Anchorage of Tarpon Lake
Homes for Sale in Palm Harbor, FL
All 571 homes for sale in Palm Harbor, FL · median $405,000 · 77 homes for sale in 34685 · Pinellas County homes for sale
True comps, carrying-cost math, and listings before the portals.
As of November 2026, Anchorage Of Tarpon Lake Palm Harbor in Palm Harbor, FL has 3 homes for sale. Over the 12 months ending 2026-11-13, 4 recorded sales closed at a median of $385,000, $267 per square foot, a median 42 days on market, sellers accepting 97% of original asking. Homes listed or recently sold were built 1974 - 1979; 15 of 15 report an HOA (median $42/mo); 4 of the 15 geocoded homes sit in a FEMA special flood hazard zone (median elevation 9 ft). At the median price and Pinellas County's FY2025-26 rate of 19.39 mills, annual property tax runs about $7,460 ($6,650 with the full homestead exemption).
Homes For Sale Right Now in Anchorage of Tarpon Lake
Live MLS inventory for Anchorage of Tarpon Lake. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Anchorage of Tarpon Lake listings as of 2026-11-02, priced high to low. Based on Stellar MLS data distributed by MLS GRID for the period 2011 through 2026. Tap any home to ask about it.
Anchorage of Tarpon Lake is a small, deed-restricted pocket of 71 homes built in a tight window from 1974 to 1979, with the typical house around 1,875 square feet. When the vintage and footprints are this consistent, price comes down almost entirely to condition and updates rather than square footage. The $365,000 median and roughly $234 per square foot are best read as a starting point - a renovated home and an original one from the same era can sit far apart.
The market here leans toward sellers: 2.4 months of supply with only 3 active listings against 15 recent closings. That said, the median home still took 44 days to sell, so this is not a bidding-war feed. Sellers have leverage on well-prepared homes; buyers who move deliberately and price their offers to condition still have room to negotiate.
Figures in this note are as of October 26, 2026. The live market numbers elsewhere on this page update nightly and are newer.
Anchorage of Tarpon Lake right now
🔴 Seller-leaning market. 2.4 months of supply and 0% of the inventory already under contract give sellers the pressure advantage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Stellar MLS records, as of September 20, 2026. Confidence: High (3 active and pending listings, 15 closed sales in 12 months).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated November 14, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Anchorage of Tarpon Lake market snapshot (as of September 20, 2026): the median sale price is about $365K ($234 per sq ft over the trailing 12 months of closed sales), a median 44 days on market for closed sales, and 2.4 months of supply, a seller-leaning market.
In ZIP 34685 (Palm Harbor), 69 homes closed in the last 12 months at a median of $665K ($260/sq ft), down 4.5% year over year, with a median 40 days on market. Right now 17 active and 6 pending listings put supply at about 3.0 months - a balanced market. See the live ZIP 34685 housing market and the Pinellas County market.
County records show 8 qualified sales in Anchorage Of Tarpon Lake across 2024 - 2024, median $437,000 - the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Flood zones in Anchorage of Tarpon Lake: of 14 listing addresses checked against the FEMA National Flood Hazard Layer, 71% sit outside the FEMA Special Flood Hazard Area (Zone X); 29% are in an A-series high-risk zone where flood insurance is required with a federally backed mortgage. Individual parcels vary - verify any specific address at msc.fema.gov. See flood zones by neighborhood in Palm Harbor.
Anchorage of Tarpon Lake is a community of 71 homes in Palm Harbor, Pinellas County, built between 1974 and 1979 (median 1978), with a median living area of about 1,875 square feet. 73% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
This is a compact, amenity-backed association in Palm Harbor where the housing stock is uniform in age and size, so the real spread in value is driven by how much work a given home has had. A high homestead share (about 73%) points to a stable, owner-occupied community rather than a rental-heavy one.
The setting & the homes.
Aerial and on-site photos of Anchorage of Tarpon Lake. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
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Anchorage of Tarpon LakePhotos from Stellar MLS listings in Anchorage of Tarpon Lake; content deemed reliable but not guaranteed.
Who Anchorage of Tarpon Lake is best for.
Best for
- Buying to hold in a stable, owner-occupied community with a high homestead share
- Buyers who want pool, clubhouse, and trail access without maintaining it themselves
- Buying a move-in-ready home and willing to pay for finishes over a project house
Probably not for
- Needing substantially more than about 1,875 square feet or newer-than-1970s construction
- Buyers who resist deed restrictions, vehicle/fence rules, or a buyer-approval process
- Looking for a fast close on a tight timeline with no room for HOA review
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending September 20 of each year, from record-level Stellar MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($365K) IS the median in the snapshot above.
Windows contain 0 to 15 sales each (15 in the current window); every figure carries its sample size, and thin markets swing on single closings. Based on Stellar MLS data distributed by MLS GRID for the period 2011 through 2026. Deemed reliable but not guaranteed.
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Pinellas County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Pinellas County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
24% of homes for sale in ZIP 34685 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-11-14).
The Anchorage of Tarpon Lake Market Scorecard
The Anchorage of Tarpon Lake is currently a seller's market. About 2.6 months of supply, a median asking price of $409,000, and homes go under contract in about 149 days.
Typical home value in the 34685 ZIP is $476,158, about 5.7% above the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: Stellar MLS, distributed by MLS GRID, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Anchorage of Tarpon Lake on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Stellar MLS. Map data © OpenStreetMap contributors.
Life at Anchorage of Tarpon Lake
- Clubhouse · reported on 14 of 14 listings
- Pool · reported on 13 of 14 listings
- Deed Restrictions · reported on 10 of 14 listings
- Buyer Approval Required · reported on 5 of 14 listings
- Recreation Facilities · reported on 4 of 14 listings
- Association Recreation - Owned · reported on 3 of 14 listings
- Fence Restrictions · reported on 2 of 14 listings
- Vehicle Restrictions · reported on 2 of 14 listings
- Trail(s) · reported on 1 of 14 listings
- Secured Garage/Parking · reported on 1 of 14 listings
- Golf Carts OK · reported on 1 of 14 listings
Community amenities as reported across Stellar MLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.
Schools
- Pinellas County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Pinellas County Public Schools (verify by address) · Public
- Confirm zoned elementary, middle, and high · By address
- Magnet and choice options may apply · Choice
Zoned schools reflect the assignments reported on recent Anchorage of Tarpon Lake listings and can change; always confirm with Pinellas County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Anchorage of Tarpon Lake address.
Shop the zone: Homes zoned for East Lake High-Pn High School
The Anchorage of Tarpon Lake buying strategy.
If we were buying in Anchorage of Tarpon Lake today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Come strong and clean. Homes here move, so lead with your best terms and financing ready rather than a low anchor.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Anchorage of Tarpon Lake.
What the deed restrictions actually buy you
The amenity list is heavier than the home count suggests: a clubhouse, pool, trails, owned recreation facilities, and secured garage/parking, all under an HOA that requires buyer approval. Golf carts are permitted, and there are fence and vehicle restrictions on the books. These rules are the point - they keep the look and feel consistent, which is part of what underpins value in a community this size. If restrictions chafe you, this is the wrong place to learn that after closing.
Because buyer approval is required, build the HOA review into your timeline and verify current rules, fees, and access directly with the association before you're under contract. The amenities here are reported from MLS listings, so confirm what's actually in service today rather than assuming the full list is operational.
The location and the amenities are priced into every listing in Anchorage of Tarpon Lake. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Anchorage of Tarpon Lake buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 3 factors (7.6). Basis: Liquidity & Demand 2.4 months of supply; Owner Commitment 73% owner-occupied; Pricing Power 96.8% sale-to-list. Refreshed with each data update.
Why work with Momentum here
In a 71-home community with only a handful of listings at a time, the difference between a fair price and an overpay is reading condition against the median - and we do that street by street. We'll walk you through the buyer-approval process, flag which updates the market is actually paying for, and tell you plainly when a given home is priced for its finishes versus its vintage.
Anchorage of Tarpon Lake in 15 seconds.
Tools for a Anchorage of Tarpon Lake buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Anchorage of Tarpon Lake sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Anchorage of Tarpon Lake, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Anchorage of Tarpon Lake home worth?
Get a no-obligation home value based on real comparable sales in Anchorage of Tarpon Lake, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
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Recently off market in Anchorage Of Tarpon Lake Palm Harbor
Homes in Anchorage Of Tarpon Lake Palm Harbor that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 4 on record.
- 1010 Mainsail Way · off market
- 2132 Portside Passage · off market
- 760 Pilots Way · off market
- 900 Mainsail Way · off market
| Location | Palm Harbor, Pinellas County, FL · ZIP 34685 |
|---|---|
| Homes in the community | 71 (FL DOR 2025 assessment roll) |
| Years built | 1974–1979 (median 1978) |
| Typical living area | 1,875 sq ft (median) |
| Home types (current listings and sales) | single-family 100% |
| Amenities listed by sellers | Clubhouse, Pool, Deed Restrictions, Buyer Approval Required, Recreation Facilities, Association Recreation - Owned |
| Sale prices, last 12 months | $385,000 median across 4 closed sales · $267 per sq ft |
| Days on market (closed sales) | 42 median |
| For sale right now | 3 active, 0 pending · median asking $409,000 · 2.6 months of supply |
| Owner-occupied (homestead) share | 73% |
| Zoned public schools | Pinellas County Public Schools (verify by address); Confirm zoned elementary, middle, and high; Magnet and choice options may apply |
Data as of November 13, 2026. Based on Stellar MLS data distributed by MLS GRID for the period 2026 through 2026; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Anchorage of Tarpon Lake key facts,” movewithmomentum.com/neighborhoods/anchorage-of-tarpon-lake-palm-harbor, data as of November 13, 2026.
Housing distress & ownership in Anchorage Of Tarpon Lake Palm Harbor, Palm Harbor
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period October 2026 through October 2026. Deemed reliable but not guaranteed.
Just listed in Anchorage of Tarpon Lake
The newest homes for sale in Anchorage of Tarpon Lake right now, newest first. Each link opens the full listing with every photo, the price history and a tour request.
- 705 Leeward Way $409,000 · 2 bd · 2 ba · 1,592 sq ft · listed Sep 13, 2026 Courtesy of MAVREALTY
- 2211 Portside Passage $409,000 · 2 bd · 2 ba · 1,778 sq ft · listed Jun 17, 2026 Courtesy of COASTAL PROPERTIES GROUP INTERNATIONAL
- 819 Helmsman Way $329,900 · 3 bd · 2 ba · 1,344 sq ft · listed Mar 7, 2026 Courtesy of TRUST REALTY USA, LLC
Checked against the MLS nightly. All new listings in this market.
Every Home for Sale in Anchorage Of Tarpon Lake Palm Harbor Right Now (3)
All 3 active and pending Anchorage Of Tarpon Lake Palm Harbor listings with a detail page, newest first, refreshed twice a day from the MLS.
- 705 Leeward Way · $409,000 · 2 bd / 2 ba · listed Sep 12, 2026 · listed by Mavrealty
- 2211 Portside Passage · $409,000 · 2 bd / 2 ba · listed Aug 15, 2026 · listed by Coastal Properties Group International
- 819 Helmsman Way · $329,900 · 3 bd / 2 ba · listed Aug 15, 2026 · listed by Trust Realty Usa, Llc
Recently sold in Anchorage Of Tarpon Lake Palm Harbor
- 2132 Portside Passage · sold $319,000
- 900 Mainsail Way · sold $429,000
- 760 Pilots Way · sold $350,000
- 1010 Mainsail Way · sold $420,000
Closed sales from the MLS; each page shows the sold price, taxes and value history.
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Palm Harbor guides & data
- Market data
- Cost of living
- Best neighborhoods (ranked by data)
- Best neighborhoods
- Flood zones
- Property taxes (Pinellas County)
- Homestead exemption (Pinellas County)
- Home insurance cost
Florida buyer guides
- Florida home insurance rates by county
- Florida property tax by county
- Florida property tax calculator
- What flood zone X means
- The 4-point inspection, explained
- Florida flood insurance calculator
- Florida housing market map
- Interactive housing market map (county, ZIP and community)
- Save Our Homes tax estimator
- How to stop a foreclosure in Florida
- Florida documentary stamp tax, explained
- Cheapest places to live in Florida
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Streets in this community
Street-level pages: every home on record, what sold and what is for sale on each street.
- Leeward Way (12 homes on record)
- Leeward Way (11 homes on record)
- Leeward Way (1 homes on record)
What it really costs to own in Anchorage of Tarpon Lake
The parts of the monthly number a mortgage calculator leaves out, from the tax roll, the MLS, Citizens and FEMA. Property facts only.
| HOA dues | Median $500/year (about $42/month) across 15 MLS listings (most billed annually; 2026-11-14). Dues cover what the documents say they cover; ask for the budget and reserve study. |
|---|---|
| Home and flood insurance | The average Citizens Property Insurance premium in Pinellas County is $1,911/yr (20,791 policies, Citizens detail by county, April 2026); private-market quotes depend on roof age, wind mitigation and construction. Flood: of 14 listing addresses checked against the FEMA flood map, 71% sit outside the high-risk zone and 29% inside one, where flood insurance is required with a federally backed mortgage. Statewide, a Zone X flood policy runs about $500-$700/yr and a high-risk zone $1,200-$2,500/yr (FEMA Risk Rating 2.0 averages, not quotes). |
| Roof and age | Median build year 1978 across 15 listings. An original roof here would be about 48 years old; under Florida's 2022 reform (SB 2-D) carriers may require an inspection past 15 years, so budget for a roof report, and for replacement where it fails. |
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Ask an agent about Anchorage of Tarpon Lake
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Frequently Asked Questions
What is the median home price in Anchorage of Tarpon Lake?
How long do homes in Anchorage of Tarpon Lake take to sell?
Is Anchorage of Tarpon Lake a buyer's or seller's market right now?
How many homes are in Anchorage of Tarpon Lake?
What share of Anchorage of Tarpon Lake is owner-occupied?
When were the homes in Anchorage of Tarpon Lake built?
What schools serve Anchorage of Tarpon Lake?
Who is the best real estate agent for Anchorage of Tarpon Lake?
How do I find a top Palm Harbor real estate agent who knows Anchorage of Tarpon Lake?
Can Momentum Realty connect me with an agent for Anchorage of Tarpon Lake?
Where is Anchorage of Tarpon Lake, and what county is it in?
Is Anchorage of Tarpon Lake in a flood zone?
Is Anchorage of Tarpon Lake a good place to live?
Should you buy in Anchorage of Tarpon Lake?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: November 2, 2026) |
| Community market stats | Stellar MLS closed sales, 12-month windows ending September 20, 2026 |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (3 streets, ZIP 34685)) |
| Under-contract shares | Stellar MLS records, as of 2026-09-20 |
| Schools | 2025-26 district assignments + FLDOE school grades; verify with the district |
| Historical depth | Closed-sale records back to 2011 (66 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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More on Anchorage of Tarpon Lake
- Home values · What homes in Anchorage of Tarpon Lake actually sell for