Cocoa Beach
Housing Market

City market report · Brevard County · 15 ZIP codes

Median sale price $585,000, down 1.8% year over year, with homes going under contract in about 51 days, 42 homes on the market.

47 communities reporting204 sales analyzedRefreshed twice dailyMomentum Score 48
Live Market Pulse
48/100
Momentum
Buyer's Opportunity
Buyers are negotiating roughly 7% off asking. Recalculated every day from licensed MLS data · last refresh September 15, 2026 at 7:33 PM ET.
Free · Built from today's data
Get My Custom Cocoa Beach Market Report

Your exact situation run against today's numbers: true comps, negotiation targets, and the off-market homes portals never show.

Selling instead? See what your home is worth today →

Live · Cocoa Beach Housing Pulse Licensed FL MLS feeds + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Price
$585K
Median sold · 12 moConfidence: High
down 1.8% vs the prior 12 months
-1.8%
1-yr price change
n = 204 recent sales
$369/sf
Sold $/sqft · 12 mo
Brevard County: $189 · -6.7% vs prior yr
93.5%
Sale vs ask
Brevard County: 95.5% · +0.4pp vs prior yr
$345K
Brevard County home value
Zillow ZHVI, monthly · -1.3% vs a year ago
Tempo
5.8mo
Supply
3 to 6 months is the balanced band
51days
Median DOM · closed
Brevard County: 50 days · -51.0 days vs prior yr
29%
Under contract
Brevard County: 32%
42 · 9 ▼28
For sale · pending
live counts, refreshed twice daily
121
Sold · last 12 mo
closed across all tracked communities · +56.9% vs prior yr
Market context
29%
Listings with price cuts
Brevard County · Zillow · +0.5pp vs prior month
4,412
County for-sale inventory
Zillow, monthly · -2.8% vs prior month
48/100
Momentum score
Buyer's Opportunity
47
Communities reporting
of 295 tracked in Cocoa Beach
Economy & people · county layer
$75,817
Median household income
U.S. Census ACS, county
620,533
County population
+7.6% since 2018
4.5×
Price to income
county home value vs median income
77%
Owner-occupied
U.S. Census ACS, county
$2,139/yr
Median property tax
county, ACS
Licensed FL MLSZillow ResearchU.S. Census ACSPublic records
$3.5B+ sold 10,000+ customers served Top 1% in Florida · RealTrends 800+ five-star reviews Licensed FL MLS data Updated daily
Today's Take · September 15, 2026
Jon Brooks
Jon Brooks
Co-Founder, Momentum Realty · CEO, Momentum Research
Housing Market Analyst

Inventory sits at 5.8 months of supply — balanced by the 3-to-6-month balanced benchmark, and 29% of listed homes are already under contract. Prices are down 1.8% versus the prior year, but sellers are still collecting 93.5% of asking. Taken together, the data points to a broadly balanced market where preparation decides who wins.

What It Means

Who has leverage right now

BUYER'S SELLER'S 48
Momentum Score
Buyer leverage52
Seller leverage48

Leverage scores are derived from the Momentum Score (supply, demand, speed, pricing power, and trend). Right now the data favors neither side decisively.

Momentum Outlook
  • Prices — balanced supply argues for a sideways market; condition and pricing decide individual outcomes.
  • Inventory — tightening over the tracked window; watch whether that holds through the season.
  • Negotiating power — buyers gain ground as 29% of inventory sits under contract.
  • Mortgage sensitivity — at 4.5× income, this market is moderately sensitive to rate moves; rate relief tends to show up in demand here quickly.

Derived from current Cocoa Beach data, not a prediction or guarantee. Markets move; talk to an agent before acting on any single reading.

Supply by Price Band

One inventory number hides four different markets

Under $300K
7.8 mo · buyer-tilted · 13 active
$300K–$500K
4.1 mo · balanced band · 16 active
$500K–$750K
2.9 mo · seller-tilted · 8 active
$750K+
2.9 mo · seller-tilted · 5 active

Months of supply = active listings ÷ monthly sales pace, bucketing communities by their recent median. 3–6 months is the balanced band.

Neighborhood Heat Map

Where Cocoa Beach is hot — and where it isn't

Each dot is a community (47 shown, sized by sales volume rank). Click any dot to open its full neighborhood guide.

Analysis

The read on Cocoa Beach

The median sale price across Cocoa Beach currently stands at $585,000, down 1.8% from a year ago. Buyers are paying a median of $369 per square foot. The typical home goes under contract in about 51 days. Sellers are capturing 93.5% of their original asking price on average.

There are 42 active listings on the market, with 9 more already under contract. At the current sales pace that works out to 5.8 months of supply — roughly balanced conditions by the standard six-month benchmark. 121 homes closed here over the trailing 12 months.

Cocoa Beach prices sit above the Brevard County median by roughly 83%. Zillow's home value index for Brevard County stands at $344,703. About 29% of listings county-wide have taken a price cut — a useful gauge of seller flexibility.

Weighing supply, demand, speed, pricing power, and trend together, the Momentum Score for Cocoa Beach is 48 of 100 — buyer's opportunity territory. This page recalculates every day as new MLS data lands, so the numbers above reflect the market as of September 15, 2026.

Trends & History

Cocoa Beach since 2012 — and where it’s heading

A median home here sold for $247,158 in 2012 and $663,619 over the last recorded year — 168% appreciation across 14 years of recorded sales.

Median sale price · 2012–2026 (3,868 recorded sales)

$234K$520K$805K$664K2012: $247K2013: $246K2014: $297K2015: $290K2016: $333K2017: $312K2018: $317K2019: $387K2020: $396K2021: $455K2022: $566K2023: $574K2024: $589K2025: $794K2026: $664K20122015201920232026

Days on market by year

20d61d103d51d2012: 96d2013: 102d2014: 69d2015: 55d2016: 70d2017: 56d2018: 53d2019: 66d2020: 47d2021: 38d2022: 22d2023: 38d2024: 55d2025: 102d2026: 51d20122015201920232026

Home value trend · Brevard County (Zillow ZHVI)

$345K$347K$349K$345KJul '25: $349KAug '25: $348KSep '25: $346KOct '25: $346KNov '25: $345KDec '25: $345KJan '26: $346KFeb '26: $346KMar '26: $347KApr '26: $346KMay '26: $346KJun '26: $345KJul '26: $345KJul '25Oct '25Jan '26Apr '26Jul '26

For-sale inventory · county (Zillow)

4,3944,8355,2764,412Jul '25: 5,259Aug '25: 5,141Sep '25: 4,974Oct '25: 4,863Nov '25: 4,832Dec '25: 4,693Jan '26: 4,663Feb '26: 4,587Mar '26: 4,702Apr '26: 4,688May '26: 4,653Jun '26: 4,537Jul '26: 4,412Jul '25Oct '25Jan '26Apr '26Jul '26

Daily active vs pending · Brevard County (MLS)

1,2112,4823,753Jul 07 · Active: 3,703Aug 03 · Active: 3,593Aug 04 · Active: 3,570Aug 05 · Active: 3,544Aug 06 · Active: 3,545Aug 07 · Active: 3,604Aug 08 · Active: 3,619Aug 09 · Active: 3,633Aug 10 · Active: 3,628Aug 11 · Active: 3,594Aug 12 · Active: 3,591Aug 13 · Active: 3,601Aug 15 · Active: 3,621Aug 17 · Active: 3,593Aug 19 · Active: 3,592Aug 22 · Active: 3,625Aug 23 · Active: 3,624Aug 28 · Active: 3,583Aug 29 · Active: 3,607Aug 30 · Active: 3,605Aug 31 · Active: 3,591Sep 07 · Active: 3,591Sep 09 · Active: 3,588Sep 11 · Active: 3,622Sep 12 · Active: 3,622Sep 13 · Active: 3,624Sep 14 · Active: 3,624Sep 15 · Active: 3,596Jul 07Aug 19Sep 15ActivePending

Median price · daily recalculation

$584K$611K$639K$585KAug 06: $638KAug 08: $638KAug 09: $638KAug 10: $638KAug 11: $638KAug 12: $638KAug 13: $638KAug 15: $638KAug 17: $638KAug 18: $638KAug 19: $638KAug 20: $638KAug 21: $638KAug 22: $638KAug 23: $638KAug 24: $638KAug 26: $638KAug 28: $638KAug 29: $638KAug 30: $638KAug 31: $638KSep 01: $638KSep 04: $638KSep 05: $638KSep 06: $638KSep 07: $638KSep 08: $638KSep 09: $638KSep 10: $638KSep 11: $638KSep 12: $585KSep 13: $585KSep 14: $585KSep 15: $585KAug 06Aug 17Aug 28Sep 07Sep 15
Local Economics · county layer

What’s driving Cocoa Beach

Who’s moving here
+10,298 net residents/yr

Top inbound states: NY, CA, TX, GA. Movers arriving report ~$80,978 average income. Source: IRS SOI county-to-county migration, 2022-2023

Insurance reality check
$2,348/yr avg premium

6,986 Citizens policies in force in Brevard County — the state-backed insurer of last resort. Budget insurance into any Brevard purchase before you fall in love with a house. Source: Citizens Property Insurance, Detail by County, April 2026

Building pipeline
4,624 units permitted +0% YoY

3,376 single-family · 1,248 multi-family · 7.5 per 1,000 residents. Future supply pressure starts here. Source: U.S. Census Bureau, Building Permits Survey, 2025

Momentum Research Desk

The calls we’re making from today’s data

Biggest move
Cocoa Beach ▼ 26%

The sharpest 1-yr median swing among tracked communities. Thin samples can exaggerate swings — verify with a comp analysis before treating it as trend.

Biggest risk buyers are ignoring
Under $300K: 7.8 months of supply

The most crowded shelf in the market. Sellers here are competing hardest — which means overpaying in this band is the most avoidable mistake in Cocoa Beach right now.

Biggest opportunity
$500K–$750K: 2.9 months of supply

The tightest band — sellers in this range hold the most leverage, and buyers should walk in with financing done and terms clean.

What we’re telling clients today

Both sides have a case: buyers should negotiate on days-on-market, sellers should lean on the under-contract rate. Preparation, not the market, decides who wins a balanced tape.

Generated from today’s data by Momentum’s analysis engine and reviewed on a rolling basis by our broker team.

Compare Markets

How it stacks up across Brevard County

MarketMedianActiveScore
Cocoa Beach ← this page$585K4248
Melbourne$390K23063Open →
Palm Bay$318K16848Open →
Cocoa$329K11569Open →
Merritt Island$440K7152Open →
Titusville$288K7047Open →
Community Movers

Neighborhoods on the move

Prices rising fastest
River IslesCocoa Beach$950K▲ 16%
Stonewood Towers Condo Ph I And Ph IiCocoa Beach$635K▲ -12%
Cocoa BeachCocoa Beach$657K▲ -26%
Prices cooling fastest
Cocoa BeachCocoa Beach$657K▼ 26%
Stonewood Towers Condo Ph I And Ph IiCocoa Beach$635K▼ 12%
River IslesCocoa Beach$950K▼ 16%
Most homes for sale
Twin Towers CondoCocoa Beach$210K7
Windrush CondoCocoa Beach$475K5
2100 Towers CondoCocoa Beach$469K3
Windward E CondoCocoa Beach$480K3
Majestic Seas CondoCocoa Beach$690K2
Selling fastest
River IslesCocoa Beach$950K47 days
Stonewood Towers Condo Ph I And Ph IiCocoa Beach$635K50 days
Cocoa BeachCocoa Beach$657K59 days
Explore Deeper

Cocoa Beach ZIP codes

Most active communities

More on Cocoa Beach

Keep Going

Put this data to work

Plain Answers

The questions people actually ask

Should I buy a house in Cocoa Beach right now?

The data says conditions currently favor neither side decisively in Cocoa Beach — the Momentum Score reads 48/100 with 5.8 months of supply. For buyers that means preparation over hesitation: well-priced homes still move fast, but there is more room to negotiate than a year ago. The right timing always depends on your rate, your equity, and how long you plan to stay — not just the market.

Is Cocoa Beach becoming more affordable?

Yes, modestly — the median sale price in Cocoa Beach is $585,000, down 1.8% versus the prior year, while sellers still capture 93.5% of asking price. Softening prices plus normal-length marketing times mean affordability is improving at the margin, though financing costs matter more than list prices for most monthly payments.

Where are prices falling fastest in Cocoa Beach?

Among tracked communities with enough sales to measure, the sharpest 1-year median declines are Cocoa Beach (-26%); Stonewood Towers Condo Ph I And Ph Ii (-12%); River Isles (16%). Note that community-level medians move on small sale counts — a few high- or low-end closings can swing them — so treat these as leads for a comp analysis, not verdicts.

Which Cocoa Beach neighborhoods are most competitive?

Measured by speed of sale, the fastest-moving tracked communities right now are River Isles (47 days); Stonewood Towers Condo Ph I And Ph Ii (50 days); Cocoa Beach (59 days) — homes there go under contract well ahead of the market-wide pace of 51 days.

How does Cocoa Beach compare to the rest of Brevard County?

Cocoa Beach's median of $585,000 runs 83% above the county-wide median of $319,000, and homes here take 51 days to go under contract versus 50 county-wide.

Questions

Cocoa Beach housing market FAQ

How is the housing market in Cocoa Beach right now?

As of September 15, 2026, the Cocoa Beach housing market is roughly balanced: the median sale price is $585,000 (down 1.8% year over year), 42 homes are for sale against 121 sales in the last 12 months, which is 5.8 months of supply, and the typical home goes under contract in about 51 days.

How much is a house in Cocoa Beach?

The median home sold for $585,000 in Cocoa Beach over the last 12 months, about $369 per square foot; asking prices on the 42 current listings run from well below to well above that, and the community pages linked below show what each neighborhood actually sells for.

Is it a good time to sell a house in Cocoa Beach?

By the numbers, sellers in Cocoa Beach are getting 93.5% of asking price and going under contract in about 51 days with 5.8 months of supply. Under four months of supply generally favors sellers; over six favors buyers. Whether it is a good time for you depends on what you paid and where you are going next, which is a conversation with an agent, not a chart.

What is the Cocoa Beach housing market forecast?

Momentum Realty publishes the recorded trend, not a prediction: Cocoa Beach median sale prices are down 1.8% year over year, inventory stands at 5.8 months of supply, and 29% of listings are under contract. The charts on this page update with every MLS refresh, so the direction shows up here before any forecast catches it.

What is the median home price in Cocoa Beach?

The median sale price in Cocoa Beach is currently $585,000, down 1.8% from a year ago, based on MLS sales data updated September 15, 2026.

Is Cocoa Beach a buyer's or seller's market right now?

The data currently is roughly balanced. Cocoa Beach scores 48 of 100 on the Momentum Score, with 5.8 months of housing supply. Conditions change; this page updates daily.

How long do homes take to sell in Cocoa Beach?

The typical home in Cocoa Beach goes under contract in about 51 days, per current MLS data.

How many homes are for sale in Cocoa Beach?

There are approximately 42 active listings in Cocoa Beach as of September 15, 2026.

Are home prices in Cocoa Beach rising or falling?

Median sale prices are down 1.8% year over year based on a rolling comparison of MLS sales.

Put this data to work

Momentum agents use this intelligence every day to price listings and write winning offers across Cocoa Beach. Talk through what the numbers mean for your move.

Talk to founders
Methodology & Accountability

Every number on this page is computed directly from licensed Florida MLS feeds, recorded public sales, Zillow Research, and U.S. Census data — nothing is manually adjusted or estimated by hand. Medians use recorded closed sales; supply figures use live listing counts refreshed twice daily; the Momentum Score methodology is summarized .

Analyst oversight: Jon Brooks — Co-Founder, Momentum Realty · CEO, Momentum Research · Housing Market Analyst · methodology reviewed quarterly · Last data refresh: September 15, 2026 at 7:33 PM ET

Find homes What's my home worth?

Statistics on this page are computed automatically from licensed MLS feeds and public data sources (Zillow Research, U.S. Census Bureau) and summarized without manual review. Figures are estimates based on recent recorded activity, are deemed reliable but not guaranteed, and should be verified with a licensed agent before making decisions. This page does not constitute an appraisal or an automated valuation of any specific property. Momentum Realty is licensed in Florida and Georgia. Equal Housing Opportunity.

Selling in this ZIP? Weigh the numbers first: the Florida sell-now-or-wait scoreboard, why 201,552 Florida listings failed to sell in 12 months, and cash offer vs. listing, both numbers. Compiled from MLS records; deemed reliable but not guaranteed.