Moving to Eustis, Florida: The 2026 Data Guide

As of 2026-09-11, the median home sold in Eustis, Florida over the last 12 months went for $345,000 (362 closings across 264 communities in Momentum’s MLS record), about $182 per square foot for a median 1,874-sq-ft home built around 1998. Homes currently listed have been on the market a median of 51 days, and with 259 active listings against that sales pace the city is carrying roughly 8.6 months of supply. Sellers have been getting about 97% of their original asking price. That median is 14% below the median across Momentum’s Florida and Georgia coverage.

$345,000
Median sale (12 mo)
$182
Price per sq ft
$2,338
Est. monthly cost to own
51 days
Days listed (median)
8.6
Months of supply
38%
New construction share

What your budget buys in Eustis

Three price points from 443 recent Eustis closings in our record, each showing what actually closed within 10% of that price:

The real monthly cost of owning in Eustis

Take the median $345,000 home with 20% down at today’s 6.71% 30-year rate: principal and interest run about $1,783/month. Lake County’s typical total millage is 16.65 mills, so after the $50,000 homestead exemption the property tax is roughly $4,911/year ($409/month) for a new owner — the seller’s capped bill on the listing will be lower and is not your number. Citizens Property Insurance’s average premium in Lake County is about $1,756/year; private-market quotes vary with roof age and wind mitigation. 30% of current Eustis listings carry an HOA, with a median of $62/month where one applies. All in, budget on the order of $2,338/month to own the median Eustis home.

For the full worksheet — taxes by scenario, the homestead exemption, and how the Save Our Homes cap works after year one — see the Lake County property tax guide and our home insurance by county map.

Where people are buying: Eustis’s most active communities

The communities with the most closings in the last 12 months, with each one’s median sale and how long its current listings have been on the market. Every name links to that community’s own guide with live listings.

CommunitySales (12 mo)MedianDays listed
Royal Trails Unit No 136$540,00051
Hidden Cove28$348,34060
Pine Meadows21$326,99020
Eustis Country Club Manor Mhp16$111,50072
Pine Meadows Reserve16$372,23469
Royal Trails12$472,00058
Connors Cove10$269,30538
Park Place On Lake Joanna Add 029$529,0007

Eustis by ZIP code

Sales and medians by ZIP over the same 12 months: 32726 (274 sales, median $305,000), 32736 (108 sales, median $470,000), 34711 (10 sales, median $554,500).

What’s for sale: property types, new construction, and age of homes

Of the last 12 months of sales, 87% were single-family homes, 4% townhomes or villas, and 1% condos. New construction accounted for 38% of closings, led by Hidden Cove, Royal Trails Unit No 1, Pine Meadows, Pine Meadows Reserve, Connors Cove. The housing stock skews mixed: 29% of homes sold were built in 2015 or later and 24% before 1980.

Getting around from Eustis

Measured from the center of Eustis’s recent sales: Downtown Orlando is about 28 miles; Orlando International Airport (MCO) is about 36 miles; Ocala is about 37 miles; Daytona Beach is about 46 miles. Distances are straight-line; drive times depend on the corridor and time of day.

Schools, taxes, and insurance: where to verify

School assignments change; check the Lake County school grades page for the district’s current grades, and confirm zoning for a specific address directly with the district. Property tax figures on this page use Lake County’s typical millage of 16.65; municipal and special-district millage varies inside the county. Insurance uses Citizens’ Lake County average of $1,756/year; a wind-mitigation inspection and roof age can move a private quote a long way in either direction.

Eustis: the case for and against

What works in Eustis’s favor

  • prices run 14% below the statewide median in our coverage
  • about 8.6 months of supply gives buyers room to negotiate
  • 38% of sales are new construction, so builder incentives and warranties are part of the market
  • insurance is comparatively manageable here (Citizens average $1,756/year)
  • no state income tax, and Florida’s Save Our Homes cap limits assessment growth once you homestead

What to plan for

  • property taxes reset to your purchase price, so never budget off the seller’s bill

Your Eustis relocation toolkit

Common questions about moving to Eustis

How much does a house cost in Eustis, FL?
The median sale over the last 12 months was $345,000 (362 closings), about $182 per square foot. Among recent closings in our record a quarter sold under $268,120 and a quarter over $458,599.
What does it cost per month to own a home in Eustis?
For the median $345,000 home with 20% down at 6.71%, roughly $2,338 per month including principal, interest, Lake County property tax after the homestead exemption, insurance.
What are property taxes like in Eustis?
Lake County's typical total millage is 16.65 mills. On the median home that is about $4,911 a year for a new owner after the $50,000 homestead exemption; the assessment resets at purchase, so the seller's bill is not a guide.
Is Eustis a buyer's or seller's market right now?
With about 8.6 months of supply and a median 51 days on market for current listings, conditions favor buyers.
Is there a lot of new construction in Eustis?
New construction was 38% of sales in the last 12 months, concentrated in Hidden Cove, Royal Trails Unit No 1, Pine Meadows, Pine Meadows Reserve, Connors Cove.
Does Florida have a state income tax?
No. Florida has no state income tax, including on retirement income, and the Save Our Homes cap limits how fast a homesteaded assessment can rise.

Sales figures are Momentum Realty’s MLS record of closings in Eustis communities over the trailing 12 months (community snapshots as of their last refresh; price-band examples from the most recent closings on file); tax and insurance figures are Lake County data. Estimates, not guarantees; verify before relying on them. General relocation guidance, not financial advice. Equal Housing Opportunity.

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