Aerial view of 34797, Florida

34797 (Yalaha)
Housing Market & Home Values

ZIP code market report · Lake County, FL

Median sale price $306,000, up 1.6% year over year, with homes going under contract in about 148 days, 3 homes on the market.

6 communities reporting25 sales analyzedData as of Nov 12, 2026Momentum Score 49
Live Market Pulse
49/100
Momentum
▲7
Buyer's Opportunity
Inventory is extremely tight — homes rarely last a month. Calculated from licensed MLS data · last refresh November 12, 2026 at 5:37 PM ET.
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Live · 34797 Housing Pulse Licensed FL MLS feeds + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Price
$306K ▲
Median sold · 12 moConfidence: Low
up 1.6% vs the prior 12 months
+1.6% ▲
1-yr price change
n = 25 sales in tracked communities
$202/sf ▼
Sold $/sqft · 12 mo
Lake County: $205 · -0.5% vs prior yr
89.8% ▼
Sale vs ask
Lake County: 95.5% · -2.1pp vs prior yr
$360K ▼
Lake County home value
Zillow ZHVI, monthly · -2.0% vs a year ago
Tempo
1.4mo
Supply
3 for sale ÷ (25 sales ÷ 12) · 3 to 6 months is the balanced band
148days ▲
Median DOM · closed
Lake County: 52 days · +112.0 days vs prior yr
25%
Under contract
Lake County: 31%
3 · 2 ▼6
For sale · pending
MLS counts as of Nov 12, 2026
25
Sold · last 12 mo
closed in the 6 tracked communities with data
Market context
30% ▲
Listings with price cuts
Lake County · Zillow · +0.1pp vs prior month
2,859 ▼
County for-sale inventory
Zillow, monthly · -0.8% vs prior month
27%
Cash buyers
share of sales · peak 27%
49/100 ▲
Momentum score
Buyer's Opportunity · +7 vs yesterday
6
Communities reporting
of 22 tracked in 34797
Economy & people · county layer
$69,956
Median household income
U.S. Census ACS, county
398,696
County population
+18.9% since 2018
5.2×
Price to income
county home value vs median income
77%
Owner-occupied
U.S. Census ACS, county
$2,284/yr
Median property tax
county, ACS
Licensed FL MLSZillow ResearchU.S. Census ACSPublic records
✓ $3.5B+ sold✓ 10,000+ customers served✓ Top 1% in Florida · RealTrends✓ 800+ five-star reviews✓ Licensed FL MLS data✓ Data as of Nov 12, 2026
Today's Take · November 12, 2026
Jon Brooks
Jon Brooks →
Co-Founder, Momentum Realty · CEO, Momentum Research
Housing Market Analyst

Inventory sits at 1.4 months of supply — tight by the 3-to-6-month balanced benchmark, and 25% of listed homes are already under contract. Prices are up 1.6% versus the prior year and sellers are still collecting 89.8% of asking. Taken together, the data points to a broadly balanced market where preparation decides who wins.

What It Means

Who has leverage right now

BUYER'S SELLER'S 49
Momentum Score
Buyer leverage51
Seller leverage49

Leverage scores are derived from the Momentum Score (supply, demand, speed, pricing power, and trend). Right now the data favors neither side decisively.

Momentum Outlook
  • Prices — pressure remains upward while supply stays this thin.
  • Inventory — building over the tracked window; watch whether that holds through the season.
  • Negotiating power — buyers gain ground as 25% of inventory sits under contract.
  • Mortgage sensitivity — at 5.2× income, this market is highly sensitive to rate moves; rate relief tends to show up in demand here quickly.

Derived from current 34797 data, not a prediction or guarantee. Markets move; talk to an agent before acting on any single reading.

Analysis

The read on 34797 (Yalaha)

The median sale price across 34797 currently stands at $306,000, up 1.6% from a year ago. Buyers are paying a median of $202 per square foot. The typical home goes under contract in about 148 days. Homes are selling for about 89.8% of their original asking price.

There are 3 active listings on the market, with 2 more already under contract. With 25 closed sales over the trailing 12 months (3 listings divided by 25 / 12), that works out to 1.4 months of supply — a seller-leaning market by the 3-to-6-month balanced band.

Zillow's home value index for Lake County stands at $360,054. About 30% of listings county-wide have taken a price cut — a useful gauge of seller flexibility.

Weighing supply, demand, speed, pricing power, and trend together, the Momentum Score for 34797 is 49 of 100 — buyer's opportunity territory. This page recalculates every day as new MLS data lands, so the numbers above reflect the market as of November 12, 2026.

Trends & History

34797 since 2014 — and where it’s heading

A median home here sold for $159,466 in 2014 and $324,400 over the last recorded year — 103% appreciation across 12 years of recorded sales. Cash buyers took 27% of recent sales, down from a 27% peak.

Median sale price · 2014–2026 (211 recorded sales)

$146K$275K$404K$324K2014: $159K2015: $206K2016: $151K2017: $160K2022: $359K2024: $317K2025: $398K2026: $324K20142016202220252026

Days on market by year

18d84d150d148d2014: 120d2015: 71d2016: 49d2017: 77d2022: 21d2024: 23d2025: 36d2026: 148d20142016202220252026

Home value trend · Lake County (Zillow ZHVI)

$360K$364K$367K$360KSep '25: $367KOct '25: $366KNov '25: $365KDec '25: $365KJan '26: $365KFeb '26: $365KMar '26: $365KApr '26: $364KMay '26: $363KJun '26: $362KJul '26: $361KAug '26: $361KSep '26: $360KSep '25Dec '25Mar '26Jun '26Sep '26

For-sale inventory · county (Zillow)

2,7332,8362,9392,859Sep '25: 2,935Oct '25: 2,917Nov '25: 2,876Dec '25: 2,787Jan '26: 2,738Feb '26: 2,744Mar '26: 2,847Apr '26: 2,885May '26: 2,912Jun '26: 2,893Jul '26: 2,905Aug '26: 2,882Sep '26: 2,859Sep '25Dec '25Mar '26Jun '26Sep '26

Daily active vs pending · Lake County (MLS)

8902,0563,222Jul 07 · Active: 3,068Aug 03 · Active: 3,069Aug 04 · Active: 3,045Aug 05 · Active: 3,050Aug 06 · Active: 3,043Aug 07 · Active: 3,054Aug 08 · Active: 3,077Aug 09 · Active: 3,068Aug 10 · Active: 3,064Aug 11 · Active: 3,042Aug 12 · Active: 3,070Aug 13 · Active: 3,069Aug 15 · Active: 3,093Aug 17 · Active: 3,084Aug 19 · Active: 3,082Aug 22 · Active: 3,122Aug 23 · Active: 3,128Aug 28 · Active: 3,126Aug 29 · Active: 3,136Aug 30 · Active: 3,124Aug 31 · Active: 3,116Sep 07 · Active: 3,102Sep 09 · Active: 3,087Sep 11 · Active: 3,144Sep 12 · Active: 3,138Sep 13 · Active: 3,123Sep 14 · Active: 3,127Sep 15 · Active: 3,112Sep 16 · Active: 3,125Sep 17 · Active: 3,145Sep 19 · Active: 3,161Sep 20 · Active: 3,155Sep 21 · Active: 3,133Sep 22 · Active: 3,129Sep 23 · Active: 3,137Sep 24 · Active: 3,144Sep 25 · Active: 3,161Sep 26 · Active: 3,169Sep 28 · Active: 3,152Sep 29 · Active: 3,131Oct 01 · Active: 3,109Oct 04 · Active: 3,103Oct 05 · Active: 3,084Oct 06 · Active: 3,089Oct 07 · Active: 3,096Oct 09 · Active: 3,091Oct 10 · Active: 3,096Oct 11 · Active: 3,086Oct 12 · Active: 3,077Oct 14 · Active: 3,073Oct 17 · Active: 3,119Oct 18 · Active: 3,118Oct 19 · Active: 3,120Oct 20 · Active: 3,141Oct 23 · Active: 3,162Oct 26 · Active: 3,171Oct 27 · Active: 3,166Oct 28 · Active: 3,141Oct 29 · Active: 3,145Oct 30 · Active: 3,170Oct 31 · Active: 3,176Nov 01 · Active: 3,146Nov 02 · Active: 3,134Nov 03 · Active: 3,137Nov 05 · Active: 3,131Jul 07Sep 21Nov 05ActivePending

Median price · daily recalculation

$293K$306K$319K$306KSep 12: $306KSep 13: $306KSep 14: $306KSep 15: $306KSep 16: $306KSep 17: $306KSep 19: $306KSep 20: $306KSep 21: $306KSep 22: $306KSep 23: $306KSep 24: $306KSep 25: $306KSep 26: $306KSep 28: $306KSep 29: $306KSep 30: $306KOct 01: $306KOct 03: $306KOct 04: $306KOct 05: $306KOct 06: $306KOct 07: $306KOct 09: $306KOct 10: $306KOct 11: $306KOct 12: $306KOct 14: $306KOct 17: $306KOct 18: $306KOct 19: $306KOct 20: $306KOct 23: $306KOct 26: $306KOct 27: $306KOct 28: $306KOct 29: $306KOct 30: $306KOct 31: $306KNov 01: $306KNov 02: $306KNov 05: $306KSep 12Sep 23Oct 06Oct 20Nov 05
Single-family 83%Manufactured Home - Post 1977 14%Mobile Home - Pre 1976 2%Manufactured 1%? 1%
Local Economics · county layer

What’s driving 34797

Who’s moving here
+12,855 net residents/yr

Top inbound states: NY, CA, NJ, TX. Movers arriving report ~$80,711 average income. Source: IRS SOI county-to-county migration, 2022-2023

Insurance reality check
$1,976/yr avg Citizens premium

10,320 Citizens personal-lines policies in Lake County; average premium $2,016 before the 2026 change, $1,976 after (-2.0%). Citizens is the state-backed insurer of last resort; budget insurance into any Lake purchase. Source: Citizens Property Insurance Corporation, 2026 Approved Rate Changes by County (ALL PERSONAL LINES COMBINED table).

Building pipeline
5,342 units permitted +7% YoY

3,999 single-family · 1,343 multi-family · 13.4 per 1,000 residents. Future supply pressure starts here. Source: U.S. Census Bureau, Building Permits Survey, 2025

Momentum Research Desk

The calls we’re making from today’s data

What we’re telling clients today

Both sides have a case: buyers should negotiate on days-on-market, sellers should lean on the under-contract rate. Preparation, not the market, decides who wins a balanced tape.

Generated from today’s data by Momentum’s analysis engine and reviewed on a rolling basis by our broker team.

Community Movers

Neighborhoods on the move

Most homes for sale
spgs bath & yacht clubYalaha$306K2
waterwood patio homesYalaha$280K1
Explore Deeper

Cities in this ZIP

Most active communities

Keep Going

Put this data to work

Plain Answers

The questions people actually ask

Should I buy a house in 34797 right now?

The data says conditions currently favor neither side decisively in 34797 — the Momentum Score reads 49/100 with 1.4 months of supply. For buyers that means preparation over hesitation: well-priced homes still move fast, but there is more room to negotiate than a year ago. The right timing always depends on your rate, your equity, and how long you plan to stay — not just the market.

Is 34797 becoming more affordable?

No — the median sale price in 34797 is $306,000, up 1.6% versus the prior year, while sellers still capture 89.8% of asking price. Rising prices mean waiting has a cost; affordability hinges mostly on your rate.

Questions

34797 (Yalaha) housing market FAQ

How is the housing market in 34797 right now?

As of November 12, 2026, the 34797 housing market is roughly balanced: the median sale price is $306,000 (up 1.6% year over year), 3 homes are for sale against 25 sales in the last 12 months, which is 1.4 months of supply, and the typical home goes under contract in about 148 days.

How much is a house in 34797?

The median home sold for $306,000 in 34797 over the last 12 months, about $202 per square foot; asking prices on the 3 current listings run from well below to well above that, and the community pages linked below show what each neighborhood actually sells for.

Is it a good time to sell a house in 34797?

By the numbers, sellers in 34797 are getting 89.8% of asking price and going under contract in about 148 days with 1.4 months of supply. Under three months of supply generally favors sellers, three to six is balanced, and over six favors buyers. Whether it is a good time for you depends on what you paid and where you are going next, which is a conversation with an agent, not a chart.

What is the 34797 housing market forecast?

Momentum Realty publishes the recorded trend, not a prediction: 34797 median sale prices are up 1.6% year over year, inventory stands at 1.4 months of supply, and 25% of listings are under contract. The charts on this page update with every MLS refresh, so the direction shows up here before any forecast catches it.

What is the median home price in 34797?

The median sale price in 34797 is currently $306,000, up 1.6% from a year ago, based on MLS sales data updated November 12, 2026.

Is 34797 a buyer's or seller's market right now?

The data currently is roughly balanced. 34797 scores 49 of 100 on the Momentum Score, with 1.4 months of housing supply. Conditions change; this page updates daily.

How long do homes take to sell in 34797?

The typical home in 34797 goes under contract in about 148 days, per current MLS data.

How many homes are for sale in 34797?

There are approximately 3 active listings in 34797 as of November 12, 2026.

Are home prices in 34797 rising or falling?

Median sale prices are up 1.6% year over year based on a rolling comparison of MLS sales.

Put this data to work

Momentum agents use this intelligence every day to price listings and write winning offers across 34797 (Yalaha). Talk through what the numbers mean for your move.

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Methodology & Accountability

Every number on this page is computed directly from licensed Florida MLS feeds, recorded public sales, Zillow Research, and U.S. Census data — nothing is manually adjusted or estimated by hand. Medians use recorded closed sales; supply figures use the MLS listing counts from the last data refresh (date below); the Momentum Score methodology is summarized .

Analyst oversight: Jon Brooks — Co-Founder, Momentum Realty · CEO, Momentum Research · Housing Market Analyst · methodology reviewed quarterly · Last data refresh: November 12, 2026 at 5:37 PM ET

Find homes What's my home worth?

Statistics on this page are computed automatically from licensed MLS feeds and public data sources (Zillow Research, U.S. Census Bureau) and summarized without manual review. Figures are estimates based on recent recorded activity, are deemed reliable but not guaranteed, and should be verified with a licensed agent before making decisions. This page does not constitute an appraisal or an automated valuation of any specific property. Momentum Realty is licensed in Florida and Georgia. Equal Housing Opportunity.

Selling in this ZIP? Weigh the numbers first: the Florida sell-now-or-wait scoreboard, why 201,552 Florida listings failed to sell in 12 months, and cash offer vs. listing, both numbers. Compiled from MLS records; deemed reliable but not guaranteed.