Aerial view of 34108, Florida

34108 (Naples)
Housing Market & Home Values

ZIP code market report · Collier County, FL

Median sale price $955,000, down 2.0% year over year, with homes going under contract in about 84 days, 257 homes on the market.

78 communities reporting629 sales analyzedRefreshed twice dailyMomentum Score 32
Live Market Pulse
32/100
Momentum
Soft Market
Buyers are negotiating roughly 11% off asking. Recalculated every day from licensed MLS data · last refresh October 5, 2026 at 1:44 PM ET.
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Live · 34108 Housing Pulse Licensed FL MLS feeds + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Price
$955K ▼
Median sold · 12 moConfidence: High
down 2.0% vs the prior 12 months
-2.0% ▼
1-yr price change
n = 629 recent sales
$547/sf ▼
Sold $/sqft · 12 mo
Collier County: $341 · -11.0% vs prior yr
89.4% ▲
Sale vs ask
Collier County: 90.7% · +1.8pp vs prior yr
$551K ▼
Collier County home value
Zillow ZHVI, monthly · -2.4% vs a year ago
Tempo
84days ▼
Median DOM · closed
Collier County: 76 days · -2.0 days vs prior yr
17%
Under contract
Collier County: 21%
257 · 52 ▲34
For sale · pending
live counts, refreshed twice daily
Market context
17% ▼
Listings with price cuts
Collier County · Zillow · -1.5pp vs prior month
5,740 ▼
County for-sale inventory
Zillow, monthly · -9.1% vs prior month
3% ▼
New construction
share of recent sales · -1.5pp vs prior yr
32/100
Momentum score
Soft Market
78
Communities reporting
of 128 tracked in 34108
Economy & people · county layer
$86,173
Median household income
U.S. Census ACS, county
387,681
County population
+6.5% since 2018
6.4×
Price to income
county home value vs median income
76%
Owner-occupied
U.S. Census ACS, county
$3,219/yr
Median property tax
county, ACS
Licensed FL MLSZillow ResearchU.S. Census ACSPublic records
✓ $3.5B+ sold✓ 10,000+ customers served✓ Top 1% in Florida · RealTrends✓ 800+ five-star reviews✓ Licensed FL MLS data✓ Updated daily
Today's Take · October 5, 2026
Jon Brooks
Jon Brooks →
Co-Founder, Momentum Realty · CEO, Momentum Research
Housing Market Analyst

17% of listed homes are already under contract. Prices are down 2.0% versus the prior year, but sellers are still collecting 89.4% of asking. Taken together, the data leans toward buyers — leverage is real for those ready to use it.

What It Means

Who has leverage right now

BUYER'S SELLER'S 32
Momentum Score
Buyer leverage68
Seller leverage32

Leverage scores are derived from the Momentum Score (supply, demand, speed, pricing power, and trend). Right now the data favors buyers.

Momentum Outlook
  • Inventory — building over the tracked window; watch whether that holds through the season.
  • Negotiating power — buyers gain ground as 17% of inventory sits under contract.
  • Mortgage sensitivity — at 6.4× income, this market is highly sensitive to rate moves; rate relief tends to show up in demand here quickly.

Derived from current 34108 data, not a prediction or guarantee. Markets move; talk to an agent before acting on any single reading.

Supply by Price Band

One inventory number hides four different markets

Under $300K
— mo · buyer-tilted · 6 active
$300K–$500K
— mo · buyer-tilted · 27 active
$500K–$750K
— mo · buyer-tilted · 30 active
$750K+
— mo · buyer-tilted · 194 active

Months of supply = active listings ÷ monthly sales pace, bucketing communities by their recent median. 3–6 months is the balanced band.

Neighborhood Heat Map

Where 34108 is hot — and where it isn't

Each dot is a community (78 shown, sized by sales volume rank). Click any dot to open its full neighborhood guide.

Analysis

The read on 34108 (Naples)

The median sale price across 34108 currently stands at $955,000, down 2.0% from a year ago. Buyers are paying a median of $547 per square foot. The typical home goes under contract in about 84 days. Sellers are capturing 89.4% of their original asking price on average.

There are 257 active listings on the market, with 52 more already under contract.

Zillow's home value index for Collier County stands at $550,722. About 17% of listings county-wide have taken a price cut — a useful gauge of seller flexibility.

Weighing supply, demand, speed, pricing power, and trend together, the Momentum Score for 34108 is 32 of 100 — soft market territory. This page recalculates every day as new MLS data lands, so the numbers above reflect the market as of October 5, 2026.

Trends & History

34108 since 2013 — and where it’s heading

A median home here sold for $953,903 in 2013 and $1,707,549 over the last recorded year — 79% appreciation across 13 years of recorded sales.

Median sale price · 2013–2026 (8,961 recorded sales)

$752K$1.40M$2.05M$1.71M2013: $954K2014: $817K2015: $831K2016: $798K2017: $777K2018: $862K2019: $916K2020: $920K2021: $1.22M2022: $1.45M2023: $1.70M2024: $1.60M2025: $2.02M2026: $1.71M20132016202020232026

Days on market by year

7d64d121d84d2013: 119d2014: 76d2015: 49d2016: 52d2017: 79d2018: 69d2019: 80d2020: 85d2021: 35d2022: 10d2023: 43d2024: 73d2025: 86d2026: 84d20132016202020232026

Home value trend · Collier County (Zillow ZHVI)

$549K$557K$565K$551KAug '25: $564KSep '25: $560KOct '25: $558KNov '25: $557KDec '25: $556KJan '26: $556KFeb '26: $556KMar '26: $556KApr '26: $554KMay '26: $552KJun '26: $550KJul '26: $550KAug '26: $551KAug '25Nov '25Feb '26May '26Aug '26

For-sale inventory · county (Zillow)

5,6916,9028,1125,740Aug '25: 6,984Sep '25: 6,475Oct '25: 6,377Nov '25: 6,603Dec '25: 6,910Jan '26: 7,328Feb '26: 7,686Mar '26: 8,064Apr '26: 7,999May '26: 7,628Jun '26: 6,972Jul '26: 6,312Aug '26: 5,740Aug '25Nov '25Feb '26May '26Aug '26

Daily active vs pending · Collier County (MLS)

8572,8014,744Aug 22 · Active: 4,588Aug 23 · Active: 4,585Aug 28 · Active: 4,541Aug 29 · Active: 4,553Aug 30 · Active: 4,544Aug 31 · Active: 4,540Sep 07 · Active: 4,468Sep 09 · Active: 4,461Sep 11 · Active: 4,499Sep 12 · Active: 4,487Sep 13 · Active: 4,481Sep 14 · Active: 4,480Sep 15 · Active: 4,496Sep 16 · Active: 4,508Sep 17 · Active: 4,521Sep 19 · Active: 4,547Sep 20 · Active: 4,544Sep 21 · Active: 4,548Sep 22 · Active: 4,555Sep 23 · Active: 4,555Sep 24 · Active: 4,577Sep 25 · Active: 4,587Sep 26 · Active: 4,609Sep 28 · Active: 4,619Sep 29 · Active: 4,633Oct 01 · Active: 4,667Aug 22Sep 16Oct 01ActivePending

Median price · daily recalculation

$954K$972K$991K$955KAug 06: $990KAug 08: $990KAug 09: $990KAug 10: $990KAug 11: $990KAug 12: $990KAug 13: $990KAug 15: $990KAug 17: $990KAug 18: $990KAug 19: $990KAug 20: $990KAug 21: $990KAug 22: $990KAug 23: $990KAug 24: $990KAug 26: $990KAug 28: $990KAug 29: $990KAug 30: $990KAug 31: $990KSep 01: $990KSep 04: $990KSep 05: $990KSep 06: $990KSep 07: $990KSep 08: $990KSep 09: $990KSep 10: $990KSep 11: $990KSep 12: $962KSep 13: $962KSep 14: $962KSep 15: $962KSep 16: $962KSep 17: $962KSep 19: $962KSep 20: $955KSep 21: $955KSep 22: $955KSep 23: $955KSep 24: $955KSep 25: $955KSep 26: $955KSep 28: $955KSep 29: $955KSep 30: $955KOct 01: $955KOct 03: $955KOct 04: $955KOct 05: $955KAug 06Aug 21Sep 07Sep 21Oct 05
Local Economics · county layer

What’s driving 34108

Who’s moving here
+2,411 net residents/yr

Top inbound states: IL, NY, MA, NJ. Movers arriving report ~$283,468 average income. Source: IRS SOI county-to-county migration, 2022-2023

Insurance reality check
$2,147/yr avg premium

2,002 Citizens policies in force in Collier County — the state-backed insurer of last resort. Budget insurance into any Collier purchase before you fall in love with a house. Source: Citizens Property Insurance, Detail by County, April 2026

Building pipeline
2,736 units permitted -22% YoY

1,945 single-family · 791 multi-family · 7.1 per 1,000 residents. Future supply pressure starts here. Source: U.S. Census Bureau, Building Permits Survey, 2025

Momentum Research Desk

The calls we’re making from today’s data

Biggest move
Vanderbilt Towers ▼ 39%

The sharpest 1-yr median swing among tracked communities. Thin samples can exaggerate swings — verify with a comp analysis before treating it as trend.

What we’re telling clients today

Buyers: ask for concessions — rate buydowns and repair credits are back on the table. Sellers: presentation and the first two weekends decide your outcome; price accordingly.

Generated from today’s data by Momentum’s analysis engine and reviewed on a rolling basis by our broker team.

Compare Markets

Nearby ZIP codes in Collier

MarketMedianActiveScore
34108 ← this page$955K25732
34102$570K60644Open →
34104$570K58045Open →
34105$570K57347Open →
34114$660K56135Open →
34145$1.38M38739Open →
Community Movers

Neighborhoods on the move

Prices rising fastest
The StradaNaples$1.04M▲ 28%
MonteneroNaples$3.00M▲ 15%
St RaphaelNaples$2.35M▲ 15%
Naples ParkNaples$848K▲ 3%
Egrets WalkNaples$635K▲ 1%
Prices cooling fastest
Vanderbilt TowersNaples$350K▼ 39%
AvalonNaples$422K▼ 35%
Pine RidgeNaples$5.45M▼ 30%
RegattaNaples$1.11M▼ 20%
OakmontNaples$2.35M▼ 12%
Most homes for sale
Naples ParkNaples$848K69
ConnersNaples$3.20M18
Pine RidgeNaples$5.45M17
Vanderbilt TowersNaples$350K14
CalaisNaples$1.03M6
Selling fastest
Tierra MarNaples$2.15M5 days
AvalonNaples$422K36 days
Barrington ClubNaples$778K38 days
Pavilion ClubNaples$462K40 days
CrescentNaples$1.29M42 days
Explore Deeper

Cities in this ZIP

Most active communities

Keep Going

Put this data to work

Plain Answers

The questions people actually ask

Should I buy a house in 34108 right now?

The data says conditions currently favor buyers in 34108 — the Momentum Score reads 32/100. For buyers that means preparation over hesitation: well-priced homes still move fast, but there is more room to negotiate than a year ago. The right timing always depends on your rate, your equity, and how long you plan to stay — not just the market.

Is 34108 becoming more affordable?

Yes, modestly — the median sale price in 34108 is $955,000, down 2.0% versus the prior year, while sellers still capture 89.4% of asking price. Softening prices plus normal-length marketing times mean affordability is improving at the margin, though financing costs matter more than list prices for most monthly payments.

Where are prices falling fastest in 34108?

Among tracked communities with enough sales to measure, the sharpest 1-year median declines are Vanderbilt Towers (-39%); Avalon (-35%); Pine Ridge (-30%). Note that community-level medians move on small sale counts — a few high- or low-end closings can swing them — so treat these as leads for a comp analysis, not verdicts.

Which 34108 neighborhoods are most competitive?

Measured by speed of sale, the fastest-moving tracked communities right now are Tierra Mar (5 days); Avalon (36 days); Barrington Club (38 days) — homes there go under contract well ahead of the market-wide pace of 84 days.

Questions

34108 (Naples) housing market FAQ

How is the housing market in 34108 right now?

As of October 5, 2026, the 34108 housing market favors buyers: the median sale price is $955,000 (down 2.0% year over year), 257 homes are for sale, and the typical home goes under contract in about 84 days.

How much is a house in 34108?

The median home sold for $955,000 in 34108 over the last 12 months, about $547 per square foot; asking prices on the 257 current listings run from well below to well above that, and the community pages linked below show what each neighborhood actually sells for.

Is it a good time to sell a house in 34108?

By the numbers, sellers in 34108 are getting 89.4% of asking price and going under contract in about 84 days. Whether it is a good time for you depends on what you paid and where you are going next, which is a conversation with an agent, not a chart.

What is the 34108 housing market forecast?

Momentum Realty publishes the recorded trend, not a prediction: 34108 median sale prices are down 2.0% year over year, and 17% of listings are under contract. The charts on this page update with every MLS refresh, so the direction shows up here before any forecast catches it.

What is the median home price in 34108?

The median sale price in 34108 is currently $955,000, down 2.0% from a year ago, based on MLS sales data updated October 5, 2026.

Is 34108 a buyer's or seller's market right now?

The data currently favors buyers. 34108 scores 32 of 100 on the Momentum Score. Conditions change; this page updates daily.

How long do homes take to sell in 34108?

The typical home in 34108 goes under contract in about 84 days, per current MLS data.

How many homes are for sale in 34108?

There are approximately 257 active listings in 34108 as of October 5, 2026.

Are home prices in 34108 rising or falling?

Median sale prices are down 2.0% year over year based on a rolling comparison of MLS sales.

Put this data to work

Momentum agents use this intelligence every day to price listings and write winning offers across 34108 (Naples). Talk through what the numbers mean for your move.

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Methodology & Accountability

Every number on this page is computed directly from licensed Florida MLS feeds, recorded public sales, Zillow Research, and U.S. Census data — nothing is manually adjusted or estimated by hand. Medians use recorded closed sales; supply figures use live listing counts refreshed twice daily; the Momentum Score methodology is summarized .

Analyst oversight: Jon Brooks — Co-Founder, Momentum Realty · CEO, Momentum Research · Housing Market Analyst · methodology reviewed quarterly · Last data refresh: October 5, 2026 at 1:44 PM ET

Find homes What's my home worth?

Statistics on this page are computed automatically from licensed MLS feeds and public data sources (Zillow Research, U.S. Census Bureau) and summarized without manual review. Figures are estimates based on recent recorded activity, are deemed reliable but not guaranteed, and should be verified with a licensed agent before making decisions. This page does not constitute an appraisal or an automated valuation of any specific property. Momentum Realty is licensed in Florida and Georgia. Equal Housing Opportunity.

Selling in this ZIP? Weigh the numbers first: the Florida sell-now-or-wait scoreboard, why 201,552 Florida listings failed to sell in 12 months, and cash offer vs. listing, both numbers. Compiled from MLS records; deemed reliable but not guaranteed.