days.

Questions

32746 (Lake Mary) housing market FAQ

How is the housing market in 32746 right now?

As of September 15, 2026, the 32746 housing market favors sellers: the median sale price is $422,000 (up 0.8% year over year), 75 homes are for sale against 400 sales in the last 12 months, which is 2.6 months of supply, and the typical home goes under contract in about 34 days.

How much is a house in 32746?

The median home sold for $422,000 in 32746 over the last 12 months, about $231 per square foot; asking prices on the 75 current listings run from well below to well above that, and the community pages linked below show what each neighborhood actually sells for.

Is it a good time to sell a house in 32746?

By the numbers, sellers in 32746 are getting 95.5% of asking price and going under contract in about 34 days with 2.6 months of supply. Under four months of supply generally favors sellers; over six favors buyers. Whether it is a good time for you depends on what you paid and where you are going next, which is a conversation with an agent, not a chart.

What is the 32746 housing market forecast?

Momentum Realty publishes the recorded trend, not a prediction: 32746 median sale prices are up 0.8% year over year, inventory stands at 2.6 months of supply, and 39% of listings are under contract. The charts on this page update with every MLS refresh, so the direction shows up here before any forecast catches it.

What is the median home price in 32746?

The median sale price in 32746 is currently $422,000, up 0.8% from a year ago, based on MLS sales data updated September 15, 2026.

Is 32746 a buyer's or seller's market right now?

The data currently favors sellers. 32746 scores 70 of 100 on the Momentum Score, with 2.6 months of housing supply. Conditions change; this page updates daily.

How long do homes take to sell in 32746?

The typical home in 32746 goes under contract in about 34 days, per current MLS data.

How many homes are for sale in 32746?

There are approximately 75 active listings in 32746 as of September 15, 2026.

Are home prices in 32746 rising or falling?

Median sale prices are up 0.8% year over year based on a rolling comparison of MLS sales.

Put this data to work

Momentum agents use this intelligence every day to price listings and write winning offers across 32746 (Lake Mary). Talk through what the numbers mean for your move.

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Methodology & Accountability

Every number on this page is computed directly from licensed Florida MLS feeds, recorded public sales, Zillow Research, and U.S. Census data — nothing is manually adjusted or estimated by hand. Medians use recorded closed sales; supply figures use live listing counts refreshed twice daily; the Momentum Score methodology is summarized .

Analyst oversight: Jon Brooks — Co-Founder, Momentum Realty · CEO, Momentum Research · Housing Market Analyst · methodology reviewed quarterly · Last data refresh: September 15, 2026 at 7:33 PM ET

Find homes What's my home worth?

Statistics on this page are computed automatically from licensed MLS feeds and public data sources (Zillow Research, U.S. Census Bureau) and summarized without manual review. Figures are estimates based on recent recorded activity, are deemed reliable but not guaranteed, and should be verified with a licensed agent before making decisions. This page does not constitute an appraisal or an automated valuation of any specific property. Momentum Realty is licensed in Florida and Georgia. Equal Housing Opportunity.

Selling in this ZIP? Weigh the numbers first: the Florida sell-now-or-wait scoreboard, why 201,552 Florida listings failed to sell in 12 months, and cash offer vs. listing, both numbers. Compiled from MLS records; deemed reliable but not guaranteed.