St Raphael
Homes for Sale in Naples, FL
True comps, carrying-cost math, and listings before the portals.
Market Heat
St Raphael sits at a median of $2,375,000 with a price per square foot just over $1,031 — a figure that reflects the finish level and lot positioning more than square footage alone. That per-foot number is one of the higher ones we track in Collier County, and it tells you the value here is concentrated in the build quality and site, not in scale.
A median of 120 days on market paired with a market heat score of 33 points to a deliberate, low-urgency sales environment. Sellers are pricing for a specific buyer rather than racing the market, and with only 9 closings in the current window, each sale carries real weight in how the median moves. The 17.3% year-over-year gain shows pricing has still moved up meaningfully, but with a small closings count that trend should be read as directional, not statistical certainty.
St Raphael right now
🟢 Still climbing. The trailing-12-month median ($2.38M) is up 17.3% from the prior 12 months ($2.03M). With about a dozen sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level fgc closed sales, 12-month windows ending July 29. Confidence: Medium (9 and 6 sales in the two windows).
What's unique here: the median sale price is about 4x the typical Collier County sale ($2.38M vs $619K, trailing 12 months, fgc records).
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Updated July 29, 2026 · Live data: fgc, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
St Raphael market snapshot (as of July 29, 2026): the median sale price is about $2.38M ($1032 per sq ft over the trailing 12 months of closed sales), and a median 120 days on market for closed sales. The trailing-12-month median is up 17% from the prior 12 months, computed from record-level fgc closed sales (9 closings in the current window).
St Raphael is a low-volume, high-price-point corner of the Naples market where a handful of transactions each period sets the tone — worth watching closely before assuming any single sale reflects the broader trend.
Who St Raphael is best for.
Best for
- Buyers targeting a specific-quality home near the $2,375,000 median and comfortable with a longer, roughly four-month search-to-close timeline
- Sellers prepared to price precisely and hold for the right offer rather than expect quick turnover
- Buyers who prioritize build quality and per-square-foot value over volume of comparable listings to shop against
Probably not for
- Buyers who need a fast close and a high-volume inventory of similar listings to compare
- Sellers expecting rapid turnover based on broader market averages rather than this community's own pace
- Buyers relying on documented on-site amenities, since none are currently identified in MLS data and would need direct verification
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending July 29 of each year, from record-level fgc closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($2.38M) IS the median in the snapshot above, and the move from 2025 ($2.03M) IS the +17.3% one-year change.
Windows contain 0 to 18 sales each (9 in the current window); every figure carries its sample size, and thin markets swing on single closings. Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
The St Raphael buying strategy.
If we were buying in St Raphael today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in St Raphael.
A market defined by few sales, high stakes
With a closings window of just 9 sales, St Raphael does not behave like a high-volume subdivision. Each transaction has outsized influence on the median and the per-square-foot figure, which is why the $1,031.58 per-square-foot number should be read as a snapshot of current listings rather than a fixed ceiling or floor. Buyers and sellers here are negotiating in a market where comparables are thin and each closing becomes the new reference point.
The 120-day median days on market is the clearest signal of posture: this is not a market where pricing gets tested and corrected within weeks. Homes here sit, and that patience cuts both ways — sellers who price accurately still need buyer sourcing time, and buyers who move decisively when the right property appears have room to negotiate before competing bids emerge. The market heat score of 33 confirms a market that is active but unhurried.
The location and the amenities are priced into every listing in St Raphael. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a community with only 9 closings feeding the current data set, generic comps and automated pricing tools break down fast. We track each listing and sale individually here, price against the specific home rather than a thin average, and manage the 120-day sales cycle with a plan for exposure and negotiation rather than a wait-and-hope posture.
St Raphael in 15 seconds.
HOA, CDD & Fees
- Mandatory HOA — confirm current dues
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a St Raphael buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed St Raphael sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in St Raphael, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your St Raphael home worth?
Get a no-obligation home value based on real comparable sales in St Raphael, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
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Frequently Asked Questions
What is the median home price in St Raphael?
How long do homes in St Raphael take to sell?
Do cash buyers compete in St Raphael?
Who is the best real estate agent for St Raphael?
How do I find a top Naples real estate agent who knows St Raphael?
Can Momentum Realty connect me with an agent for St Raphael?
Should you buy in St Raphael?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Community market stats | fgc closed sales, 12-month windows ending July 29, 2026 |
| Under-contract shares | fgc records, as of 2026-07-18 |
| Historical depth | Closed-sale records back to 2013 (118 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of fgc records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the fgc member average and 8 days faster, and we’ll price yours against live your area comps.
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