Bayou Club
Homes for Sale in Satsuma, FL
All 52 homes for sale in Satsuma, FL · median $235,000 · 63 homes for sale in 32189 · Putnam County homes for sale
True comps, carrying-cost math, and listings before the portals.
Over the 12 months ending 2026-09-20, 3 recorded sales closed at a median of $250,000, $180 per square foot, a median 71 days on market, sellers accepting 93% of original asking. At the median price and Putnam County's FY2025-26 rate of 16.89 mills, annual property tax runs about $4,220 ($3,550 with the full homestead exemption).
| Location | Satsuma, Putnam County, FL · ZIP 32189 |
|---|---|
| Sale prices, last 12 months | $250,000 median across 3 closed sales · $180 per sq ft |
| Days on market (closed sales) | 71 median |
| Zoned public schools | Palatka Jr.-Sr. High School (Putnam County School District); verify by address; Robert H. Jenkins Jr. Middle School (Putnam County School District); verify by address; James A. Long Elementary School (Putnam County School District); verify by address |
Data as of September 20, 2026. Data provided by realMLS. Market figures describe homes, not residents. Cite as: Momentum Realty, “Bayou Club key facts,” movewithmomentum.com/neighborhoods/bayou-club-satsuma, data as of September 20, 2026.
Bayou Club is a small pocket of Satsuma housing stock in Putnam County — 94 homes spanning original construction from 1984 to 2023, with a median build year of 1990 and a median footprint of 1,352 square feet. That spread of vintages, layered onto a modest average size, means individual home condition and updates carry more weight than the community label itself. Two houses with the same general era can present very differently depending on maintenance history and upgrades, so buyers here need to evaluate each property on its own rather than assume neighborhood-wide consistency.
With a homestead share of 57%, more than half of the homes are owner-occupied rather than held as rentals or investment property, which tends to support steadier upkeep across the community over time. Current MLS listings don't identify any shared community amenities, so Bayou Club reads as a straightforward residential pocket rather than an amenity-driven community — the appeal is the housing stock and the Satsuma location, not a clubhouse or pool package.
Nearby homes for sale
No active listings inside Bayou Club right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Bayou Club market snapshot (as of September 20, 2026): the median sale price is about $250K ($180 per sq ft over the trailing 12 months of closed sales), and a median 71 days on market for closed sales.
In ZIP 32189 (Satsuma), 119 homes closed in the last 12 months at a median of $190K ($144/sq ft), down 3.5% year over year, with a median 62 days on market. See the live ZIP 32189 housing market and the Putnam County market.
County records show 9 qualified sales in Bayou Club across 2024–2025 (6 in 2024, 3 in 2025), median $260,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Bayou Club is a community of 94 homes in Satsuma, Putnam County, built between 1984 and 2023 (median 1990), with a median living area of about 1,352 square feet. 57% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
Bayou Club sits in Satsuma, Putnam County — a modest, 94-home pocket with homes built between 1984 and 2023 and no shared community amenities noted in current listings.
Who Bayou Club is best for.
Best for
- Buyers who want a primary residence in Satsuma and don't need a clubhouse or shared amenity package
- Buyers comfortable evaluating each home's condition individually given the wide 1984-to-2023 build range
- Buyers targeting a modestly sized home around the 1,352-square-foot median
Probably not for
- Buyers who want new construction only — the median build year here is 1990
- Buyers who need documented community amenities as part of the purchase
- Investors expecting a high concentration of rental-ready inventory, given the 57% homestead share
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending September 20 of each year, from record-level realMLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($250K) IS the median in the snapshot above.
Windows contain 0 to 9 sales each (3 in the current window); every figure carries its sample size, and thin markets swing on single closings. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
21% of homes for sale in ZIP 32189 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-20).
Housing distress & ownership in Bayou Club, Satsuma
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
Schools
- Putnam County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Palatka Jr.-Sr. High School (Putnam County School District); verify by address · High
- Robert H. Jenkins Jr. Middle School (Putnam County School District); verify by address · Middle
- James A. Long Elementary School (Putnam County School District); verify by address · Elementary
Zoned schools reflect the assignments reported on recent Bayou Club listings and can change; always confirm with Putnam County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Bayou Club address.
The Bayou Club buying strategy.
If we were buying in Bayou Club today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Bayou Club.
What the Numbers Say About Bayou Club
The 94 homes that make up Bayou Club were built across a wide span — from 1984 to 2023 — with a median build year of 1990. That's a meaningful mix of original-era construction and newer infill, worth confirming home-by-home: a 1984 build and a 2023 build counted as part of the same community can have very different systems, finishes, and maintenance needs.
Median living area runs 1,352 square feet, positioning Bayou Club as a community of modestly sized homes rather than large-format construction. Homestead share sits at 57%, meaning a majority of owners claim the property as their primary residence — a data point worth watching if you're evaluating rental potential or gauging how much of the community turns over as investment inventory. Current MLS listings don't identify shared amenities, so due diligence here should focus on the individual home and lot, not a community amenity package.
The location and the amenities are priced into every listing in Bayou Club. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Bayou Club buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 3 factors (6.9). Basis: Long-Term Appreciation +178% since 2012; Owner Commitment 57% owner-occupied; Pricing Power 92.6% sale-to-list. Refreshed with each data update.
Why work with Momentum here
In a community like Bayou Club, where homes span build years 1984 to 2023 and amenities aren't part of the pitch, the work is in the property-level detail — verifying age, condition, and square footage against what's listed, and knowing which streets and lots hold up over time. Momentum works Putnam County closings directly, so you get a read on Bayou Club grounded in what's actually on the MLS today, not a generic community blurb.
Bayou Club in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Bayou Club buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Bayou Club sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Bayou Club, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Bayou Club home worth?
Get a no-obligation home value based on real comparable sales in Bayou Club, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Satsuma →
Frequently Asked Questions
What is the median home price in Bayou Club?
How long do homes in Bayou Club take to sell?
How many homes are in Bayou Club?
What share of Bayou Club is owner-occupied?
When were the homes in Bayou Club built?
Have Bayou Club home prices gone up?
What schools serve Bayou Club?
Who is the best real estate agent for Bayou Club?
How do I find a top Satsuma real estate agent who knows Bayou Club?
Can Momentum Realty connect me with an agent for Bayou Club?
Where is Bayou Club, and what county is it in?
How far is Bayou Club from downtown Jacksonville and the beach?
Should you buy in Bayou Club?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Community market stats | realMLS closed sales, 12-month windows ending September 20, 2026 |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (3 streets, ZIP 32177/32189)) |
| Under-contract shares | realMLS records, as of 2026-09-20 |
| Schools | 2025-26 district assignments + FLDOE school grades; verify with the district |
| Historical depth | Closed-sale records back to 2001 (76 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live local comps.
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See how Bayou Club fits the bigger picture — live prices, inventory, and Momentum Scores:
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