Moving to Townsend, Georgia: The 2026 Data Guide
As of 2026-09-19, the median home sold in Townsend, Georgia over the last 12 months went for $475,000 (63 closings across 33 communities in Momentum’s MLS record), about $236 per square foot for a median 2,383-sq-ft home built around 2008. Homes currently listed have been on the market a median of 69 days, and with 57 active listings against that sales pace the city is carrying roughly 10.9 months of supply. Sellers have been getting about 95% of their original asking price. That median is 19% above the median across Momentum’s Florida and Georgia coverage.
Townsend right now — September 2026
Live pages for your move: 68 homes for sale in Townsend · New construction · Homes by ZIP (1 ZIPs) · Best neighborhoods.
MLS closed sales and live inventory, Momentum Research; refreshed nightly. Updated September 19, 2026.
What your budget buys in Townsend
Three price points from 67 recent Townsend closings in our record, each showing what actually closed within 10% of that price:
- Around $278,300: the typical sale in this band was a 3-bed, 2-bath home of about 1,419 sq ft, built around 2018 (13 sales).
- Around $475,000: the typical sale in this band was a 3-bed, 2.5-bath home of about 2,182 sq ft, built around 2021 (9 sales).
- Around $650,000: the typical sale in this band was a 3-bed, 2.5-bath home of about 2,526 sq ft, built around 2020 (12 sales).
The real monthly cost of owning in Townsend
Take the median $475,000 home with 20% down at today’s 6.95% 30-year rate: principal and interest run about $2,515/month. Georgia taxes 40% of fair market value: at McIntosh County’s typical unincorporated millage of 29.35 mills, the median home’s bill is roughly $5,518/year ($460/month) after the standard homestead exemption — county and school exemptions vary and can lower it; inside a city, add the city millage. Georgia homeowners insurance runs well below Florida’s coastal premiums for most of the state; get a quote on the specific address, since roof age and wind exposure still move it. 63% of current Townsend listings carry an HOA, with a median of $70/month where one applies. All in, budget on the order of $3,045/month to own the median Townsend home including a typical HOA.
For the full worksheet — the 40% assessment, the exemptions McIntosh County offers, and city versus unincorporated millage — see the McIntosh County property tax guide.
Where people are buying: Townsend’s most active communities
The communities with the most closings in the last 12 months, with each one’s median sale and how long its current listings have been on the market. Every name links to that community’s own guide with live listings.
| Community | Sales (12 mo) | Median | Days listed |
|---|---|---|---|
| Sutherland Bluff | 10 | $647,500 | 60 |
| Belvedere Island Plantation | 9 | $548,000 | 63 |
| Coastal Pines | 7 | $259,250 | 95 |
| Cooper'S Point | 7 | $475,000 | 80 |
| Springfield Plantation | 7 | $725,000 | 114 |
Townsend by ZIP code
Sales and medians by ZIP over the same 12 months: 31331 (66 sales, median $451,950).
What’s for sale: property types, new construction, and age of homes
Of the last 12 months of sales, 88% were single-family homes, and 6% condos. New construction accounted for 10% of closings. The housing stock skews newer: 45% of homes sold were built in 2015 or later and 2% before 1980.
Getting around from Townsend
Measured from the center of Townsend’s recent sales: Brunswick is about 31 miles; Savannah is about 38 miles; Savannah/Hilton Head International Airport (SAV) is about 39 miles; Jacksonville International Airport (JAX) is about 77 miles. Distances are straight-line; drive times depend on the corridor and time of day.
Schools, taxes, and insurance: where to verify
Confirm school zoning for any specific address directly with the district. Property tax figures on this page use McIntosh County’s typical millage of 29.35; municipal and special-district millage varies inside the county. Get an insurance quote for the specific address before you go under contract.
Townsend: the case for and against
What works in Townsend’s favor
- about 10.9 months of supply gives buyers room to negotiate
- property tax is levied on 40% of value, so the effective rate is lower than the millage suggests, and most counties add homestead exemptions on top
What to plan for
- prices run 19% above the statewide median in our coverage
- 63% of listings carry an HOA (median $70/month)
- Georgia has a flat state income tax (about 5%, scheduled to keep stepping down), which Florida does not
Your Townsend relocation toolkit
- Homes for sale in Townsend right now
- Best neighborhoods in Townsend
- New construction in Townsend
- Search every Townsend community
Common questions about moving to Townsend
How much does a house cost in Townsend, GA?
What does it cost per month to own a home in Townsend?
What are property taxes like in Townsend?
Is Townsend a buyer's or seller's market right now?
Is there a lot of new construction in Townsend?
Does Georgia have a state income tax?
Sales figures are Momentum Realty’s MLS record of closings in Townsend communities over the trailing 12 months (community snapshots as of their last refresh; price-band examples from the most recent closings on file); tax and insurance figures are McIntosh County data. Estimates, not guarantees; verify before relying on them. General relocation guidance, not financial advice. Equal Housing Opportunity.