Moving to Eustis, Florida: The 2026 Data Guide
Eustis is in Lake County, Florida (ZIP codes 32726, 32736). · Homes for sale in Eustis · Lake County
As of 2026-10-20, the median home sold in Eustis, Florida over the last 12 months went for $348,000 (331 closings across 270 communities in Momentum’s MLS record), about $194 per square foot for a median 1,839-sq-ft home built around 1994. Homes currently listed have been on the market a median of 54 days, and with 160 active listings against that sales pace the city is carrying roughly 5.8 months of supply. Sellers have been getting about 97% of their original asking price. That median is 13% below the median across Momentum’s Florida and Georgia coverage.
What your budget buys in Eustis
Three price points from 388 recent Eustis closings in our record, each showing what actually closed within 10% of that price:
- Around $264,000: the typical sale in this band was a 3-bed, 2-bath home of about 1,380 sq ft, built around 1993 (79 sales).
- Around $348,000: the typical sale in this band was a 4-bed, 2-bath home of about 1,846 sq ft, built around 2003 (86 sales).
- Around $432,000: the typical sale in this band was a 4-bed, 2-bath home of about 2,176 sq ft, built around 2005 (50 sales).
The real monthly cost of owning in Eustis
Take the median $348,000 home with 20% down at today’s 7.40% 30-year rate: principal and interest run about $1,928/month. Lake County’s typical total millage is 16.65 mills, so after the $50,000 homestead exemption the property tax is roughly $4,961/year ($413/month) for a new owner — the seller’s capped bill on the listing will be lower and is not your number. Citizens Property Insurance’s average premium in Lake County is about $1,756/year; private-market quotes vary with roof age and wind mitigation. 49% of current Eustis listings carry an HOA, with a median of $64/month where one applies. All in, budget on the order of $2,487/month to own the median Eustis home.
For the full worksheet — taxes by scenario, the homestead exemption, and how the Save Our Homes cap works after year one — see the Lake County property tax guide and our home insurance by county map.
Where people are buying: Eustis’s most active communities
The communities with the most closings in the last 12 months, with each one’s median sale and how long its current listings have been on the market. Every name links to that community’s own guide with live listings.
| Community | Sales (12 mo) | Median | Days listed |
|---|---|---|---|
| Hidden Cove | 28 | $348,340 | 60 |
| Eustis Country Club Manor Mhp | 16 | $111,500 | 72 |
| Pine Meadows Reserve | 16 | $372,234 | 69 |
| Connors Cove | 13 | $269,305 | 43 |
| Royal Trails | 12 | $458,750 | 100 |
| Eustis Rep 01 | 12 | $259,500 | 46 |
| Park Place On Lake Joanna | 8 | $522,500 | 6 |
| Blue Lake Estates | 7 | $550,000 | 43 |
Eustis by ZIP code
Sales and medians by ZIP over the same 12 months: 32726 (272 sales, median $299,950), 32736 (106 sales, median $442,250).
What’s for sale: property types, new construction, and age of homes
Of the last 12 months of sales, 87% were single-family homes, 4% townhomes or villas, and 1% condos. New construction accounted for 37% of closings, led by Hidden Cove, Pine Meadows Reserve, Connors Cove, Estes Reserve. The housing stock skews mixed: 25% of homes sold were built in 2015 or later and 28% before 1980.
Getting around from Eustis
Measured from the center of Eustis’s recent sales: Downtown Orlando is about 28 miles; Orlando International Airport (MCO) is about 36 miles; Ocala is about 37 miles; Daytona Beach is about 46 miles. Distances are straight-line; drive times depend on the corridor and time of day.
Schools, taxes, and insurance: where to verify
School assignments change; check the Lake County school grades page for the district’s current grades, and confirm zoning for a specific address directly with the district. Property tax figures on this page use Lake County’s typical millage of 16.65; municipal and special-district millage varies inside the county. Insurance uses Citizens’ Lake County average of $1,756/year; a wind-mitigation inspection and roof age can move a private quote a long way in either direction.
Eustis: the case for and against
What works in Eustis’s favor
- prices run 13% below the statewide median in our coverage
- 37% of sales are new construction, so builder incentives and warranties are part of the market
- insurance is comparatively manageable here (Citizens average $1,756/year)
- no state income tax, and Florida’s Save Our Homes cap limits assessment growth once you homestead
What to plan for
- property taxes reset to your purchase price, so never budget off the seller’s bill
Your Eustis relocation toolkit
- Homes for sale in Eustis right now
- Cost of living in Eustis
- Best neighborhoods in Eustis
- New construction in Eustis
- Find an agent in Eustis
- Eustis ZIP codes with prices
- Search every Eustis community
Common questions about moving to Eustis
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<a href="https://movewithmomentum.com/moving-to-eustis">Moving to Eustis, FL (2026): Home Prices, Cost to Own, Neighborhoods & Taxes — Momentum Realty</a>Sales figures are Momentum Realty’s MLS record of closings in Eustis communities over the trailing 12 months (community snapshots as of their last refresh; price-band examples from the most recent closings on file); tax and insurance figures are Lake County data. Estimates, not guarantees; verify before relying on them. General relocation guidance, not financial advice. Equal Housing Opportunity.